Together for you

BIL Business OwnerDevelop your business and your private wealth with completepeace of mind.

You can also count on the support of a team of experts to provide you with the most cutting-edge solutions.

To provide a service that meets your expectations,

your Relationship manager has access to the best

specialists.

Relationship manager

A single point of contact for your business needs and personal endeavours

Why fill up your diary with even more people to meet?

With BIL Business Owner, you have a single Relationship

manager for your company and personal accounts. This

way you can establish a long-term relationship of trust.

Business experts

Retail banking experts

Private banking experts

Day-to-day bank management• Packages: BIL Pro One, BIL Pro World,

BIL Pro Payment

• Transfers

• Direct debits

• Internet banking

• Credit cards

• Foreign exchange transactions

Financing• Overdraft facility

• Fixed-term loans

• Investment loans

• Bank guarantees

• Leasing

• Capex loans and SNCI loans

• “Mutualité” security

• Innovfin guarantee

Cash management• Cash+ savings accounts

• 35-day notice accounts

• Time deposits

• Structured products

• Institutional management

• Cash pooling

Insurance• Operating losses

• Key personnel

Securing staff loyalty• Banking package for employees and their

spouses: BIL Company

Business start-up• BIL Start:

• Advice/Support

• Free banking package for 1 year

• Suitable financing solutions

Transfer• BIL AVEC:

• Support

• Search for buyers

• Business valuation

BIL Business Owner the choice for businesses

A partner close to your needs, with its decision-making centre in Luxembourg

An innovative bank withflexible solutions

The bank for start-ups witha network of partners

*Source: TNS 2016 net promoter score

Number one bankrecommended by SMEsin 2016*

1

DEVELOPMENT

CREATION

WEALTHPLANNING

TRANSFER

Yourprofessional

needs

With BIL Business Owner, you select the solutions you need to get the job done.

INCUBATORS

ADVICE

STRUCTURING

GOVERNMENT AID

BUSINESSPLAN

INVESTMENT

CONFIDENTIALITY

LOANS

EMPLOYEEBENEFITS

CASH MANAGEMENT

Number one bankrecommended by SMEsin 2016*

WEALTHPLANNING

STRUCTURING

FINANCING

DAY-TO-DAYMANAGEMENT

INVESTMENTS

Your personalneeds

INHERITANCE

INSURANCE

E-BANKING

CURRENT ACCOUNT TRANSACTIONS

CONFIDENTIALITY

WEALTH STRUCTURING

LOANS

TAXSUPPORT

WEALTH MANAGEMENT

BIL Business Owner the choice for business owners

Day-to-day bank management• Free exclusive package: BIL Business

Owner

• Transfers

• Direct debits

• Internet banking

• NFC credit cards with insurance

Financing• Current account overdrafts

• Fixed-term loans

• Personal loans

• Mortgages

• Investment loans

• Bank guarantees

• Lombard loans

• Investment Line loans

• Study loans

Investment• Savings accounts

• 35-day notice accounts

• Time deposits

• Guaranteed capital products

• Structured products

• Foreign exchange transactions

• Execution of stock market orders

• Global wealth approach:

• Financial instruments

• Discretionary management

• Advisory management

Insurance• Mortgage protection insurance

• Life insurance

• Insurance investment income

Tax products• Mortgage savings scheme

• Retirement savings plan

• Youth savings and insurance

Wealth structuring• Financial and tax planning

• Transfer of assets

• Specialised bespoke advice

BIL named best bankin Luxembourg 2017 byGlobal Finance

A free banking packageBusiness Owner

Specific financing and investment packages

A complete range of high-end asset analyses

BIL Business Owner also means:privileged access to a range of expert opinions

and news on issues that concern you through

newsletters, videos, events, etc.

LOANS

BIL wins Euromoney magazine award for best private bank for super affluent clients in Luxembourg

Accumulation

Inheritance

Acquisition

Through my work as a Relationship manager at BIL,I am familiar with your personal involvement and the challenge that a company represents for a business owner.I support you with enthusiasm, understanding and excellence.

And with our comprehensive Business Owner package, I offer appropriate solutions.

Long-term support throughout yourcompany’s life, andyour own.You enjoy guaranteed support with a vision of

the future, and can benefit from our expertise to achieve

your objectives with complete peace of mind.

Creation

Growth

Transfer

Relationship manager

Banque Internationale à Luxembourg

69, route d’Esch L-2953 Luxembourg(+352) 4590-3000

contact@bil.com www.bil.com

Banque Internationale à Luxembourg SA69, route d’EschL-2953 LuxembourgRCS Luxembourg B-6307(+352) 4590 -1contact@bil.com

www.bil.com

Do you need more information on BIL Business Owner?

Contact your dedicated Relationship manager,

by calling (+352) 4590-3000

or emailing contact@bil.com

The information provided in this brochure is for guidance only and is published withou-tany guarantee that it is complete, accurate or up to date. In no way does it constitute a commercial offer or solicitation to buy. It is valid only on the date of the brochure’s publication and may be subject to change without notice. The bank accepts no liability for the content of these pages and their direct or indirect consequences for readers. The provision of certain products and services (e.g. loans, cards, guarantees) is subject to your applicable being approved. The products and services described in this brochure may not be available in all countries.Please do not hesitate to contact your dedicated Relationship manager if you would like more information, especially on the terms of the offerings.

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