asociatia societatilor financiare - alb romania
DESCRIPTION
Asociatia Societatilor Financiare - ALB Romania The Financial Companies Association – ALB Romania. Piaţa industriei de leasing financiar în România Financial Leasing Market in Romania September YtD 2010. - PowerPoint PPT PresentationTRANSCRIPT
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
1
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Asociatia Societatilor Financiare - ALB RomaniaThe Financial Companies Association – ALB Romania
Piaţa industriei de leasing financiar în RomâniaFinancial Leasing Market in Romania
September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
2
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Weight of NBFI`s portfolio out of GDP estimated for 2010 / Ponderea portofoliului institutiilor financiare nebancare in PIB-ul estimat la sfarsitul anului 2010
•Estimated GDP conform CNP / PIB estimat conform datelor Comisiei Nationale de Prognoza•NBFI`s portfolio estimated for 2010 conform NBR and ALB / Portofoliul IFN-urilor estimat ptr 2010 conform datelor BNR si ALB
Leasing Financiar/Financial Leasing
4%
Alte servicii financiare nebancare/
O thers Non-banking Financial
Services5.48%
Credit de Consum/Consumer Credit
0.41%
PIB/GDP
Total IFN9.89% din PIB9.89% Out of GDP
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
3
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Financial Leasing Market Evolution / Evolutia Pietei de Leasing Financiar September YtD 2005 ÷ September YtD 2010
780,209(-27.6%)
1,078,625(-74.1%)
1,423,822
2,339,471(+64.3%)
3,449,446(+47.4%)
4,170,365(+20.9%)
209,950 (-76%)
805,574(+72.8%)
466,145(+163.3%
875,747(+8.71%)
175,535 (-16.3%)197,210
685,630 (-77%) 497,368(-27.4%)
1,188,649
2,991,942(+25.9%)
2,375,351(+33.7%)
1,776,964(+49.5%)
96,362(+154%)
268,521(+178%)
302,675(+12.8%)
183,044(-40%) 107,305 (-41.3%)
37,9630
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000
4,500,000
2005 2006 2007 2008 2009 2010
(ooo
eur
o)
Total Vehicles/Vehicule Equipments/Echipamente Real-Estate/Imobiliare
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
4
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Leasing Financiar Market Evolution/ Evolutia pietei de leasing Financiar din RomaniaQuarterly Evolution 2007-2010 / Evolutie trimestriala 2007-2010
236,490
300,973
242,746
1,423,976
1,519,5561,498,823
1,038,101
1,132,298
1,279,047
647,289
356,179
420,474
301,972
254,769
1,226,832
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
Q12007
Q22007
Q32007
Q42007
Q12008
Q22008
Q32008
Q42008
Q12009
Q22009
Q32009
Q42009
Q12010
Q22010
Q32010
000
Eur
o
9%
-19.26%
-47,24%
-44,97%18%
12%
17%
6.7%
-5%
-28%-16%
-5%24%
-21.4%
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
5
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Financial Leasing Market - Weight per Good Segment / Piata de Leasing Financiar in Romania - Ponderea segementelor in total finantari
September YtD 2005 ÷ September YtD 2010
64%
14%
19%21%
14%
20%23%
22%
83% 76%
69% 72%
64%
17%
7%8%4%
3%0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
2005 2006 2007 2008 2009 2010
(000
eur
o)
Vehicles/Vehicule Equipments/Echipamente Real Estate/Imobiliare
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
6
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Financial Leasing Market Structure by Customer Type/Piata de leasing financiar din Romania dupa categoria utilizatorului
September YtD 2008 ÷ September YtD 2010
89%91% 92%
8%8%
6% 3% 1% 2%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Corporate/Companii Retail/Retail Public/Public
SeptemberYtD 2008
SeptemberYtD 2009
SeptemberYtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
7
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Leasing Market Structure by Acquisition Type/Piata de leasing din Romania dupa tipul achizitiei
September YtD 2008 ÷ September YtD 2010
94%
83% 78%
6%
17% 22%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Brand New/ Noi Used / Second Hand
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
8
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Financial Leasing Market Structure by Type of Lessor/Piata de leasing financiar din Romania dupa categoria societatilor de leasing
September YtD 2008 ÷ September YtD 2010
65%61% 63%
18%26%
23%
17%13% 14%
0%
10%
20%
30%
40%
50%
60%
70%
Bank's Subsidiares/ Subsidiarebanci
Captive Independent/ Independente
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
9
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Financial Leasing Market Structure by Origin/Piata de leasing financiar din Romania dupa originea bunului
September YtD 2008 ÷ September YtD 2010
70%
78%
91%
20% 21%
8%10%
1% 1%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Domestic Domestic EU Import
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
10
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Financial Leasing Market Structure By Duration of Contract /Piata de Leasing Financiar din Romania dupa durata contractului
September YtD 2008 ÷ September YtD 2010
2% 3%
6%4%
5%
10%
18% 18%
21%
30%
23%22%
34%
25%
20%
12%
26%
21%
0%
5%
10%
15%
20%
25%
30%
35%
1 Year/ 1 An
1 - 2 Years/ 1-2 Ani
2 - 3 Years/ 2-3 Ani
3 - 4 Years/ 3-4 Ani
4 - 5 Years/4-5 Ani
> 5 Years/>5 Ani
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
11
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
FINANTAREA VEHICULELOR/VEHICLE FINANCING
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
12
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Financial Leasing Market Vehicle Financing/Piata de leasing financiar din Romania finantarea vehiculelor
September YtD 2008 ÷ September YtD 2010
55%
60%
58%
13%15% 16%
30%
23%25%
2% 2%1%
0%
10%
20%
30%
40%
50%
60%
70%
PASSENGERS CARS/Autoturisme
LIGHT COMMERCIALS /Vehicule Comerciale Usoare
HEAVY COMMERCIALS/Vehicule Comerciale Grele
OTHERS/Alte vehicule
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
13
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Vehicle Financing by Origin/Finantarea vehiculelor dupa originea bunului in leasing financiar
September YtD 2008 ÷ September YtD 2010
73%77%
93%
15%
22%
6%
12%
1% 1%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Domestic Domestic EU Import
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
14
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Vehicle Financing by Acquisition Type/Finantarea Vehiculelor dupa tipul achizitiei
September YtD 2008 ÷ September YtD 2010
95%
82% 77%
5%
18% 23%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Brand New/ Noi Used / Second Hand
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
15
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Vehicle Financing By Duration of the Contract /Finantarea Vehiculelor dupa durata contractului
September YtD 2008 ÷ September YtD 2010
1%
4%
7%4%
6%
10%
22% 21%
27% 27%
30%
28%
38%
29%
23%
8%
10%
5%
0%
5%
10%
15%
20%
25%
30%
35%
40%
1 Year/ 1 An
1 - 2 Years/ 1-2 Ani
2 - 3 Years/ 2-3 Ani
3 - 4 Years/ 3-4 Ani
4 - 5 Years/4-5 Ani
> 5 Years/>5 Ani
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
16
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Equipment Financing / Finantarea Echipamentelor
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
17
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Leasing Market Equipment Financing/Piata de leasing din Romania finantarea echipamentelor
September YtD 2009 vs. September YtD2010
Construction31%
Metal processing7%
Food & Beverage4%
Wood processing3%
Office 3%
Printing & Packaging4%
Electrical devices1%
Petroleum & Derivatives3%
Others9%
Forklift3%
Plastics & Rubber1%
Car Service2%
IT & Software6%Medical
8%
Agriculture13%
Chemical Industry2%
2009
2010
Medical6% IT & Software
7%
Others32%
Car Service2%
Plastics & Rubber1%
Forklift2%
Cogeneration4%
Chemical Industry2%
Metal processing6%
Wood processing3%
Food & Beverage6%Office
1%
Electrical devices1%
Printing & Packaging2%
Petroleum & Derivatives1%
Agriculture10%
Construction14%
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
18
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Equipment Financing by Origin/Finantarea echipamentelor dupa originea bunului
September YtD 2008 ÷ September YtD 2010
72% 68% 80%
19%
32%
18%9%
0% 2%
0%
10%
20%
30%
40%
50%
60%
70%
80%
Domestic Domestic EU Import
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
19
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Echipamentelor Financing by Acquisition Type/Finantarea Echipamentelor dupa tipul achizitiei September YtD 2008 ÷ September YtD 2010
96% 94%
74%
4%
6%
26%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Brand New/ Noi Used / Second Hand
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
20
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Equipment Financing by Customer Type/Finantarea Echipamentelor dupa categoria utilizatorului
September YtD 2008 ÷ September YtD 2010
98% 98%93%
1% 1% 5% 1% 1% 2%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Corporate/Companii Retail/Retail Public/Public
SeptemberYtD 2008
SeptemberYtD 2009
SeptemberYtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
21
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Equipment Financing By Contract Term/Finantarea echipamentelor dupa durata contractului
September YtD 2008 ÷ September YtD 2010
1%3% 4%
4%7%
16%
22%24%
18%
27%
18% 20%
38%
32%
26%
8%
17%16%
0%
5%
10%
15%
20%
25%
30%
35%
40%
1 Year/ 1 An
1 - 2 Years/ 1-2 Ani
2 - 3 Years/ 2-3 Ani
3 - 4 Years/ 3-4 Ani
4 - 5 Years/4-5 Ani
> 5 Years/>5 Ani
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
22
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Finantarea Bunurilor Imobiliare/Real- Estate Financing
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
23
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Romanian Financial Leasing Market Real - Estate Financing/Piata de leasing din Romania - finantarea sectorului
imobiliarSeptember YtD 2008 ÷ September YtD 2010
31%
27%
22%
14%
23%
35%
7%8%
0%
12%
1%
27%
23%
7%5%
13%
34%
11%
0%
5%
10%
15%
20%
25%
30%
35%
INDUSTRIAL /Industriale
OFFICE HOTEL /Hoteluri
RETAILOUTLETS
RESIDENTIAL/Rezidential
LAND/ Teren
September YtD 2008 September YtD 2009 September YtD 2010
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
24
Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA
Real Estate Financing By Contract Term/Finantarea bunurilor Imobiliare dupa durata contractului
September YtD 2008 ÷ September YtD 2010
1% 0% 0% 1% 0% 1%
7%
0% 0%
14%
0% 1%
15%
3%0%
62%
96% 98%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
1 Year/ 1 An
1 - 2 Years/ 1-2 Ani
2 - 3 Years/ 2-3 Ani
3 - 4 Years/ 3-4 Ani
4 - 5 Years/4-5 Ani
> 5 Years/>5 Ani
September YtD 2008 September YtD 2009 September YtD 2010