biolsi v jefferson capital systems llc fdcpa complaint debt collection

8/12/2019 Biolsi v Jefferson Capital Systems LLC FDCPA Complaint Debt Collection

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Case 2:14-cv-00903-WBS-CMK Document 1 Filed 04/11/14 of 8

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Todd M Fredman (216752)Law Ofces o Todd M. Fredman P.C.324 S. Beery Dr. #725Beerly Hs CA 9022 Phone (877) 206-474Fax: (866) 633-0228tedman@attoeysfrconsmerscomAttoey fr Pantf

IN THE NITED STATES DISTRIT ORTFOR THE EASTERN DISTRIT OF ALIFONIA

AMARE BIOLS ) Case No.)

Plantf ) COLAI

s. URY DEMANDED

)FFERSON CAPTAL SYSTEMS )LC, )

)Defndant )

)

Nature f the Actn

Ths s an acton nder the Far Debt Collecton Practces Ac

("FDCA) 5 .S.C § 1692 et sq.

Juidictn and Venue

2 Ths cort has jrsdcton prsant to 5 SC. §692k(d) and 28

U.S.C §1331

3 Venue s proper n ths Cort under 28 .S.C. § 39(b) as the act

Plaintff's Compnt




an tansactios gvg se to Plain Anneaie iolsis "Plani actio

occue in ti isict, Plaintif esies in tis istict, an efnant Jefeso

3Capital Systes, LC efeson Capital ansacts usiness in tis istct.

4Parties

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6 . Plaintif is a natual peson wo at all elevant ties esie in

7 State o Califia, City o Reing.

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5 Plaintif is a "consue as efne y 15 .SC. § 169a3.

6 Painti is oligae, o alegely oligate, to pay a et owe o

ue, o assere o e owe o ue, a ceio ote tan Jeeson Caital.

7 Plaintis oligation o alege oligation owe o e, o assete

to e owe o ue, a ceio ote tan Jeeson Captal, aises fo a tansacto

in wic te oney popety insuance o sevices tat ae te suject o t

tansaction wee incurre piaily f pesonal, fily, o ouseol puposes.

8 efnant Jefeson Capital is a liite liailiy opany wt

pincipa ofces situate at 16 McLelan ive, St Clou, Minesota 56303

9. Jeeson Capita is an entity wic at all elevant ie was engage

y use o te ails an telepone, in te usiness o atepting to ollec a "et

fo Plaintif, as efne y 15 S.C §169a5

10. Jefeson Capita is a "et collecto as efne y te FCPA, 5

S.C §169a6

Platff Compat




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5 S. § 692e(0) prde

A debt cectr my nt ue ny e decepte, r mledng

repreentn r men n cnectn wth the clectn nydebt Wtht lmtng the genel pplctn the regngthe llwng cnduct tn th ectn

* * *

(0 he e ny e repreenttn r decepte men t

cllect r tempt t clect ny debt r t btn ntncnceng cnume.

6 Te Emblem® terrd® Oer repreent t the let

phtcted cnumer

Tme-arred Det Dependng n yur ccnt htry ndpplcbe lw yur debt my crrently be utde thepplcbe ttute lmttn perd r the prpe tngegl ctn t clect th debt Or recrd ndcte tht theccnt lted be h hrge O Dte 0/2/2005 yur debt tmebed t the tme th etter yur chce tptcpte n the Prgrm w nt be deemed t retrt, ree

tl herwe extend the rgny pplcbe ttute mttn perd. Regardless, we and our bank partner

have agreed for ourselves and or our respective successorsad assgns) that they wl never sue to collect a Fresh StartSouto Program balance

Ex A (emph n rgn)

O 7 Hweer, the Debt w tme-bed t the tme Jeern Cpt en

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t etter t Plnt. Mreer, repyng the debt cld cue the ttute

mttn t rett nd bect Pnt t eg expure Jeern pt

repreenttn ntwthtndng

Plantf's Cmpt




18. In addition, and upon nfmation and belie Je erson Capital ha

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acual knwledge a Plainis Deb was imebaed a e me i sen is ee

Plain.

19. Tese lse, deceie, and miseadng eesenains wee used i

cnnecn wi aem cec a deb in ilan 1 US. C § l 692el 0)

OUNT TWO S § f

2 0 Plaini ealeges and incaes by eence e aegan

cnained in aagas 1-1 as i lly se h eein.

21. 15 US.C. § 1692vdes

A deb cllec may n use un uncnscinable means clec aem clec any deb.

22. B aeming cllec a deb i knev be imebaed and b

making assced eesenains ha wee lse and misleading eesn Caia

used uni uncnscnable means aem cllec a deb m Plaini i

viain 1 U.S.C. § 692

FO Plain ays elie and udgmen, as llws:

a. Adudging ha eesn Caal vilaed 1 U.S.C. § 1692e10) an15 u.sc § 1692;

b Awadng Pani sauy damages usuan 15 S.C §692kin e amun $100000

c Awadng Paini he easnabe aeys' es and css incued i

his acin includng aey's es and exer es

Pinis Complant-5-




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Awaring Pantf any prejugment an postjugmen nterest amay be aowe uner the law; an

e Awaring such other an ther reie as he ort may eem jst anproper

RY DMAND

Painti emans a trial by jry on a counts

Date: Apr 1, 2014 espetly submtte,s To M Friemano . Frieman (216752)Law Oces o To M. Frieman, P.369 S. Doheny Dr #415eerly is A 90211

Phone: 877 206-4741Fax 866 633-0228ieman@toawcomAttoey r Pain

Plantiff's Compnt-6




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ans Compn7




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eai BilAp. 27 H .n CA 64

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Th & i n e deb eDcn: Prem kca MaCr Ogina & Cue C Prlr LC

ct Nu 42Chageo Dat 0(Aout Due: $6

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ly is ! O t subyu ae wing fr ou� ticpanI vuny w youcs ariae �ehe Pogrm in orderto quan for a Dt RdconCe (ew ad} a Mrca credit d (us).Sd o ? H' how wok in 3 pe e,

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ls t whn n ts. Cmpt ypur2 m q i mp mk m!n i u t

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IS MCO IS ROM DEBT �CTO IS AN TO COLE A DY NFORMTlON OBT lNEDtLE US OR H T POS .

PIE:se Rd·NOTCE IFORAI h Ue F, e, L T-B e o e evese . 1UMY O CRD f sIn a m!\seC» ANALGA L n u!rementsfd e , e€

u c ia te, e l B rt Il d;ld Rs a trlaed t th Ebm® a cdt

•o y me a te T/Pae Q( o u O fing Ble e l owe Av1 Cte ge Y 8Incree rte ed ed ogr &/nc. '*E.M- cied ar is� Dr bk pquo a se 'td stC ·on/. O &e

Invod h f bt a o po W N shd n onc o a you o yu b h e W Ure iormo a he b o k ae yo e f e redtTim-Bare d Debt: png onyr c ount his r dapOcbl1 !w, y ur dbtmay curt be o d e aPble sta of imspei for he pue taki ng ga .ion cllect !s <l O crds hat con t t a a ChrgeO De o 029fB. Iyrd is -bad at e time of thisl, y u choice tpcpat e i the Pram wlntb me d to r er� rfive, tolor ows exnd ognlapc e of mins R a w n hv a o s ·vsu qor nd aign wel evr s col ea rbSlutjonTh Prgm Bace r \ me-bar d&. ·

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biolsi v jefferson capital systems llc fdcpa complaint debt collection

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