BEACON Loan Management Platform

The faster, smarter and cost-effective way to

automate your lending business

Faster processing, better oversight & superior risk control

Given the rapid growth of NBFC lending business in India, there is an urgent need to upgrade technology to keep pace with the asset growth. The cost of delayed decision making due to ad-hoc data management & human-intensive processes is driving firms to look at technology platforms which automate large portions of the business and thus achieve a quantum jump in overall productivity.

BEACON is a comprehensive loan management system to serve the needs of medium to large size firms looking to capture the entire loan life cycle from proposal origination and appraisal through sanction, security creation, documentation, disbursement and monitoring to

repayment and closure, using a flexible role based framework.

The platform captures every business

decision in the entire loan lifecycle, and

provides the top management a real-time

business performance report. A whole host

of reports including loan pipeline, sector

wise exposure, turn-around times per

activity, current book performance etc. are

available on the click of a button.

The technology is fully web based, and

everyone from a relationship manager to

the CEO can readily access the important

information online or even a mobile phone.

BEACON

Loan

request

Pre-loan

analysis

Reporting

Accounting

Loan

Booking

Cash-flow

management

Alerts &

Emails

Settlements

Full loan cycle management

How does BEACON manage every step of the loaning process?

Reporting in BEACON

The core strength of BEACON is to churn relevant, information-rich, real-time reports that

result in faster and better decision making. The platform makes regulatory compliance easy,

as it houses all the reports currently mandated by the RBI.

BEACON provides value to every person involved in the loan making process, starting with

the relation manager, who originates fresh business, and extending up to the CEO, who looks

at the strategic big picture. BEACON adopts a modular approach, and provides specific

modules for critical functions like pipeline management, cashflow forecasting, sensitivity

analysis, risk monitoring, month-end reconciliation and regulatory compliance.

Role & activity specific modules that help the business at every level.

Reporting across multiple dimensions

Over 45 real-time reports that track every aspect of loan management process.

Process control & Workflow management

Interfacing with accounting and third party platforms

A critical benefit of deploying BEACON platform is the ease of integration with third party

applications. The platform can easily integrate with accounting platforms like TALLY ERP 9.0,

or market data platforms from providers like REUTERS or BLOOMBERG, or other proprietary

applications. The system is highly customizable, and our consultants will help with data

migration from other systems and integration to external applications.

Clients will benefit from a clear segregation of roles and responsibilities, explicit

maker-checker controls, systematic email alerts for critical events, comprehensive

audit trail and robust document management support.

Accounting

platforms

Client’s Proprietary

platform

Market data service

Cash flow projection systems

MS EXCEL (for reports)

MS Outlook (for emails)

BEACON

Easy interfacing

Technology

Benefits to your organization

BEACON is built on flexible ‘.NET’ architecture, and can be hosted on a central server at the

client location to ensure full data confidentiality. The platform is fully web based, and can be

accessed by all stake holders from even a remote location. The technology is fully scalable and

modular, allowing clients to selectively choose modules that are relevant to their respective

business.

Internet

Server

installation

Access on mobile phone

Client

Work-stations

Software hosted on a client server

or a cloud, and can be accessed

over internet on a computer or

mobile phone

BEACON streamlines the entire loan management process, and provides benefits to users at

every step in the loan cycle. The key benefits of to the organization are listed below

Case Study – How BEACON helped a major NBFC in India

A rapidly growing NBFC, which has exposure to real estate, health care and

education sectors, wanted to put in place a business automation platform that

acts as a force multiplier and enables better corporate governance. The firm had

offices across India, and was looking for a web based solution that could

seamlessly interface with its accounting platform. BEACON has been deployed at

the client location for over a year and has resulted in significant efficiency

improvement and cost reduction

Achievements

Highlights

Fully web-based platform with over 30 users across 5 centers in India

All documentation, pre-loan analysis facilitated by the platform

Over 45 reports, which track every vital business metric

Huge man-hour saving for reconciliation, accounting, reporting jobs

Significant ease in document management & third party audit

30%

Turnaround

times

Man hours spent on

managing a loan

Time to report critical

business metrics

About Quantum Phinance

Quantum Phinance is a financial technology firm engaged in providing treasury and risk management solutions and allied services to banks, corporate treasuries, hedge funds and other financial institutions. The company was founded in 2006, and is promoted by former trading and investment banking professionals.

For more information, please visit www.quantumphinance.com or send us an email at contactus@quantumphinance.com. For queries or to fix up a demo, please call at +91-22-40052763

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