bharosa club - avoid fixed deposit plague
TRANSCRIPT
India is progressing rapidly
Are you getting left behind?
Mutual Fund investments are subject to market risk. Please read the offer document carefully before investing.Equity Mutual Funds have historically returned a CAGR of over 15%
Actual returns since 1995
4.66 times
FD’s
5.34 times
Gold
20-30times
RealEstate
30-80times
EquityMutual Funds
3.87times
Inflation
3.21times
Money Back
Insurance
Wealth at 60, for a 25 year old, who invests Rs. 1000 per month
22.3LacsFD8%
1.21 Cr
Equity MF15%
Equity Mutual Funds have
created maximum
wealth
Interesting Fact
Ultra Short Term Debt Funds are
better thanFDs
Safety
Assured Return
Zero Penalty Withdrawal
Tax Efficiency
FD Ultra Short Term Debt Fund
After 3 years
Similar to FD
Interesting Fact
Taxes paid for a 3 Lac investment for 3 years
FD
Ultra Short Term Debt Fund
7,947 16.,050 24,075
Close to Close to Close to0 0 0
Assumption: Inflation mirrors Returns
10% 20% 30%
Life Insurance
Tax Saver FDs
PF
Tax Saver Mutual Funds
Save Tax
Low Return6.5%
Locked for over 10 years
Low Return7.75%
Interest Earned is taxed
Low Return8.7%
Locked for 15 years
What happens to the investment?
High Return15%
Locked for 3 years
Tax Saver Mutual
Funds are the best
option for Saving Tax
Interesting Fact
“Save Tax and Grow your Investments faster with Tax Saver Mutual Funds”
Move from Chulha
to Cooking Gas
ULTRA SHORT-TERM DEBTFIXED DEPOSITS
TERM PLAN INSURANCE
MONEY BACK INSURANCE
DESIRE SAFETY?
DESIRE INSURANCE?20 years for a 30 year old
18,180 25,971Gains per Rs. 1Lafter taxes after 3 years
7,791/Lac
1,54,252 6,886Premium paid for a 20L policy
1,47,366The Difference
The Difference
EQUITY MUTUAL FUNDS
– 15%
FIXED DEPOSITS - 8%
DESIRE HIGH RETURNS?
5,93,075 14,13,721Rs. 1000 invested every month for 20 yrs
8,20,646The Difference
5 years
START TODAY
With just Rs. 6,000
Increase your investments whenever you are comfortable
Motilal Oswal MOSt Focused Multicap 35 FundDIRECT Plan, (Growth)
One-Time Rs. 5,000
Reliance Money Manager Fund DIRECT Plan, (Growth)
One-Time Rs. 1,000
+
15 years
12,068
48,822
Your 6,000 investment
5 years 1,05,113
If you add 1,000 per month in Equity
15 years 7,05,432
EQUITY
ULTRA SHORT TERM DEBT
*Gains from Equity Mutual Funds are tax free if held for more than 1 year
*Tax Free Returns
*Tax Free Returns
WhyBharosa
Club?
1. Sell only Commission free products
2. Your money goes straight into whatever you buy/invest
3. We promote Great Products from Great Companies
4. All investments regulated by government agencies
With Bharosa Club
“Bharosa Club is a community for those who want to improve their financial well being”-- Information -- Simple & great products -- Great Deals -- Commission Free