B.Ghose & Associates have been in the business of promotion & development since 1990.

The group diversified in 2006 and formed BGA Realtors, a registered partnership firm.

The group has an unblemished track record of more than 25 years.

The company provides complete “Housing Solutions” throughout Eastern India.

BGA is a brand primarily associated with

affordable housing

Pioneers in the field

We have Built, Developed and Delivered

True to our promises

Size EMI or Rent

EWS• minimum of 300 sq ft super built-up area• minimum of 269 sq ft (25 sq m) carpet

area Not exceeding 30-40% of gross monthly income of buyer

LIG• minimum of 500 sq ft super built-up area• maximum of 517 sq ft (48 sq m) carpet

area

MIG• 600 – 1,200 sq ft super built-up area• maximum of 861 sq ft (80 sq m) carpet

area

The Target Audience – Affordable Housing Sector

The great Indian middle class- Comprising 44% of our populace

Three areas that deserve attention to provide affordable homes.

1. Availability of land for housing.2. Availability of flats which are affordable.3. Availability of bank finance.

A look at the Supply-Demand Dynamics

Urban Housing Shortage in the country at the end of the 10th Five-Year Plan was

estimated at 24.71 million for 66.30 million households.

99% of this shortage pertains to middle and lower income

groups

As per 2011 Census, India has a population of 1,210.98 million out of which 377.10 million i.e. 31.16% live

in urban areas.

It is the housing requirements of the lower & middle income groups that are grossly unattended and there exists a

huge dearth in the supply of affordable houses primarily demanded by this

income group.

Growing concentration of people in urban areas has led to problems of:

Land ShortageShortfall in housing spaceCongested TransitStressed basic amenities such as water, power and

open space

Our Views on Affordable Housing

Control on threshold costs of constructions Acquiring economically viable & marketable land

parcels Options of customization Basic efficiency of operations and optimization of costs

Key issues in providing “Affordable Housing” – BGA’s Role

Presence for over two decades-providing affordable housing.

Partnered in financing affordable housing – mass housing projects.

Pioneering affordable housing in West-Bengal. Plans are afoot to mark our pan India presence

Where Do We Stand

We have built and handed over

More than 3500 flats.

Cottages and commercial properties measuring a total of 25,00,000 sq. ft.

Projects built in the cities of Jamshedpur, Kolkata, Shantiniketan, Bankura, Durgapur and Siliguri.

We have delivered in…

@ Rs. 1 lac onwards

Bankura

@ Rs. 2 lacs onwards

Launched @ Rs. 5.55 lacs onwards

Affordabilityis our USP

BGA is back with 5 Lacs again

Launched @ Rs. 5.11 lacs to Rs. 15.48 lacs

154 apartments with ample vehicular parking

Few 2 BHK flats with small gardens attached

To nurture your green thumb

at an affordable price

5 Studio Apartments269 – 290 sq ft

89 One BHK Apartments377 – 490 sq ft

60 Two BHK Apartments771 – 815 sq ft

No compromise on quality and amenities

6 commercial establishmentsto cater to the daily needs of the

residents

Club with swimming pool

AC community hall

Proven track record

We can deliver

We will also launch Amrita Abasan III

with one and two bedroom apartments

Amrita Abashan is situated just next door, an established brand by itself.

We have already delivered and registered768 apartments in Amrita Abashan I

Amrita Abashan II with 240 apartments is slated to be delivered by March 2016

Amrita Abasan III also in the affordable price range, will be launched around the

same time

One BHK Apartments455 sq ft & 467 sq ft

@Rs. 8.64 lacs

Two BHK Apartments680 sq ft

@Rs. 13.56 lacs

We are also taking part in community development. Constructing the 1km road there.

Have made community halls in the villages around the area.

Have offered employment to the local youth

CSR Activities

Apart from all this, BGA believes in donating a small portion of its profit from every flat to the cause of

a charitable organisation for welfare of destitute

women & children

CSR Continued…

Thank You