benefits, housing on reserve, anti suicide programs
Post on 21-Oct-2014
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A variety of best practices can help build strong communities.TRANSCRIPT
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Blackfoot ConfederacyCCP & Housing
Employee Benefits/PensionsYouth Anti Suicide
Housing
Coast Plaza Hotel, Calgary, Sept 18, 2012
Chris Hylton, MADarryl Copeland, Linden Anderson403 264-5288 [email protected]
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Chris Hylton
Volunteer with Calgary Friendship Centre
Worked with First Nations across Canada, including Siksika, Kainai, Piikani, Treaty 7
Salary Grids, HR Policies, Benefit Reviews, Training, Proposal Writing
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CCP & Housing
You work hard to come up with your best estimate of what your community housing needs
You get conflicting reports from community
You have difficulty negotiating from a position of strength
You receive an unworkable level of funding
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Results
Inadequate staffing and housing levels
Inadequate service to communityBlame gameLowered moraleLowered servicesLead to …..
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What is comprehensive community planning?
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Samson Cree 1994
Draft Community Plan 1994Community Planning Dept formed in 1997fragmenting of SCN land; impact on
limited agricultural resources; concerns with the environment, health and safety
around individual wells and septic systems; servicing costs; protection of resource extraction areas; and land availability.
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Samson Cree Nation Community Expansion Plan, depicting the townsite area
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What will the results look like?Will the CPP include decision and
management tools such as ranking tools, action plans, budget templates, implementation and funding strategies and a monitoring and evaluation plan as well?
This level of detail needs to be decided, including expectations for the final planning products that summarize the results of the CCP process (eg, final plan, budget).
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Create Economic Opportunities
Examining and identifying sustainable economic opportunities is an essential part of creating a Comprehensive Community Plan. Having a plan in place will also help to attract investment.
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Negotiating Strategy – You will be able to sayall our projections based on data we
get from Governmentour projected staffing and housing
levels are based on meeting this demand to meet your requirements
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Negotiating Strategy (ctd)
All our programs and services are based on terms and conditions for service as spelled out in our agreements with government agencies
Our CCP has indicated our needs in great detail
Our CCP tells us the community buys in
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To recap
Agencies have defined the services required,
Agencies have provided us with our own demographic data,
We have surveyed our community and determined the needs
Here is our plan to meet the needsHere is the funding levels required
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How does this tie in to Ethics
You are governed by Boards and Chief and Council
All subject to continuous community requests and constant scrutiny
How do you make it easy for Boards and Elected Officials to govern?
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How do you make it easy for Boards and Elected Officials to govern?
CCP gives your leadership the information they need about community needs
CCP gives your leaders information about how your departments are planning on meeting community needs
Data is king
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What type of Data?
Your population DemographicsCurrent service offerings (supply)Community service requirements
(demand)The gapWhat you are planning on doing about itThe money shortfall Results in greater community
understanding
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How does CCP support 5 year Agreements?
• Shows what services exist now, what services will be needed in the future
Gap analysis:1. Encourages each departments to
develop business plans to meet the needs
2. Data sources are everywhere3. Commitment and Evidence service
demand builds communityCG Hylton 16
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Funding sources
Check with your fundersCCP has a good reputation with
agencies and will support the processAlso look at new programs like First
Nations Market Housing Fund next slideWe have proposal writers available for
you
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13/202 5/47
6/75
4/63
30/134
2/40
5/35
5/14
0/29
0/0
LB
# of First Nation Applications Received by the First Nations Market Housing Fund / Total # of FNs in each Prov./Territories(June 8, 2012 70 First Nations have applied - 47 approved for Capacity Development)
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• Employer pays all costs of Life and Disability• Drug Coverage with a card• Health Care Spending Account
• E.g.) 80% Managed Drug Card – Dispensing Fee Deductible
• Health Spending Account for other Medical and Dental expenses
(e.g.. $500 single - $1000 family)
Inflation Proof Employee Benefits PlanInflation Proof Employee Benefits Plan
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Types of ContractsTypes of Contracts
• Fully Insured• Refund• ASO (Administrative
Services Only) • aka – “Self Insurance”
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Fully Insured vs. Self Insured (ASO)Fully Insured vs. Self Insured (ASO)
• Health and Dental Premiums over 3 years for Company XYZ = $300,000
• COST =$300,000
• Health and Dental Claims over 3 years for Company XYZ = $225,000 (75% of premiums)
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SavingsSavings
• Premiums = $ 300,000• less (Claims + ASO Expenses) =
$(257,500)
Savings to Company XYZ = $42,500
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Eliminating the RisksEliminating the Risks
1. Stop Loss Protection “Ceiling”
2. Out of Country Protection
Amount can be set at any level
e.g. $10,000, $7,500, $5,000 per year.
Designed to eliminate the risk of a very expensive drug claim
Insurance premium charged for stop loss protection
Protects the plan against an expensive out of country claim
Insurance premium charged for out of country protection
Typically 100% insured
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Pros and Cons of ASOPros and Cons of ASO
Pros
Pay only for what is claimed
Administrative charges are lower
Admin charges on claims not premiums
No reserves
Cons
• Without Stop Loss provision exposure on large drug claims
• Without travel coverage exposure of out of country claims
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What to do with a SurplusWhat to do with a Surplus
• Reduce health and dental rates
• Enhance benefits• Leave in account to reduce
possible future deficit• Give employees a “premium
vacation”
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PensionsPensions
•Types – DB, DC, RSP•Why important?•How to set up?•Investment choice•CAP Guidelines
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EAP – Employee Assistance PlanEAP – Employee Assistance Plan
• What is it?• What is the purpose?• What do they cost?• You need one!
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Youth Anti Suicide
Simple solutions work bestHorse programCulture campSamson program
Let us develop your program and find sources of funding for you!
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Housing
Darryl CopelandLinden Anderson
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Darryl Copeland
Real estate appraiser for over 15 years
Landlord with all the challenges of property management and maintenance.
Home builder (Provectus Homes)“provectus” – advanced or ahead of
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Secondary Suite
Granny flat, nanny suite, rental suite, or garden suite
May qualify for significant CMHC subsidy if built for seniors, disabled or for low income rental
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Duplex Infills
Increased Density Energy Efficient
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High Density Systems Built Development
Built indoors, reduced construction time, less reliant on trades, and built for rigidity of transport. 18 modular sections.
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Systems Built Duplex
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Systems Built Bungalow
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Systems Built Two storey
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Many more designs available
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Interior Finishing
Kitchen
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Interior Finishing
Bathroom
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Durability Options
Metal CabinetryPlywood behind drywallLaminate flooringGranite countersSolid core doorsHRV – heat recoveryConcrete board siding
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Energy Efficiency
Roxol insulationExterior insulation3 pane windowsHigh efficiency furnace Additional attic insulationHRV Homes with an energuide rating over
86, may qualify for subsidy
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Partnership Opportunities
Factory construction eliminates 80% of on site trades. Opportunities include those interested in excavation, cribbing, site servicing (wells, septic tank and field, road work), decks, garages, house movers, etc. We are happy to create partnership opportunities.
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Linden Anderson Intro
Introduce Linden AndersonDesigned the iBUILD construction
management system His software has made him an award
finalist with The Canadian Alliance of Residential Builders
Provectus Homes uses iBUILD software
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