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    BHARATHIDASAN UNIVERISTY, TIRUCHIRAPPALLI 620 024.

    M.Com. BANK MANAGEMENT

    REVISED SCHEME OF EXAMINATION

    (For the candidates admitted from the academic year 1997-1998 onwards)

    Eligibility :

    1. B.A. Bank Management, 2. B.Com., 3. B.A. Co-operation, 4. B.A. corporate Secretaryship,5. B.B.A., 6. Any other degree where in either Commerce or Accountancy is a subject of study

    Marks TotalSemester Paper Title of the Paper Instr.Hours

    Exam

    Hours I.A U.E

    I I Banking Theory 8 3 25 75 100

    II Financial Accounting 8 3 25 75 100III Commercial 8 3 25 75 100

    Quiz/Seminar/Workshop 6 - - - -

    II IV Monetary Theory 6 3 25 75 100

    V Management accounting for

    Bankers

    6 3 25 75 100

    VI Banking Law and Practice 6 3 25 75 100

    VII Bank Audit 6 3 25 75 100

    Institutional training in between II

    & III semester for a period of 30days in a Bank Branch

    III VIII Management Theory 6 3 25 75 100

    IX Foreign Exchange and Regulations 6 3 25 75 100

    X Marketing for Banking Services 6 3 25 75 100

    XI Banking for EconomicDevelopment

    6 3 25 75 100

    Quiz/Seminar/Workshop 6 - - - -

    IV XII Elective Paper I 8 3 25 75 100

    Elective Paper II 8 3 25 75 100

    Elective Paper -III 8 3 25 75 100

    Project Work (Based onInstitutional Training)

    (Dissertation 75, Viva-voce 25)

    6 - - - -

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    Electives :

    Group I CO-OPERATIVE BANKING

    Paper 1. Co-operative BankingPaper 2. Overdues Management

    Paper 3. Co-operative Law & Practice

    or

    Computer Applications in Banking

    Group II INTERNATIONAL BANKING

    Paper 1. Comparative BankingPaper 2. International Banking Institutions

    Paper 3. Foreign Trade and Documentations

    or

    Computer Applications in Banking

    Group III DEVELOPMENT BANKING

    Paper 1. Non-Banking Financial IntermediariesPaper 2. Capital Marketing Regulations

    Paper 3. Portfolio Management

    or

    Computer Applications in Banking

    PAPER - I BANKING THEORY

    Unit I

    Banking evoluation traditional functions Banking concepts Commercial banking ;

    Control banking; investment banking; recent developments merchant banking; leasing finance;mutual funds.

    Unit II

    Banding system Branch banking Unit banking correspondent banking co-operativebanking structure objectives functions, difference between commercial banks and co-

    operative banks in outlook and operations.

    Unit III

    Commercial banking functions credit creation mechanism limitations portfoliomanagement Balance sheet structure and analysis priority sector banking pressures and

    problems

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    Unit IV

    Financing of trade domestic and foreign loans and advances type secured and unsecured securities - documentation procedures syndicated advance participation loans project

    financing.

    Unit V

    Social control over banks Bank Nationalisation objectives experience case for and against

    privatization recent developments in outlook and practice role of commercial banks indeveloping economics.

    Books for Reference :

    1. Prem Kumar Srivastsav, Banking Theory and Practice.2. K.P.M. Sundaram, Banking Theory3. M.C. Vaish, Money, Banking and International Trad.4. M.L. Seth, Banking Theory5.

    R.S. Sayers Modern Banking6. Frederick A. Bradford, Money and Banking.

    PAPER II FINANCIAL ACCOUNTING

    Unit I

    Fundamental principles, concepts and conventions of Double entry system of accounting.Journal, Ledger, Subsidiary books and Trial Balance Preparation and their significance,

    Rectification of errors BankReconciliation statement final accounts of sole trading concerns- Adjusting and closing entries.

    Unit II

    Bills of Exchange, Account current and Average due date Reserves and provisions Depreciation Different methods of depreciation.

    Unit III

    Branch and Departmental Accounts Hire purchase and Installment systems of accounts.Accounts of Non-Trading concerns Insolvency Accounts.

    Unit IV

    Partnership Account : Fixed Vs Fluctuating Capital Admission, Retirement and death of apartner Dissolution (simple problem). Company accounts issue of shares and debentures

    furnitures and Re- isue Final Accounts (simple problems).Unit V

    Bank accounts : Writing of Day book, cash book Ledger for Fixed, savings and currentAccounts Loan ledger Slip system of Ledger posting. Final accounts (as per the latest legal

    requirements).

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    Books for Reference:

    1. Advanced Accounts M.C. Shuklal, T.S. Grewal & S.C. Gupta, S.Chand & Co.,2. Ad. Accountancy R.L. Gupta & Radnasamy3. Ad. Accounting - Jain & Naran, Kalyani Publishers4. Ad. Accounts - Arulandam & Raman, Himalaya Publishers.

    Paper III COMMERCIAL LAW

    Unit I

    The Contract Act, 1872 (I of 1872, Nature and Kinds of Contract Contractual terms (offer,Acceptance, consideration, Capacity, free consent) performance and Discharge of contracts

    Breach of contracts Remedies for Branch.

    Unit II

    Indemnity and Guarantee Bailment and Pledge Law of Agency.

    Unit III

    Major provisions relating to sale of Goods Act, 1930 Partnership, Act, 1932 and Law ofInsurance (Fire and Marine insurance only).

    Unit IV

    Major provisions of law relating to corniage of goods by land, sea and Air. The Transfer ofProperty Act 1882.

    Unit V

    General concepts and main provisions relating to The Registration Act, 1908 (16 of 1908) The Stamp Act, 1899 (2 of 1899) and the Limitation Act, 1963 (36 of 1963).

    Books for Reference:

    1. Hand book of Mercantile Law Venkatesan. E (M.L.J. Publications) 2. A Manual of Mercantile Law M.C. Shukla (S.Chand & Co.,)3. Principles of Mercantile Law - R.P. Maheswari & S.N. Maheswari (National Publishing

    Trust)4. Essentials of Mercantile Law - N.D. Kapoor (Suithan Sons & Co.)5. Mercantile Law - Das Gupta (starling Publishers)

    Paper 5 MONETARY THEORY

    Unit I

    Money Meaning, definitions, functions & Significance. Value of money traditional and

    modern theories of money demand for and supply of money.

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    Unit II

    Business cycle concepts and components theories of business cycle inflation meaning,

    causes and effects theories of inflation analysis of inflationary pressure measures on controlit deflation.

    Unit III

    Keynesian theory of money interest and employment, various theories of interest. Post-keynesian developments in monetary system. The consumption function of money multiplier Acceleration marginal efficiency of capital price, wage, interest flexibility and full

    employment.

    Unit IV

    Concept of and mechanism of variations in money supply in India Dichotomy in the Indian

    money market Relationship between money and capital markets in India.

    Unit V

    Indian monetary and fiscal policies objectives method effects Monetary policy and

    economic development Reserve Bank if India and monetary management Instruments andtechniques of monetary control.

    Books for Reference :

    1. G.Growther An outline of money2. M.C. Vaich Monetary Theory3.

    K.P.M. Sundaram Monetary Theory and Practice4. Seyars - Modern Banking

    5. RBI Reserve Bank of India Functions and WorkingPAPER 5 : MANAGEMENT ACCOUNTING FOR BANKERS

    Unit I

    Management accounting Meaning, Definition, scope, functions, significance and limitations Distinction between management accounting and financial and cost accounts analysis and

    interpretations of financial statements ration analysis meaning, classification, uses andlimitations.

    Unit II

    Planning for liquidity cash flow and fund flow forecasts. Working capital meaning,classifications forecasting of working capital requirements sources of working capitalrequirements sources of working capital.

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    Unit III

    Budgeting meaning, classifications, importance and limitations. Functional budgets Vsperformance budgets Zero Base Budgeting. Capital budgeting methods of apprising capital

    expenditure importance to landing banker.

    Unit IV

    Costing methods of costing classification of costs - implication of costing for bankers

    marginal costing cost volume Profit analysis Break Even Analysis Profit planning.

    Unit V

    Standard costing meaning and significance controlling of cost by Bankers through standard

    costing control techniques (various analysis) management reports types of information and itsrelevance to banks.

    Books for Reference:

    1. S.K. Battacharya and John Deanden Accounting for Management Tests and Cases.2. S.N. Maheswari Management Accounting for Bankers3. Hingorani and Ramanathan Management Accounting.4. S.C. Kuchlal Financial Management5. D.A. Egginton Accounting for the Banker.6. M.A. Pitcher Management Accounting for landing Bankers.

    PAPER 6 BANKING LAW AND PRACTICE

    Unit I

    Evolution of Banking legislation in India Major provisions of banking Regulations Act, 1949.Reserve Bank of India Act, 1934 and Banking Companies (Acquistion and transfer of

    undertakings) Act, 1970.

    Unit II

    Banker and customer Concept Definitions Legal relationship general and special features

    opening of new accounts special types of customers precautions to be taken before openingnew accounts. Pass book entries in the pass book its legal implications.

    Unit III

    Cheques features Material alternations crossing of cheques their significance Endorsement. Paying banker duties statutory protection forgery of customers signature

    payment in due course Closure of Accounts.

    Unit IV

    Collection banker Legal position Duties Statutory protection Holder in due course. Billsof exchange and promisory Notes Special features Rights and Liabilities of parties to

    Negotiable Instruments.

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    Unit VEmployment of Funds Loans, Cash credits and over Drafts Advances against documents of

    title to goods. Pledge, Hypothecation and Mortage Advances against securities FDRs, shares,Debentures, Life Assurance policies, Movable and other immovable properties.

    Books for Reference:

    1.

    M.L. Tandon Banking Law and Practice in India2. S.S. Gulshan & Kapoor Banking Law and Practice3. H.P. Sheldon Practice and Law of banking.4. T.N. Chobra and Taneja Law and Practice of banking.

    PAPER 7 BANK AUDIT

    Unit I

    Definition of Audit Difference between book keeping, accountancy, auditing and investigation

    objectives of audit Qualities of an Auditor Advantages of Audit Limitations.

    Unit II

    Detection of Errors Location of Errors Detection of fraud Fraudulant Manipulation of

    account prevention of fraud.

    Unit III

    Audit of Banking companies capital adequacy norms - provisions of the Banking Regulation

    Act, 1949, relating to capital, reserves, P & L a/c and Balance sheet.

    Unit IV

    Audit of prudential Accounting Norms Types of assets Good Assets, performing assets, non-

    performing assets, Bad assets.

    Unit V

    Verification and valuation Fixed assets. Investments and liabilities Audit of bank branches

    Publication of accounts control by Board of Inspection of RBI.

    Books for Reference:

    1. M.L. Tandon Auditing2. Jeqdes Prakash Auditing3. Spicer and Pegler Auditing4. Narashimahan Committee report on Bank Reforms

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    PAPER 8 MANAGEMENT THEORY

    Unit I

    Management Meaning, Definitions, Principles and functions of Management scope andimportance organization, administration and management levels of management Theoriesof Management Schools of Management thought, MSO.

    Unit II

    Planning - Meaning, Nature and importance of planning Advantages and limitations kinds objectives planning premises planning, process problems of planning.

    Unit III

    Organisation Meaning, Nature and significance Theories or organization Types Authorityand responsibility Delegation Decentralization Departmentation Groups in organization.

    Unit IV

    Communication Essentials of effective communication Management Information system inBanks Direction Controlled devices Techniques employed in Banks Leadership

    Decision making.

    Unit V

    Human resources development objectives Need for HRD in banks Man power planning in

    banks Role of Banking services Recruitment Board Recruitment and selection Training andplacement Motivation Morale Job analysis. Staff welfare measures adopted in Banks.

    Books for Reference:

    1. S.L. Goel Modern Management Techniques2. M.C. Shukla Business Organization and Management3. P.Subba Rao Principles and Practice of Bank Management4. L.M. Prasad Principles and Practice of Management.

    PAPER 9 FOREIGN EXCHANE AND REGULATIONS

    Unit I

    Foreign exchange Meaning and Administration Functions of Foreign Exchange Department

    of Commercial Banks Foreign Exchange and Balance of Trade and Balance of Payment.

    Unit II

    Exchange Arithmetic Nostro and Vostro Accounts Spot and Forward Deal of Foreign

    Currencies Forward Rates Foreign Exchange Regulation Act, 1973 (Relevant Provisions).

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    Unit III

    Financing Imports Letter of Credit Payment for import Bills Foreign Inward Trust Receipt Deferred Payment Imports.

    Unit IV

    Financing Exports Commercial Banks pre-shipment credit post shipment credit negotiation of Bills Advance Against Bills sent for collection Advance against Export

    Incentives.

    Unit V

    ECGC of India Functions and Schemes Export Promotion measures WTO GATO

    Method of Exchange Control and Administrative Authority.

    Books for Reference:

    1.

    N.S. Jeevanandam Foreign Exchange Practice, Concepts and Control.2. A.K. Chatterji Principles of Foreign Exchange3. Francis Cherunilam International Trade and Export Management4. K.R. Gupta International Economics

    PAPER 10 MARKETING FOR BANKING SERVICES

    Unit I

    Role of Marketing Relevance of Marketing to Banks Six Ps in Bank Marketing Components of Marketing mix Customer Segment Future of Bank Marketing.

    Unit II

    Marketing Plan Market information system Marketing Research in Indian Banks Product(service) Development of IBA Desirable Product Mix.

    Unit III

    Pricing in Bank Marketing Costing and Pricing Practices Uniformity in services charges Branch Expansion Policy in India Suitable location for a Bank Branch.

    Unit IV

    Branch Layout Promotional Mix in Bank Marketing Joint publicity Committee MediaSupport Effectiveness.

    Unit V

    Marketing Department at the Bank Level Selection of Marketing Officers Motivation ofMarketing personnel Training in Bank Marketing Training Needs Training Programme

    Marketing in Rural Areas.

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    Books for Reference:

    1. R.K. Madukar Dynamics of Bank Marketing2. Kenneth Andrew Bank Marketing concepts and Applications.3. KK.Sexena Bank Marketing Concepts and Applications4. Richard Handscombe Bankers Management Handbook.

    Semester III : Paper 11 BANKING FOR ECONOMIC DEVELOPMENT

    Unit I

    Banking Development in India Need, Evolution, objectives and role co-ordination amongdevelopment Banks Commercial Banks and state Level Financial Institution.

    Unit II

    Functions of RBI Monetary control and Monetary Folicies Changing Role of RBI in the

    Liberalisation of economy Privatisation.

    Unit III

    Commercial Banks Credit Management Recovery Management and Documentation for BankAdvances Norms Norms ofTandon Committee Chore Committee report Fraud Prevention

    in Banking Operations Investment policies and Procedure Clearing operations.

    Unit IV

    Co-operative Banking State Co-operative Banks Central Co-operative Banks Functions -

    Role of Primary Agricultural Credit societies and Primary Urban Co-operative Banks.

    Unit V

    Development Banking Functions and structures of IFCI ICICI IDBI SIDBI LIC UTI

    EKIM Bank IRBI Credit Rate Agencies Stock Holding Corporation of India OTCEILimited.

    Books for Reference:

    1. Vasanth Desai Indian Banking Nature and Problems2. Vasanth Desai Banking and Financial Systems3. Vasanth Desai Development Banking : Issues and Options

    Semester IV : Electives Group I Cooperative Banking

    Paper I Co-operation Banking

    Unit I

    Co-operation Principles and Concept History of Co-operative movement Co-operation in

    Banking field Place of Co-op. banks in India Working Capital of Co-op. banks.

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    Unit II

    Co-operative Banking structure Agricultural non-agricultural Long term & short termsloans different types of co-operative banks their organizations.

    Unit IIIPrimary Agricultural Co-operative Banks Area of Operations Functions Performance

    appraisal of their working Co-operative Central banks Organisation Objectives Functionsand Performances State Co-operative Banks Organisation, Functions and Performances.

    Unit IV

    Non-Agricultural Credit Societies Co-operative urban Banks Employees Co-operative creditsocieties Objectives Functions and Performances Co-operative Land Development Banks structure Objectives Functions performances.

    Unit V

    Role of RBI & SBI towards co-op. banks provisions of Banking regulations act applicable toCo-operatives. Deposit Insurance facilities to Co-op. banks.

    Books for Reference:

    1. Dr.Mathur, B.S. Co-operation in India2. Sani Uddin & Mahfoozur Rehiman Co-operative Sector in India

    3. Dr.S.Nakkiran & Others Co-operative Banking in India4. A.P. Sivasubramanian Practice of Co-op. Banking

    Semester IV : Elective Group I : Co-operative Banking

    Paper 2 : Overdues Management

    Unit I

    Introduction Overdues Meaning, reasons for growth of overdues impact of overdues on theoperations of co-operative undertakings measures to overcome overdues menance.

    Unit IIOrganisations care for co-operation Small Farmers Development Agency (SFDS) Marginal

    Farmers and Agricultural Labourers Agencies (MFALA) Farmers service societies (FSS), NCDCand NCD & W BOARD differential interest Rates (DIR) Regional Rural Banks NarashimanCommittee Refinance Facilities from Agricultural Refinance corporation (ARC) and

    NABARD.

    Unit IIIAgricultural Co-operative societies Membership Share capital Govt. participation Linking of share Capital with borrowings Crop Loan System All India Rural Credit review

    Committee Meclegan Committee report Overdues Causes Remedies Suggestions. Audit Qualitative assessment Audit classification Weaknesses of Agricultural Credit Societies

    Landing policies and procedure.

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    Unit IV

    Central Co-operative Overdues Management Suggestions. Apex co-operatives short and

    Medium Term Loans Overdues Management Suggestions.

    Unit V

    Non-Agricultural Co-operative Credit Movement Urban Banks Overdues Management

    Suggestions Land Development Banks Overdue Management Suggestions Stateintervention and Co-operatives.

    Books for Reference:

    1. S.S. Mathur - Co-operation in India2. T.N. Hajela - Principles and Practice of Co-operatives3. Srivastava - Co-operatives Movement In India

    4. Manfoozur - Geneses of Co-operative Societies in India

    Semester IV : Electives : Group 1 Co-operative Banking

    Paper 3 Co-operative Law and Practice

    Unit I

    Brief history of Co-operative legislation Tamil Nadu Co-op. Societies Act, 1993 and Rules1988 objectives. Registration of Co-op. societies procedure Bye Laws Amendment of

    Bye-Laws Power of Registrar directing Bye-Law amendments Division, Amalgamation,Conversion Transfer of Assets and Liabilities among registered societies Classification of

    societies.

    Unit II

    Membership Qualification & Disqualification Duties, Rights and Liabilities Expulsion of

    member Management Constitution of General body and Board. Qualification andDisqualifications of Membership of a Board Election of office bearers of the board Removalfrom membership of Board.

    Unit III

    Privileges of Registered societies property and funds of regarding. Societies Investment offunds Disposal of the Net Profits. Maintenance of Accounts and Books State Aid to societies.

    Unit IV

    Audit, Enquiry, Inspection, Surcharge and Supers-session settlement of Disputes Mode ofserving summons Winding up powers of Liquidator.

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    Unit V

    Registrar Duties and powers Execution of Decrees, Decisions, Awards and orders Procedure in attachment and sale of Immovable properties Appeals, Review and Revision

    Offences and Penalties.

    Books for Reference:

    Bare Acts of Co-op. Societies

    Electives Group II International Banking

    Paper 1 Comparative Banking

    Unit I

    Banking scene in foreign countries England, United States of America, France, Japan, Canada,

    Germany, Sweden, and Italy, Structures recent trends.

    Unit II

    British Banking system Bank of England its functions and role London Money Market

    Characteristics operations significance commercial banks in Britain types functions andperformance.

    Unit III

    Banking system in United States of America Federal reserve system . Federal Reserve Banks their role and performance Banking structure and working New York money market structure, characteristics and functions.

    Unit IV

    Banking Structure, operation and functions in France, Japan, and Italy-comparison of their assetsstructure and recent trends.

    Unit V

    Banking structure, operation and functions in Sweden, Denmark, Germany, and Canada-comparis ion of their assets structure and recent trends.

    Books for Reference:

    Sachdevda, A.W. & Sundaram, M..P., International Banking, Banking, Banking Theory andBanking systems, Prakashnan, Kendra, Luck now 226 020.

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    Electives : Group : II International Banking

    Paper 2 International Banking Institutions

    Unit I

    International Liquidity composition crisis and reforms Need for and significance of

    international banking institutions position after world war II projection in 21st century.

    Unit II

    International monetary fund (IMF) origin, constitution and objects Methods of assistance Achievements SDRs Mechanism Importance of structural adjustment Facility (SAF) Indiaand IMF.

    Unit III

    International Bank for Reconstruction and Development (IBRD) Objectives and Functions

    role of affiliated institutions of IBRD Progress lending operations of IBRD, IFC and IDA India and IBRD.

    Unit IV

    Asian Development Bank (ADB) purposes and functions financial resources Organization

    and Management Development assistance mode of ADB Evaluation of its progress Indiaand ADB.

    Unit V

    Inter-American Development Bank (IADB) African Development Bank (ADB) EuropeanInvestment Fund (EIF) Commonwealth Development Corporation (CDC) objects and

    functions Progress and achievements.

    Books for Reference:

    1. K.P.M. Sundharam - Money, Banking Trade and Finance

    2. D.M. Mithani - International Trade and Foreign Exchange3. Gupta - International Trade4. R.L. Varshney - International Marketing Management An Indian

    B.Bhattacharyya Respective

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    Electives : Group II : International Banking

    Paper 3 : Foreign Trade and Documentations

    Unit I

    Meaning of Foreign Trade and Foreign Exchange Terminology used in delivery of goods and

    for payments (Inco terms) Factors determining Exchange Rates in developed, under developed countries and third world.

    Unit II

    Commercial banks and Foreign trade remittances Instruments issued by correspondent banks TT, MT, DD, FTC, FIRPS, SWIFT Foreign Exchange Departments and its functions

    correspondent relationship between banks Foreign currency accounts Nostro, Vostro andLoro accounts. Letter of credit its mechanism types and operation.

    Unit III

    Documents used in Foreign trade Bills of Exchange Transport Documents Insurancepolicies Invoices, Bill of Lading, Certificates and other documents. Euro currency Market Euro Bonds Euro Currency deposits off shore banking OPEC and Petro Bollars.

    Unit IV

    Foreign Exchange Transactions Ready Exchange Rates - cross rates Non-trade transactions -Exchange risk management Forward exchange rates Inter bank deals. Extension of Forward

    contract Exchange dealings.

    Unit V

    Financing of Foreign Trade Pre-shipment and Post shipment finance and services of

    commercial banks. Role of Central Bank in financing foreign trade various Export promotionschemes Exchange controls in India.

    Books for Reference:

    1. C.Jeevanandam : Foreign Exchange Practice, Concepts and control2. B.K. Chavdhuri : Finance of Foreign Trade and Foreign Exchange

    3. S.K. Vergness : Foreign Exchange and Financing of Foreign Trade.

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    Electives : Group III : Development Banking

    Paper I Non-Banking Financial Intermediaries

    Unit I

    Indian Financial markets role ofNBFTS A necessary evil extent of operations Areas

    under and not under RBI control. Need for modernization of their functions Recent trends.

    Unit II

    Investment trusts types objects and working services and disservices A comparison of the

    functioning of investment trust, investment counsel and holding company evaluation of theirperformance.

    Unit III

    Hire purchase finance institutions operations need and importance functional spread

    limitations chit funds traditional and modern functions classification of chits. Reasons forfailure control methods.

    Unit IV

    Loans and finance companies functions Rapid progress services problems need for

    effective control Nidhis-Financial Note Operational methods Savings schemes ReplacingNidhis with mutual funds achievements.

    Unit V

    Legal Aspects of NBFIS Highlights of Acts Controlling NBFIS Licensing requirements recommendations of Banking commissions Recent modification changing role of NBFIS in21st Century.

    Books for Reference:

    1. Radhaswamy & Vasudevan : Banking Theory2. Chatterjee : Modern Banking

    3. RBI Publications : Reserve Bank of India : Functions andWorking

    Electives Group III Development Banking Paper 2 Capital Marketing Regulations

    Unit I

    Evolution of stock exchanges in India Regulation of stock exchanges Need and importance Dealings and Dealers in stockexchanges and their operational conditions Loopholes in thesystem (including speculation in different forms)

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    Unit II

    The securities contracts (Regulation) act, 1956 objectives Main provisions Recognition tostock exchanges Economic significance of the enactment.

    Unit III

    The securities exchange board of India (SEBI) objects and organization Powers and duties Role of SEBI in controlling and regulating stock exchanges.

    Unit IV

    Multi-cornered regulation of stock exchanges, stock-invest and mutual funds Distinguishingfeatures of authorised and unauthorised sectors of capital market.

    Unit V

    Govt. control over stock exchanges Role of Directorates of stock exchanges, Over the Counter

    Exchanges of India (OTCEI) and National Stock exchange Need for combined effort Achievements.

    Books for References:

    1. Francis Cherunilam : Government and Business

    2. Francis Cherunilam : Business Environment3. D.Anarchand : Business and Government4. Vasant Desai : Development Banking issues and options

    5. Indian Financial System : P.K. Varsney & Mittal

    Electives Group III Development Banking

    Paper 3 Portfolio Management

    Unit I

    Nature and scope of investment management Investment objectives constraints Factors

    Investment Process Investment Management and Portfolio Management.

    Unit II

    Security Analysis Approaches to security analysis Technical fundamentals and randon

    wolk Risk and return analysis Valuation models for equity preference convertible and debtsecurities.

    Unit III

    Financial statement Analysis of prospectus Ratio analysis EPS, DPS Dividend Yield Dividend payout ROI, ROCI technical analysis Market indicators Security price

    Movement. Dow theory tools and Limitations.

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    Unit IV

    Capital Market theory Investment opportunities in Risk Return Scale assumptions

    underlying capital market theory pricing model (CAPM) Empirical risk return estimates data stability portfolio selection by utility theory Graphical method.

    Unit V

    Portfolio Evaluation : Meaning and objectives process of portfolio evaluation Traditional andmodern portfolio theories Diversification Markwitzs assumption portfolio selection significance of Beta in the portfolio.

    Reference Books :

    1. Gupta L.C. - Return of Equities the Indian experience2. Bhala V.K. - Investment management and portfolio management

    3. Fisher & Jordon - Security analysis and portfolio management

    Computer Applications in Banking

    Unit I

    Introduction to Computers : Why computers History of Computers Classification of

    computers Hardware components Input devices output devices Memory devices software Machine language Assembly language High level language Operating system Computer applications office automation Word processing Email Desk top publishing

    Industrial Applications Management Information System, Financial Accounting CAD/CAM,Stock exchange.

    Unit II

    COBOL PROGRAMMING : Programming Principles Algorithms Flow Chart Division of

    COBOL Coding form Level numbers Edit picture characters All verbs (Arithmetic, xx I/overbs, Data transfer verb (MOVE only).

    Unit III

    IF, NESTED IF Statements, GOTO, GOTO DEPENDING ON, CONDITION NAMES REDEFINES, RENAMES clause PERFORM, PERFORM TIMES, PRFORM UNTIL,PERFORM VARYING Sequential File organization.

    Unit IV

    FOXPRO FUNDAMENTALS AND PROGRAMMING : Database creation and use of datainsertion, deletion and modification sorting and Indexing Managing multiple databases

    Display of data Foxpro Programming Memory variables Date, time, string and mathfunctions Report generation.

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    Unit V

    LOTUS 1-2-3

    SPREAD SHEET Basics Building a spreadsheet Modifying a spread sheet Graphing results Formating,Printing.

    Books for Study:

    1. Introduction to Computers and Basic Programming C.Xavier, New Age InternationalPublishers (Unit I)

    2. COBOL Programming including MS-COBOL AND COBOL-85, Second Edition,M.K.Roy, D.Ghosh Dastidar, Tata McGraw Hill Publishing Company Limited (Unit II &III)

    3. Illustrated Foxpro, Granilo, BPB Publications (Unit IV)4. PC Software Made Simple, R.K.Taxali (Unit - V)

    Note :

    The University Examination in this paper shall consists of 2 parts, theory and Practicals, Fortheory, question shall be from the first 4 units, as per the question paper pattern decided earlierby the Board of Studies. For Practicals, questions shall be from Unit II, III, IV & V.

    List of Practicals Using FOXPRO and COBOL

    1. Inventory Control2. Paybill Preparation3. Invoice Preparation4. Marklist Preparation

    Using LOTUS

    1. P.L.Account and Balance Sheet2. Budget Preparation3. Graphics Applications

    University Examination Evaluation

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    Theory 60 marks (UE 45 + IA 15)Practicals 40 marks (UE 30 + IA 10)

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