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BalticPlace

01

TABLE OF CONTENTS

02 Executive Summary

0 5 The Development

1 5 The Location

2 1 The City

27 UK Market Analysis

3 0 The Opportunity

04

Executive Summary

7% P.A

Assured rental y ie ld

M anagedFul l y

Propert ies

1 5%Early Investor

discount

• Baltic Place offers investors one years rental assurance, with a 7% yield.

• Offers residents some of the largest and most spacious apartments.

• Providing high quality finishes and hard waring materials throughout.

• By far the coolest residential located in Liverpool City Centre.

• Heavily discounted for early Investors.

The d evelopment offers a 7% assured yield for 1 2 months with a 1 5% earl y investor disc ount.

The propert ies wi l l be fu l ly managed al lowing for a hands off investment. The apartments wi l l be some of the largest of th is type in the c ity .

I t is designed to appeal to the young c ity l iv ing generat ion.

Balt ic Place is in the heart of L iverpool ’s Creative Quarter . The Balt ic Tr iangle was voted the best h ipster locat ion in the UK outside of London.

Balt ic Place opens out onto three acres of mature, untouched green space, whi lst remaining in touching distance with the v ibrant c ity centre.

03

Why invest?

04

The Development

05

173 Apartments

Q3 2020 Complet ion

108 x 1 Bed Apartments

52 x 2 Bed Apartments

13 x 2 Bed Townhouses

A uniquel y d esigned d evelopment in the

hear t of Liverpool ’s c oolest locati on.

Luxury l iv ing in the heart of L iverpool ’s Creative Quarter .

Balt ic Place is L iverpool ’s hottest resident ia l locat ion. A stones throw

from Cain’s Brewery Vi l lage in the Balt ic Tr iangle, which is quick ly

becoming the No. 1 spot in the c ity for the hipster generat ion.

Cool , Urban, C ity Centre L iv ing.

Investment Options

1 Bedroom Apartments

Starting from £129,500

Apartment Purchase Pr ice £129,500

RIC S Valuat ion £153,000

Antic ipated Rent PCM £755

Total Gross Annual Income £9,060

Annual Service Charge £430

Lett ing Management Fee £453

Ground Rent £400

Total Charges £1 ,283

Net Inc ome £7,777

Gross Annual Yield 7%

The calculation...

Purchase Pr ice

Discount on RIC S Valuat ion

Forecasted capital growth

Total projected capital growth

Total 7% Net Income over 5 yrs

Total combined income over 5 yrs

Value of property after 5 yrs

ROI % 5 years from c ompleti on

Annual ised NE T ROI

£129,500 £129,500 £129,500

£23,500.00 £23,500.00 £23,500.00

£22,950.00 £38,250.00 £53,550.00

£46,450.00 £61 ,750.00 £77,050.00

£38,885.00 £38,885.00 £38,885.00

£85,335.00 £100,635.00 £115,935.00

£175,950.00 £191 ,250.00 £206,550.00

65.9% 77.7% 89.5%

1 3.2% 1 5.5% 17.9%

5 Yr investment Conservative Expected Bouyant3% JLL 7%

Please note f inancials are for indicat ive purposes only and may be subject to change. Based on JLL Forecast .RIC S report provided by PKPM, Charter Surveyors.

1107

Investment Options

2 Bedroom Apartments

Starting from £175,000

Apartment Purchase Pr ice £175,000

RIC S Valuat ion £206,500

Antic ipated Rent PCM £1 ,025

Total Gross Annual Income £12,300

Annual Service Charge £610

Lett ing Management Fee £615

Ground Rent £400

Total Charges £1 ,625

Net Inc ome £10,625

Gross Annual Yield 7 .0 3%

Purchase Pr ice

Discount on RIC S Valuat ion

Forecasted capital growth

Total projected capital growth

Total 7% Net Income over 5 yrs

Total combined income over 5 yrs

Value of property after 5 yrs

ROI % 5 years from c ompleti on

Annual ised NE T ROI

£175,000 £175,000 £175,000

£31,500.00 £31 ,500.00 £31 ,500.00

£30,975.00 £51 ,625.00 £72,275.00

£62,475.00 £83,125.00 £103,775.00

£53,375.00 £53,375.00 £53,375.00

£115,850.00 £136,500.00 £157,150.00

£237,475.00 £258,125.00 £278,775.00

66.2% 78% 89.8%

1 3.2% 1 5.6% 1 8%

5 Yr investment Conservative Expected Bouyant3% JLL 7%

1109

Investment Options

2 Bedroom Townhouses

Starting from £225,000

Apartment Purchase Pr ice £225,000

RIC S Valuat ion £265,000

Antic ipated Rent PCM £1 ,315

Total Gross Annual Income £15,780

Annual Service Charge £754

Lett ing Management Fee £868

Ground Rent £400

Total Charges £2,022

Net Inc ome £1 3,758

Gross Annual Yield 7 .01%

Purchase Pr ice

Discount on RIC S Valuat ion

Forecasted capital growth

Total projected capital growth

Total 7% Net Income over 5 yrs

Total combined income over 5 yrs

Value of property after 5 yrs

ROI % 5 years from c ompleti on

Annual ised NE T ROI

£225,000 £225,000 £225,000

£40,000.00 £40,000.00 £40,000.00

£39,750.00 £66,250.00 £92,750.00

£79,750.00 £106,250.00 £132,750.00

£68,791 .00 £68,791 .00 £68,791 .00

£148,541 .00 £175,041 .00 £201,541 .00

£304,750.00 £331,250.00 £357,750.00

66% 77.8% 89.6%

1 3.2% 1 5.6% 17.9%

5 Yr investment Conservative Expected Bouyant3% JLL 7%

The calculation...Please note f inancials are for indicat ive purposes only and may be subject to change. Based on JLL Forecast .RIC S report provided by PKPM, Charter Surveyors.

1111

ROOF TOP TERRACE

Residents will be able to enjoy a unique offering for this type of development in Liverpool. The roof top terrace will provide a private place to socialise & chill whilst giving views across the River Mersey, back toward the city centre and fantastic view of both of Liverpool’s iconic cathedrals.

The Balt ic Triangle is the Fastest Growing area in the C it y

The Location

15

Liverpool ’s Balt ic Triangle is in the hear t of our fashi onable, creative and digital quar ter.

I t ’s the dest inat ions of choice for establ ished and star t-up tech savvy

businesses.

Fashion, design and creat iv ity play a big par t in making the Balt ic Tr iangle

a great place to l ive and work .

Balt ic Place is located in the trendiest par t of the Balt ic Tr iangle, next to

Cain’s Brewery Vi l lage.

With excel lent workspace, cafes, bars and restaurants l i teral ly on the

door step.

Voted best Hipster Locati on in the UK. Outsid e of London

In the Hear t of Liverpool ’s Creative and Digital Quar ter

The Balt ic Tr iangle has grown s ignif icant ly over the last 5 years,

the main expansion being with in Cain’s Brewery Vi l lage. The focal

point being the 18 century brewery bui ld ing which c losed in 2013,

but swift ly re-emerged as an urban work space for creat ive and

ar t ist ic star tups, who have f locked to the area.

Creative and ar t ist ic star tups have f locked to the area, which in

turn has st imulated the creat ion of new bars, restaurants and the

popular Balt ic Market . As a result of th is expansion the area is

now the most popular dest inat ion for locals and v is itors .

Liverpool’s Coolest Address

16

Restaurants Balt ic Market Art isan Coffee Shops

Bike Storage U n d e r g r o u n d Park ing

Art Gal ler ies Craft Beer Green Space 24/7 CCTV Creative workspace

EARLY INVESTOR DISCOUNTS

This off-plan opportunity.

is priced competitively against others in

this area.

However, early investors can also

secure a massive 15% discount off RICS

valuation.

With property prices expected to rise by

23% in the next five years.

Early Investors will have locked in

significant equity at completion of

purchase.

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Balt ic Place is a h igh qual ity , wel l designed

bui ld ing. With some of the best v iews of the

c ity and waterfront .

Balt ic Park is three acres of park land

al lowing residence to relax and play in a

mature, tranqui l environment.

St James Train Stat ion, due to open in 2020

making th is one of the best connected s ite.

5mins to L iverpool ’s CBD and 30 minutes to

Manchester .

Cain’s Brewery Vi l lage, ever expanding and

one of the trendiest dest inat ions in the c ity

for food and enter tainment.

www.breweryvi l lage.com

Northern L ights, houses a v ibrant

community of ar t ists , designers, makers,

f i lmmakers, wr iters , music ians.

www.nor thernl ights l iverpool .com

The Liverpool Marina, Breath tak ing v iews

across the r iver at the Yacht C lub.

www. l iverpoolmarina.com

The Prominade, a 3 mi le r ivers ide walk

star t ing at the Alber t Dock and f in ishing in

65 acres of park land at Otterspool .

The Echo Arena, L iverpool premiere event

and show space, host ing l ive music , comedy

and sport ing events.

www.echoarena.com

The Alber t Dock, unique exhibit ions, gal ler ies

and events. With some of the best cafes

and restaurants in the c ity

www.alber tdock.com

Liverpool One, a contemporary open-air

shopping complex, and one of Europe’s

leading retai l and le isure dest inat ions.

www. l iverpool-one.com

10 Reasons why Buy-to-Let is booming in The Baltic

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57,000 S tud ents &

c ounting!

The City

Liverpool is c onsid ered the pla c e to invest by many in 201 8.

With its populati on rapidl y r is ing within the C it y C entre, providing a s ignificant d emand for rental proper t y. The current und ersuppl y of resid ential proper t y is providing investors some of the best rental y ields in the UK.

Young professionals are f lock ing to the central urban zone to l ive and work amongst some of the biggest companies and best bars in the UK. This unique blend of work and culture is what makes L iverpool such a lucrat ive investment when it comes to buy to let property.

With the total number of regenerat ion projects outstr ipping that in many other UK c it ies , success stor ies l ike the Balt ic Tr iangle and LiverpoolONE are attract ing investors to get involved in L iverpool ’s prosperous property scene.

Und er 30sLiverpool is home to one of the UK’s

youngest populati ons

50% of al l people l iv ing in Liverpool are young professi onals

Liverpool has witnessed a rec ord number of star up businesses in rec ent years.

£5.5m Billion investmentThe rapid transformati on of Liverpool has mainl y focused on c entral areas of the c it y however, investor sentiment has now shifted to the south of the c it y ’s c entre.

£1 billionKnowledge Quarter

240-acre regeneration

Ten Streets Creative Hubis a proposed 125-acre regeneration with the potential to create

2,500 jobs

£3.5mIsle of Man Ferry terminal

22

£50mproposed Cruise

Liner Terminal

£200mPall Mall

regeneration

£1 billionKnowledge Quarter

240-acre regeneration

£300mnew football

stadium

£400mshipping container

terminal

Now is the t ime to invest in Liverpool

Liverpool’s rental sector is driven by the growing number of

businesses, a rise in student numbers and a huge demand for skills

in emerging digital, science and tech sectors.

Liverpool is undergoing a rapid transformation. The creation of

multi-billion pound investments and the government’s Northern

Powerhouse initiative have helped to secure the city’s future

economic growth, that will ultimately boost demand for housing in

the city.

50% of all people living in Liverpool are young professionals.

Liverpool is home to one of the UK’s youngest populations.

At any one time Liverpool can have up to 57,000 students living

in the city centre.

Liverpool has a growing rental market will some of the best

rental price increases in the UK.

With the growth of the Baltic Triangle area Liverpool is home to

a record number of start-up businesses.

House pric e forecast

for next 5 yrs

Of young people aged

between 25 & 34 now l iv ing

in rented homes

23%

1 8%

46%

Rental pric e forecast

for next 5 yrs

increase

increase

23

Liverpool’s Appeal

24

Growth & InvestmentLiverpool is one of the UK’s most wel l-connected c it ies , which

g ives it an appeal that few can r ival . In terms of infrastructure, the

Merseyside c ity has its own airpor t , access to al l ma jor c it ies v ia

motorway, ferry serv ices and an excel lent internal transport system.

25

New Hig h-S peed Rai l L inkThe new HS2 direct h igh-speed rai l l ink from Liverpool to London and

Manchester wi l l reduce travel t imes and is set to boost the region’s economy

by £15 bi l l ion. Journey t imes between Liverpool and London could be cut

from 2 hours down to 1 hour and 15 minutes and travel between Liverpool

and Manchester could be reduced to just 21 minutes. I t is thought that

20,000 new jobs wi l l be created and shor ter journey t imes wi l l encourage

2.9 mi l l ion more hol iday and le isure v is itors to the region.

UK Market Analysis

27

In rec ent years, emerging regi ons, away from London, have al lowed investors to a chieve hig her rental y ields, with returns surpassing the average 4% rental y ield in London.

Liverpool ’s populat ion is younger than that of England as a whole,

with 42.3% of its populat ion under the age of 30, compared to an

Engl ish average of 37.4%. 65.1% of the populat ion is of work ing age.

5 Mi l l i on

rental homes in the UK

£1 Tri l l i on

rental homes in the UK

20%of al l UK homes are now rented

in the private sector

60%is the number of proper ties

in the UK und er homeownership

Northern PowerhoseThe Northern Powerhouse has been growing in prominence in recent years, largely thanks to the swel l of companies either star t ing up in or moving to c it ies in the nor th, and away from London. This has led to more people leaving the capital , making a new demand for propert ies in the rental market in the nor th of England.

There has been a c l imb in the number of businesses coming to L iverpool , helping the Merseyside c ity become the fastest r is ing in terms of

product iv ity in the UK outside London.

In the past 12 months, L iverpool has also become one of the most prominent UK locat ions for star t-up businesses. According to a report from DueDi l , for 2016 as a whole, L iverpool saw the number of smal l businesses in the c ity expand by more than 21%, and it ’s expected that th is wi l l grow again in 2017, with another 6,000 new businesses set to come to the c ity th is year.

The Future of the UK’s Proper t y M arket

The UK government is committed to boost ing the economic growth of Core C it ies in the North of

England inc luding Manchester , L iverpool , Leeds, Sheffie ld , Hul l and Newcast le .

Investment from the UK government with in the next 30 years as par t of

the Northern Powerhouse Partnership.

£900m £400m

Stronger house pr ice growth than

London.

Investment in st imulat ing

star tup business growth in the

nor th.

L iverpool offers the most

ivnestment potent ia l when compared to

other Nor thern Powerhouses.

Generation Rent With fewer und er 30s buying homes,

the average age of f irst-t ime

buyers is edging ever c loser to 40

as more people see renting as a

favourable opti on to buying their own proper t y.

There are current ly as many as 5 mi l l ion people l iv ing in the UK as pr ivate rented sector tenants, which is a h igher volume than has ever been seen nat ionwide. As homeownership has dwindled from peaks of around three quarters to less than a th ird in recent years, the volume of Br its becoming pr ivate tenants has c l imbed markedly .

Today, purpose-bui lt rental homes f it better into people’s l ives than ever before. They are considered more convenient , a l lowing tenants to move into homes that are already furnished, providing the freedom to move when they need to fur ther their career without having to sel l their house f irst .

5 million people in private rental accommodation

Rents predicted to continue to rise

Homeownership at an all-time low

When c oupled with things such as the la ck of stock in the rental market, pushing pric es ever hig her, the r is ing d emand and the evergreen nature of the market, means that there has never been a better t ime to invest.

Apartments within Baltic Place will be sold on a leasehold basis for a period of 250 years.

A team of commercial solicitors, experienced in the UK’s buy-to-let market, have been appointed to act on the behalf of investors.

£5,000 Reservation Fee

25% deposit, exchange within 21 days.

25% deposit, 4 months after exchange of contracts.

50% balance on Completion of Purchase.

OPTI ON 1

Payment proc ess

OPTI ON 2

£5,000 Reservation Fee

50% deposit, exchange within 21 days.

25% deposit, 6 months after exchange of contracts.

25% balance on Completion of Purchase.

4% interest paid on deposits at Completion.

30

MAXIMISEReturn-on-InvestmentEarly Investors are rewarded with the maximum discounts and the best chose of apartments. Whilst also benefiting from:

15%Early Investor discounts on RICS values.

Capital GrowthDue to Liverpool’s rising property market.

Rental DemandThe Baltic Triangle is a premium rental area.

31

The Opportunity

Is there a benefit for buying into the project in the earl y off plan stages? Ear ly investors wi l l have the choice of the best units with in th is exclusive L iverpool address and wi l l be able to purchase an apartment 15% below the projected market value upon complet ion.

What is the length of the leasehold? Each apartment is sold on a 250-year leasehold.

C an I sel l my unit/s at any t ime? Investors are permitted to sel l at any t ime after complet ion.

C an I use a mor tgage to purchase a unit? I t is l i ke ly that a mortgage can be obtained for these propert ies on complet ion of purchase.

Please note we are not mortgage advisors and therefore offer no guarantees. We are also not qual i f ied to g ive f inancial advice. Accordingly , the information we provide should not be construed as such under any c ircumstances. I f investors have any concerns or quer ies relat ing to post complet ion f inance, they must seek independent special ist advice from a suitably qual i f ied professional . The developer wi l l not accept l iabi l i ty for any losses result ing from the fai lure to obtain a mortgage or any other form of secured loan.

Is there an exit strateg y?Yes, there is a h igh demand for luxury apartments in L iverpool . You can appoint any local estate agent who would be more than happy to sel l your apartment/s on your behalf .

Is the sale handled by UK law yers? Yes. A team of commercial sol ic itors , experienced in UK property investment, have been appointed to act on the behalf of investors.

A s a non-resid ent in the UK am I taxed on this inc ome? I f you are a UK resident then yes, you wi l l be subject to tax. I f you are a ‘non-resident’ in the UK, then you are c lassed as an overseas landlord and may apply to HMRC in the UK for exemption. Please note we cannot guarantee that an appl icat ion to receive rent with no tax deduct ions wi l l be accepted.

When wil l the d evelopment c omplete? Balt ic Place wi l l star t on s ite in Q4 2018 and wi l l be completed in Q3 2020.

Is there furniture includ ed in the pric e of the apar tment? No. Furniture packages are opt ional however, they are required in order to qual i fy for the 1 year rental assurance.

When wil l the d evelopment be occupied and when wil l I rec eive my inc ome? The apartments wi l l be let out from the date of complet ion and the assured y ie ld wi l l be paid from this date, quar ter ly in arrears.

What happens at the end of the 1 2-month rental assuranc e peri od? At the end of year 1 , investors wi l l have the opt ion to cont inue managing the unit through our management company. Investors wi l l be responsible for the payments of the management fee, ground rent and service charge. After the assured per iod, investors can manage the unit themselves or appoint another management company.

FAQs

BalticPlace