biennial compilation of housing research

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2015 2016 Pew Charitable Trust: Stateline Analysis “The Shrinking Middle Class, Mapped State- by-State” American Sociological Review: Stateline Analysis “Neighborhood Foreclosures, Racial/Ethnic Transitions, and Residential Segregation” CoreLogic Research: Seriously delinquent mortgages at the lowest level since May 2008 The Wharton School at the University of Pennsylvania: “A New Look at the U.S. Foreclosure Crisis: Panel Data Evidence of Prime and Subprime Borrowers” Joint Center for Housing Studies of Harvard University: Annual Report: “The State of The Nation’s Housing” Federal Reserve Bank of Richmond: Publication covering the status of the U.S. housing market: “National Economic Indicator” U.S. Federal Reserve (FOMC) approved a 25 BIENNIAL COMPILATION OF PERTINENT HOUSING RESEARCH Financial settlements made by Goldman Sachs, Morgan Stanley, Royal Bank of Scotland Group, and Wells Fargo for their role in causing the housing crisis in the U.S. The impact of the British vote to exit the European Union “Brexit” on the U.S. housing market U.S. Treasury Department Financial Crimes Enforcement Network (FinCen) study: ”Geographic Targeting Order Examination” U.S. presidential election of Mr. Donald Trump and the nomination of Mr. Steve Mnuchin as Treasury Secretary: “Releasing Fannie Mae and Freddie Mac from governmental control would rank as a ‘top 10’ priority” for the administration Joint Center for Housing Studies of Harvard University: Annual Report: “The State of The Nation’s Housing” National Association of Realtors: Report on low median down payment amounts made by first-time and repeat home buyers Source: Adkins Capital Management

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Page 1: Biennial Compilation of Housing Research

2015 2016Pew Charitable Trust: Stateline Analysis“The Shrinking Middle Class, Mapped State-by-State”

American Sociological Review: Stateline Analysis“Neighborhood Foreclosures, Racial/Ethnic Transitions, and Residential Segregation”

CoreLogic Research: Seriously delinquent mortgages at the lowest level since May 2008

The Wharton School at the University of Pennsylvania: “A New Look at the U.S. Foreclosure Crisis: Panel Data Evidence of Prime and Subprime Borrowers”

Joint Center for Housing Studies of Harvard University: Annual Report: “The State of The Nation’s Housing”

Federal Reserve Bank of Richmond: Publication covering the status of the U.S. housing market: “National Economic Indicator”

U.S. Federal Reserve (FOMC) approved a 25 basis point increase in the target federal funds rate: (target range: 0.25% - 0.50%)

National average interest rate for a 30-year fully-amortized fixed-rate mortgage loan: (Jan: 3.99% - Dec: 3.93%)

BIENNIAL COMPILATION OF PERTINENT HOUSING RESEARCH

Financial settlements made by Goldman Sachs, Morgan Stanley, Royal Bank of Scotland Group, and Wells Fargo for their role in causing the housing crisis in the U.S.

The impact of the British vote to exit the European Union “Brexit” on the U.S. housing market

U.S. Treasury Department Financial Crimes Enforcement Network (FinCen) study: ”Geographic Targeting Order Examination”

U.S. presidential election of Mr. Donald Trump and the nomination of Mr. Steve Mnuchin as Treasury Secretary: “Releasing Fannie Mae and Freddie Mac from governmental control would rank as a ‘top 10’ priority” for the administration

Joint Center for Housing Studies of Harvard University: Annual Report: “The State of The Nation’s Housing”

National Association of Realtors: Report on low median down payment amounts made by first-time and repeat home buyers

U.S. Federal Reserve (FOMC) approved a 25 basis point increase in the target federal funds rate: (target range: 0.50% - 0.75%)

National average interest rate for a 30-year fully-amortized fixed-rate mortgage loan: (Jan: 3.93% - Dec: 4.09%)

Source: Adkins Capital Management