bharathidasan univeristy, tiruchirappalli – 620 024
TRANSCRIPT
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BHARATHIDASAN UNIVERISTY, TIRUCHIRAPPALLI 620 024.
M.Com. BANK MANAGEMENT
REVISED SCHEME OF EXAMINATION
(For the candidates admitted from the academic year 1997-1998 onwards)
Eligibility :
1. B.A. Bank Management, 2. B.Com., 3. B.A. Co-operation, 4. B.A. corporate Secretaryship,5. B.B.A., 6. Any other degree where in either Commerce or Accountancy is a subject of study
Marks TotalSemester Paper Title of the Paper Instr.Hours
Exam
Hours I.A U.E
I I Banking Theory 8 3 25 75 100
II Financial Accounting 8 3 25 75 100III Commercial 8 3 25 75 100
Quiz/Seminar/Workshop 6 - - - -
II IV Monetary Theory 6 3 25 75 100
V Management accounting for
Bankers
6 3 25 75 100
VI Banking Law and Practice 6 3 25 75 100
VII Bank Audit 6 3 25 75 100
Institutional training in between II
& III semester for a period of 30days in a Bank Branch
III VIII Management Theory 6 3 25 75 100
IX Foreign Exchange and Regulations 6 3 25 75 100
X Marketing for Banking Services 6 3 25 75 100
XI Banking for EconomicDevelopment
6 3 25 75 100
Quiz/Seminar/Workshop 6 - - - -
IV XII Elective Paper I 8 3 25 75 100
Elective Paper II 8 3 25 75 100
Elective Paper -III 8 3 25 75 100
Project Work (Based onInstitutional Training)
(Dissertation 75, Viva-voce 25)
6 - - - -
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Electives :
Group I CO-OPERATIVE BANKING
Paper 1. Co-operative BankingPaper 2. Overdues Management
Paper 3. Co-operative Law & Practice
or
Computer Applications in Banking
Group II INTERNATIONAL BANKING
Paper 1. Comparative BankingPaper 2. International Banking Institutions
Paper 3. Foreign Trade and Documentations
or
Computer Applications in Banking
Group III DEVELOPMENT BANKING
Paper 1. Non-Banking Financial IntermediariesPaper 2. Capital Marketing Regulations
Paper 3. Portfolio Management
or
Computer Applications in Banking
PAPER - I BANKING THEORY
Unit I
Banking evoluation traditional functions Banking concepts Commercial banking ;
Control banking; investment banking; recent developments merchant banking; leasing finance;mutual funds.
Unit II
Banding system Branch banking Unit banking correspondent banking co-operativebanking structure objectives functions, difference between commercial banks and co-
operative banks in outlook and operations.
Unit III
Commercial banking functions credit creation mechanism limitations portfoliomanagement Balance sheet structure and analysis priority sector banking pressures and
problems
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Unit IV
Financing of trade domestic and foreign loans and advances type secured and unsecured securities - documentation procedures syndicated advance participation loans project
financing.
Unit V
Social control over banks Bank Nationalisation objectives experience case for and against
privatization recent developments in outlook and practice role of commercial banks indeveloping economics.
Books for Reference :
1. Prem Kumar Srivastsav, Banking Theory and Practice.2. K.P.M. Sundaram, Banking Theory3. M.C. Vaish, Money, Banking and International Trad.4. M.L. Seth, Banking Theory5.
R.S. Sayers Modern Banking6. Frederick A. Bradford, Money and Banking.
PAPER II FINANCIAL ACCOUNTING
Unit I
Fundamental principles, concepts and conventions of Double entry system of accounting.Journal, Ledger, Subsidiary books and Trial Balance Preparation and their significance,
Rectification of errors BankReconciliation statement final accounts of sole trading concerns- Adjusting and closing entries.
Unit II
Bills of Exchange, Account current and Average due date Reserves and provisions Depreciation Different methods of depreciation.
Unit III
Branch and Departmental Accounts Hire purchase and Installment systems of accounts.Accounts of Non-Trading concerns Insolvency Accounts.
Unit IV
Partnership Account : Fixed Vs Fluctuating Capital Admission, Retirement and death of apartner Dissolution (simple problem). Company accounts issue of shares and debentures
furnitures and Re- isue Final Accounts (simple problems).Unit V
Bank accounts : Writing of Day book, cash book Ledger for Fixed, savings and currentAccounts Loan ledger Slip system of Ledger posting. Final accounts (as per the latest legal
requirements).
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Books for Reference:
1. Advanced Accounts M.C. Shuklal, T.S. Grewal & S.C. Gupta, S.Chand & Co.,2. Ad. Accountancy R.L. Gupta & Radnasamy3. Ad. Accounting - Jain & Naran, Kalyani Publishers4. Ad. Accounts - Arulandam & Raman, Himalaya Publishers.
Paper III COMMERCIAL LAW
Unit I
The Contract Act, 1872 (I of 1872, Nature and Kinds of Contract Contractual terms (offer,Acceptance, consideration, Capacity, free consent) performance and Discharge of contracts
Breach of contracts Remedies for Branch.
Unit II
Indemnity and Guarantee Bailment and Pledge Law of Agency.
Unit III
Major provisions relating to sale of Goods Act, 1930 Partnership, Act, 1932 and Law ofInsurance (Fire and Marine insurance only).
Unit IV
Major provisions of law relating to corniage of goods by land, sea and Air. The Transfer ofProperty Act 1882.
Unit V
General concepts and main provisions relating to The Registration Act, 1908 (16 of 1908) The Stamp Act, 1899 (2 of 1899) and the Limitation Act, 1963 (36 of 1963).
Books for Reference:
1. Hand book of Mercantile Law Venkatesan. E (M.L.J. Publications) 2. A Manual of Mercantile Law M.C. Shukla (S.Chand & Co.,)3. Principles of Mercantile Law - R.P. Maheswari & S.N. Maheswari (National Publishing
Trust)4. Essentials of Mercantile Law - N.D. Kapoor (Suithan Sons & Co.)5. Mercantile Law - Das Gupta (starling Publishers)
Paper 5 MONETARY THEORY
Unit I
Money Meaning, definitions, functions & Significance. Value of money traditional and
modern theories of money demand for and supply of money.
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Unit II
Business cycle concepts and components theories of business cycle inflation meaning,
causes and effects theories of inflation analysis of inflationary pressure measures on controlit deflation.
Unit III
Keynesian theory of money interest and employment, various theories of interest. Post-keynesian developments in monetary system. The consumption function of money multiplier Acceleration marginal efficiency of capital price, wage, interest flexibility and full
employment.
Unit IV
Concept of and mechanism of variations in money supply in India Dichotomy in the Indian
money market Relationship between money and capital markets in India.
Unit V
Indian monetary and fiscal policies objectives method effects Monetary policy and
economic development Reserve Bank if India and monetary management Instruments andtechniques of monetary control.
Books for Reference :
1. G.Growther An outline of money2. M.C. Vaich Monetary Theory3.
K.P.M. Sundaram Monetary Theory and Practice4. Seyars - Modern Banking
5. RBI Reserve Bank of India Functions and WorkingPAPER 5 : MANAGEMENT ACCOUNTING FOR BANKERS
Unit I
Management accounting Meaning, Definition, scope, functions, significance and limitations Distinction between management accounting and financial and cost accounts analysis and
interpretations of financial statements ration analysis meaning, classification, uses andlimitations.
Unit II
Planning for liquidity cash flow and fund flow forecasts. Working capital meaning,classifications forecasting of working capital requirements sources of working capitalrequirements sources of working capital.
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Unit III
Budgeting meaning, classifications, importance and limitations. Functional budgets Vsperformance budgets Zero Base Budgeting. Capital budgeting methods of apprising capital
expenditure importance to landing banker.
Unit IV
Costing methods of costing classification of costs - implication of costing for bankers
marginal costing cost volume Profit analysis Break Even Analysis Profit planning.
Unit V
Standard costing meaning and significance controlling of cost by Bankers through standard
costing control techniques (various analysis) management reports types of information and itsrelevance to banks.
Books for Reference:
1. S.K. Battacharya and John Deanden Accounting for Management Tests and Cases.2. S.N. Maheswari Management Accounting for Bankers3. Hingorani and Ramanathan Management Accounting.4. S.C. Kuchlal Financial Management5. D.A. Egginton Accounting for the Banker.6. M.A. Pitcher Management Accounting for landing Bankers.
PAPER 6 BANKING LAW AND PRACTICE
Unit I
Evolution of Banking legislation in India Major provisions of banking Regulations Act, 1949.Reserve Bank of India Act, 1934 and Banking Companies (Acquistion and transfer of
undertakings) Act, 1970.
Unit II
Banker and customer Concept Definitions Legal relationship general and special features
opening of new accounts special types of customers precautions to be taken before openingnew accounts. Pass book entries in the pass book its legal implications.
Unit III
Cheques features Material alternations crossing of cheques their significance Endorsement. Paying banker duties statutory protection forgery of customers signature
payment in due course Closure of Accounts.
Unit IV
Collection banker Legal position Duties Statutory protection Holder in due course. Billsof exchange and promisory Notes Special features Rights and Liabilities of parties to
Negotiable Instruments.
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Unit VEmployment of Funds Loans, Cash credits and over Drafts Advances against documents of
title to goods. Pledge, Hypothecation and Mortage Advances against securities FDRs, shares,Debentures, Life Assurance policies, Movable and other immovable properties.
Books for Reference:
1.
M.L. Tandon Banking Law and Practice in India2. S.S. Gulshan & Kapoor Banking Law and Practice3. H.P. Sheldon Practice and Law of banking.4. T.N. Chobra and Taneja Law and Practice of banking.
PAPER 7 BANK AUDIT
Unit I
Definition of Audit Difference between book keeping, accountancy, auditing and investigation
objectives of audit Qualities of an Auditor Advantages of Audit Limitations.
Unit II
Detection of Errors Location of Errors Detection of fraud Fraudulant Manipulation of
account prevention of fraud.
Unit III
Audit of Banking companies capital adequacy norms - provisions of the Banking Regulation
Act, 1949, relating to capital, reserves, P & L a/c and Balance sheet.
Unit IV
Audit of prudential Accounting Norms Types of assets Good Assets, performing assets, non-
performing assets, Bad assets.
Unit V
Verification and valuation Fixed assets. Investments and liabilities Audit of bank branches
Publication of accounts control by Board of Inspection of RBI.
Books for Reference:
1. M.L. Tandon Auditing2. Jeqdes Prakash Auditing3. Spicer and Pegler Auditing4. Narashimahan Committee report on Bank Reforms
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PAPER 8 MANAGEMENT THEORY
Unit I
Management Meaning, Definitions, Principles and functions of Management scope andimportance organization, administration and management levels of management Theoriesof Management Schools of Management thought, MSO.
Unit II
Planning - Meaning, Nature and importance of planning Advantages and limitations kinds objectives planning premises planning, process problems of planning.
Unit III
Organisation Meaning, Nature and significance Theories or organization Types Authorityand responsibility Delegation Decentralization Departmentation Groups in organization.
Unit IV
Communication Essentials of effective communication Management Information system inBanks Direction Controlled devices Techniques employed in Banks Leadership
Decision making.
Unit V
Human resources development objectives Need for HRD in banks Man power planning in
banks Role of Banking services Recruitment Board Recruitment and selection Training andplacement Motivation Morale Job analysis. Staff welfare measures adopted in Banks.
Books for Reference:
1. S.L. Goel Modern Management Techniques2. M.C. Shukla Business Organization and Management3. P.Subba Rao Principles and Practice of Bank Management4. L.M. Prasad Principles and Practice of Management.
PAPER 9 FOREIGN EXCHANE AND REGULATIONS
Unit I
Foreign exchange Meaning and Administration Functions of Foreign Exchange Department
of Commercial Banks Foreign Exchange and Balance of Trade and Balance of Payment.
Unit II
Exchange Arithmetic Nostro and Vostro Accounts Spot and Forward Deal of Foreign
Currencies Forward Rates Foreign Exchange Regulation Act, 1973 (Relevant Provisions).
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Unit III
Financing Imports Letter of Credit Payment for import Bills Foreign Inward Trust Receipt Deferred Payment Imports.
Unit IV
Financing Exports Commercial Banks pre-shipment credit post shipment credit negotiation of Bills Advance Against Bills sent for collection Advance against Export
Incentives.
Unit V
ECGC of India Functions and Schemes Export Promotion measures WTO GATO
Method of Exchange Control and Administrative Authority.
Books for Reference:
1.
N.S. Jeevanandam Foreign Exchange Practice, Concepts and Control.2. A.K. Chatterji Principles of Foreign Exchange3. Francis Cherunilam International Trade and Export Management4. K.R. Gupta International Economics
PAPER 10 MARKETING FOR BANKING SERVICES
Unit I
Role of Marketing Relevance of Marketing to Banks Six Ps in Bank Marketing Components of Marketing mix Customer Segment Future of Bank Marketing.
Unit II
Marketing Plan Market information system Marketing Research in Indian Banks Product(service) Development of IBA Desirable Product Mix.
Unit III
Pricing in Bank Marketing Costing and Pricing Practices Uniformity in services charges Branch Expansion Policy in India Suitable location for a Bank Branch.
Unit IV
Branch Layout Promotional Mix in Bank Marketing Joint publicity Committee MediaSupport Effectiveness.
Unit V
Marketing Department at the Bank Level Selection of Marketing Officers Motivation ofMarketing personnel Training in Bank Marketing Training Needs Training Programme
Marketing in Rural Areas.
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Books for Reference:
1. R.K. Madukar Dynamics of Bank Marketing2. Kenneth Andrew Bank Marketing concepts and Applications.3. KK.Sexena Bank Marketing Concepts and Applications4. Richard Handscombe Bankers Management Handbook.
Semester III : Paper 11 BANKING FOR ECONOMIC DEVELOPMENT
Unit I
Banking Development in India Need, Evolution, objectives and role co-ordination amongdevelopment Banks Commercial Banks and state Level Financial Institution.
Unit II
Functions of RBI Monetary control and Monetary Folicies Changing Role of RBI in the
Liberalisation of economy Privatisation.
Unit III
Commercial Banks Credit Management Recovery Management and Documentation for BankAdvances Norms Norms ofTandon Committee Chore Committee report Fraud Prevention
in Banking Operations Investment policies and Procedure Clearing operations.
Unit IV
Co-operative Banking State Co-operative Banks Central Co-operative Banks Functions -
Role of Primary Agricultural Credit societies and Primary Urban Co-operative Banks.
Unit V
Development Banking Functions and structures of IFCI ICICI IDBI SIDBI LIC UTI
EKIM Bank IRBI Credit Rate Agencies Stock Holding Corporation of India OTCEILimited.
Books for Reference:
1. Vasanth Desai Indian Banking Nature and Problems2. Vasanth Desai Banking and Financial Systems3. Vasanth Desai Development Banking : Issues and Options
Semester IV : Electives Group I Cooperative Banking
Paper I Co-operation Banking
Unit I
Co-operation Principles and Concept History of Co-operative movement Co-operation in
Banking field Place of Co-op. banks in India Working Capital of Co-op. banks.
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Unit II
Co-operative Banking structure Agricultural non-agricultural Long term & short termsloans different types of co-operative banks their organizations.
Unit IIIPrimary Agricultural Co-operative Banks Area of Operations Functions Performance
appraisal of their working Co-operative Central banks Organisation Objectives Functionsand Performances State Co-operative Banks Organisation, Functions and Performances.
Unit IV
Non-Agricultural Credit Societies Co-operative urban Banks Employees Co-operative creditsocieties Objectives Functions and Performances Co-operative Land Development Banks structure Objectives Functions performances.
Unit V
Role of RBI & SBI towards co-op. banks provisions of Banking regulations act applicable toCo-operatives. Deposit Insurance facilities to Co-op. banks.
Books for Reference:
1. Dr.Mathur, B.S. Co-operation in India2. Sani Uddin & Mahfoozur Rehiman Co-operative Sector in India
3. Dr.S.Nakkiran & Others Co-operative Banking in India4. A.P. Sivasubramanian Practice of Co-op. Banking
Semester IV : Elective Group I : Co-operative Banking
Paper 2 : Overdues Management
Unit I
Introduction Overdues Meaning, reasons for growth of overdues impact of overdues on theoperations of co-operative undertakings measures to overcome overdues menance.
Unit IIOrganisations care for co-operation Small Farmers Development Agency (SFDS) Marginal
Farmers and Agricultural Labourers Agencies (MFALA) Farmers service societies (FSS), NCDCand NCD & W BOARD differential interest Rates (DIR) Regional Rural Banks NarashimanCommittee Refinance Facilities from Agricultural Refinance corporation (ARC) and
NABARD.
Unit IIIAgricultural Co-operative societies Membership Share capital Govt. participation Linking of share Capital with borrowings Crop Loan System All India Rural Credit review
Committee Meclegan Committee report Overdues Causes Remedies Suggestions. Audit Qualitative assessment Audit classification Weaknesses of Agricultural Credit Societies
Landing policies and procedure.
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Unit IV
Central Co-operative Overdues Management Suggestions. Apex co-operatives short and
Medium Term Loans Overdues Management Suggestions.
Unit V
Non-Agricultural Co-operative Credit Movement Urban Banks Overdues Management
Suggestions Land Development Banks Overdue Management Suggestions Stateintervention and Co-operatives.
Books for Reference:
1. S.S. Mathur - Co-operation in India2. T.N. Hajela - Principles and Practice of Co-operatives3. Srivastava - Co-operatives Movement In India
4. Manfoozur - Geneses of Co-operative Societies in India
Semester IV : Electives : Group 1 Co-operative Banking
Paper 3 Co-operative Law and Practice
Unit I
Brief history of Co-operative legislation Tamil Nadu Co-op. Societies Act, 1993 and Rules1988 objectives. Registration of Co-op. societies procedure Bye Laws Amendment of
Bye-Laws Power of Registrar directing Bye-Law amendments Division, Amalgamation,Conversion Transfer of Assets and Liabilities among registered societies Classification of
societies.
Unit II
Membership Qualification & Disqualification Duties, Rights and Liabilities Expulsion of
member Management Constitution of General body and Board. Qualification andDisqualifications of Membership of a Board Election of office bearers of the board Removalfrom membership of Board.
Unit III
Privileges of Registered societies property and funds of regarding. Societies Investment offunds Disposal of the Net Profits. Maintenance of Accounts and Books State Aid to societies.
Unit IV
Audit, Enquiry, Inspection, Surcharge and Supers-session settlement of Disputes Mode ofserving summons Winding up powers of Liquidator.
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Unit V
Registrar Duties and powers Execution of Decrees, Decisions, Awards and orders Procedure in attachment and sale of Immovable properties Appeals, Review and Revision
Offences and Penalties.
Books for Reference:
Bare Acts of Co-op. Societies
Electives Group II International Banking
Paper 1 Comparative Banking
Unit I
Banking scene in foreign countries England, United States of America, France, Japan, Canada,
Germany, Sweden, and Italy, Structures recent trends.
Unit II
British Banking system Bank of England its functions and role London Money Market
Characteristics operations significance commercial banks in Britain types functions andperformance.
Unit III
Banking system in United States of America Federal reserve system . Federal Reserve Banks their role and performance Banking structure and working New York money market structure, characteristics and functions.
Unit IV
Banking Structure, operation and functions in France, Japan, and Italy-comparison of their assetsstructure and recent trends.
Unit V
Banking structure, operation and functions in Sweden, Denmark, Germany, and Canada-comparis ion of their assets structure and recent trends.
Books for Reference:
Sachdevda, A.W. & Sundaram, M..P., International Banking, Banking, Banking Theory andBanking systems, Prakashnan, Kendra, Luck now 226 020.
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Electives : Group : II International Banking
Paper 2 International Banking Institutions
Unit I
International Liquidity composition crisis and reforms Need for and significance of
international banking institutions position after world war II projection in 21st century.
Unit II
International monetary fund (IMF) origin, constitution and objects Methods of assistance Achievements SDRs Mechanism Importance of structural adjustment Facility (SAF) Indiaand IMF.
Unit III
International Bank for Reconstruction and Development (IBRD) Objectives and Functions
role of affiliated institutions of IBRD Progress lending operations of IBRD, IFC and IDA India and IBRD.
Unit IV
Asian Development Bank (ADB) purposes and functions financial resources Organization
and Management Development assistance mode of ADB Evaluation of its progress Indiaand ADB.
Unit V
Inter-American Development Bank (IADB) African Development Bank (ADB) EuropeanInvestment Fund (EIF) Commonwealth Development Corporation (CDC) objects and
functions Progress and achievements.
Books for Reference:
1. K.P.M. Sundharam - Money, Banking Trade and Finance
2. D.M. Mithani - International Trade and Foreign Exchange3. Gupta - International Trade4. R.L. Varshney - International Marketing Management An Indian
B.Bhattacharyya Respective
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Electives : Group II : International Banking
Paper 3 : Foreign Trade and Documentations
Unit I
Meaning of Foreign Trade and Foreign Exchange Terminology used in delivery of goods and
for payments (Inco terms) Factors determining Exchange Rates in developed, under developed countries and third world.
Unit II
Commercial banks and Foreign trade remittances Instruments issued by correspondent banks TT, MT, DD, FTC, FIRPS, SWIFT Foreign Exchange Departments and its functions
correspondent relationship between banks Foreign currency accounts Nostro, Vostro andLoro accounts. Letter of credit its mechanism types and operation.
Unit III
Documents used in Foreign trade Bills of Exchange Transport Documents Insurancepolicies Invoices, Bill of Lading, Certificates and other documents. Euro currency Market Euro Bonds Euro Currency deposits off shore banking OPEC and Petro Bollars.
Unit IV
Foreign Exchange Transactions Ready Exchange Rates - cross rates Non-trade transactions -Exchange risk management Forward exchange rates Inter bank deals. Extension of Forward
contract Exchange dealings.
Unit V
Financing of Foreign Trade Pre-shipment and Post shipment finance and services of
commercial banks. Role of Central Bank in financing foreign trade various Export promotionschemes Exchange controls in India.
Books for Reference:
1. C.Jeevanandam : Foreign Exchange Practice, Concepts and control2. B.K. Chavdhuri : Finance of Foreign Trade and Foreign Exchange
3. S.K. Vergness : Foreign Exchange and Financing of Foreign Trade.
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Electives : Group III : Development Banking
Paper I Non-Banking Financial Intermediaries
Unit I
Indian Financial markets role ofNBFTS A necessary evil extent of operations Areas
under and not under RBI control. Need for modernization of their functions Recent trends.
Unit II
Investment trusts types objects and working services and disservices A comparison of the
functioning of investment trust, investment counsel and holding company evaluation of theirperformance.
Unit III
Hire purchase finance institutions operations need and importance functional spread
limitations chit funds traditional and modern functions classification of chits. Reasons forfailure control methods.
Unit IV
Loans and finance companies functions Rapid progress services problems need for
effective control Nidhis-Financial Note Operational methods Savings schemes ReplacingNidhis with mutual funds achievements.
Unit V
Legal Aspects of NBFIS Highlights of Acts Controlling NBFIS Licensing requirements recommendations of Banking commissions Recent modification changing role of NBFIS in21st Century.
Books for Reference:
1. Radhaswamy & Vasudevan : Banking Theory2. Chatterjee : Modern Banking
3. RBI Publications : Reserve Bank of India : Functions andWorking
Electives Group III Development Banking Paper 2 Capital Marketing Regulations
Unit I
Evolution of stock exchanges in India Regulation of stock exchanges Need and importance Dealings and Dealers in stockexchanges and their operational conditions Loopholes in thesystem (including speculation in different forms)
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Unit II
The securities contracts (Regulation) act, 1956 objectives Main provisions Recognition tostock exchanges Economic significance of the enactment.
Unit III
The securities exchange board of India (SEBI) objects and organization Powers and duties Role of SEBI in controlling and regulating stock exchanges.
Unit IV
Multi-cornered regulation of stock exchanges, stock-invest and mutual funds Distinguishingfeatures of authorised and unauthorised sectors of capital market.
Unit V
Govt. control over stock exchanges Role of Directorates of stock exchanges, Over the Counter
Exchanges of India (OTCEI) and National Stock exchange Need for combined effort Achievements.
Books for References:
1. Francis Cherunilam : Government and Business
2. Francis Cherunilam : Business Environment3. D.Anarchand : Business and Government4. Vasant Desai : Development Banking issues and options
5. Indian Financial System : P.K. Varsney & Mittal
Electives Group III Development Banking
Paper 3 Portfolio Management
Unit I
Nature and scope of investment management Investment objectives constraints Factors
Investment Process Investment Management and Portfolio Management.
Unit II
Security Analysis Approaches to security analysis Technical fundamentals and randon
wolk Risk and return analysis Valuation models for equity preference convertible and debtsecurities.
Unit III
Financial statement Analysis of prospectus Ratio analysis EPS, DPS Dividend Yield Dividend payout ROI, ROCI technical analysis Market indicators Security price
Movement. Dow theory tools and Limitations.
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Unit IV
Capital Market theory Investment opportunities in Risk Return Scale assumptions
underlying capital market theory pricing model (CAPM) Empirical risk return estimates data stability portfolio selection by utility theory Graphical method.
Unit V
Portfolio Evaluation : Meaning and objectives process of portfolio evaluation Traditional andmodern portfolio theories Diversification Markwitzs assumption portfolio selection significance of Beta in the portfolio.
Reference Books :
1. Gupta L.C. - Return of Equities the Indian experience2. Bhala V.K. - Investment management and portfolio management
3. Fisher & Jordon - Security analysis and portfolio management
Computer Applications in Banking
Unit I
Introduction to Computers : Why computers History of Computers Classification of
computers Hardware components Input devices output devices Memory devices software Machine language Assembly language High level language Operating system Computer applications office automation Word processing Email Desk top publishing
Industrial Applications Management Information System, Financial Accounting CAD/CAM,Stock exchange.
Unit II
COBOL PROGRAMMING : Programming Principles Algorithms Flow Chart Division of
COBOL Coding form Level numbers Edit picture characters All verbs (Arithmetic, xx I/overbs, Data transfer verb (MOVE only).
Unit III
IF, NESTED IF Statements, GOTO, GOTO DEPENDING ON, CONDITION NAMES REDEFINES, RENAMES clause PERFORM, PERFORM TIMES, PRFORM UNTIL,PERFORM VARYING Sequential File organization.
Unit IV
FOXPRO FUNDAMENTALS AND PROGRAMMING : Database creation and use of datainsertion, deletion and modification sorting and Indexing Managing multiple databases
Display of data Foxpro Programming Memory variables Date, time, string and mathfunctions Report generation.
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Unit V
LOTUS 1-2-3
SPREAD SHEET Basics Building a spreadsheet Modifying a spread sheet Graphing results Formating,Printing.
Books for Study:
1. Introduction to Computers and Basic Programming C.Xavier, New Age InternationalPublishers (Unit I)
2. COBOL Programming including MS-COBOL AND COBOL-85, Second Edition,M.K.Roy, D.Ghosh Dastidar, Tata McGraw Hill Publishing Company Limited (Unit II &III)
3. Illustrated Foxpro, Granilo, BPB Publications (Unit IV)4. PC Software Made Simple, R.K.Taxali (Unit - V)
Note :
The University Examination in this paper shall consists of 2 parts, theory and Practicals, Fortheory, question shall be from the first 4 units, as per the question paper pattern decided earlierby the Board of Studies. For Practicals, questions shall be from Unit II, III, IV & V.
List of Practicals Using FOXPRO and COBOL
1. Inventory Control2. Paybill Preparation3. Invoice Preparation4. Marklist Preparation
Using LOTUS
1. P.L.Account and Balance Sheet2. Budget Preparation3. Graphics Applications
University Examination Evaluation
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Theory 60 marks (UE 45 + IA 15)Practicals 40 marks (UE 30 + IA 10)
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