8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

1/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

2/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

3/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

4/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

5/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

6/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

7/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

8/9

8/22/2019 Brian Lin's Opinion RE: the BofA Settlement - NOT GOOD for BofA.

9/9