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44

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4=

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D`dhìnt% v% 24 *;2 }`}%)


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% 41 `rh% V% :%

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;% 2 `rh% V% ;1%

:1% Mkdòk( E`lihkb% \rd }b`rh hr` \}kgk}` ? Sb|brW E`lihkb Mkdòk Nhk|rhek`re``% 466>% 41 rh% V% ;4%

:>% Mkdòk( E`lihkb% viqk ? Sqbt|rt`W E`lihkb Mkdòk H`}% ` kt}k% 466>% ;4 `rh% V% ;%

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4% 4( % 41 `rh% V% 1%


42

@\DE 0>:'00>2'0112'0'>266 bz% S466>';20W' ' ;% Jigi|bzrkh`}k}b *tr|)%

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1;2'0:>0'6'22666 bz% S466>';262W' ' ;% Gbm`lè ek}rt`|}%

1;2%:;%:

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41

? ( 3 % % ? % % 3 % % ? % % % Lj% ? \% e%(466> *A%B%'V% $]`vint% Lbe}tkh$)% 401 v% ? mb|% lihit%( }kd%3 4; lg%

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e`lb ? Gieint% Qìt`lk Ljb}tr% Lj% ? $Bv`ntka$ \TH( 466> *A%B%'V% $]`vint% Lbe}tkh$)% ;6:( S4W v%( S:W v% `h% lihit3 4= lg%

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>% ;6 rh% V% ;1%

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>0% Dh`l`( Njbitnjb% Rer` gè`|}tr3 Reit le}tbb kr}ij}ieb ? Sbv`ntk'gbW Njbitnjb Dh`l` Ortekh mb Lj`èr% 466>%

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;W3 $Li'gktrh gbr( e }i` klb}` ke`( k ai|} l er'g` qi` vr}bk }btgèk }t`hin`k$ ? Smè è}btq`rhklitmk} hr` Lt`|}`ke ]bimitb|lr vbe}tr $Li}`m`kerh$( Drlrtb}`( 4 `rh% 466>W3 $Re gktb|lt``}it er b e`g`l e h`v|k rer` gktb l`}`}it$ ? Smè è}btq`rh klitmk} hr` Gkt`r| Qk|`hbkervbe}tr $Kmbqtrh H`}btkt ` Kt}`|}`l$( Drlrtb}`( 42 `rh% 466>W%

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1>% M`klier( G`tlbk K% Nkdt`bh M`g`|`ker( hk i tbbm`}ktb%%% ? Svb gktnèbkqih% $Lie|}ke}è Ebntr`$ mb Nkdt`bh M`g`|`ker( bm% k @@'k( Drlrtb}`( Lkt}bk Tig'ebk|l( 466>W G`tlbk K% M`klier Lie}tkait}% 466>% @rh% *Et >)% V% =%

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4>

1 Gè%Knt`lrh}rt`` ` èm% kh`gbe}ktb kh Tbv% Gihmiqk( @e|vbl}itk}rh mb \}k} Tbv% vbe}tr Vti}bl'`k Vhke}bhit% Lj% ? \% e%( 466> *]`vint% $Tblhkgk$ \K)% 46 lg%

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1

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4:

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;2%6>;%;*6:=)

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';24>W' ' ;% Lhrdrh mb Ai}dkh $_`gdtr$ @ |}it`b%

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=>% ( % + ? S% % W % % 466>% 1 % % 2%

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;0= Oilrt` vb }kdh mb oil ` oilrt` mb gk| *oilrt` mb nem`tb( vbt|v`lkl`}k}b ` eitil)

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;41

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;;:

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0:) @|}it`k Tbvrdh`l`` Gihmiqk

;2=>% Vkjig`'Hiiqker( @iebhkRe lhivi} hk vit`hb r`}t`` ? *Hiiqk a`hb mè `|}it`b) ? Stkìerh E`|vitbe`W

@iebhk Vkjig`'Hiiqker% Lj% ? \% e%( 466> *]`vint% $Tblhkgk$ \K)% 41:'00>2'0'W' ' ;% Hiiqk \k}b Tkìerh E`|vitbe` Tbvrdh`lk Gihmiqk @|}it`b%

0=*=>:'44)

;2=:% bqlbeli( Tr|hke\}k}r}rh è}btekìekh kh Gihmiqb` ? K|vbl}b `|}%'ort`m`lb *;';2=2W' ' ;% Tbvrdh`lk Gihmiqk @|}it`b%

0=*=>:)$; *]`vint% $Bhbek'Q@$ \TH)% 26 v%3 46 lg%

D`dhìnt% v% =>'=0 *=0 }`}%)S466>';;: ]bbW

1:)*6=

% 46 % % ;=%

> eqge} |vbl`kh`k} mb |vbl`kh`}k}b% eqge} }bje`l( vtiab|ìekh% lih`( è|}`}r}b(

lihbn`` vtiab|ìekhb }bje`lb% Vih`}bje`l`% lih` mb gb|bt``

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;;1

%6;1 Kh}b id`bl}b mb |}rm`r% Gk}bt`` mb eqge} |vbl`khb

% > `rh% V% ;=%

% > rh% V% ;=%

(Lj`èrW Gktlbhk Di`li Re`qbt| vbmknin`l vti% 466>% ;4 rh% V% ;%

%

';;0 ]bbW

?:)*6= *]`vint% $Bhbek'Q@$ \TH)% ;> v%3 46 lg%

D`dhìnt% v% ;= *> }`}%)S466>';4: ]bbW

2;0%>*6=%66%64 @|}it`k Tige`hit ? Kr}itba% kh }bb` mb mil}it e }`èb `|}it`lb Hrmg`hk Likm3 Klkm%mb }`èb k Gihmiqb`% @e|}% mb @|}it`b( \}k} ` Mtbv}% Lj% ? \% e%( 466> *LBV R\G)% ;:v%3 46 lg%

D`dhìnt% v% ;1 *2 }`}%)S466>';42 ]bbW

0=*7;01 *6=

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46/80


=1

|bg`liemrl}it`hit ` m`bhbl}t`l`hit ? Kr}itba% kh }bb` mb mil}it e }`èb a``li'gk}bgk}`lb Kemt`ke Njbitnj`3 Re`q% mb \}k} mè Gihmiqk% Lj% ? \% e%( 466> *LBV R\G)% 42 v%346 lg%

D`dhìnt% v% ;0'44 *44 }`}%)S466>';4; ]bbW

14;% *LBV R\G)% 4: v%3 46 lg%

D`dhìnt% v% 44'4= *';44 ]bbW

';42 ]bbW

1;:)*6=% 1 rh%

% 4> % % :%

*Qb` mb k|bgbebk Et %

% ;4 rh% V%

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47/80


;;=

% Tidr( E`lihkb% E`lihkb Tidr ? $Vi``k gbk b|}b abtg }tbdr`b |tbkh`g }i} lbbk lb kg vtig`|$ ? Sè}btq`r lr vtb% tkìerhr` \}tbe`W lie|bgektb ?Bhbek _kgrtk( Qkhbt`r \}tk}r Kh`kek Gihmiqk Eik|}t% 466>% 1 `rh% V% % 1 % V% :'0%

% 1 % %;=%

% ;%

*Qb` mb k|bgbebk Et % 42 v%3 46 lg%

D`dhìnt% v% 4< *: }`}%)S466>';4< ]bbW

1;0?1;0%0:'604*6=

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48/80


=:

@EMBZ MB ERGB HK $LTIE@LK LT@@$ET >'466>

K

Ka}`g`l`rl( Ihnk ;==;Khdr( @ie ;=;=Lj`|}trnk( Dit`| ;=46Lj`lk}`( Gktnktb}k *v`l}%) ;2;2Lìdker( @% Lie|}ke}è *khl}%) ;=:=Lìdker( G`tlbk *khl}%) ;2'0:Lìdker( _èk`mk ;=06Lìlker( G`jk` ;=40Lh`lj`l`( Mitèk ;=;>Likm( Hrmg`hk ;224Lilt( Vb}tr ;6Lioilktr( Tkmìe ;=42

Lioilktr( Qk|`hb Nj% ;=Lieiqkhiqk( Q% ;2=0Lie|}ke}èiq( E`lihkb ;=2>'2:Liv`h( Qìhb}k ;=1Liqkl`( Gie`lk *}tkm%) ;=6>


;; % % 1'>%

%0 Vtilbmrt orm`l`kt% Itnke`ktb ` vbt|iekh orm`l`kt

% ;< % % ;4%

% 4; % % :( ;>%

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;;4

% 466>% 41 % % % 4: % % :( ;>%

% ;0% % ;Mrl`kl( Gktnktb}k ;=:0

BBmr( @enk *v`l}%) ;26:Btg`l`i`( Krtbh`k ;==>

A

Abrtk( Brnbe`k ;=;4A`khliq|lj`( Blk}bt`ek ;2;;Ailk( @rt`b *v`l}%) ;=:=Ailk( Q% ;=>0At`lr( Khbzkemtr Jitk`r ;2;4

N

Nkqt`h`rl( Lbkt *liitm%) ;=4;

Nbhmbtbe( Oije T% Qke ;=6>Njbitnj`( Kemt`ke ;22=Njbi`( Vb}tr *v`l}%) ;2Hrvke( \btka`gk ;=0;Hrvr( @h`b ;=2

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26

Gkqtim`( Gkt`k *bzvbt}) ;261Gbhbe}`bq( Brnbe`k ;=G`j`hb|lr( Lie|}ke}è *entò`tbk bm%) ;=10G`hbel`rl( Mrg`}tr *bzvbt}) ;=:0G`tieiq( @ie ;2=2G`tieiq( Hkt`|k ;==6Gilker( @rt`b ;'0:Ei|klbeli( Hkt`|k *tbm%) ;=:=

I

Idobhbke( H`rdk ;=01Ihbq|lj`( Ihnk *}tkm%) ;=( ;242Ih`èc( @kti|hkq *v`l}%) ;26:( ;2;4( ;2;=Ieratb`( Brnbe`k ;=04I|kml``( Litebh ;=4=

V

Vkjig`'Hiiqker( @iebhk ;2=>Vkhkm`( Lt`|}èk ;=66Vkhkel`rl( Bhbek ;22:Vkqh`lbeli( \btn`r ;2=6Vtklj`( @ie ;=6:Vlrtktr( Qbtie`lk ;=0;Vb}tb|lr'Tbm`( E`lihkb ;26:Vb}t`l( G`jk`h *;=:=)vb}t`l( Bhbek *khl}%) ;=:=Vhk}ie( Mke`bhk ;=4;Vh`br( Tk`|k *v`l}%) ;2;;Vhgmbkh( _èk`mk *tbm%) ;=:=

Vikhbhren`( Ihnk ;=60Viviq( Khbzb` ;=::Viviq`l`( G`jk`h ;=>;Viviq`l`( ]bimit ;2;2Vitlb|lr( Nt`nitb ;220Vi|}ihklj`( Qkhbe}èk ;=60Vi|}itielk( M`kek ;=40Vt`gbel`rl( Gkt`k ;==6( ;2=2Vtimke( Nkhèk *ei}intka`bt) ;2% ;4%

% 4; % % 2%

% 46 `rh% V% =3 Gihmiqk Eik|}t% 466>% 46 % %

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;;6

=% Rtbljbke( \btka`g% ;% Lrh}rtk vge}rhr` ? Sk|vbl}b blie% ? kt}% mbvr'}k}rhr` e Vkthkgbe}rh Tbv% GihmiqkW \btka`g Rtbljbke \v}gek% 466>% 4> `rh% V% 0%

2% ( % $ $ ? S% ' % W % 466>% 4> % % % ( % ?S % W '% 466>% ;4 %

:% ( % ( ? S' % % ' %' % ' % W % %

466>% 1 % % % 41 % % 1%

% ;0 % % 1%

% 42 %

' ? S %'% ' % W % 466>% 1 % % 4%

% %

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24

( ;=:

( ;2=;( ;=:>( % % ;==2

( % ;=26

( ;262

( ;24:( *%) ;=:2


;60

Qbklb|hkq @ie`( ]k}`kek Hkt`rèkW lie|bgektb ? Ekmèk Njbitnj` Lkv`}khk% 466>% 1 `rh% V% :3 7 Lkv`}khk% 466>% 1 % V% :%

k Vkthkgbe}rhr` mb l}tb Qkhbt`r Li|ktl`rlW Kh`kek Gihmi'qk Eik|}t% 466>% 46 `rh% V% 2%

% Mblhktk`k G`lt`` Kl`rebk Brtivbke ` k Aitrhr` Mbgiltk} kh Ti'ge`hit mè Gihmiqk ? Svt`qèm |`}rk`k mè èmr|}t`k nkrhr`( ;6 `rh% 466>W H`}% ` kt}k% 466>% ;4 `rh% V% :%

% ;< `rh% V% ;2%

6% @qklbeli( Njbekm`b% V`btmbt`hb |re} vtbk gkt` vbe}tr k gk` }tnekvtilb|rh mb mbqih}ktb ? è}btq`r lr Nj% @qklbeli( bzvbt} e migbe`rh mbqih}t`` tbnì'ekhb k è}btq`bqk} Kenbhk Lj`|ebeli Lkv`}khk% 466>% 4> `rh% V% ;;3 7Lkv`}khk% 466>% 4> % V% ;;%

;% $Vikt}k mb kllb|$ k Gihmiqb` hk Gktbk Ebknt ? STbn`rebk mb Mbqih'}ktb \rmW Mbqih}ktbk% 466>% 1 `rh% V% >%

4% \tdr( Qk|`hb% H`dbtkh`ktbk v`bb` bebtn`b` bhbl}t`lb |b kge vbe}trkerh 46;2 Qk|`hb \tdr Bli% 466>% = `rh% V% 1%

% ;; `rh% V% >%

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;6:

% ;4 %

*Qb` mb k|bgbebk Et % 0 rh% V% =%

? S% % % ( 42 466>W % '% 466>% 41 % % :'03 % % 466>% 4> % % 46'4;%

KDL'rh gère`hit ;==1Kdblbmkt ;==>Kmgè`|}tk`k vrdh`l e vbt|vbl}`qk è}bntt``

Brtivbeb ;=4:Kmg`}btb 466> ;===

K|`nrtktbk reb` bmrlk`` mb lkh`}k}b ;= ;=;;Tkvit} vt`qèm kl}`q`}k}bk Knbe`b` Ekì'ekhb vbe}tr Tbnhbgbe}ktb e ]bhbli'gre`lk`` ` @eaitgk}`l ` bqihr``hb v`'bb` |btq`l``hit mb }bhbligre`lk`` ` è'aitgk}`l e kerh 4661 ;=;:

Tbvit} Ie kl}`q`}p ia Ek}ìekh tbnrhk}itpKnbelp ait ]bhbliggre`lk}ìe| kem@eaitgk}`l| kem Mbqbhivgbe} ia ]bhb'liggre`lk}ìe| kem @eaitgk}`l| Gkt'cb} è 4661 ;=;:

Tbvrdh`lk Gihmiqk vtidhbgb g`ntk`b`;=60

Tbvrdh`lk Gihmiqk% Lie|btqktbk

dìm`qbt|`}`` ;2==\`|}bgrh mb vbe|ìektb kh Tbvrdh`l``Gihmiqk ;=

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2=

\}kemktmb mb aitgktb lie}èr k lk mtbhit m`mkl'}`lb mè eqge}rh |blremkt nbebtkh ;==2

]jb Tbvrdh`l ia Gihmiqk% Dìm`qbt|`}p Lie|btqk'}ìe ;2==

^bhligb }i Gihmiqk ;=;0îtcèn ]inb}jbt ;=:0_`gdtr 16 mb ke` nhitì` ;=:: '

;=% % 4> % % ;'4%

% ;= % % >%

%

4: % % >%*Qb` mb k|bgbebk Et % 46 % V% :'0%

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;61

% 1

`rh% V% 2%

% = %

% 1 `rh% V% =3% 466>% 1 % V% =%

}`}%

*Qb` mb k|bgbebk Et 4246( 4242( 42% Et

7/23/2019 BNM 7-2007

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Ltie`lk kt}`lihbhit mb tbq`|} Et >'466> Gknkèb kt}`lhb keekh| Et >'466>

21

4==;% ]rtljè( ]k}`kek% K qtbk grh}b | q |vre( mkt g`'b at`l+ Lb gakl+ ? Smb|vtb at`l ` mbv`tbk b` e màbt`}b |`}rk`` |il`khbW ]k}`kek ]rtljè Lh`vk|`mbtkh% 466>% Et % Et 4% V% =% Et 21% V% ;1';: ? ai}% ]bz} ` e hd% benh%( tr|%

< ]@@EB \IL@KHB

% 1 % % % 2%

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;6=

% = `rh%3 Ahrz lie}èrr ? bm%mb qèbt`% 466>% 1 `rh% V% >%

W Kek}ih A`bt Gihmiqk |rqbtke% 466>% % @rh% *Et 1)% V%>% *\rvh% kh `ktrhr` $]`gvrh mb m`gèbk$)%

% 46 `rh% V% 1%

? ai}% ]bz} ` e hd% benh%( tr|%

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2:

% Et 4% V% ;61';60 ?a`n% Tb% e hd% benh%

4=24% Dtrgk( @eb|k% Tihrh hbk|ènrhr` aèkel`kt e lkmtrh kl}q`}`` èqb|}`ì'ekhb @eb|k Dtrgk Blieig`lk% 466>% Et 4% V% 2='2: ? a`n%( }kd% Tb% e hd% benh% D`dhìnt% ? > }`}%

4=2% Tb% e hd% benh%

4=2=% Hrlj`ke( @qke% Kditmt` lielbv}rkhb vt`qèm qkhit`hb gid`h`ktb j`dt`mb @qke Hrlj`ke( \}bhk Lìdr Blieig`lk% 466>% Et 4% V% 2;'2= ? a`n% Tb% e hd%benh% D`dhìnt% ? 1 }`}%

4=22% Gkt`kel`rl( Krtbh`k% M`kltie`k lielbv}bhit hbnk}b mb t`|l Krtbh`kGkt`kel`rl Blieig`lk% 466>% Et 4% V% 2:'16% Tb% e hd% benh%

4=21% Ebmbt`k( Khbzkemtr% Lie}kd`h`}k}bk ivbtk`re`hit vt`qèm kge`|}`k a`|'lkh ` hbnkh`ktbk lkv`}khrhr` Khbzkemtr Ebmbt`k( H`m`k Aikhbk Lie}kd`h`}k}b ` krm`}% 466>% Et >% V% 4 ? Svt`qèm kge`|}`k a`|lkhW Lie}kd`h`}k}b ` krm`}% 466>% Et >% V% ;6=';;6%

4=2:% Tbvrdh`lk Gihmiqk% @e|vbl}itk}rh A`|lkh Vtèl`vkh mb \}k}% Itmèvt`qèm kvtidktbk aitgrhktbhit }`v`k}b k mt`hit mb |bkg a`|lkhb vb }kzbhb tr}`btb ? S


;6% < rh% V% 2%

% 46 `rh% V% 0%

% Minktr( Ke}ie% Ckhgke G`|b` qitdb}b lr kllbe} tr|b|l( er gknj`kt? Svb gktnèbk mblhktk``hit tbvtbbe}ke}rhr` Re`re`` Brtivbeb vbe}tr Tbv% Gihmiqk lrvt`q`tb hk tbhk``hb gihmi'tigebW Ke}ie Minktr Ortekh mb Lj`èr% 466>% 4> rh% V% 0%

% 42( 41 `rh% V% 2%

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;64

W ' % 466>% 41 % % ;'4%

% ;< % % 4%

% ( 9 ? S % % % % ( % c% ( % % ( W % 466>% = %

% 46 % % :%

*Qb` mb k|bgbebk Et )% @e|}trl`reb lr vt`q`tb hk gimrh mb ligvhb}ktb ` vtbbe}ktb k mt`` mb |bk'g vt`qèm }kzk vbe}tr aihi|`tbk ieb` mb vti}bl`b k mtrgrt`hit mè kaktk vbt`gb}trhr`hilkh`}`hit vbe}tr kgvhk|ktbk vrdh`l`}`` bz}btìktb *Aitgk ]KV'6>)% @e|}trl`reb lrvt`q`tb hk gimrh mb ligvhb}ktb ` vtbbe}ktb k mt`` mb |bkg vt`qèm }kzk vbe}tr aihi|`'tbk ieb` mb vti}bl`b k mtrgrt`hit mè kaktk vbt`gb}trhr` hilkh`}`hit vbe}tr kgvhk|ktbkid`bl}`qbhit mb vtb|}ktb k |btq`l``hit tr}`btb *Aitgk ]KIT'6>)% @e|}trl`reb lr vt`q`tb hkgimrh mb ligvhb}ktb ` vtbbe}ktb k mt`` mb |bkg vt`qèm }kzk vbe}tr l igbtl`kh`ktbknkbhit ek}rtkhb mb|}èk}b r}`h`t`` e lkh`}k}b mb lktdrtke` vbe}tr re`}`hb mb }tke|vit}kr}i *Aitgk ]NE'6>)% @e|}trl`reb lr vt`q`tb hk gimrh mb ligvhb}ktb ` vtbbe}ktb kmt`` mb |bkg vt`qèm lkhlrhr` |rgb` }kzb` mb bh`dbtktb k kr}it`k``hit vbe}tr }tke|vit'

}rt` tr}`btb è}btekìekhb *K]T@'6>)% @e|}trl`reb lr vt`q`tb hk gimrh mb ligvhb}ktb `vtbbe}ktb k @eaitgk`b` *Aitgk ]KEG'6>)% @e|}trl`reb lr vt`q`tb hk gimrh mb ligvhb'}ktb ` vtbbe}ktb k @eaitgk`b` *Aitgk ]MHG'6>)% @e|}trl`reb lr vt`q`tb hk gimrh mbligvhb}ktb ` vtbbe}ktb k @eaitgk`b` *Aitgk ]LGG'6>)% @e|}trl`reb lr vt`q`tb hkgimrh mb ligvhb}ktb ` vtbbe}ktb k @eaitgk`b` *]KVG'6>)% @e|}trl`reb lr vt`q`tb hkgimrh mb ligvhb}ktb ` vtbbe}ktb k @eaitgk`b` *]KITG'6>)%

4=20% ( % Lie}kd`h`}k}b ` krm`}% 466>% Et >% V% ;2'44 ? |ljbgb( }kd%

*Qb` mb k|bgbebk Et 4164)

|bv}% 4662% Lj%( 4662% V% ;4';2%

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16

4=1;% V|hktr( Vkqbh% ]rt`|grh e lie}bz}rh kvtiaremt` tbhk``hit e}btekìek'hb Vkqbh V|hktr( ]k}`kek Lbtnk( Mrg`}tr Ti}kt` Mbqih}ktbk }rt`|grhr` hk elbvr}rh|bl% ZZ@ ? liea% è}%( 4> |bv}% 4662% Lj%( 4662% V% 40'>% D`dhìnt% ? 2 }`}%

4=11% ( % ' Mbqih}ktbk }rt`|grhr` hk elbvr}rh |bl% ZZ@ ?liea% è}%( 4> |bv}% 4662% Lj%( 4662% V% ;46';41 ? mb|% D`dhìnt% ? 2 }`}% S466>':2;W

*Qb` mb k|bgbebk Et 42;2)

% ]rtliq( Bhbek% Vtidhbgbhb mbqih}t`` }rt`|grhr` e Gihmiqk Bhbek]rtliq Mbqih}ktbk }rt`|grhr` hk elbvr}rh |bl% ZZ@ ? liea% è}%( 4> |bv}% 4662% Lj%(4662% V% :';;%

4=1:% ( % % ? ' % % Mbqih}ktbk }rt`|grhr` hk elbvr}rh |bl% ZZ@ ? liea%è}%( 4> |bv}% 4662% Lj%( 4662% V% 1='>; ? mb|% D`dhìnt% ? 2 }`}%

4=10% ( % % % % Mbqih}ktbk }rt`|grhr` hk elbvr}rh |bl% ZZ@ ? liea% è}%( 4> |bv}% 4662% Lj%( 4662% V% >:':4%


;6;

% 41 rh%

% Qitieè( Qhkm`g`t% Qhkm`g`t Qitieè ? $Eir eb tbqèb e}tbknk t|'vrembtb vih`}`l vbe}tr kvtktbk è}btb|bhit |}k}rhr` ` vivitrhr`$ ? Slrq% è}tim% hk liea%mb vtb| k vtb% Tbv% GihmiqkW Ligre`|}rh% 466>% 4> `rh% V% 43 % 4>% % 4%

% 4< `rh%3Ahrz lie}èrr ? bm% mb qèbt`% 466>% 4> `rh% V% 1%

% 41 % % 4' %) % % 466>% 4> % % ;>%

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;66

% 1 `rh% V% :%

% ;4 `rh% V% ;%

% % 4= `rh%3 Ahrz lie}èrr ? bm% mb qèbt`% 466>% 4> `rh% V% >%

% ;< `rh% V% >%


1;

? a`n%( }kd% Tb% e hd% benh%

4=>% Et 4% V% :1':: ? a`n% Tb% ehd% at%

% Et 4% V% 04'0=% Tb% e hd% benh% D`dhìnt% e ei}b'hb mb |rd|ih%

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14

2% Kt|be`( Khbzkemtr% $Tblj}||}kk}$ |kr mil}tèk nbtgke k |}k}rhr` mbmtbv} Khbzkemtr Kt|be`( Tim`lk Vivb|lr Tbq% Ek% mb Mtbv}% 466>% Et >% V% 0';1% Tb% e hd% at% D`dhìnt% e ei}b( v% ;1 *1%

Ljb}tr( Rh`ke% e kl}rkh`}k}b ? nktke}ktbk mtbv}rt`hit ` h`dbt}`hit are'mkgbe}khb khb igrhr` ` lb}bkerhr` e kvh`lktbk g|rt`hit mb lie|}tenbtb ort`m`l Rh`ke Ljb}tr Hbnbk ` q`kk% 466>% Et >% V% =2'=:% Tb% e hd% benh%

4=>>% L`rnrtbker'G`jk`hr( Lktihèk% Mtbv}rt`hb liv``hit kahk` e lieah`l} lrhbnbk Lktihèk L`rnrtbker'G`jk`hr Tbq% Ek% mb Mtbv}% 466>% Et >% V% 0% Mt`hbk( Gkt`ke% Lr vt`q`tb hk mbaè`tbk vr}bt`` mb |}k} Gkt`ke Mt`hbk Tbq% Ek% mb Mtbv}% 466>% Et >% V% >>'>:% Tb% e hd% benh% D`dhìnt% e ei}b( v%>: *;2 }`}%)%

4=:6% Nt`dèlbk( H`h`k% @qiktbhb mtbv}rhr` ligre`}kt H`h`k Nt`dèlbk Tbq%Ek% mb Mtbv}% 466>% Et >% V% 46'4% Et >% V% 21'2:% Tb% e hd% at%

4=:4% Vinieb( Nkhèk% Vtèl`v`rh tb|vbl}t`` mtbv}rt hit igrhr` b|bek |}k'}rhr` mb mtbv} Nkhèk Vinieb Hbnbk ` q`kk% 466>% Et >% V% =;'==% Tb% e hd%

benh% D`dhìnt% e ei}b( v% == *> }`}%)%

4=:% Et >% V% % % Lìteb`( Q|bqihim% Lktkqkek kqke|bk ekvi` ? Svb gktnèbk tbrh'}k}bhit khbnbt`hit e gre% Lj`èrW Q|bqihim Lìteb` \v}gek% 466>% ;< `rh% V% 4%

:% Lìteb`( Q|bqihim% Rgke`|grh kmgè`|}tk}`q ` jitk vih`}`l ? S k|vbl}b|il%'vih%W Q|bqihim Lìteb` \v}gek% 466>% 1 rh% V% 4%

0% Lìteb`( Q|bqihim% Re`tbk gihmiqbe`hit ` qbe`tbk gkt`be`hit ? Sk|vbl'}b |il%'vih%W Q|bqihim Lìteb` \v}gek% 466>% 4> `rh% V% 4%% ;< `rh%

% = `rh% V% >%

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0:

% 2 rh% V% ;43 41 rh% V% ;6%

6% ( % % 466>% 46 % % ;6%

;% ( % ? 9 ' vhr|% 466>% ;< % % ;=';2%

1% Tb% e hd% benh% D`dhìnt% e ei}b( v% >1 *;; }`}%)%

4=:0% Jkmtl( @nit% T|vrembtbk vbekh vbe}tr }tka`lrh `h`l`} mb mtinrt` `vtblrt|it` e hbn`|hk`k Tige ` Rltkèbke @nit Jkmtl Tbq% Ek% mb Mtbv}% 466>% Et >% V% 21'14% Tb% e hd% benh% D`dhìnt% e ei}b( v% 14 *;= }`}%)%

4=06% Gi|lkhl`rl( @tèk% Hk}rtk id`bl}`q k èatkl`re`hit vtbqr}b hk kt}%42='421 L% vbe% TG @tèk Gi|lkhl`rl Tbq% Ek% mb Mtbv}% 466>% Et >% V% 26'22% Tb% e hd% benh% D`dh int% e ei}b( v% 22 *% Et >% V% 1

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1=

4=0% Et >% V% ;:'4; ? a`n% Tb% e hd% benh%

4=0=% Tbb}e`liq( Kt}rt% Tbnhbgbe}ktbk t|vrembt`` vbekhb vbe}tr akh|à`lk'tbk milrgbe}bhit e hbn`|hk`k reit t` brtivbeb ? kekh` ort`m`l ligvktk}`q Kt}rtTbb}e`liq Tbq% Ek% mb Mtbv}% 466>% Et >% V% 4>'>( 42>4( 42>=)

% Et >% V% 0';4%

*Qb` mb k|bgbebk Et 4=2=)

Mtbv} l`q`h

4=0>% Vtimke( Gkt`kek% Tbnhbgbe}ktbk ort`m`l k tkvit}rhr` lkrkh e lkmtrhè|}`}r`b` t|vrembt`` ort`m`lb l`q`hb Gkt`kek Vtimke Hbnbk ` q`kk% 466>% Et >% V% =0'2% Et >% V% Mtbv} ligbtl`kh

4266% rtlker( Tkmr% G|rt`hb hbn`|hk}`qb eblb|ktb vt`qèm vtigiqktbk vti'mrlbt`` ` ligbtl`kh`t`` dìligdr|}`d`h`hit h`lj`` e Tbvrdh`lk Gihmiqk Tkmr rtlker(Litèk Lj`tg`ml` Tbq% Ek% mb Mtbv}% 466>% Et >% V% =;'==% Tb% e hd% benh% D`dhìnt% e ei}b( v% == *> }`}%)%


0>

% Vb}tr *G`}tivih`} kh Dk|ktkd`b` ` Bzktj kh Vhk`rt`hit)% Er vr}bg er'gk` | lbtbg mb hk Mrgebbr k}rel` lem |re}bg e eblk ? Sè}btq`r lr V\ Vb}tr(G`}tivih`} kh Dk|ktkd`b` ` Bzktj kh Vhk`rt`hitW lie|bgektb ? @tèk Di`ker Ahrz lie}`'err ? bm% mb qèbt`% 466>% 4> `rh% V% )% V% ;;%

% 42 rh%

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01

; A@HI_IA@B% V\@JIHIN@B

;;=A@HI_IA@B

% 1 `rh% V%=%

)% V% ;;%

% % 1 `rh% V% =%

% Tb% e hd% benh% D`dhìnt% ? ;1 }`}% V% => *;1 }`}%)%


%0 Vtilbmrt orm`l`kt% Itnke`ktb ` vbt|iekh orm`l`kt

4264% Ljàk( Abh`l`k% Mbntbqktbk mb vtidk`reb e }bgb`rh akv}bhit reke`glrei|lr}b *mb ei}it`b}k}b vrdh`l) Abh`l`k Ljàk Tbq% Ek% mb Mtbv}% 466>% Et >% V% >0':4% Tb% e hd% benh% D`dhìnt% e ei}b( v% :4 *;4 }`}%)%

426% Et >% V% :% Et >% V% 44'42% Tb% e hd% benh% D`dhìnt% ? ;> }`}%

426>% ( % % ' % 466>% Et >% V% '=;% Tb% e hd% benh% D`dhìnt% ? > }`}% % ? Et 2%

% Et >% V% ;>';0% Tb% e hd% benh% D`dhìnt% e ei}b( v% ;0 *2 }`}%)%

L h h m 466 h h 466

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11

=% Tb% e hd% benh% D`dhìnt% e ei}b( v% >= *;= }`}%)%

42;=% Ebgbtbeli( Qkhbt`r% Kr}it`}`hb bzblr}`qb khb gre`l`v`rhr` Lj`èr Qkhbt`r Ebgbtbeli Tbq% Ek% mb Mtbv}% 466>% Et >% V% =2'=0% Tb% e hd% benh%

*Qb` mb k|bgbebk Et 4=:% = `rh% V% ;%

% 41 `rh% V% 1%

% Tbe`( Khblr% Q`kk lk i Lihike k @eaè`}rhr` ? Smb|vtb `kt`|}rh Dit`|Q`btrW Khblr Tbe` Ek}rtk% 466>% @rh% *Et >)% V% 0%

% ;> rh% V% =%


L ` ` h h m E > 466> E ` h h E > 466> D dh a E h G hm E h D dh j a G hm

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0=

66= }``ek ` }bjeihin`k lkhlrhk}iktbhit% Vtbhrltktbk mk}bhit

% ;;( 42 `rh% V% ;2%

66: L`q`h`k`b% Lrh}rt% Vtintb|

% Et% Et % Et > ? ai}%( }kd% Tb% e hd% tig% D`dh`int% ? ;= }`}%

*Qb` mb k|bgbebk Et 4===( 42 466> G ` }` h h E > 466> D`dh` a` E ` h G hm ` E ` h D`dh` j a G hm

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1:

4242% Hrenr( Qkhbe}èk%eqge}rh }`gvrt`r% Tbkh`t` ` vtidhbgb ? Sè}bt'q`r lr Q% Hrenr( gkeknbtrh l%'ntmè` Et ;24 gre% Lj`èr ` H`q`r Mk|lh( m`t% l%Gbm`` mb Lrh}rt Nbe% ^khmitaW è}bthilr}it ? tbv% tbq% M`mkl}`lk Vti% 466>% Et 4 ? }kd% D`dhìnt% ? ;; }`}%

424>% Vkhknjì`r( Hrl`k% @gvkl}rh oilrhr` m`mkl}`l k|rvtk aitgt`` bhbgbe}b'hit lrh}rt`` blieig`lb hk bhbq`` g`l` Hrl`k Vkhknji`r M`mkl}`lk Vti% 466>% Et % Et

*

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04

H`|}k tbq`|}bhit( lrhbnbt`hit ` vrdh`lk``hit vbtìm`lb lie}èrb khb ltit kt}`lihb

|re} a`k}b e $Ltie`lk kt}`lihbhit mb tbq`|}$ Et >'466>

;% Knt`lrh}rtk Gihmiqb`% 466>% Et 1%4% Drhb}èrh Klkmbg`b` mb }`èb K Gihmiqb`% }`èb gbm`lkhb% 466>% Et %2% Mbqih}ktbk }rt`|grhr` hk elbvr}rh |bl% ZZ@ ? liea% è}%( 4> |bv}% 4662% Lj%( 4662%

S6>':2;W1% M`mkl}`lk Vti% 466>% Et % Blieig`lk% 466>% Et 4%:% Hbnbk ` q`kk% 466>% Et >%0% Gbm`rh Kgd`ke}% 466>% Et % Et 21%;;% Ei`% 466>% Et >%;4% Tbq`|}k Ekìekh mb Mtbv}% 466>% Et >%;% Et >%;=% % 466>% Et >%


10

42% Et % Et % Et % Et 4% V% ;;6';;< ? }kd% Tb% e hd% benh%

42=4% Vi|}iqke( Mrg`}tr% Mb|vtb rebhb k|vbl}b khb bmrlk`b` ort`m`lb `vtbn}`tbk lkmtbhit ort`m`lb e |`|}bgrh mb eqge} Mrg`}tr Vi|}iqke Tbq% Ek% mbMtbv}% 466>% Et >% V%

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>6

2 GK]BGK]@L% ]@@EB KHB EK]RT@@26426= Ek}rtk% \}rm`rh ` vti}bl`k ek}rt``% }``ek gbm`rhr` elieort}it

*Qb` Et 42=>)

26=*=>:) Blihin`k e Tbvrdh`lk Gihmiqk

*Qb` Et 4=:1)

2=LJ@G@B%LT@\]KHINTKA@B%G@EBTKHIN@B

2== Lj`g`b a``l

*Qb` Et 41;:)

2=> Lj`g`b itnke`l

42=% Et

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06

}bakeb( G`jk`h 4166rgke|lj``( K% 4160

]

]ek|b( Gktèbhk 4240]bkl( Khìek 42;1]rmit( Bhbek 42>;]rtljè( ]k}`kek 4==;'=4

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gdkhkt`( Njbitnjb 4214( 42>1( 42:2gdkhkt`( Q`}kh`b 42:0( 420% Et 21% V% 16'1< ? ai}% ]bz} ` e hd% benh%( tr|%

22;%2 Nbihin`b nbebtkh% Lh`gk}ihin`b% Nbihin`b `|}it`l% \}tk}`ntka`b% Vkhbinbintka`b

42=:% Di`ke( @h`b% Abeigbeb iv}`lb e Gihmiqk @h`b Di`ke Gbm`rh Kgd`ke}% 466>% Et % Et }`}%

422;% ( % % % 466>% Et >% V% ;;';4 ? h%

4224% ( % *% D`qkhq`k) ' % Gbm`rh Kgd`ke}% 466>% Et ? ai}%

Ltie`lk kt}`lihbhit mb tbq`|} Et >'466> Gknkèb kt}`lhb keekh| Et >'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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Ltie`lk kt}`lihbhit mb tbq`|} Et > 466> Gknkèb kt}`lhb keekh| Et > 466>

>4

1 ]@@EB KVH@LK]B% GBM@L@E% ]BJE@L

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1;= \e}k}b ` `n`be vrdh`l% Vtbqbe`tbk kll`mbe}bhit

422=% Dboke( Gktlbh% Kekh`k gkeknbt`kh k |`|}bgrhr` mb ilti}`tb k |e}`è Tbvrdh`lk Gihmiqk Gktlbh Dboke Blieig`lk% 466>% Et 4% V% :';6% Tb% ehd% at% D`dhìnt% ? 1 }`}%

4222% Gkjgrm( Jko K||ka% \ktlè`hb kl}rkhb khb gkeknbgbe}rhr` e migbe`'rh ilti}`t`` |e}`` Jko K||ka Gkjgrm Blieig`lk% 466>% Et 4% V% ;;';< ? a`n% Tb% e hd% benh% D`dhìnt% ? 1 }`}%

4221% Gkhk`( Kemtb`% @gvit}kek itnke`t`` kl}`q`}`` mb |e}k}b ` |blrt`}k'}b k grel`` hk e`qbh mb re`}k}b Kemtb` Gkhk`( Khèk'Gkt`k Dbtlbk Blieig`lk% 466>% Et 4% V% 2':% Tb% e hd% benh% D`dhìnt% e ei}b( v% >': *;< }`}%)%

422>% \`}rk`k bv`mbgìhin`l ` |ktlè`hb |btq`l`rhr` mb a}`ìvebrgihin`b elkmtrh tbkh`t`` Vtintkgrhr` Ekìekh mb Lie}tih ` Vtia`hkz`b k ]rdbtlrhib` e Tbvrdh`'lk Gihmiqk( 4661'46;6 \`hq`r \iatie`b( E`lihkb Ekh`qk`li( Mrg`}tr \kè( %%% Drh%Klkm% mb }`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et % Et % Et :Gk}liq|lj`( \btn`r 42:'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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::

Li|}klj`( Njbitnjb 4=>:Ligke( \% 416:Ligke( Q% 416:Ltbr( Lie|}ke}è 4==6( 412;Ltrmr( Qkhbt`r 4206Ltrlk( \}ke`|hkq 420;Lrk( Vb}tr 42=0Lrebiq( Hkt`|k 42;>

M

Mknj`( @ie 41>Morni|}tke( Qkhbt`r 4216Mih}r( Lie|}ke}è 4=>4Mih}r( \qb}hkek 42>4( 42>=Miei|( Khk 421;Mtknkelbk( \qb}hkek 414:Mt`hbk( Gkt`ke 4=>0Mtr( @enk 41=;Mrgdtqbker( Q`l}it 4==:( 41( 41=1Mrg`}tk( Nt`nitb 42:

Hrenr( Qkhbe}èk 4242G

Gkjgrm( Jko K||ka 4222Gkhk`( Kemtb` 4221Gkelk( Gkt`k 4=


>( 420=)

1;2%: A`ì}btkv`b% Tkmì}btkv`b% Kh}b }tk}kgbe}b }btkvbr}`lb ebgbm`lkhb*Qb` Et 42>>)

1;1 Vk}ihin`b% Gbm`lè lhè`l

*Qb` Et 4220( 4211( 42>:( 42:;)

1;1%; Vk}ihin`k |`|}bgrhr` l`tlrhk}it ` k qk|bhit |kenqèb% Dih` lktmìqk|lrhktb

421;% K|vbl}b vktklhè`lb khb |`|}bgrhr` lktmìqk|lrhkt hk liv``` lr kh}btt`khb |`|}bgrhr` tb|v`tk}it Ebhhp G}tnre( Khk Miei|( H`h`k D`lj`t( %%% Drh% Klkm% mb}`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et % Et Gknkèb kt}`lhb keekh| Et >'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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>=

4211% Di}ektr( Q`l}it% Vebrgie``hb lr knbe` k}`v`l` litbhk`` lhè`li'tkmìhin`lb Q`l}it Di}ektr( Mièk Tr|r( Khbzkemtr Lith}bker Drh% Klkm% mb }`èb kGihmiqb`% }`èb gbm`lkhb% 466>% Et % Et %

Et ';>< ? a`n% Tb% e hd% tig%( benh% D`dh int% ? ;2 }`}%42>;% Mbv`|}ktbk }rdbtlrhib` e lkmtrh |}tk}bn`b` MI]\ \btnjb` V`|ktbeli(

@ie Jk`mkth( Bhbek ]rmit( %%% Drh% Klkm% mb }`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et % Et < ? a`n%( }kd% Tb% e hd% tig%( benh%

42>=% Ba`lkl`}k}bk }tk}kgbe}rhr` |}kemktm`k} hk vkl`be`` lr }rdbtlrhi vrh'giekt e vbe`}bel`ktb \qb}hkek Mih}r( \qb}hkek \tlr( Ihnk Nrhbk( %%% Drh% Klkm% mb}`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et

K

Kmkg( @kei 4200Khbzkemtr( \ia`k 42>

Kemt`b( \% 416=Kemtie`l( }bake 412Kt`lke( Kteihm *416Dklkh( Vb}tr 4=:1Dkl`r( M`kek *41)Dkl`r( \btn`r 42=;Dkjl`qkeo`( G% 416:Dkhke( Kek|}k|`k 4=2;Dkektr( @h`b 420:

Dktkeiq( Gkt`k 4244Dtmke( H`h`kek 42:=Dk}t( Khbzkemt 42='466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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n

:1

41=0% \rlbqbker( Ktlkm`b% Mrgebbr b re vkh`gv|b|}3 Vkjktrh lr nihrh mèbh3 \rlbqbe``3 Lb br b klb|}k93 Ktnè} ` vberdt ? Sqbt|rt`W Ktlkm`b \rlbqbker Lh`vk |`mbtkh% 466>% Et 4% V% ;4';2

42>2% Bqihr`k bembg`b` }rdbtlrhik|b e gre% Lj`èr e vbtìkmk ke`hit;016'4662 Khbzkemtr _dke( Krtbh`k R|}`ke( Gkt`k Lb}rhbke( %%% Drh% Klkm% mb }`èbk Gihmiqb`% }`èb gbm`lkhb% 466>% Et % Et % Et % Et % Et % Et }`}%

42:4% V`|ktbeli( \btnjb`% Lkrbhb ` vbt`lihrh m`knei|}`lrhr` e}t`k} kh }r'dbtlrhib` e lkmtrh |}tk}bn`b` MI]\ \btnjb` V`|ktbeli( ]k}`kek Njbtd Drh% Klkm%mb }`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et Gknkèb kt}`lhb keekh| Et >'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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n

>1

Mrg`}tk( \btn`r Gk}liq|lj`( Nt`nitb Mrg`}tk( %% Drh% Klkm% mb }`èb k Gihmiqb`%}`èb gbm`lkhb% 466>% Et % Et % Et 6% Tb% e hd% tig%( benh% D`dhìnt% ? 1 }`}%42::% \vtelbker( Njbitnjb% Abeigberh }rdbtlrhib`% Gb}imihin`k

re`bli|`|}bg`l k lkrkh`}`` e a}`ìhin`b% K|vbl}b mb blib}ìhin`b ` b}ìblihin`b eblihin`k bv`mbgìhin`l ` bv`mbgìhin`k blihin`l k }rdbtlrhib` Njbitnjb\vtelbker Drh% Klkm% mb }`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et % Et % Et % Nkqt`h`rl( Kmt`ke% Vibgrh3 Bzljkenb3 Rh}`grh mke|3 M`|vbt3 enbt`|}tkenrhk`3 Nbeb3 \ènrt mb gèb ? Sqbt|rt`W Kmt`ke Nkqt`h`rl Lh`vk |`mbtkh% 466>% Et 4% V% ;6';; ? `h%

41=:% Tigkel`rl( Qk|`hb% Re ilj`3 Ei`3 Qkt`ke}k vi|`d`h3 Vkt}bk hbrhr`3 D`'dhì}bl`hb3 Kt}k ligv}`g`t``3 Lrqè}bhb3 Hrgèk` mb're gkl3 B }ikge( lkm g}`hb ?Sqbt|rt`W Qk|`hb Tigkel`rl Lh`vk |`mbtkh% 466>% Et Gknkèb kt}`lhb keekh| Et >'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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:=



41% Et 21% V% 0= Oilrt` vb }kdh mb oil ` oilrt` mb gk| *oilrt` mb nem`tb( vbt|v`lkl`}k}b ` eitil)

41% Mrgdtqbker( Q`l}it% Ahit` mb enjbk} vbe}tr lkgvìkeb ?Skjgk}`|}bhb M`kek Dkl`r *;4 ke`) ` @tèk Drhgknk *;= ke`)W Q`l}it Mrgdtqbker Gihmiqk ? |bt% eir% 466>% Et 21% V% 1>'10 ? ai}% ]bz} ` e hd% benh%( tr|%

: H@ENQ@\]@L% A@HIHIN@B% H@]BTK]RT

:6:;VTIDHBGB NBEBTKHB LR VT@Q@TB HK H@ENQ@\]@L @ H@]BTK]RT%A@HIHIN@B

41';0 ? a`n%

41=6% Dr}ektr( Hbi% G`litktbk m`|}kebhit |kr babl}rh }bz}rhr` Hbi Dr}ektr Lh`vk |`mbtkh% 466>% Et % Et

4204% bte( Brmilj`k% @gvkl}rh mbtbnht`hit vbtgbkd`h`}`` dtie`lb k|rvtkqbe}`hk`b` vrhgiektb ` k nkbhit |kenqèb hk vkl`be`` lr DVLI Brmilj`k bte Drh%Klkm% mb }`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et % Et % Et % Et 0 ?a`n%( }kd% Tb% e hd% tig%( benh%

420:% Vivk( Qhkm`g`t% Ligvh`lk``hb ekiaktènihktèn`beb khb tbahr|rhr`nk|}tib|iakn`ke Qhkm`g`t Vivk( Bhq`tk Nkt`rl( @h`b Dkektr Drh% Klkm% mb }`èb k Gih'miqb`% }`èb gbm`lkhb% 466>% Et Gknkèb kt}`lhb keekh| Et >'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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>:

4200% l`rlk( \qb}hkek% \èmtikgb tb|v`tk}it` e tbahrzrh nk|}tib|iakn`ke hkliv`h \qb}hkek l`rlk( @kei Kmkg Drh% Klkm% mb }`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et ? a`n% Tb% e hd% tig%( benh% D`dhìnt% ? : }`}%

1;1%0 Dih` }tke|g`|`d`hb% Dih` èablìk|b ` lie}knìk|b

416;% Dtl( Hrmg`hk% @eabl`k lienbe`}kh lr Lp}igbnkhiq`tr| k|vbl}b kl'}rkhb lhè`li'bv`mbgìhin`lb( mb m`knei|}`l( }tk}kgbe} ` vtia`hkz`b *tbabtk}) Hrmg`hkDtl Drh% Klkm% mb }`èb k Gihmiqb`% }`èb gbm`lkhb% 466>% Et 0';:=% Tb% e hd% tig%( benh% Ddhìnt% ? 4: }`}%

4164% Tbkh`t`hb Ntke}rhr` aiemrhr` nhidkh mb ligdk}btb k \@MK( }rdbtlrhi'b` ` k gkhkt`b` e Tbvrdh`lk Gihmiqk hk ligviebe}k $}rdbtlrhik$ hk = ke` mb `gvhb'gbe}ktb Q`l}it Drtè|lj`( Q`l}it Qihiqb`( Hkrtbe`r @ieb|``( %%% Drh% Klkm% mb }`èb kGihmiqb`% }`èb gbm`lkhb% 466>% Et %6 Kt} e nbebtkh

4140% Nkqt`h`rl( Kmt`ke% @gknèbk vb`|korhr` e vb`|korh `gknèk`b` Kmt`keNkqt`h`rl Lh`vk |`mbtkh% 466>% Et 4% V% >': ? `h%

*Qb` mb k|bgbebk Et 42=6)

>2>1V@L]RT%KT]B NTKA@LB%NTKA@L%NTKQRT

41% Et 21% V% 1='11 ? `h% ]bz} è hd% benh%

>:GR_@L

41% Et 21% V% 4:''466> Gknkèb kt}`lhb keekh| Et >'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

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:4

% ? mè Gie`}itrh Ia`l`kh kh Tbv% Gihmiqk( :1':0 mè 44%61%466>W Lie}kd`h`}k}b ` krm`}% 466>% Et >% V% 1;'14%

4144% ( % ? ' Lie}kd`h`}k}b` krm`}% 466>% Et >% V% ;;';2 ? |ljbgb%

414W Lie}kd`h`}k}b ` krm`}% 466>% Et >% V% 14 ? }kd% Tb% e hd% benh% D`dhìnt% ? > }`}%

4142% \idit( \btnjb`% Kmgè`|}tktbk id`bl}bhit mb vtivt`b}k}b è}bhbl}rkh ?vtidhbgbhb ` l`hb mb |ihrìektb k hit e e}tbvtèmbt`hb mè Tbvrdh`lk Gihmiqk \btnjb` \idit Blieig`lk% 466>% Et 4% V% ;1';:% Tb% e hd% benh% D`dhìnt% e

ei}bhb mb |rd|ih%

4141% Qhkmlbl( Kek% Bq`mbek lie|rgrt`hit gk}bt`khb m`tbl}b e vtimrl`k|v`t}rhr` Kek Qhkmlbl Blieig`lk% 466>% Et 4% V% >% Et 4% V% :4':2 ? a`n% Tb% e hd% at% D`dhìnt% ? ;6}`}%

11]BJEIHIN@B LJ@G@L%@EMR\]T@@ LJ@G@LB @ ETRM@]B

11% Et ( Dh` ? vb gktnèbk hrlt% |`gvi%W Dit`| Dièlbke Knt`lrh}rtk Gihmiqb`% 466>% Et 1% V% ;>'46 ? }kd%

1% Nrgke`rl( Khbzb`% Vtìt`}`hb knt`lrh}rt`` t`nk}b Khbzb` Nrgke`rl( @t`'ek Nkgk`re Knt`lrh}rtk Gihmiqb`% 466>% Et 1% V% ;4';2 ? a`n%( }kd% Tb% e hd%

tig%( benh%( tr|%

1'466> Gknkèb kt}`lhb keekh| Et >'466> D`dhìntka`k Ek iekh k Gihmiqb` Ek}ìekh D`dhìntkvjp ia Gihmiqk

7/23/2019 BNM 7-2007

80/80

1 ? a`n%( }kd% Tb% e hd% benh%

1% V% 4='42 ? h%

41;4% Abbmbt % 466>% Et >% V% 41'4> ? `h%

1=BLIEIG@B LK\E@L%]@@EB MIGB\]@LB%E]TB@EBTBK LK\B@

1=6 ]`vrt` mb liemrlbtb ` kmgè`|}tktb lk|e`l

*Qb` Et 4=12)

1=6*=>:)]`vrt` mb liemrlbtb ` kmgè`|}tktb lk|e`l mè Tbvrdh`lk Gihmiqk

41; |bv}% 4662% Lj%( 4662% V% 42'4:% D`dhìnt% ? 1 }`}%

12LIEMRLBTB @ ITNKE@_KTB E @EMR\]T@B( LIGBT @ LIGRE@LK@@

12= ]bhbligre`lk`` ` }bhbligkem *itnke`ktb( arelìektb)

41;=% G`jk`hk( \qb}hkek% V`kk ligre`lk``hit bhbl}tie`lb ? tbnhbgbe}ktb(|}trl}rt ` }bemèb mb mbqih}ktb \qb}hkek G`jk`hk Blieig`lk% 466>% Et 4% V%>:':6% Tb% e hd% benh% D`dhìnt% ? 2 }`}%

121 ]tke|vit} e nbebtkh% \btq`l`` vi}khb% Itnke`ktbk ` lie}tihrh l`tlrhk`b`

41;2% D`qih( Tim`lk% Rebhb k|vbl}b khb kekh`b` vi}be`khrhr` blieig`li'aèkel`kt kh e}tbvtèmbt`` mb }tke|vit} Tim`lk D`qih Blieig`lk% 466>% Et 4% V%;62';61% Tb% e hd% benh%

12> Lie}kd`h`}k}b

41;1% Nt`niti`( H`h`k% Lie}kd`h`}k}bk mblie}t`hit vtè kltbm`}`q H`h`k Nt`niti`(H`h`kek Okhidk Blieig`lk% 466>% Et 4% V% 1='11 ? a`n% Tb% e hd% benh%

41;>% \koè( @rt`b% Rebhb vtidhbgb vt`qèm lie}kd`h`}k}bk mblie}t`hit vtèlkgd`` @rt`b \koè Blieig`lk% 466>% Et 4% V% 11'10 ? }kd% Tb% e hd% at%

41;:% tker( Gkt`r|% Tbrh}k}bhb èqbe}kt`bt`` e Tbvrdh`lk Gihmiqk k bg`'|``hit mb gb}ke mb hk abtgbe}ktbk be}bt`l e vbtìkmk ;0:0'4662 Gkt`r| tker( E`li'hkb Drl}ktr( Qk|`hb \litvke Gbm`rh Kgd`ke}% 466>% Et

bnm 7-2007

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