ATM Safety Guide

ATM fraud is on the rise. The fitted Skimming and PIN capturing devices are often removed within 24 hours. Keep your money and personal information from fraudsters and stay alert when using ATMs. For more information on skimming, PIN capturing and how to keep your money and personal information safe, visit our website at www.pocu.la and click on the Membership tab.

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1) Light diffuser area - A pinhole camera is fitted to the top of the ATM – typically, these devices are difficult for the untrained eye to detect. The camera captures your PIN as you type and either stores it or sends it wirelessly.

2) Speaker area - A concealed camera is typically used in conjunction with the skimming device in order to record customers typing their PIN into the ATM keypad. Cameras are usually concealed somewhere on the front of the ATM.

3) ATM side fascia - Fraudsters conceal pinhole cameras on the side fascia of the ATM. These pinhole cameras can also be placed in brochure holders nearby, pointing toward the keypad.

4) ATM keypad - A removable keypad is placed over original keyboard to record your PIN as you type it in. Your PIN is used along with your card information to create additional cards.

5) Card reader entry slot - A “skimming” device over the card reader is often used to read the magnetic strip and capture your card number, full name and other personally identifiable information.

6) Cash dispenser - Cash trapping is done by placing a fake cash dispenser over the ATM. The cash is dispensed from the ATM and it is trapped inside the fake dispenser. Your account and the ATM show a successful withdrawal but you never received the money.