brochure cgfs
TRANSCRIPT
Caring for you and your loved ones – the primary goal of all estate planning.
What are the services offered?As an estate planning attorney and former bank Trust Officer, I am positioned to offer you, your family, or your clients professional, competent, ethical, and conflict-free support in the following:
Agent under Power of Attorney
Independent Trustee
Special Needs Trustee
Personal Representative
Trust Protector
Conservator
Private Bookkeeping and Bill Paying
Personal Attention
Who We Are
About UsAs a bank trust officer I saw the banks moving to ever higher minimums – and clients/beneficiaries becoming simply a commodity in their sales pipeline to be sold another bank product. CG Fiduciary Services was created to work with those who need a professional independent trustee, but don’t have the $1,000,000+ of investable assets that many banks are requiring. We want to help you take care of you if you become disabled, and take care of your loved ones as part of your personal estate plan. We don’t have any product to sell, just our personal services as a trustee to work with trust beneficiaries.
Contact UsPhone: 810-479-9371Email: [email protected]: carolanlawfirm.com
CG FIDUCIARY SERVICES2920 Pine Grove AvenuePort Huron, MI 48060
CG FIDUCIARY SERVICES
Consultants to individual trustees and fiduciaries and serving as independent trustee and fiduciary.
Why CG Fiduciary Services?We created CGFS because we recognized the lack of options for many who need the service of a professional trustee, agent, fiduciary, conservator, or personal representative. Attorneys have expressed frustration at finding fiduciaries today with traditional banks raising their minimums ever higher before accepting appointment; and in those cases where there is no family member to take on the agent role under powers of attorney the banks are very reluctant to assume that role.
Experienced. Flexible. Ethical.
What is a Fiduciary?The fiduciary duty is the highest standard of care required by law. The fiduciary has to act with trust and confidence – to protect the assets for all beneficiaries, follow the instructions of the grantor, and ensure confidentiality.
Do your kids get along? Do
you want them to continue
getting along with each other?
Jim grew up in the Port Huron, Michigan area, one of 8 children and is married with a blended family of 7 children and 7 grandchildren. He practiced law as an estate planning attorney for many years before joining the banking industry as a trust officer. After 13 years of experience as a bank trust officer he decided to create his own office and rather than treating beneficiaries and clients more as part of the sales pipeline for bank products, see them as individual beneficiaries with needs. Naming friends and relatives to take on the fiduciary role in your estate planning can lead to other issues; those individuals have jobs already, and generally do not have the background in administering estate plans and investments.
Looking forward to working with you and your loved ones. We work with the two most important things in your life: everything you own and everyone you love.
Personal service for you and your loved ones. We manage trusts and estates, using your current trusted investment advisor. CG Fiduciary Services works with your trusted attorney for preparation of your documents.
Our Services
We act as your agent under a power of attorney, and unlike a bank can act as agent for both financial and health care powers. We also act as trustee administering trusts for you and your beneficiaries. If you have a trusted financial services provider already we can work with your advisor because we do not have any investment products to sell. Through our relationship with financial advisors we can arrange for investment as well as insurance reviews when necessary.