budget planner
DESCRIPTION
A useful budget plannerTRANSCRIPT
InstructionsYou may move from worksheet to worksheet by clicking on the dark blue buttons located at the top of each worksheet or the blue tabs at the bottom of this workbook.
Enter data in only the white cells with gray borders: Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menuprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for comparison purposes instead.)
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,the "Quick Budget" sheet figures will be used for comparison purposes instead.)
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section. These figures will be compared to your budgeted figures on the "Comparison" page.
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the "Income" section
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget.
Quick Budget
Budget by Month
Tracking
Comparison
Daily Spending
Questions?Email at
Questions?Email at
Budget Planner - Overview / Help
400
Quick Budge
t
Quick Budge
t
Budget By
Month
Budget By
Month
Chart:
Frequency Amount Monthly Yearly
Total Income (net) 0 0
Salary/Wages Monthly 0 0
LTA Monthly 0 0
Medical Monthly 0 0
GRG Monthly 0 0
Other Monthly 0 0
0.00 0.00
Transportation 0.00 0.00
Auto Loan/Lease Monthly 0.00 0.00 0.00
Insurance - Car Yearly 0.00 0.00 0.00
Insurance - Activa Yearly 0.00 0.00 0.00
Maintenance Semi-Annually 0.00 0.00 0.00
Registration/Inspection Yearly 0.00 0.00
Petrol - Car Bike Monthly 0.00 0.00 0.00
Petrol - Active Monthly 0.00 0.00 0.00
Other Monthly 0.00 0.00 0.00
Home 0.00 0.00
EMI Monthly 0.00 0.00 0.00
Rent Monthly 0.00 0.00 0.00
Maintenance Monthly 0.00 0.00 0.00
Insurance Monthly 0.00 0.00 0.00
Furniture Yearly 0.00 0.00 0.00
Household Supplies Monthly 0.00 0.00 0.00
GR Monthly 0.00 0.00 0.00
Real Estate Tax Yearly 0.00 0.00 0.00
VEG Monthly 0.00 0.00 0.00
Milk Monthly 0.00 0.00 0.00
Utilities 0.00 0.00
Phone - Home Monthly 0.00 0.00 0.00
Phone - Cell Monthly 0.00 0.00 0.00
Cable Monthly 0.00 0.00 0.00
Gas Monthly 0.00 0.00 0.00
Water AMC Monthly 0.00 0.00 0.00
Electricity Monthly 0.00 0.00 0.00
Internet Monthly 0.00 0.00 0.00
BAI Monthly 0.00 0.00 0.00
Other Monthly 0.00 0.00 0.00
Health 0.00 0.00
Dental Monthly 0.00 0.00 0.00
Medical Monthly 0.00 0.00 0.00
Life Insurance Quarterly 0.00 0.00 0.00
Life Insurance Yearly 0.00 0.00 0.00
Life Insurance Quarterly 0.00 0.00 0.00
Other Monthly 0.00 0.00 0.00
Other Monthly 0.00 0.00 0.00
Entertainment 0.00 0.00
Memberships Monthly 0.00 0.00
Dining out Monthly 0.00 0.00
Events Monthly 0.00 0.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 0.00 0.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Miscellaneous 0.00 0.00
Dry Cleaning Monthly 0.00 0.00
New Clothes Semi-Annually 0.00 0.00
BOOKS Yearly 0.00 0.00
Child Care Monthly 0.00 0.00
Tuition-BHS JAYRAJ Yearly 0.00 0.00
Tuition-BHS DHWANI Yearly 0.00 0.00
Tuition-PT JAYRAJ Monthly 0.00 0.00
TuitionPT DHWANI Monthly 0.00 0.00
Tuition-PT JAYRAJ Monthly 0.00 0.00
TuitionPT DHWANI Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Quick Budget
Spending Total:
Income
Transportation Home Utilities Health
Entertainment Miscellaneous
$- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1
0
0
0
Expense Income Balance
or create a budget by month or create a budget by month
Budget Summary
Spending Summary
-2
Chart:
Feb Mar Apr May Jun 1 MonthsSep to Date
Total Income (net) 0.00 ### 0.00 0.00 0.00 100000.000
Salary/Wages 56000.00 56000.000
Salary/Wages (Spouse) 40000.00 40000.000
Other 4000.00 4000.000
Other 0.000
Other 0.000
0.00 74500.00 0.00 0.00 0.00 74500.000
Transportation 0.00 15250.00 0.00 0.00 0.00 15250.000
Auto Loan/Lease 3000.00 3000.000
Insurance 10000.00 10000.000
Gas 0.000
Maintenance 0.000
Registration/Inspection 0.000
Bill's train pass 0.000
Jane's bus pass 0.000
Other 2250.00 2250.000
Home 0.00 50500.00 0.00 0.00 0.00 50500.000
EMI 25000.00 25000.000
Rent 0.000
Maintenance 1000.00 1000.000
Insurance 500.00 500.000
Furniture 0.000
Household Supplies 2000.00 2000.000
Groceries 3000.00 3000.000
Real Estate Tax 18000.00 18000.000
Other 0.000
Other 1000.00 1000.000
Utilities 0.00 2950.00 0.00 0.00 0.00 2950.000
Phone - Home 800.00 800.000
Phone - Cell 400.00 400.000
Cable 100.00 100.000
Gas 650.00 650.000
Water 0.000
Electricity 1000.00 1000.000
Internet 0.000
Other 0.000
Other 0.000
Health 0.00 300.00 0.00 0.00 0.00 300.000
Dental 0.000
Medical 300.00 300.000
Medication 0.000
Vision/contacts 0.000
Life Insurance 0.000
Other 0.000
Other 0.000
Entertainment 0.00 200.00 0.00 0.00 0.00 200.000
Memberships 0.000
Dining out 0.000
Events 0.000
Subscriptions 0.000
Movies 200.00 200.000
Music 0.000
Hobbies 0.000
Travel/ Vacation 0.000
Other 0.000
Other 0.000
Miscellaneous 0.00 5300.00 0.00 0.00 0.00 5300.000
Dry Cleaning 0.000
New Clothes 300.00 300.000
Donations 0.000
Child Care 0.000
Tuition 5000.00 5000.000
College Loans 0.000
Pocket Money 0.000
Gifts 0.000
Credit Card 0.000
Other 0.000
Other 0.000
Other 0.000
$- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1
0
0
0
Expense Income Balance
Spending Total:
Income
Budget By Month
Feb Mar Apr May Jun
0.00
10000.00
20000.00
30000.00
40000.00
50000.00
60000.00
70000.00
80000.00
90000.00
100000.00
Expense Income
Transportation Home Utilities Health Entertainment
Miscellaneous
or create a quick budget or create a quick budget
Budget Summary
Spending Summary
Budget by Month
Chart:
Sep Oct Nov Dec Sep to Date
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00
Other 0.00
Other 0.00
Other 0.00
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
Home 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00
Health 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00
Entertainment 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00
Miscellaneous 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
Spending
Income
Tracking
Sep Oct Nov Dec
0.00
0.10
0.20
0.30
0.40
0.50
0.60
0.70
0.80
0.90
1.00
Expense Income
$- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1
0
0
0
Expense Income Balance
Actuals by Month
Actual Income/Spend Summary
Compare to Budget October
Budget Oct Actual Vs Budget
Total Income (net) 0 0 0
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00
Other 0.00
Other 0.00
Other 0.00
Total Spending: 0 0 0
Transportation 0 0 0
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
Home 0 0 0
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00
Utilities 0 0 0
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00
Health 0 0 0
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00
Entertainment 0 0 0
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00
Miscellaneous 0 0 0
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
$- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1
0
0
0
0
0
0
Expense Income Balan ce (Savings)
T racking
B udget
Spending
Income
Comparison
0 00 00 00 00 00 0
Transportation Home Utilities Health
Entertainment Miscellaneous
TrackingBudget
Spending Comparison
Tracking vs Budget Summary
1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month
Total Day's Spending: 0.00 0.00 46.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 46.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00Other 0.00
Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00Other 0.00
Other 0.00
Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00Other 0.00
Other 0.00
Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00
Entertainment 0.00 0.00 46.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 46.00
Memberships 0.00
Dining out 0.00Events 46.00 46.00
Subscriptions 0.00
Movies 0.00Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00Other 0.00
Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00New Clothes 0.00
Donations 0.00
Child Care 0.00Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
Spending
Daily Spending Record