budget calculato amended070720 english
TRANSCRIPT
8/14/2019 budget calculato amended070720 english
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1. FAMILY INCOME THIS MONTH
I N C O M E
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)2)
3)
Total a 5,200.00
T A X / Z A K A T
Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
C A S H
P A Y M E N T
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07Others
1)
2)
3)
Amount that can be used(c = a - b)
A U T O M A T I C
P A Y
M E N T F R O M B
A N K
A C C
O U N T
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Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A
V I N G S / I N V E S T M E N T DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O
T H E R S
Total (3)Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
S H
P A Y M E N T / C R E D I T C A R D
DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
EntertainmentOthers
1)
2)
3)
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C
1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M
M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.002,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.0050.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
I N C O M E
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)2)
3)
Total a 5,200.00
T A X / Z A K A T
Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
C A S H
P A Y M E N T
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07Others
1)
2)
3)
Amount that can be used(c = a - b)
A U T O M A T I C
P A Y
M E N T F R O M B
A N K
A C C
O U N T
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Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A
V I N G S / I N V E S T M E N T DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O
T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
I N C O M E
DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
EntertainmentOthers
1)
2)
3)
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1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M
M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.0050.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
I N C O M E
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)2)
3)
Total a 5,200.00
T A X / Z A K A T
Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 01/03/07
Total (1) 0.00
C A S H
P A Y M E N T
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07Others
1)
2)
3)
Amount that can be used(c = a - b)
A U T O M A T I C
P A Y
M E N T F R O M B
A N K
A C C
O U N T
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Total (2) 1,060.00
Total e = (1) + (2) 1,060.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A
V I N G S / I N V E S T M E N T DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O
T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
I N C O M E
DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
2)
3)
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1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,933.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.00
50.00 50.00
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1,633.00 928.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
I N C O M E
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)2)
3)
Total a 5,200.00
T A X / Z A K A T
Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
C A S H
P A Y M E N T
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07Others
1)
2)
3)
Amount that can be used(c = a - b)
A U T O M A T I C
P A Y
M E N T F R O M B
A N K
A C C
O U N T
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Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A
V I N G S / I N V E S T M E N T DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O
T H E R S
Total (3)Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00
I N C O M E
DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
EntertainmentOthers
1)
2)
3)
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1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.002,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.0050.00 50.00
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1,633.00 1,463.00
& SAVINGSESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
I N C O
M E
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
T A X / Z A K A T Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
A U T O M A T I C
P A Y M E N T F R O M B
A N K A
C C O U N T
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total(1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
Amount that can be used(c = a - b)
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C A S H
P A Y M E N T
2)
3)
Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A V I N G
S / I N V E S T M E N T
DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
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I N C O M E
1)
2)
3)
1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.00
50.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
I N C O
M E
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
T A X / Z A K A T Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
A U T O M A T I C
P A Y M E N T F R O M B
A N K A
C C O U N T
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
2)
Amount that can be used(c = a - b)
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C A S H
P A Y M E N T
3)
Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A V I N G
S / I N V E S T M E N T
DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
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I N C O M E
2)
3)
1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.00
50.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
I N C O
M E
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
T A X / Z A K A T Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
A U T O M A T I C
P A Y M E N T F R O M B
A N K A
C C O U N T
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
2)
Amount that can be used(c = a - b)
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C A S H
P A Y M E N T
3)
Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A V I N G
S / I N V E S T M E N T
DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
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I N C O M E
2)
3)
1,160.00
1,260.00 Jumlah f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.00
50.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
P E N D A
P A T A N
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 1,930.00 25/12/06
Spouse's Income 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 1,930.00
C U K A I / Z A K A T
Income Tax 0.00
Total b 0.00
1,930.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
2)
Amount that can be used(c = a - b)
P O T O N G A N
A K A U N
B A N K
S E C A R A
A U T O M A T I K
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P E N J E L A S A N
T U N A I 3)
Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A V I N G
S / I N V E S T M E N T
DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
5,200.00 Total (2)
O T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
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I N C O M E
2)
3)
1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
-1,281.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.00
50.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
P E N D A
P A T A N
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
C U K A I / Z A K A T
Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
2)
Amount that can be used(c = a - b)
P O T O N G A N
A K A U N
B A N K
S E C A R A
A U T O M A T I K
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A V I N G
S / I N V E S T M E N T
DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
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I N C O M E
2)
3)
1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Balance that you can use this month
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.00
50.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
P E N D A
P A T A N
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
C U K A I / Z A K A T
Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
2)
Amount that can be used(c = a - b)
P O T O N G A N
A K A U N
B A N K
S E C A R A
A U T O M A T I K
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P E N J E L A S A N
T U N A I 3)
Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A V I N G
S / I N V E S T M E N T
DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
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I N C O M E
2)
3)
1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
OUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
Wang baki untuk digunakan bulan ini
f = c - d - e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
600.00 535.00
420.00 320.00
210.00 235.00
203.00 195.00
100.00 90.00
50.00 38.00
50.00 50.00
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
P E N D A
P A T A N
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
C U K A I / Z A K A T
Income Tax 156.00 25/12/06
Total b 156.00
5,044.00
3. FIXED MONTHLY EXPENSES
DETAILS ESTIMATED TOTAL (RM) DATE
Contribution 100.00 01/03/07
Total (1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
2)
Amount that can be used(c = a - b)
P O T O N G A N
A K A U N
B A N K
S E C A R A
A U T O M A T I K
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P E N J E L A S A N
T U N A I 3)
Total (2) 1,060.00
Total e = (1) + (2) 1,160.00
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2. FIXED PAYMENT/DEDUCTION FROM INCOME
ACTUAL AMOUNT (RM)
S A V I N G
S / I N V E S T M E N T
DETAILS
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
L O A N S
Instalment
5,200.00
156.00
156.00
5,044.00 Total (2)
O T H E R S
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF Y
ACTUAL TOTAL (RM)
100.00
100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
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I N C O M E
2)
3)
1,160.00
1,260.00 Total f
6. SUMMARY OF MONTHLY INCOME, EXPENSES
S U M M A R Y
DETAILS
Family income
Fixed payment/deduction from income
Fixed monthly expenses
Other expenses (food, transport, medical, et
Savings for this month
Total
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1,633.00 1,463.00
& SAVINGS
ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL (RM)
)
0.00 0.00
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1. FAMILY INCOME THIS MONTH
I N C
O M E
DETAILS ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
Own Income 3,600.00 25/12/06 3,60
Spouse's Income 1,600.00 25/12/06 1,60
Part-time Job
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00 5,20
T A X E S / A L M S Income Tax 156.00 25/12/06 15
Amount b 156.00 15
5,044.00 5,04
3. FIXED MONTHLY EXPENSES
A U
T O M A T I C
D E D U C T I O N S F R O M B
A N K A
C C O U N T
DETAILS ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL(RM)
Contribution 100.00 01/03/07 10
Total (1) 100.00 10
S
Electricity 100.00 30/12/06 15
Water 50.00 30/12/06 10
Membership Fee 10.00 30/12/06 1
House Rent 500.00 01/01/07 50
Child Care 300.00 01/01/07 20
Telephone 100.00 01/02/07 20
Others
1)
2)
3)
Money that can be used(Amount c = a - b)
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C A S H
P A Y M E N
Jumlah (2) 1,060.00 1,
Total fixed expenses
1,160.00 1,Amount e = (1) + (2)
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ACTUAL TOTAL(RM)
676.00
200.00
200.00
1,076.00
0.00
0.00
1,076.00
OUNT
ACTUAL TOTAL (RM)
535.00
320.00
235.00
195.00
90.00
38.00
50.00
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1,463.00
ACTUAL TOTAL (RM)
0.00