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Page 1: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Built for today’s homebuyers.

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Page 2: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Built for today’s homebuyers.

Fannie Mae’s affordable, conventionalhome financing with cancellable

mortgage insurance. (restrictions apply)

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Page 3: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Down payments as low as

Features

3%3

Page 4: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Features

Co-borrowers aren’t required to live in the home, so relatives or other individuals may assist with the home purchase.

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Page 5: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Non-Occupant BorrowerSample Scenario

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Page 6: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Boarder income, with appropriate documentation, may count toward qualifying income.

Features

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Page 7: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Boarder Income Sample Scenario

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Page 8: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Features

Rental income from an accessory unit may count toward qualifying income.

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Page 9: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Rental Income Sample Scenario

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Page 10: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Features

HomeReady® Mortgage is available when purchasing any single-family property, as long as the borrower meets the income limits of the home’s location.

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Page 11: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

How can I look up income eligibility?

HomeReady® Income Eligibility Lookup Tool

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Page 12: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

How can I look up income eligibility?

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Page 13: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

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Page 14: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

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Page 15: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

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Page 16: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

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Page 17: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Features

Convenient online course prepares buyers to•purchase a home•own a home for the long run

COURSE COMPLETE!

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Page 18: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Course benefits include• Reputation building for real estate pros

• Post-purchase services for buyers, such as

Features

access to advisors, goal setting, and more

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Page 19: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Website for housing professionals

Income eligibility lookup tool

Still have questions about HomeReady®?

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Page 20: Built for today’s homebuyers.essexws.aperturecode.com/wp-content/uploads/2018/... · HomeReady ® Mortgage. HomeReady ® Mortgage. Built for today’s homebuyers. Homebuyers: MyHomeReady.com

Learn more

HomeReady®

Mortgage

HomeReady® MortgageBuilt for today’s homebuyers.

Homebuyers: MyHomeReady.comReal Estate Pro’s: HomeReadyMortgage.com

Down payments as low as 3%

Others who don’t live in the home

can join buyer on the mortgage

Homeownership course to help

buyers succeed

Affordable, conventional

financing with cancellable

mortgage insurance (restrictions apply)

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