bradfordjournalcolorissue3 27 14m

INDEX

Local News/Weather 2Comments & Opinions 3Obituaries 4 Social News 6Food/Recipes 12

Comics/Sudoku/DVD New Releases

13

Classifi eds 19Crossword/Word Seek 20

Bradford JournalP.O. Box, Bradford, PA 16701

www.bradfordjournal.comPhone: 814-465-3468

VOL. 173 NO. 13 BRADFORD JOURNAL/MINER THURSDAY, MARCH 27 , 2014 www.bradfordjournal.com

Bradford Journal/McKean County Miner/Mount Jewett Echo Phone 814-465-3468

Bradford JournalBradford’s Weekly Newpaper $1.00

Bradford Journal PhotoIn front of the Holley Hotel Lounge, close to the action, March 21st, a couple of young “metal heads” and their signifi cant others, wait for the town to embrace “heavy metal music” and open the doors to a place on stage at Bradford’s newest venue for adult entertainment, the Main Street Music Hall. Left to right are Britney Charters, Thor (a 7 month old blue Nose Pit-Terrier Mix), Pat Shaw, Ronny Thompson, and Nichole Tyler.

Young People With Great Expectations

Bradford Journal PhotoAlong a hallway at GGB Elementary School, March 24th, we spotted little Hunter Dutton 4, climbing into his locker, looking for something. To our question of what’s going on, he replied, “I’m a pack-er.” Which we took as meaning that he was looking for his lunch. He is in Mrs. Tilford’s Pre-K classroom at the school.

Hunting For His Lunch

Bradford Journal PhotoA peak into Mrs.Shannon Kirk’s second grade classroom, March 24th, at GGB El-ementary School, found her engaged with a small group of students during a reading session. In no special order are Wyatt Bond, Kelly Laird, Dalton Wyant, Jacob Sharp, Sierra Cullen, Robert Ackley, Larissa Howard, Elizabeth Wonderly, and Alexandria Hassek. They are captivated with Mrs. Kirk’s presentation of Mrs. Patty Is Batty.

Captivated With Mrs. Kirk’s Presentation

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Bradford Journal & Miner Thursday, March 27, 2014 www.bradfordjournal.com

LOCAL & AREA NEWS

Thursday, March 27:Mostly sunny and not as cool today. High of 44°.ThursdayNight:Partly cloudy ear-ly then becoming mostly cloudy to-night. Low of 34°.

THE BRADFORD AREA 5-DAY WEATHER FORECAST

Friday, March 28:Mostly cloudy and a little warmer with a chance of rain to-day. High of 47°.Friday Night:Mostly cloudy and cooler with a chance of rain to-night. Low of 21°.

Saturday, March 29:Mostly cloudy and a little cooler with a chance of rain to-day. High of 43°.Saturday Night:Mostly cloudy and cool with a chance of rain tonight. Low of 27°.

Sunday, March 30:Mostly sunny and nice today. A lit-tle warmer with a high of 46°.Sunday Night:Partly cloudy and not as cool tonight with a low of 32°.

Monday,March 31:Mostly cloudy and warmer today with a high of 58°.Monday Night:Cloudy and a lit-tle warmer with rain tonight taper-ing off to a drizzle later. Low of 37°.

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Air Force Airman Benjamin A. Edgell Air Force Airman Benjamin A. Edgell graduated from basic military training at Joint Base San Antonio-Lackland, San Antonio, Texas. The airman completed an intensive, eight-week program that included train-ing in military discipline and studies, Air Force core values, physical fi tness, and basic warfare principles and skills. Airmen who complete basic training earn four credits toward an associate in applied science degree through the Com-munity College of the Air Force. Edgell is the son of Dawne and An-thony Edgell of Turtlepoint. He is a 2013 graduate of Port Allegany High School.

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Bradford Journal PhotoOn the left is Kali O’Neil 7, and on the right is Kevin Edwards-Hardy 7. They are second grade students in Mrs. Dalton’s classroom at GGB Elementary School. Kali is reading Sharks, which she says was, “a good choice,” and Kevin was reading The Zombie Zone, which he says was, “a good book for me.”

Enjoy The Chapter Books They Chose



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www.bradfordjournal.com Bradford Journal & Miner Thursday,March 27, 2014

5 ¢ENTS WORTH by Grant Nichols It’s A Matter Of Opinion...

Guest Columnist

“March Madness 2014 ” -by Bob Perry With the start of March Madness there have been numerous upset vic-tories signaling more parity between teams is inspiring. There is a downside to the game of basketball as described in a previous article having to do with a negative lesson the rules encourages. The game on 02/21 between Gonza-ga and Oklahoma State highlights the occasional problem with a total of 61 fouls called (7 short of the all-time re-cord of 68 which happened in a game between Morehead State and Iowa in a semi-fi nal regional game in 1956). Sad to watch a game that took 24 minutes to play the last 3 ½ minutes of play time. Most the games I attend have includ-ed a declaration of an attempt to de-veloping sportsmanship. Breaking the rules is not within being a sportsman. In review, basketball is a game of pos-session and scoring and keeping within the rules of the game. In evaluating the rules and the lessons they teach there is, in my humble opinion, a problem. The rules that govern fouling are teaching a lesson that is in direct opposition to the values we are taught by education, both academic and religious. Basketball is the only sport I know of that teaches and encourages the old axiom; ‘rules are made to be broken’. There is no absolute penalty for the ac-tion for committing a foul; intentional or otherwise. So what is it? Are we suppose to follow the rules or break them when we can possibly gain from them? Have you ever witnessed people taking advantage of others in life? Was this possibly learned from playing by basketball rules? The learning is quick when one realizes that when you foul someone you can possibly gain pos-session by a forced inbound play or re-bounding an errant foul shot. There is a rebound advantage by having 1 more player in position for a rebound. Does anyone question things like: a foul to give(really)?; bonus?; double bonus? There is a subliminal message the brain picks up by lessons we are taught and this is a negative one. I assert there needs to be an absolute in the rules and that could (should) be that the team that commits a foul does not in any case get possession. The rules of the game need to be positive in the lessons it teaches and can be accomplished simply by making an overriding rule that a team that is fouled retains possession with a free ball at center court in all cases.

The goal should be to create rules that reduce fouling, not encourage it. Are there any school administrators and/or athletic supporters that are will-ing to review the rules of the game and make sure they are a positive educa-tional experience as well as developing true sportsmanship?

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Last Friday, March 21st, was the fi rst anniversary celebration kick-off for the Main Street Music House weekend at the Holley Hotel complex, in Bradford, and we were there to take photos of the well-known local band, Marshmellow Overcoat, and video them in action. Just outside the building we also found a cou-ple of young musicians, who referred to themselves as “Metal Heads” along with their signifi cant others, waiting in the wings, perhaps hoping to be recognized as musicians, too. Most of the photos in this edition, however, were taken on Monday, March 24th at GGB Elementary School in the second grade classrooms of Mrs. Kirk, Mrs. McGee, and Mrs. Dalton. There we attempted to capture some of the current tactics and methods used to introduce young children into the area of Language Arts……..The Bradford Vet’s Club’s event center will be the center of atten-tion this Saturday and Sunday, March 29th, and 30th. At that time we can ex-perience a “Holistic/Psychic Fair at the 94 Barbour Street location for only $5.00 per person. There will be vendors, readers, and healers including the Certifi ed Medi-um Rev. Charlene Schine-Gorman. Per-haps more importantly, the kitchen there will be open both days……..Planning is already in progress for the Four-Coun-ty Senior Games to be held June 13th at the university campus in Bradford. Senior citizens from Cameron, Elk, Potter, and McKean Counties will be participating in various events such as Wii Bowling, darts, basketball throw, and the one-mile walk. For more information call Mark Benson at 1-800-800-2560 (Potter County Human Services.)…….This week we are asking our readers identify the author of the following important, interesting but not yet famous quotation: “In an age of rap-idly expanding technology, the acquisi-tion and exploitation of intellectual prop-erty is the single most successful business strategy on the planet.” While there is no prize offered, other than a mention in the Journal, for those who must compete, the answer will be found repeatedly over the next several months within pages of the Bradford Journal……..Even before the Affordable Health Care Act was put into place, most physicians and hospi-tal administrators were aware that the practice of medicine and patient care was in control of the Health Insurance Indus-try. Everything, including use of drugs, procedures, and related fees were regu-lated by reimbursement practices of the industry. What’s worse, once the Afford-able Care Act was passed, the insurance companies dug in their heels, and openly defi ed the intent of the law –to provide af-fordable health care for every U.S. Citizen

Bradford Journal PhotoIn Mrs. Dalton’s second grade classroom at GGB Elementary School, March 24th, Colin Bisker 7, looks up for a photo. He is reading Traxxas Magazine, that he tells us is about RC cars and trucks. He says that reading period is a good time of the day.

A Good Time Of Day



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OBITUARIES Helen Hagelin Helen F. Fetyko Hagelin, 90, of 1380 West Warren Road, Bradford, formerly of Lakewood, N.Y., passed away Saturday (March 15, 2014) at the Lakeview Senior Care & LivingCenter in Smethport. Born July 22, 1923, in Custer City, she was a daughter of the late Michael and So-phie Koval Fetyko Sr. Mrs. Hagelin had been employed in Washington as a secretary during World War II and later worked for the FBI. She returned to the Bradford area and worked for attorney Zeke McCommon for many years and retired from the law offi ce of Stanley Pecora. Surviving are several nieces, nephews and grand-nieces and grand-nephews. Committal service and burial will be in St. Bernard Cemetery, Bradford, PA.

Mary Cummiskey Mary Bickel Cummiskey, 86, of Wil-liams Street, Bradford, and EastAurora, N.Y., passed away Saturday (March 15, 2014) at Mercy Hospital in Buffalo, N.Y. Born Feb. 24, 1928, in Bradford, she was a daughter of the late Urban R. and Kittie Belle Scroxton Wise. On Oct. 6, 1951, in St. Francis Church, she married Rudolph A. “Rudy” Bickel, who passed away Feb. 20, 2000. On Aug. 2, 2008, in St. Bernard Church,she married William J. Cummiskey, who survives. Mrs. Cummiskey had worked at the Bradford Hospital.

Copy Deadline: Noon SaturdayPublished every Thursday at 69 Garlock Hollow. Bradford, PA 16701, Except for the third Thursday in the month of June.Internet Color Ver-sion - $15.00 yearlyEmail Color Version - $26.00 yearlyGrant NicholsPublisherDebi NicholsEditorDon PoleteoMilitary Correspondant

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Surviving, in addition to her husband Bill, is one daughter, Barbara J. (Mike) Speer of Collierville, Tenn.; two sons, Peter E. (Joellen) Bickel of Gibsonia and James T. (Beth) Bickel of Solon, Ohio; three stepsons, Robert Cummiskey, Dan-iel Cummiskey and John Cummiskey, all of the Buffalo area; many grandchildren; three greatgrandchildren; and several nieces and nephews. Burial was be in St. Bernard Cemetery, Bradford, PA.

Lewis Cornelius Sr. Lewis B. Cornelius Sr., 71, of Bradford, lost his fi ght with cancer on Wednesday (March 19, 2014) at the Bradford Manor. Born April 6, 1942, in Crosby, he was a son of the late Herman Estes and Nellie ElliottCornelius. He was a graduate of Port Al-legany High School and a veteran of the U.S. Army, he was honorably discharged in 1963. Mr. Cornelius leaves behind fi ve chil-dren, including two daughters, Mindy Roberts and Tanya Cornelius, and three sons, Lewis Cornelius Jr., Gene Cornelius and Philip Cornelius; two sisters, Juanita (Joseph) Knell and Mary Cornelius, both of Port Allegany; three brothers, David (Naomi) Cornelius of Derrick City, Frank-ie (Juanita) Cornelius of Mount Jewett and Stanley Cornelius of Port Allegany; 10 grandchildren; 9 greatgrandchildren; and his companion, Judy Rodgers and her son, Charles Taylor. At the family’s request, there will be no visitation. A memorial service will be held

at a later date and time to be announced. Funeral arrangements are under the di-rection of the Hollenbeck- Cahill Funeral Homes Inc.

Nancy Frampton Nancy A. Frampton, 84, a resident of the Ecumenical Home, formerly of Chapel Ridge and 28 Phillips Road, passed away peacefully on Wednesday (March 19, 2014) at the Bradford Ecumenical Home. Born April 14, 1929, in Bradford, she was the only child of the late Raymond and Helen Hockenberry Whitford. On June 5, 1947, both Nancy and her beloved Donald Frampton graduated from Brad-ford Senior High School along with 292 classmates. Don accepted a scholarship from the University of Kentucky, where he played varsity football under Paul “Bear” Bryant. Nancy remained in Bradford and was employed by Bradford Laboratories as a lab technician in addition to being accepted into and attending the newly-formed Penn State Credit Class Center in Bradford, where she graduated at the top of her class. Nancy and Don were married on March 3, 1951, at Ridgeland, S.C., while he was serving in the U.S. Air Force at Hunter Army Airfi eld in Georgia. They took up residence in Savannah, Ga., where Nancy continued to work as a lab technician for the Bureau of Mines. Upon their return to Bradford, she was employed by Corning Glass Works as a lab technician and lat-er as a sales correspondent from 1957 to 1986. Surviving are her sisters-in-law, Patricia (William “Ron”) Hollenbeck and Eliza-beth Frampton, both of Bradford; one cousin, Phyllis Markham of Albuquerque, N.M.; along with several nieces, nephews

(Continued on page 9 )


BUSINESS & PERSONAL FINANCESNew Mortgage Rules Protect Against Risky Loans

-by Jason Alderman Good news for people shopping for a mortgage – and for current homeown-ers facing foreclosure because they can no longer afford their home loan: New mortgage regulations drafted by the Consumer Financial Protection Bureau recently took effect and they provide a slew of new rights and protections for consumers. One of the cornerstones of the new mortgage rules is that lenders now are required to evaluate whether borrow-ers can afford to repay a mortgage over the long term – that is, after the initial teaser rate has expired. Otherwise, the loan won’t be considered what’s now referred to as a “qualifi ed mortgage.” Qualifi ed mortgages are designed to help protect consumers from the kinds of risky loans that brought the housing market to its knees back in 2008. But obtaining that designation is also im-portant to lenders because it will help protect them from lawsuits by borrow-ers who later prove unable to pay off their loans. Under the new ability-to-pay rules, lenders now must assess – and docu-ment – multiple components of the bor-rower’s fi nancial state before offering a mortgage, including the borrower’s income, savings and other assets, debt, employment status and credit history, as well as other anticipated mortgage-related costs. Qualifi ed mortgages must meet the following guidelines: • The term can’t be longer than 30 years.• Interest-only, negative amortization and balloon-payment loans aren’t al-lowed.• Loans over $100,000 can’t have up-front points and fees that exceed 3 per-cent of the total loan amount.• If the loan has an adjustable inter-est rate, the lender must ensure that the borrower qualifi es at the fully indexed rate (the highest rate to which it might climb), versus the initial teaser rate. • Generally, borrowers must have a to-tal monthly debt-to-income ratio of 43 percent or less.• Loans that are eligible to be bought, guaranteed or insured by government agencies like Fannie Mae, Freddie Mac and the Federal Housing Administra-tion are considered qualifi ed mortgages until at least 2021, even if they don’t meet all QM requirements. Lenders may still issue mortgages that aren’t qualifi ed, provided they rea-sonably believe borrowers can repay – and have documentation to back up that assessment.

New, tougher regulations also apply to mortgage servicers – the companies responsible for collecting payments and managing customer service for the loan owners. For example, they now must: • Send borrowers clear monthly state-ments that show how payments are be-ing credited, including a breakdown of payments by principal, interest, fees and escrow.• Fix mistakes and respond to borrow-er inquiries promptly.• Credit payments on the date re-ceived. • Provide early notice to borrowers with adjustable-rate mortgages when their rate is about to change. • Contact most borrowers by the time they are 36 days late with their pay-ment.• Inform borrowers who fall behind on mortgage payments of all available al-ternatives to foreclosure (e.g., payment deferment or loan modifi cation). With limited exceptions, mortgage servicers now cannot: initiate foreclo-sures until borrowers are more than 120 days delinquent (allowing time to apply for a loan modifi cation or other alter-native); start foreclosure proceedings while also working with a homeowner who has already submitted a complete application for help; or hold a fore-closure sale until all other alternatives have been considered. For more details on the new mort-gage rules, visit: www.consumerfi nance.gov/mortgage

Bottom line: You should never en-ter into a mortgage (or other loan) you can’t understand or afford. But it’s nice to know that stronger regulations are

now in place to help prevent another housing meltdown.

Bradford Journal PhotoIn Mrs. Dalton’s classroom at GGB El-ementary School, March 24th, second grade student Patrick French 8, looks up for a photo. He is reading a book entitled Dinosaurs, that he tells us is interesting. So interesting, in fact, that he’s read it twice.

Very Interesting Book


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The weekly meeting of Top’s # 16 was held on Thursday, March 20th, at the Presbyterian Church with leader Vickie Johnson calling the meeting to order with the Top’s Pledge. The song was “ The more we get togeth-er”. There were 24 members weigh-ing in with a loss of 42 pounds. Tops welcomed Barb Torrey as a new member.Best Loser of the Week is Bev Han-non, Best Loser in Waiting and Of-fi cer of the Week was Vickie John-son.. The Secretary’s report was given by Sue Della Valle and the Treasur-er’s report was given by Anna Wells. Inspirations was given by Bev Hannon “ If you had a bad day don’t worry. We all have a reset button, it’s called tomorrow.”. Household Hint by Sue Della Valle ” Make air freshener with 1 tsp. bak-ing soda, 1 Tbls vinegar and 2 cups water. Put into spray bottle and when the foaming stops, put a lid on it and shake it well. Spray into the air for instant freshness. ”... Elaine Harris read Tips on butter-nut squash and leafy greens . A joke was given by Bev Hannon. On March 21, 2014 Top’s # 16 cel-ebrated its 53rd anniversary. It’s in-ception date was on March 21, 1961. The program was an open discus-sions, along with picking buddies to work with for support. The meeting was adjourned with the Top’s Prayer and the Friendship Circle.

Bradford Area Calendar of Events: MARCH 2014

MAR. 27:Knitting Club 1-3pm Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Whether you are an expert knitter or have never picked up a set of needles, this informal club is for you. Meets weekly in the Carnegie Room. For more information, call the Bradford Area Public Library at 814-362-6527MAR. 28:Preschool Story Hour 10:30-11:30am Bradford Area Public Library, 67 W. Washington Street, Brad-ford, PA. Includes story, craft, snack, and social interaction. Geared toward pre-K children, accommodates infants and toddlers. For more information, con-tact Bradford Area Public Library at 814-362-6527MAR. 28-30: Bradford Little Theatre’s “The Music Man”

7:30pm (28-29), 2pm (30) Bradford Area High School, Interstate Parkway, Bradford, PA. Visit River City, Iowa with Harold Hill in Meredith Willson’s The Music Man. The classic musical will be presented on stage at the Bradford Area High School auditorium. For more information visit

www.bradfordlittletheatre.orgMAR. 29: Gift from the Sea Literary Luncheon11:30am Mukaiyama University Room, Frame-Westerberg Commons, Univer-sity of Pittsburgh at Bradford, 300 Cam-pus Drive, Bradford, PA. Nourish body, mind and soul as you savor a delicious lunch, visit with friends and learn about Anne Morrow Lindbergh’s thoughts on youth and age, love and marriage and solitude and contentment as revealed through her beloved classic, Gift from the Sea. Admission is $10 and tickets are available at the Bradford Area Pub-lic Library or from a member of the One Book Bradford Committee. Seat-ing is limited so purchase your ticket early. Co-sponsored by One Book Bradford and the University of Pitts-burgh at Bradford Women’s History Celebration Committee. For more in-formation, email

[email protected] for Kids’ Sake Flights from 2-4pm and 5-7pm (all ages), and 8-10pm (adults only) Byllye Lanes, Seaward Avenue, Bradford, PA. Annual Big Brothers Big Sisters fundraising event. Free food and lots of prize givea-ways. Live entertainment from 2-4pm by Magic Man Jamie Petrush and 8-10 pm by local 80’s band “He Said She Said”. Proceeds support mentoring for McKean County children. For informa-tion, call toll-free 1-877-776-1636.MAR. 29-30: Holistic/Psychic Fair featuring

“Whispers from Heaven” Gallery 11am-7pm (29), 12noon-5pm (30) Bradford VFW Events Center, 94 Bar-bour Street, Bradford, PA. Admission: $5 per person. Vendors, readers, heal-ers. Gallery will be 1-1:30pm both days with Certifi ed Medium Rev. Charlene Schine-Gorman. Kitchen will be open. For more information, contact Amy at 814-331-1142. MAR. 31: Independent Film Series: Inside Llewyn Davis (R) 5:30pm Bradford Main Street Movie House, 123 Main Street, Bradford, PA. Admission: $7. For information, contact Bradford Main Street Movie House at 814-363-9388.

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ON THE HEALTHY SIDEBrace Yourself For

A Better Smile

(NAPSI)—Here’s something to smile about: Whatever your age, wearing braces today doesn’t mean what it used to, and if you’re longing for a straighter smile, you’re not alone. More than 4 million peo-ple in the U.S. wear braces and more than 25 percent of them are adults. There are many reasons. Some say not having a straight smile holds them back from landing a new job, getting a promo-tion, fi tting in at school, or asking that spe-cial someone out on a date. Others see it as a way to improve their self-esteem and health, overall. The good news is, with today’s ortho-dontic technology, you can avoid much of the appearance-related anxiety that tra-ditional metal braces bring and opt for a more discreet, even invisible way to im-prove your smile and health. Consider these available options: • Ceramic braces, similar to traditional braces, but with tooth-colored brackets instead of metal. Ceramic braces can cor-rect even serious orthodontic issues but blend into the tooth for a more understat-ed look. They’re so subtle that celebrities Tom Cruise and Faith Hill wore them on the red carpet. These tend to be the most wallet-friendly of the new generation of subtle braces. To see how you might look with ceramic braces, visit paintyoursmile.com and upload a photo to virtually “try on” Clarity ADVANCED Ceramic Braces from 3M. • Clear aligners, custom mouthpieces made out of thin plastic, let you progress through wearing a series of aligners over the course of treatment. While this option is very discreet for most of the day, clear aligners need to be removed during meals. They also require a lot of self-discipline, since they must be worn at least 20 to 22 hours a day and losing an aligner delays completion of treatment. Not everyone can be treated with clear aligners, but your orthodontist can tell you if you’re a good candidate for these.

AICR HealthTalk-by Karen Collins, MS, RD, CDN

American Institute for Cancer Research Q. Is adding Parmesan cheese a good way to add fl avor to salads and other healthy foods without adding a lot of calories? A: Richly fl avored cheese, like Parmesan, used in small amounts can be a smart strategy for adding fl avor without many calories. One tablespoon of grated Parmesan cheese adds only 22 calories, just less than one gram of saturated fat and only 76 mil-ligrams (mg) of sodium. You might want to try the blocks of Parmesan and Romano, as they tend to have a stronger fl avor than the pre-grated cheeses. Then you can grate just the amount you need at home. With a fl avorful cheese like Parmesan or Romano, one tablespoon or less is plenty. However, when large amounts are melted over a food or when it’s part of baked dishes that include the Parmesan name (like Eggplant Par-mesan), the calorie and fat (especially saturated fat) can add up. If adding some grated Parmesan to salads or vegetables helps you enjoy them so much more that you eat larger portions of these healthful foods, then overall it will probably help you fi ll up on fewer calories. A diet with plenty of leafy greens and other low calorie vegetables is linked to health benefi ts including lower risk of cancer, heart disease and more.

• Lingual braces are the most discreet option for people who want to keep their braces completely hidden. These use brackets on the back of your teeth, the “lin-gual” side, and don’t require much disci-pline—once they’re in, they stay put until your orthodontist removes them. They’re so hidden that Miss Teen USA contestants have competed while wearing them. Incognito Hidden Braces from 3M are available with options to straighten your whole arch or just the “social six,” the teeth that are visible at the front of your mouth. These customized braces are often a good choice for professional adults or anyone who really wants to keep their or-thodontic treatment to themselves. Learn

more at hiddenbraces.com You don’t have to let a fear of “metal mouth” keep you from a beautiful, straight smile. To fi nd a nearby orthodontist, visit www.3MBraces.com

Bradford Journal PhotoSecond grade students pose for us during a reading period in Mrs. McGee’s, classroom at GGB Elementary School, March 24th. In the chair, (l-r) are Emily Morgan 8, and Jaylee Koppenhaver 7. From left to right, across the front are, Dominic Simmons 8, Holly Ambuske 8, and Dawn Flynn 7-1/2. They are reading chapter books.

Students Collect For A Photo During Reading



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and many close friends. Burial was in Willow Dale Cemetery, Bradford, PA.

William Abbott William James Abbott, 85, of Brad-ford, passed away on Thursday (March 20, 2014) at Bradford Regional Medical Center. He was born on July 30, 1928, in Brad-ford, a son of Thomas and Anna Russell Abbott. On Nov. 15, 1967, in Allegany, N.Y., he married Marcia Powell, who sur-vives. Mr. Abbott joined Kendall Refi ning Co. as a research chemist in 1956 and was lo-cated in Dallas, Texas for many years as general manager of the Witco Amalie Di-vision. He retired in 1987. While in Dal-las, he was a director of the Eastern Hills Country Club and chairman of the Chim-ney Lane Patio Homes Architectural Com-mittee. Besides his wife, he is survived by a son, Thomas W. Abbott of Bradford; two grandchildren, Katie Johnson and Casey Abbott; three great-grandchildren; and a brother, Gerald Abbott of Warren. Burial was in Willow Dale Cemetery, Bradford, PA.

OBITUARIES(Continued from page 4 )

Host A Spring-Inspired Brunch

(Family Features) As winter gives way to spring, it’s the perfect excuse to gather together with your loved ones. This time of year is ideal for casual brunches, so for your next midday feast with friends and family, take your inspiration from the changing weather and create a brunch menu that mimics the fl avors of the sea-son. Whether you’re planning a brunch for a group of fi ve or 15, a little pre-planning will help ensure the event is big on fun and low on stress. * Take a cue from Mother Nature to es-tablish the theme for your party. Simple bouquets of early-season blooms provide a colorful and welcoming backdrop for a casual brunch hosted indoors or out. Use vases in a variety of shapes, sizes and colors to create a sweetly whimsical look. * A buffet-style brunch makes it sim-ple to serve your meal and it allows guests to mingle and snack as they wish, leaving you free to visit and enjoy a leisurely par-ty, as well. * Big taste comes in small packages. Serve your guests a plethora of smaller, bite-size appetizers which allows them to sample different fl avors. Keep with your spring theme by incorporating fresh, sea-sonal ingredients. To discover more delicious Apple But-ter recipes, check out www.musselmans.com/recipes or visit www.musselmans.com/recipebook to download the free e-recipe book.

BBQ Sauce-Glazed Pineapple Ham Picks

Prep Time: 10 minutesCook Time: 10 minutesYield: 36

2/3 cup Musselman’s Apple Butter2/3 cup barbecue sauce2 teaspoons Dijon mustard (optional)1 pound cooked ham, cut 3/4 inch thick 1/2 fresh pineappleWood toothpicks

Preheat oven to 400oF. Pour Mus-selman’s Apple Butter, barbecue sauce and mustard into bowl and stir to combine.

Cut ham and pineapple into 3/4-inch cubes, about 36 each. Place one pineapple chunk on each toothpick, followed by a chunk of ham. Stand the picks up on bak-ing sheet and brush each one with BBQ sauce mixture. Cover all sides. Bake for 10 minutes. Serve warm with remaining sauce for dipping.

Awesome Apple Butter Breakfast Cake

Prep Time: 20 minutesCook Time: 1 hourYield: 9 servings

2 1/4 cups baking mix (such as Bisquick(r))3/4 cup milk1/2 cup sugar1 egg2 tablespoons butter, melted2 cups Musselman’s Apple Butter

Topping:

1/3 cup sweetened fl aked coconut1/3 cup pecans, chopped1/3 cup sugar2 tablespoons butter, melted

In bowl, stir together baking mix, milk, 1/2 cup sugar, egg and 2 tablespoons of melted butter. Pour two-thirds of batter into 8-by-8-by-2-inch glass baking dish coated with nonstick cooking spray. Cover with apple butter. Drop remaining batter by spoonful on top. Combine coconut, pecans, 1/3 cup sug-ar and 2 tablespoons butter. Sprinkle on top of cake. Bake at 350∞F for approximately one hour, until cake tester inserted in center of cake comes out clean. Note: Pan will be very full so do not substitute a smaller pan. You may want to place a cookie sheet under the pan in the oven in case of drips.


Bradford Journal PhotoMarshmellow Overcoat opened the weekend for the 1st year anniversary celebration at the Main Street Music Hall, March 21st. It was Friday night and the place was packed as the well-known area band belted out area favorites such as “Honki Tonk Woman”, and “Heart of Gold” as well as their original creations. Giving it their soul, left to right are, Tyler Calkins (lead guitar, vocals, and keyboard); Anthony Cavallaro (drummer extraordinaire); and Ryan Cannon (base and vocals). See our photo gallery for videos and more photos.

Marshmellow Overcoat Opens Weekender

Bradford Journal PhotoEmily Wils 7, and Aydin Boon 8, look up from a spelling test for a quick photo. They are second grade students in Mrs. McGee’s classroom, March 24th, at GGB Elementary School. They tell us the words on the test have been taken from a story entitled “Super Croc”.

Look Up From A Test



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FAMILY FEATURES

With fresh inspiration from the season’s juiciest, most delicious

fruits, you can create jams, jellies and other spreads with ease

right from your own kitchen.

For many, the thought of turning their favorite fruits into sweet and

scrumptious jams and jellies may sound like countless hours in a hot,

stuffy kitchen. But creating your own, homemade fruit spreads can be

quite simple with the right ingredients and tips.

“Any cook can create delightful jams and jellies, regardless of their

canning abilities,” said Shirley Camp, M.S., registered dietitian, licensed

dietitian nutritionist and retired University of Illinois Extension master

canner and educator. “There are so many great products, such as Mrs. Wages

No Cook Freezer Jam Fruit Pectin, which allow you to whip up homemade

spreads, without cooking, saving time without a messy kitchen.”

Whether you need a sweet topping for a slice of break -fast toast or a dollop for thumbprint cookies, thesesimple jam and jelly recipes are sure to please every onein your family. From the ease of Fast Fruity Freezer Jamto the cool blast of Mint Jelly, these recipes all featureMrs. Wages fruit pectin, which provides the perfectconsistency to enhance all your favorite fruit flavors.

Best Blue Ribbon Basil JellyYield: 6 half pints

4 cups water2 cups firmly packed fresh basil leaves,

finely chopped 1 package Mrs. Wages Fruit Pectin Home Jell3 drops green food coloring, optional 5 cups sugar

In large saucepan, bring water and basil to a boil.Remove from heat, cover and let stand for 10 min -utes. Strain and discard basil. Return 3 2/3 cups liquidto pan. Stir in pectin and food coloring, if desired.Return to rolling boil over high heat. Stir in sugar.Boil for 1 minute, stirring constantly.

Remove from heat. Skim off any foam that formson top of jam. Ladle mixture into hot, clean jars,leaving 1/4-inch headspace. Remove air bubble. Wipe jar rims and threads. Cover with two-piece lids.Twist lid bands so not loose but not too tight. Processfor 15 minutes in boiling water bath canner.

Best of Show Apricot-Pineapple JamYield: 8 pints

5 1/2 cups prepared fruit (about 2 1/2 pounds apricots and 1 1/2 pounds pineapple)

1/2 cup fresh lemon juice1 package Mrs. Wages Fruit Pectin Home Jell

1/2 teaspoon butter 8 cups granulated sugar

Pit unpeeled apricots, then finely chop or grind.Measure exactly 3 cups apricots into 8-quart sauce -pan. Cut, peel, core and finely chop pineapple.Measure exactly 2 1/2 cups pineapple into saucepanwith apricots. Mix well. Add lemon juice. Add pectinand butter and stir over high heat until reaches rollingboil. Add sugar and stir thoroughly until reachesrolling boil. Continue cooking for four minutes, stir -ring constantly to avoid scalding.

Remove from heat. Skim off any foam that formson top of jam. Ladle mixture into hot, clean jars, leav -ing 1/4-inch headspace. Wipe jar rims and threads.Cover with two-piece lids. Twist lid bands so notloose but not too tight. Process for 10 minutes in boil -ing water bath canner.

Fast Fruity Freezer Jam

Yield: 5 half pints

1 1/2 cups sugar or Splenda No Calorie Sweetener (Granular)

1 package Mrs. Wages No Cook Freezer Jam Fruit Pectin

4 cups crushed fruit, fresh or frozen

Combine sugar or Splenda No Calorie Sweetener(Granular) and pectin in bowl. Blend well. Stir incrushed fruit. Stir for three minutes. Ladle mixtureinto clean jars, leaving 1/4-inch headspace.

Wipe jar rims and threads. Cover with two-piecelids. Twist lid bands so not loose but not too tight.Let stand for 30 minutes to thicken. Refrigerate up to three weeks, freeze up to one year.

State Fair Strawberry Rhubarb Jam

Yield: 6 half pints

4 cups crushed strawberries2 cups chopped rhubarb

1/4 cup fresh squeezed lemon juice1 package Mrs. Wages Fruit Pectin Home Jell

5 1/2 cups sugar1/2 tablespoon butter

Combine strawberries, rhubarb, lemon juice andpectin in large saucepan. Bring to a boil over highheat. Add sugar, stirring until dissolved. Return torolling boil and add butter. Boil hard for 1 minute,stirring constantly.

Remove from heat. Skim off any foam that formson top of jam. Ladle mixture into hot, clean jars, leav -ing 1/4-inch head space. Wipe jar rims and threads.Cover with two-piece lids. Twist lid bands so notloose but not too tight. Process for 10 minutes in boil -ing water bath canner.

Serrano Cherry Jam

Yield: 8 pints

1/4 cup olive oil1 cup Serrano peppers, seeded and minced

16 cups cherries, fresh or frozen and thawed4 cups sugar4 cups water1 package Mrs. Wages Fruit Pectin Home Jell

In large pot on high heat, pour olive oil in and bringto almost smoke point. Add peppers and blister. Addcherries and sugar, reduce heat, then pour in water.Bring to a simmer to dissolve sugar. Add pectin andcontinue to cook for 15 minutes.

Remove from heat. Skim off any foam that formson top of jam. Ladle mixture into 16-ounce containersor freezer safe zipper bags.

For the best results for your canning creations, follow these four simple tipsfor canning success:

1.Pick ’em right.

When picking berries, keep in mind thesefruits have high water content and are veryfragile. So, use smaller containers whenpicking them so the berries do not getcrushed under their own weight.

2.Rinse, don’t soak.

Due to their fragile nature, the berries shouldbe lightly “rinsed” to remove surface dirt.Do not allow them to sit in water for verylong because they tend to take on morewater and will become mushy.

3.Firm and ripe

When selecting berries for jellied products,ripe berries are best, but not overripe ones.Choose those that have good flavor and arestill firm to the touch. For strawberries,look for the smaller, juicier berries insteadof larger types that are available today.

Fresh, flavorful canning recipes

4.Mix flavors.

While many peopleprefer their jams to beone flavor, mixing twoor more different typesof berries togetherproduces great jamswith good flavor. Try a mix consisting ofblackberry and redraspberry, or strawberrywith red raspberry.Another great com bi -nation includes pureedberries and peachesmixed together to makejam. Red raspberrypeach jam is always ahuge hit.

Four canning tips for great jams and jellies

For canning or preservation questions, call the Mrs. Wages Customer CareCenter at 1-800-647-8170, Monday–Friday 8:00 a.m.–5:00 p.m. CST. Foradditional canning recipes and how-to information, visit www.mrswages.com


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Ticket To Work—Independence Recovered (NAPSI)—A federal program of-fers free employment services to peo-ple who get Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). This program helps benefi ciaries achieve fi nancial in-dependence. The program, run by So-cial Security, is called Ticket to Work. Ticket to Work supports people who want to earn more through work but who may need assistance in making the transition from benefi ciary to employ-ee.

One Man’s Story Consider the case of Rob McClain, a successful businessman who was very active in his community. In addi-tion to volunteering as a fi rst responder and working as the Director of Inves-tigations for the Gaming Commission, he ran a trucking company known as Big Rob’s, Inc. (BRI). BRI provided much-needed employment in the com-munity. He was satisfi ed with its suc-cess and with the activity in his 60-hour workweek. But his ambitious spirit was no match for the health challenges he faced. McClain struggled with his weight since childhood, and eventually weighed 550 pounds. “Everything was hard. But the most diffi cult part was the effect on my health…I couldn’t keep up with work,” he said. When his kid-neys failed, he had to stop working. He needed a new kidney, but for a trans-plant to succeed, other health condi-tions that could complicate recovery needed to be addressed. McClain and his doctors decided that gastric bypass surgery offered him the best chance. The surgery was a great success. “I lost 300 pounds, my high blood pressure and sleep apnea,” he recalled. He was approved for SSDI benefi ts and while awaiting a kidney transplant, he received lengthy dialysis treatments. Always ambitious, Rob decided to use the time spent in dialysis to earn his bachelor’s degree online. After a suc-

cessful transplant, he was ready to re-turn to work. That’s when a counselor at the state vocational rehabilitation (VR) agency told him he was eligible for free employment support services through Social Security’s Ticket to Work.

The Ticket to Work Program Like McClain, Social Security dis-ability benefi ciaries age 18 through 64 qualify for a range of free services to help them prepare for, fi nd and retain employment. State VR agencies and au-thorized Employment Networks (ENs) offer these services as part of Ticket to Work. McClain received help with his résu-mé and job leads. And he got a job—but was apprehensive. “I was glad to fi nd work but didn’t want to lose my dis-ability benefi ts.” Fortunately for him, Social Security work incentives make it easier for adults with disabilities to enhance their job skills, gain work ex-perience and advance in a career. As a Social Security benefi ciary, he felt bet-ter about returning to work knowing he would have time to settle into his job without fear of losing his benefi ts. For

SSI benefi ciaries, after certain exclu-sions, for every $2 a person earns each month, $1 is deducted from the month-ly benefi t. Soon, he was able to give up his disability payments and live off his paycheck. “I love my job,” he said. “The [Ticket] program helped me tran-sition back to stability.”

About Work Incentives There are many different work in-centives available to help disability benefi ciaries during their transition to work. Some include: • Keeping Medicaid or Medicare coverage while working; • Maintaining cash benefi ts while testing one’s ability to work; and • Restarting benefi ts without another application (if benefi ts have stopped due to increased earnings within fi ve years of the last benefi t payment). Learn More: McClain found his path to a better future with Ticket to Work. Find yours. For more informa-tion about Ticket to Work and work in-centives, call the Ticket to Work Help Line at 1-866-968-7842 (V) or 866-833-2967 (TTY), or visit:

www.socialsecurity.gov/work

Bradford Journal PhotoSecond grade students look up during a reading session in Mrs. McGee’s class-room at GGB Elementary School, March 24th. From the left, are Adriana Cam-pogiani 8 (reading Ghost Buddy), Chase Wineberg 8 (reading Mrs. Piggle Wiggle’s Magic), and Madison Potter 8 (reading Where the Sidewalk Ends).

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Bradford Journal PhotoIn Mrs. Dalton’s second grade classroom at GGB Elementary School, March 24th, stu-dents look up for a photo during independent reading. From left to right Willie Barker 8, reads Merry Christmas Stregga Nona; Chelsie Rose 8-1/2 reads Polar Bear’s Past Bedtime; and Alexandria Young 8, reads Junie B. Jones Is Not A Crook.

Young Students On The Reading Carpet

Bradford Journal PhotoKeira Cleveland 7 is reading a book enti-tled, The Hungry Caterpillar, in Mrs. Dal-ton’s second grade classroom at GGB El-ementary School, March 24th. She tells us that it’s a funny book about the life cycle of the caterpillar.

Reads A Funny Book

Bradford Journal PhotoMrs. McGee reads and discusses a book about sharks to her second grade students at GGB Elementary School, March 24th. And from the looks on their faces, they seem to be taking these wild creatures seriously. Left to right are Leo Paterniti 8, Kalie Dixon 8, Joshua Tobola 7, Evan Elmore 8, Halie Bradford 7, Alexia Corigiani 7-1/2, and Jaden Green 8.

Mrs. McGee Reads And Discusses Sharks

Bradford Journal PhotoSecond grade students look up for a photo in Mrs. Dalton’s classroom at GGB Ele-mentary School, March 24th. Left to right are Nathaniel Andrews 7, Matthew Perry 8, Katherine Persing 8, and Ian Degolier 8. They were reading chapter books dur-ing independent reading.

Reading Chapter Books







Tips And Tools For Your Spring Cleanup

(NAPSI)—There’s good news for homeowners preparing for their fi rst yard work of the season. Investing a lit-tle time and effort in selecting the right tools and techniques when it comes to your spring yard cleanup can make the process quicker, easier and greener. For starters, homeowners should be aware that advances in battery tech-nology are making it possible for the performance of cordless tools to match that of their gas-powered counterparts. Thanks to a new wave of battery-powered tools, such as the OREGON 40V MAX* Cordless Tool System, homeowners no longer have to sacrifi ce power for convenience. And because these tools produce zero emissions, battery-powered tools boast a huge en-vironmental benefi t over gas-powered tools. To help make your cleanup easier—and greener—the experts at OREGON offer these tips: • Choose the right tools. For instance, battery-powered tools start instantly, making it easy to tackle any yard task as soon as spring is here. With battery-powered tools, you’ll be ready with a simple charge of the battery. • Clean up the yard. Remove leaves and winter debris from lawn and shrub planting areas before new growth starts. Inspect trees and shrubs for winter dam-age, then use a chain saw or pole saw to trim damaged limbs back to the near-est healthy bud. Lightweight, cordless chain saws and pole saws can be excel-lent tools for this kind of task. They’re also handy to have on hand for cleanup after spring storms. • Prune trees and shrubs at the right time for maximum leaf growth. Most shrubs and ground covers are best pruned in early spring, before they

start to grow. A pole saw, such as OR-EGON’s new PS250, makes it easy to trim out-of-reach branches without the use of a ladder. • Keep grass trimmed to ward off weeds and summer drought. Cut lawns low and re-establish edges along shrub beds, walks and driveways in early spring. Allow your lawn to grow taller as it enters late spring or summer to im-prove drought stress. The convenience offered by battery-powered trimmers can help make it easier for homeown-

ers to achieve a well-trimmed lawn. • Be a better neighbor. Compared to their gas-powered counterparts, cord-less tools are low noise and quiet be-tween cuts. And no gas means no pol-lution-producing exhaust emissions. To learn more about battery-powered tools and see what products are avail-able, visit www.OregonCordless.com *Fully charged battery voltage measured without a workload is 40 volts. Nominal voltage is 36 or 37 de-pending on battery used.

Bradford Journal PhotoMrs. Dalton reads and discusses a chapter book with her second grade class, March 24th at GGB Elementary School. She is asking her students what she means when she says she is visualizing something that she is reading. Her students have just completed independent reading in their chapter books, and it was now time to do a little thinking about what and how they were reading.

Teacher Holds Discussion About Reading

Bradford Journal PhotoAt the two tables in the foreground, second grade students, Chelsi Shelley 8 (in the back), and Makenzee Miller 8, (in the front), work in Mrs. Dalton’s classroom at GGB Elementary School, March 24th. Chelsi is working on key vocabulary, while Maken-zee is reading a chapter book entitled , The Hen Can’t Help It, a life cycle of a chicken.

Students At Various Tasks In Dalton’s Room




Playground Safety: What To Look For

(NAPSI)—Each year in the United States, emergency departments treat more than 200,000 children ages 14 and younger for playground-related in-juries—but parents can keep their own kids out of such statistics.

Five S’s of Playground Safety There are fi ve S’s in particular that parents, teachers and other caregivers should consider in and around play-ground equipment, equipment of their own in the backyard, and equipment that kids jump onto in parks, at school, in fast-food restaurants or while in day care. These are: 1. S-hooks and -rings on swings. They attach a swing’s chains to the overhead bar. If a swing’s S-hooks are worn or they are not fully closed, move on to a better-maintained playground. Bent S-rings can cause the chain on the swing to come loose. Swings are responsible for most injuries on home playgrounds. The National Safety Council says swings are the most likely piece of playground equipment to cause injuries to children and most serious swing in-

juries come from falls that cause bone fractures. The most common fractures in children occur in the forearm and wrist. Typically, these injuries occur from a fall when children try to catch themselves with their arm outstretched. 2. Sharp edges. Bolts and screws, bent metal and the like around the play-ground can all cause scrapes and seri-ous cuts. 3. Soft surfaces. Mats made of safe-ty-tested rubber are a great surface. Wood chips, mulch or sand, about a foot deep, is also fi ne. On public play-grounds, more injuries occur on climb-ers than on any other equipment, the U.S. Centers for Disease Control and

Prevention reports. 4. Space. Kids need plenty of land-ing space when jumping off swings or a jungle gym. Make sure the soft surfaces extend well beyond the equipment. A good rule of thumb is double the height of a swing set. 5. Supervision. Watch your children on the playground—they won’t mind the extra attention. Learn More: You can fi nd more safe-ty advice and information on a down-loadable checklist for parents available from AccidentAttorneys.org, a nation-wide network of highly credentialed accident and injury attorneys. The list is at http://accidentattorneys.org

Tips On Managing A Student’s Move Home (NAPSI)—Students collect more than information—they also collect a lot of stuff. Fortunately, getting all that stuff home at the end of the semester doesn’t have to be diffi cult. To help with your student’s next move, here are a few tips from the pros that know at Penske Truck Rental: • Reserve the right truck well in ad-vance. When it comes to moving out of a college dorm or an off-campus apartment, most students report that a 12- or 16-foot truck is adequate for the job. It’s likely that you are not the only one moving at the end of the semester, so try to reserve the truck and any accessories you will need at least two weeks in advance. • Get to know your truck before you hit the highway. Taking the time to get to know your rental truck before you take off will pay off, especially on long moves. Also, don’t forget that a truck is probably taller, wider and heavier than the vehicle

you are used to driving. That means you may have to drive more slowly and take extra precautions, particularly on turns. Also, for safety’s sake, make sure you park in well-lit areas and keep a padlock on the rear door. In an emergency, remem-ber that you can call Penske for 24/7 road-side assistance; Peske also offers optional protection plans. • Accessories can help keep the move organized. Boxes, packing tape, bubble packing material, moving blankets and hand trucks can help to make the process a “moving experience” and make things go a lot more smoothly. • Don’t use the truck to carry every-thing. Items you may need to grab in a hurry, such as paperwork, credit cards, identifi cation, a change of clothes, drinks and snacks should be kept close at hand in a travel bag with you in the cab. • Reaching the family home doesn’t

mean the move is over. According to col-lege counselors, students and their parents need to do four things once the truck is unpacked: 1. Both parents and students need to be realistic about house rules and re-sponsibilities. 2. Compromise is everyone’s friend. For example, curfew may no longer be appropriate, but parents may expect to be notifi ed of late nights out. 3. Ordering a pizza at 2 a.m. may be “normal” at college, but in the fam-ily home, that’s probably not the case. Having and keeping a sense of humor can help. 4. Take a deep breath, laugh and re-member the arrangement is just tempo-rary. Learn More: For more useful mov-ing tips, visit www.PenskeTruckRen-tal.com

Bradford Journal PhotoIn Mrs. McGee’s classroom, Connor Cornelius 7, looks up from the reading carpet where he is enjoying a chapter book, March 24th. He is a second grade student at GGB elementary School, and the object of his interest at the moment is entitled, Diary of a Wimpy Kid, Roderick Rules.

Reads Diary of A Wimpy Kid, Roderick Rules



YOUR WEEKLY HOROSCOPE MARCH 27 - APRIL 2, 2014

ARIES - (Mar. 21 - Apr. 19)Little by little, you will attain the right answer by making a correct deduction based on consistency to what you’re being told.TAURUS - (Apr. 20 - May 20)Don’t dismiss a particular idea now because of how it might be presenting itself.GEMINI - (May 21 - June 20)It is time to move a certain plan up a notch or two and boost your faith levels. To do this will require assistance from someone else.CANCER - (June 21 - July 22)You have a real chance to shine now - and can trust that a certain person wants to be impressed with you!LEO - (July 23, - Aug. 22)This week, expect to fi nd yourself assessing who really matters to you and why. Recent events have demonstrated who is truly supportive you.VIRGO - (Aug. 23 - Sept. 22)You can strengthen at least one key relationship by being supportive of those who need you to be there for them.LIBRA - (Sept. 23 - Oct. 22)Give whatever-it-is the careful and considered attention it needs and you’ll be sur-prised and delighted by promise it holds.SCORPIO - (Oct. 23, - Nov. 21)Once you’re able to see how things really stand, you’ll be much better placed to draw a certain conclusion.SAGITTARIUS - (Nov. 22 - Dec. 20) Don’t jump to a very obvious conclusion. Give a story a chance to allow more in-formation to come to you.CAPRICORN - (Dec. 21 - Jan. 19)Prepare to outwit your biggest problem. You’re about to show how in control of it you really are.AQUARIUS - (Jan. 20 - Feb. 18)Expect confi rmation of how supported and protected you really are in some way.PISCES - (Feb. 19 - Mar. 20)You have an opportunity to fi nalize something that needs fi nalizing.

CHRONOLOGICAL LISTINGSEngagements, Marriages, Births & Deaths

ENGAGEMENTS:

(None)

MARRIAGES:

(None)

BIRTHS:

MAR. 15, 2014:SON, to Debra Hammond and Robert Furman, Rixford, PA.MAR. 16, 2014:DAUGHTER, to Andrea and Bob-by Marion, Mount Jewett, PA.MAR. 18, 2014:DAUGHTER, to Beth and Scott Swan, Great Valley, NY.SON, to Anne Bar-ber and Malcolm Drayton, Olean, NY.DAUGHTER, to

Jennifer and Aaron Budaj, Olean, NY.

DEATHS:

MAR. 2, 2014:OTTO, William Boyd, 94, of Mount Carmel, formerly of Bradford, PA.MAR. 8, 2014:YOUNT, Geral-dine “Jerry” Nel-son, 93, of Arling-ton, TX.MAR. 10, 2014:MARTIN, Michael N. 63, of Couder-sport, PA.MAR. 11, 2014:CHIODO,Cynthia Marie, of Balti-more, Md.MAR. 14, 2014:BREAKEY, Mary E., 89, of 46 Freedom Drive, Wilcox, PA.MILLER, Ronald D., 59, of Harrison

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SUDOKU SOLUTION

Valley, PA.MAR. 15, 2014:BONINI, Doris Marie, 80, of 10 Dayton St., Mount Jewett, PA.C U M M I S K E Y, Mary Bickel, 86, of Williams St., Brad-ford, PA, and East Aurora, NY.SHREVE, Ernest A., 80, of Route 155 in Turtlepoint, PA.HAGELIN, Helen F. Fetyko, 90, of 1380 West War-ren Road, Brad-ford, PA.MAR. 16, 2014:SCARANO, Vin-cent N. “Vinny”, 50, of 623 Suis-mon Ave., Pitts-burgh, PA.TURNER, Elinore A., of Laurel Lane, Port Allegany, PA.

DRONEY, Nina B., 79, of Erie Street, Salamanca, NY.MAR. 17, 2014:SCACCHITTI, Er-aldo, 56, of Erie and a formerly of St. Marys, PA.DAHL, Richard, 82, of 7061 Route 6, Kane, PA.LITTLEFIELD, Sha-ron L., 67, of Duke Center, PA.C A R P E N T E R , Roger R., 82, of Millport, PA.FOSTER, Robert J. 69, of 124 Lafay-ette St., St. Marys, PA.MAR. 18, 2014:MATTISON, Etel-ka, 83, of Genesee, PA.McENTEER, Wil-liam “Bill” T., 89, of Port Allegany, PA.SANDERS, Karen,

Molyneaux Hess-ney of 411 East State, St., Olean, NY.BROOKS, Ronald N, “Ron”, 47, of Shinglehouse, PA.SLAWSON, Mari-lyn E. “Tiff”, 55, of Genesee, PA.FERRAGINE, Te-resa A., 74, of 185 Center St., Elk Towers, St. Marys, PA.HARTMAN, Tracy, 35, of Pontzer Av-enue, St. Marys, PA.MAR. 19, 2014:C O R N E L I U S , Lewis B., Sr., 71, of Bradford, PA.F R A M P T O N , Nancy A., 84, a resident of the

Ecumenical Home, formerly of Chap-el Ridge and 28 Phillips Road, PA.RICHARDS, San-dra K. 61, of 140 W. 5th St., Empo-rium, PA.MAR. 20, 2014:ABBOTT, William James, 85, of Brad-ford, PA.WATSON, Paul E., 88, of Sweden Val-ley, PA.MAR. 21, 2014:EATON, Gary L., 59, formerly of Eldred and Lewis Run, PA.KUNTZ, Sophia E. “Betty”, 90, of 584 Church St., St. Marys, PA.


JOURNAL CLASSIFIED ADSJOURNAL CLASSIFIED ADSCARS/TRUCKS:

BMW 318 I Con-vertable, standard 4 cyl. turbo charged. Asking $3,000

558-9995 or 362-2584

APARTMENTS FOR RENT:

1 & 2 BR apts. Walmart area, off street parking. Call Bob 366-2393

1 Bedroom $650 NO PETS. Utilities included,Parking, Laundry.814-598-1778

Downtown loft w/city util, laundry & parking. NO pets, NO smoking. Sec & ref. $600. 368-7170, ext 110.

March Special- 1BR lower, $495/mo + Electric. 366-2393 Very nice Lg 1BR, $395/mo + Sec., utilities not includ-ed. 558-4738

HOMES FORRENT:

3BR home availableMarch 1st. $675/mo + G&E. 88 School St. Call Bob 366-2393.

3BR house. No pets, $650/mo City utilities included.368-2229

Small 2BR home inBradford. Quiet neighborhood, small yard, has garage w/off st. pkg. Very nice. No smoking/pets.$725/mo. Incl. Cityutilities. 598-9292

Smethport: Very nice multiple BR homes (5,3,2) for rent with spacious yards. Call 558-6112

Very nice small 2BRhome 2 miles fromBradford. Lg yard,

no smoking, will al-low 1 pet if own-er is repsonsible. $725/mo. 814-598-9292

HOMES FORSALE:For Sale by privateowner- Small 2BR home located 5 min from Walmart and 5 min. from downtown Brad-ford. Home is in a peaceful neighbor-hood w/ very small yard and enough off street parking for 4vehicles. Also offers 1 1/2 stall garage w/small shop area built in the last 10 years. House also has own offi ce area - perfect for work-ing from home. House is very solidand is absolutely best price point in Bradford! $46,500.Serious inquiries only. Call 814-598-9292

For Sale By Owner:3 -4 BR, 1 story home w/basement in Bradford Town-ship. No land con-tract, starter home, move in condition. $38,000598-1860

For Sale: A story and 1/2 with full base-ment, 3BR - (Could be 4BR), 1&1/2 BA, forced air heat, new siding, windows, roof, modern up-dates, above ground pool w/ deck, front porch, blacktop driveway, Custer City - country set-ting. 1 shed also in-cluded. Comes with some appliances. Asking $100,000 Call 814-368-7290 or 814-596-2531

For Sale: Private Owner, 2BR single story house on large semi-pri-vate lot. House is well built & is very effi cient. Located 2 miles from Brad-

I will clean out your basement or garage;

thaw frozen pipes; clean off snow

and ice-covered roofs; and do sidewalk

snow removal also.

Call: 368-4313 for a FREE estimate.

Get A Full Color PDF Version Of The Bradford Journal

Emailed To You Each Week For Only $26.00/year!

Call: 814-465-3468

ford. Also comes with a large garage/workshop/ man cave area. Low tax-es + Low utilities + priced right = Hap-py home owner. Se-rious inquiries only-$73,000. 814-598-9292

Mallory mansion 1892 at 184 Con-gress St Bradford, PA. Rental income property that can easily be restored to a single fam-ily dwelling with or without a partial rental. Rent gener-ated $4,200/month. Live in the main house and rent out 3 units generating$2,100 per month.Pay for your mort-gage. All units and systems updated. Main house has cutglass windows, 4 fi re places, barely twist staircase with carved angels. Ask-ing price 285k call

Josh. 562-279-4481

MISCELLANOUS:

Got to go!Cadett riding mow-er -$4001999 Dodge Ramtruck- 90k miles,$5,000Troybuilt snow-blower 28 inches, 4 yrs old, used 4 times, - $500Small snowblower -$25Treadmill - $35Exercise Bike - $35OBO

362-3439

FOR SALE• Dinette set w/chairs • Antique wooden pinoc-chio puppet • 10 ft x 24 ft build-ing w/steel fl oor (must be moved) • 2004 GMC dual wheel truck (was box truck now fl at bed) • Commercial Building consisting of 2 storefronts

w/3 apts above. Lo-cated along Rt. 6 insmall town in McK-ean County. Owner

fi nancing possible!Will consider trade for down payment

814-512-2588

WE BUY & SELL: • U.S. - Canadian - Foreign Coins

Bradford Coin Shop

15 Chestnut Street, Bradford, PA 814-362-1980 or 814-331-5235

Deal With An Established Shop Established 30 Years

• Can Make Housecalls • FREE Verbal Appraisals

• Zippo Lighters - (New & Used)

• Gold & Silver Items

• Case & Other Pocket Knives

• Collectible Currency

Also Coin Supplies Available Here!

Old Silver Dollars & American Eagle Coins Silver & Numismatic coins


JUST PASSING TIME

WORD SEEK

THEME: “Famous

Inventors”

ACROSS:1. Bodily lumps6. Be in the red9. Flexible mineral13. Unusual or ec-centric14. Pen ___15. *National _____ of Science, awarded inventors16. “Holberg Suite” composer17. Put to work18. Do penance19. *Denim pants inventor21. *Ford’s assem-bly line product23. ___ 7, 194124. Blondie’s hit “The ____ Is High”25. “Just kidding!”28. *Richard ____, inventor of Scotch Tape30. *Inventor of en-gine of same name35. Crude group37. Seed coat39. Accent mark40. “Good” to So-phia Loren41. Betty Page, e.g.43. To defeat deci-sively44. Grind down

46. Largest volcano in Europe47. Write on tomb-stone, e.g.48. City on the Rio Grande50. Hideous52. Get the picture53. Shakespeare’s metrical unit55. Sushi restaurant staple57. Morally pure60. *Tactile writing inventor64. Domenikos Theotokopoulos, a.k.a. El _____65. Wade’s oppo-nent67. Remained fi rm68. European fi nch69. DNA transmit-ter70. Not these71. Dumbfounded72. Japanese capital73. Red Sea nationDOWN:1. Wheel teeth2. Nomad’s round house3. Affect emotion-ally4. *Now found on the invention by Dunlop5. Proceeded with-out pause6. “Moonlight Sona-

ta,” e.g.7. Singular past tense of “be”8. Fragrant resin9. Dole out10. Object of wor-ship11. Not in optimist’s vocabulary?12. Draft pick15. Conquered the Everest, e.g.20. Junk yard stuff22. 1, e.g.24. Washer/dryer unit25. *Dynamite in-ventor26. “Carmen,” e.g.27. Luciano Pa-varotti, e.g.29. U.S. city and lake31. De Valera’s land32. Gambling choice, pl.33. Bring out34. River in Hades36. Surrender terri-tory38. *Cousteau’s aqua-____42. More pale45. *Motion-picture camera inventor49. Granola grain51. Possible adjec-tive for bread54. Like Christmas56. Quality of many

a ballerina57. Captain and his party58. Not there59. *a.k.a. LSD, in-

vented by Albert Hofmann60. Chili seed61. Rumpelstiltskin machine62. Eminem’s hit

“____ Yourself”63. “I Dream of Jeannie” star64. Fed. property manager66. Two halves

(Crossword Solution on page 14)


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Photo courtesyof Getty Images

Easy to Manage and ManeuverIf dragging a cumbersome vacuum from room to room isn’t youridea of a productive cleaning experience, consider a smarter option.The Hoover Air Steerable Bagless Upright offers a lightweightunit that lifts and removes deeply embedded dirt with three suc -tion channels. The Hoover Air Steerable also features a maneuver -able design, allowing you to swivel and turn around furniture andobjects with ease, and a low profile to reach underneath them. For more information, visit www.hoover.com.

FAMILY FEATURES

Do you need to tidy up your home

for spring? This vibrant season

lends natural inspiration to

home cleanup projects in every room. Whether

you need to provide some overdue TLC to

the tub, want a solution to freshen up the

floors or long for laundry care that is safe for

your family, refer to this guide for tips that

will make your home feel shiny and new again.

Spring Cleaning Made EasyBusy parents know that everyday messes and tough stains canhappen anywhere. Krud Kutter offers a full line of green cleaningproducts that are tough on krud, but safe for the user and environ -ment. Try the Original Krud Kutter formula, which easily removestough soils quickly and effectively from a variety of differentsurfaces. For a well-rounded clean, try the line’s bleach-free HouseWash or Mold and Mildew stain remover formulas. For moreinformation, visit www.krudkutter.com.

A Gentle Clean Give your clothing a clean that’s safer for your family and better for the environment. With no harmful chemicals, OlogyLaundry Detergent in Spring Lavender & Vanilla scent is free ofdyes, phosphates, chlorine bleach, formaldehyde and artificialfragrances. Tough on stains but gentle on skin and clothing, it’s compatible with high efficiency and conventional machines.Ology household, cleaning and personal care products areavailable exclusively at Walgreens. For more information, visitwww.walgreens.com/ology.

Tree-Free Paper Towels Wipe up messes without worrying about impacting the tree popula -tion with a 100 percent tree-free paper towel. Made from readilyrenewable sugar cane husk and quick-growing bamboo, Ology UltraAbsorbent Two-Ply Paper Towels are a better option for the environ -ment, leaving behind a healthier world for generations to come.These biodegradable paper towels maintain softness and absorb -ency to quickly wipe up a variety of messes. Ology house hold andpersonal care products are available exclusively at Walgreens. Formore information, visit www.walgreens.com/ology.


Photo courtesy of Getty Images

Prepare for the unexpectedWhether you are raising a family, moving to a larger home, or planningfor college tuition payments and retirement, life insurance is an impor -tant consideration for protecting your family and assets. LIMRA, a lifeinsurance industry research organization, reported in 2011 that one inthree U.S. households has no life insurance at all. For those that do,life insurance holders only own enough on average to replace house -hold income for 3 1/2 years, while the recommended industry rule ofthumb is around seven to 10 years.

“Life Insurance is absolutely critical for families who want to securetheir financial futures,” said Cynthia Tidwell, CEO and president ofRoyal Neighbors of America, one of America’s first women-led lifeinsurers. “At every stage of your life, consider who depends on youand what expenses will need to be met to protect the ones you love.Women in particular undervalue their worth in a household and alsoneed coverage.”

Types of Life Insurance Life insurance is an important part of financialplanning, helping those you leave behind in theevent of an untimely death. Life insurance canhelp pay off mortgages, loans, and collegetuition or ensure your family can maintain theirquality of life. The types vary and it is recom -mended that you speak with an insurance profes -sional to ensure you have the right coverage foryour life stage.

� Term insurance provides coverage at a fixedpremium amount for a specific period of time.It is often the first and most afford able choicefamilies make to protect assets, like a home,for 10, 20 or 30 years. Term insurance may beright if you are just get ting started and yourbudget is tight; you want to secure your homeby choosing a term period to protect mortgagepayments; or you want to protect those whodepend on you until they can provide forthemselves.

� Whole life insurance is permanent insurance.It provides lifelong coverage for your entirelife, at fixed payments that are level, predict -able, and do not increase. If you make pay -ments on time, your coverage cannot becancelled, even if your health changes. Thistype of policy can also accumulate cash valuethat is available in the form of a loan forexpenses such as college costs, a wedding orother unplanned needs.

� Universal life insurance adds flexibility tothe benefits of permanent life insurance.Universal life (UL) products can providefinancial protection with permanent life insur -ance, but offer flexible options. You can oftentailor your premium payments, or build cashvalue for other financial goals such as collegeor retirement or change the death benefit.

FAMILY FEATURES

Life is a series of milestones, and at each stage the financial protection of assets, dreams, and goals is impor tant. However,

many American families are at risk of not being able to pay a mortgage, or childcare expenses, or save for college or

retire ment if something were to happen to a family’s primary income earner.

Protection for every familyAccording to a 2013 Pew study, women are the sole or primarybreadwinners in a record 40 percent of U.S. households. LIMRA also recently reported women’s life insurance coverage is only 69percent of the average coverage on men.

“Whether they work in or outside the home, we challenge womento value their worth and get life insurance coverage so they can protecttheir family’s finances if something were to happen,” Tidwell added.

Four ways life insurance protects families1. Pays your debts.

If something happens to you, life insurance can help pay off debtssuch as a mortgage, credit cards, auto, or other loans. Consider lifeinsurance as part of your financial plan.

2. Covers daily living expenses.

Don’t forget daycare, tuition, grocery, and energy bills. Accordingto LIMRA, in 2011 nearly two-thirds of financial decision-makersadmit they would have trouble paying everyday bills within a fewmonths of a spouse dying prematurely.

3. Helps save for the unexpected (and expected).

Many different life insurance policies have cash savings options tohelp pay for expenses such as college tuition, weddings, or startingup a business. Look for permanent or whole life policies with cashvalue accumulation options.

4. Pays for funeral expenses.

No one likes to leave a family with expensive funeral costs. Theaverage funeral costs about $7,000, as estimated by the NationalFuneral Directors Association in 2012.

How much life insurance do you need?Log on to www.royalneighbors.org for more information. You’ll findfinancial information, an overview of life insurance options and inter -active calculators to determine the life insurance coverage that’s bestfor you, retirement savings and how much to save for college expenses.

Quick ChecklistBe prepared for the unexpected by taking these impor -tant steps to make sure your loved ones are protectedfinancially.

� Verify your beneficiaries. It’s important to reviewyour beneficiaries periodically to ensure the informa -tion is up to date.

� Select a durable power of attorney. Appoint atrusted person to make financial or healthcare deci -sions on your behalf.

� Update your will. Make sure your will accuratelyreflects any substantial changes in your family or assets.

� Compile a list of documents. Create a master listoutlining how to access your financial, personal, andlegal records.

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