BEST WAYS TO STAY HEALTHY TAKE UP THE

HEALTH INSURANCE

MoneyMindz.com India's First Free Online Financial Advisors

Health Insurance is the plan available to protect the health of an individual.

Changes in the climate around the globe and India in particular, have increased

the demand for the health insurance.

Health Insurance Need Of The Hour:

Life expectancy of an average Indian has come down to 65 years. This is due to

changes in the climate, and food habits. Gone are the days we used to make and

eat healthy food. Invasion of fast food from other parts of the world has flooded

the Indian food market.

Indians love to eat food and hence prone to various diseases like heart attack,

excess fat, cholesterol, kidney failure, blood pressure, asthma and host of

other deadly diseases. Health insurance plays a fundamental role in guarding

your health and medical expenses in a logical fashion.

Benefits Of A Good Health Insurance:

A good health insurance comes with spectacular benefits:

Covers Life Threatening Diseases: A good health insurance covers

life threatening diseases like Heart attack, Swine Flu, Kidney failure, Cancer,

High blood pressure, Stroke, Cholesterol, and others in India.

Super Coverage: A wonderful health insurance plan will have a spectacular

coverage. Some of the components of the health insurance would consist of the

following components given below.

Inpatient-Hospitalization

Pre-hospitalization

Family floater policy

Free Health Checks

Post-hospitalization

Room Rentals

Ambulance Coverage

ICU Charges

Domiciliary Hospitalizations

Alternate Treatment Benefits

Save Time and Money: A fantastic health insurance saves lot of time and

money. One can save lot of money on doctors, medicines, hospital visits and

various treatments in India.

Longer Life: A good health insurance plays a great role in having a longer and

healthier life.

Tax Benefits: A good health insurance is playing a major role in offering

exemption for the policyholders in India.

Complete Transparency: A superior insurance plan is good in providing

complete transparency to the policyholder. One can visit the website to browse

health plans, and personally visit the insurance advisor to get clear view on the

health products in India.

Good Customer Service: A wonderful health insurance plan, good in offering

excellent customer service to the investor. They have 24/7 Telephone, Email and

Online chat support available every day to assist the policyholder in India.

Nuisance Of The Health Insurance:

Not Enough Medical Coverage: Medical activities like surgical costs, in-patient

and out-patient treatments, has increased. Hence health insurance cannot cover

that.

Some Diseases Uncovered: Certain diseases like blood cancer, diabetes, hearing

diseases, blindness since childhood, congenital external defects, venereal

diseases, intentional self-injuries, using toxic, doing tests not related to diseases

are some of them.

Long Waiting Periods: Good health insurance policy will have longer waiting

period of 30 days. At this time any hospitalization charges will not be paid by the

insurance companies.

Pre-existing Diseases Uncovered: Most of the health related insurance does

not cover any pre-existing diseases in India.

Premiums And Coverage: Premium and coverage would cost lot of money.

Hence many health insurance company are cutting down, amount of care they

cover in India.

Absolutely No Choices: Most of the health insurance plans in India, does not

have any choices. Policyholder’s freedom to resolve these issues are restricted.

Health insurance is ideal to enhance quality of life and encourage higher life

expectancies in India.

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