Payment Solutions

B2 Channel ConnectClient Integration Solution Overview B2 TDI Limited, 60 Lombard Street, London EC3V 9EA, T: +44 203 178 5910 E: info@b2-tdi.com

Content

• B2 TDI - Client Integration Vision & Strategy

• Enabling Technology

• Delivery Options

• Business Model

B2 Channel ConnectStrategic Vision for Client Integration

• To radically reform the process of integrating corporate customers to a bank’s global transaction network

B2 Channel ConnectStrategy for Client Integration

• To reduce the timescales for client integration from months to weeks or days

• To significantly reduce the costs of customer integration

• To provide a single integrated channel between a bank and its customers for all cash management and other electronic value added e-business services

• To support all current and future standards (SEPA, ISO20022 etc.)

B2 Channel ConnectHow Are Cost & Time Savings Achieved?

• Very high levels of re-usability• Ability to process file formats the client uses now• 10 years of payments & ERP knowledge & experience

encapsulated in the B2 Client Integration offering• Leverages proven FX technology where integrations take

days not weeks• Advanced graphic development tools enable rapid adaptor

development• B2 TDI’s structured methodology

B2 Channel ConnectEnabling Technology for Client Integration

• B2 Firebird messaging & workflow platform• Asset class agnostic• 4th Generation Messaging Technology• Massively scalable• Highly resilient• ‘Lego Brick’ reusability• Graphical adaptor development tools• Supports current & future standards

The Firebird platform is significantly deployed in the FX and Funds markets carrying large volumes of mission critical transaction each day

B2 Channel ConnectDelivery Options for Client Integration

• One stop software as a service (SaaS) & client integration consultancy services – fixed monthly fee

• On site license with or without client integration consultancy services – fixed monthly fee

• Traditional software licenses plus training and support

B2 Channel ConnectWhere Does the Hub Technology Fit In?

• Between the customer and the bank• Behind the bank’s channels• As part of the bank’s infrastructure

B2 Channel ConnectDelivery Options: - Client Connection to the B2 GTS Hub

B2 Channel ConnectDelivery Options: - Bank Connection to the B2 GTS Hub

B2 Channel ConnectDelivery Options: - B2 Firebird Technology Integrated into Bank Infrastructure

• B2 Hub CSSF* regulated• Dual live/live data centers• Gigabit fiber link between

centers• CSSF regulated data centers• Full Luxembourg banking data

security

B2 Channel ConnectDelivery Options – SaaS Data Centers

*The CSSF is the Luxembourg financial regulator, similar to the FSA and the SEC. B2 Hub’s operations are considered to be systemically important to the financial services community and are subject to regulatory control in Luxembourg

B2 Channel ConnectDelivery Options – SaaS Data Centre Architecture

Database Database

Clustered Database Access

Messaging Messaging Messaging Messaging

Clustered Messaging Bus

Interface Interface Interface Interface

Communications Infrastructure

Agents UI FIX Others

VMWare ESX

Data Centre 1 Data Centre 2

Data Centre 1 Data Centre 2

Multi server architecture for scalability, designed to work across multiple data centres.

B2 Channel ConnectIntegration Scenarios

1. Customer already has integration with another bank

2. Customer requires complex SAP/Oracle integration

3. Client uses multiple ERP systems over a number of locations

4. Customer requires SEPA or other standards compliance

B2 Channel ConnectScenario – Client Has Existing Bank Integration

• Client sends their existing format payment files to the hub• The Hub transforms these to Standard Bank format• The Hub receives statement files and transforms/enriches them to

match the format the client expects from their previous bank• The client makes only data changes• Integration process is very quick

B2 Channel ConnectScenario - SAP/ORACLE Integration

• Thin ERP Integrator layer sends/receives files in standard format• The Hub performs country/payment type specific transformations• Client side process ‘lighter’ than standard approach• High levels of re-usability• Integration process is quicker and cheaper than standard

approach

B2 Channel ConnectScenario – Multiple Site Integration

• Each site is integrated individually• Hub can receive and consolidate balance data from subsidiaries

for cash management purposes• Allows the client to build a central ‘payment factory’

B2 Channel ConnectScenario – SEPA Standards Conversion

B2 Channel ConnectComparison with Conventional Integration

Conventional B2 TDITime to complete integration Months Weeks

Typical cost for large corporate >$100k up front $70k over 3 years

Re-usability level Minimal >90%

Client resource requirement Significant for on site solution Minimal using any file in/out facilities

File formats supported Limited to Bank supported formats

Any file format in/out

Support for other bank’s formats

No Yes

Support for other value added service messages/files

Typically no Yes

• Instant access to a market leading range of integration services and experience

• Rapid migration of clients from other banks• Fixed integration costs• Lower integration costs• Shorter time to market• Significant competitive advantages• Eases client and bank resource constraints• Increased client integration capacity• Provides a channel for other value added services in future

B2 Channel ConnectBenefits

B2 Channel ConnectBusiness Model

• Customer Integration Service Contract• Software License & Support• Bank Support Contract

B2 Channel ConnectBusiness Model – Customer Integration Service (CIS)

The contract is based on a fixed monthly fee over a 3 year period, which includes:

• Project scoping• Integration set-up• On-going support• Operating cost• Project Management

(There are no up front integration or licencing costs in addition to this)

Cost

Integration of up to an agreed maximum number of clients using the hub.

This is an end-to-end service from initial client engagement through to on-going production support.

The bank provide logistical services such as account opening and testing facilities

B2 TDI Provides

1 2

B2 Channel ConnectBusiness Model – Software License and Support

Annual license and support charge dependent on the number of clients licensed and the level of integration support required

Cost

License to use the B2 Firebird software as part of the Bank’s IT infrastructure

Implementation support

BA Training

Remote Support

Client Integration Support

B2 TDI Provides

1 2

Contact:B2 TDI +44 203 178 5910info@b2-tdi.com