business edge - 12-15 - final

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(Continued on page 3) By Rod Hirsch Cyber security should be business as usual Despite heightened vigilance and safeguards such as firewalls and encryption, businesses large and small remain vulnerable to persistent cyber attacks and the equally onerous by-product of those attacks – financial losses and a host of liability. The threat is pervasive enough that it has spawned an entire industry – companies that protect data, lawyers who specialize in cyber liability and damage control and insurance companies that market policies to protect businesses owners from litigation that may arise from a data breach. “If people don’t want to educate themselves, they have to understand they are creating their own problem,” said Tom Brennan, New York City/New Jersey chapter president of the Open Web Application Security Project, an international foundation dedicated to finding better methods to protect computerized data systems. No one is immune from the insidious probes launched by those determined to breach credit card data and other personal information, according to Khizar Sheikh, an attorney specializing in cyber defense, cyber security and privacy with Mandelbaum Salsburg in Roseland. “If you are using data in your business, there are liability risks connected with using that December 2015 • Issue 12 / Volume 7 By Michael Daigle (Continued on page 5) About Membership… To learn more about Membership at the Morris County Chamber of Commerce, please contact Angela Kubisky at 973-210-6079, or [email protected] or visit www.morrischamber.org. The U.S. economy has settled into a “new normal” of slow, steady growth, according to Christopher Benko, a partner and the chief economist at PwC and the keynote speaker at the recent Annual Economic Outlook Luncheon of the Morris County Chamber of Commerce, held at the Park Savoy in Florham Park. “This was the year the economy was going to break out,” Benko explained. “Instead, we are adjusting to a new normal” of annual growth in the gross national product of 2 percent. In the 1980s the norm was an average growth rate of 3.3 percent. The average growth rate in the past six months has been 1.5 percent yet projections show that through 2019 the average annual rate could be 2 percent, he said. It is not just the U.S. economy that is slow, Benko said. The International Monetary Fund is lowering its estimates of worldwide economic growth, as well, and he noted the IMF’s projections are generally very accurate. The slowdown has affected both emerging and advanced economies “We are in a weird transitional period in the U.S. and global economies,” he said. For example, there has been only one period since the 1500s when worldwide interest rates have been so persistently low and that was during the 1930s and the Great Depression, he said. “Seventy percent of the advanced economies, which represented 40 percent of the world’s GDP, have interest rates of less than 1 percent,” Benko explained. He said some of the key factors in play are the economic slowdown in China; the relative strength of the U.S. dollar, which is impacting U.S. manufacturing; wage stagnation and income equality, which impacts U.S. consumers; generational changes in the workforce; and the inability of such markets as housing to gain traction. The top global economic issue is the slowdown in China and it will take time to sort out that change, according to Benko. The changes in the Chinese economy are a function of the conflicts between the freedom of the marketplace and the rigidity of a government-planned economy, he said. Further, China is slowly making the transition to a consumer-based economy to meet domestic demands, he added. A key issue in the United States is wage stagnation and the current rapid accumulation of wealth by the top 10 percent of earners, Benko said. The U.S. domestic consumer market accounts for 70 percent of spending in the nation’s $18 trillion economy, he reported. The U.S. consumer represents 27 percent of all worldwide economic activity, which is larger than the entire Chinese economy. But the shift of wealth accumulation to top the 10 percent of U.S earners has hampered the ability of the remaining 90 percent to support economic growth, he said. Annual Economic Outlook Luncheon predicts slow, steady growth The problem? “The more money one has, the less one spends,” Benko said. The impact of this has been felt in the job markets, he added. While there are generational changes taking place – slower U.S. birth rates and the Baby Christopher Benko, a partner and the chief economist at PwC, was the keynote speaker at the Annual Economic Outlook Luncheon of the Morris County Chamber of Commerce. Photo: Cuppek Photography

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Page 1: Business Edge - 12-15 - FINAL

(Continued on page 3)

By Rod Hirsch

Cyber security should be business as usual

Despite heightened vigilance and safeguards such as firewalls and encryption, businesses large and small remain vulnerable to persistent cyber attacks and the equally onerous by-product of those attacks – financial losses and a host of liability.

The threat is pervasive enough that it has spawned an entire industry – companies that protect data, lawyers who specialize in cyber liability and damage control and insurance companies that market policies to protect businesses owners from litigation that may arise from a data breach.

“If people don’t want to educate themselves, they have to understand they are creating their own problem,” said Tom Brennan, New York City/New Jersey chapter president of the Open Web Application Security Project, an international foundation dedicated to finding better methods to protect computerized data systems.

No one is immune from the insidious probes launched by those determined to breach credit card data and other personal information, according to Khizar Sheikh, an attorney specializing in cyber defense, cyber security and privacy with Mandelbaum Salsburg in Roseland.

“If you are using data in your business, there are liability risks connected with using that

December 2015 • Issue 12 / Volume 7

By Michael Daigle

(Continued on page 5)

About Membership… To learn more about Membership at the Morris County Chamber of Commerce, please contact Angela Kubisky at 973-210-6079, or [email protected] or visit www.morrischamber.org.

The U.S. economy has settled into a “new normal” of slow, steady growth, according to Christopher Benko, a partner and the chief economist at PwC and the keynote speaker at the recent Annual Economic Outlook Luncheon of the Morris County Chamber of Commerce, held at the Park Savoy in Florham Park.

“This was the year the economy was going to break out,” Benko explained. “Instead, we are adjusting to a new normal” of annual growth in the gross national product of 2 percent.

In the 1980s the norm was an average growth rate of 3.3 percent. The average growth rate in the past six months has been 1.5 percent yet projections show that through 2019 the average annual rate could be 2 percent, he said.

It is not just the U.S. economy that is slow, Benko said. The International Monetary Fund is lowering its estimates of worldwide economic growth, as well, and he noted the IMF’s projections are generally very accurate. The slowdown has affected both emerging and advanced economies

“We are in a weird transitional period in the U.S. and global economies,” he said.

For example, there has been only one period since the 1500s when worldwide interest rates have been so persistently low and that was during the 1930s and the Great Depression, he said.

“Seventy percent of the advanced economies, which represented 40 percent of the world’s GDP, have interest rates of less than 1 percent,” Benko explained.

He said some of the key factors in play are the economic slowdown in China; the relative strength of the U.S. dollar, which is impacting U.S. manufacturing; wage stagnation and income equality, which impacts U.S. consumers; generational changes in the workforce; and the inability of such markets as housing to gain traction.

The top global economic issue is the slowdown in China and it will take time to sort out that change, according to Benko. The changes in the Chinese economy are a function of the conflicts between the freedom of the marketplace and the rigidity of a government-planned economy, he said. Further, China is slowly making the transition to a consumer-based economy to meet domestic demands, he added.

A key issue in the United States is wage stagnation and the current rapid accumulation of wealth by the top 10 percent of earners, Benko said.

The U.S. domestic consumer market accounts for 70 percent of spending in the nation’s $18 trillion economy, he reported. The U.S. consumer represents 27 percent of all worldwide economic activity, which is larger than the entire Chinese economy.

But the shift of wealth accumulation to top the 10 percent of U.S earners has hampered the ability of the remaining 90 percent to support economic growth, he said.

Annual Economic Outlook Luncheon predicts slow, steady growth

The problem?

“The more money one has, the less one spends,” Benko said.

The impact of this has been felt in the job markets, he added.

While there are generational changes taking place – slower U.S. birth rates and the Baby

Christopher Benko, a partner and the chief economist at PwC, was the keynote speaker at the Annual Economic Outlook Luncheon of the Morris County Chamber of Commerce.

Photo: Cuppek Photography

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M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E

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M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E

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Cyber security should be business as usual (Continued from page 1)

data,” he explained. “I help companies figure out those risks and help to figure out what to spend to counter those risks.”

James Mottola, director of fraud and forensic/litigation support at accounting firm Soble & Co. in Livingston, said data, people and bricks and mortar are the three things that need protection.

“I tell clients they have to begin with a different posture in security awareness,” he said. “That starts with how they handle any type of information that is critical to their business – personal, identifiable information, credit cards, e-mail addresses, DOBs (date of births), Social Security numbers. You’re responsible for ensuring that is kept safe.

“Once you define what information is important, you need to look at where your liability lies if that information were to be compromised.

“Talk to an attorney who is versed in information security and intellectual property,” he added. “Have them guide you. We recommend that be done as part of a group or team.

“Most criminals are opportunists. If you don’t take steps to protect your information you will be at a loss and there will be liability

issues that may even affect your ability to stay in business.”

Though Main Street merchants are as likely to be targeted by cyber attacks as are corporate America, there are still many businesses that ignore or downplay the likelihood their data systems will be breached.

Net Access, based in Cedar Knolls, is a data center co-location, cloud and managed services provider serving organizations of all sizes.

“We are a high-tech landlord providing a secure environment for our customers,” said Raul Martynek, CEO. “As a data center we operate highly secure, process-driven buildings that allow our customers to benefit from high security industry standards.

“In our view, we are in a better position to secure the data environment than they are,” he continued. “We have hundreds of customers that benefit from our scale of knowledge and best practices. It’s difficult for an individual company to keep up with that.”

Martynek said companies can help themselves by adopting two simple strategies: a two-factor password authentication for entry into any computer system; and encryption of all data.

Angela Kubisky (left), executive vice president of membership and marketing at the Morris County Chamber of Commerce, poses with event sponsors (left to right) Dr. Danielle Zeifman of Zeifman Orthodontics and Kristen Compton and Alison Diamond of CareOne at Madison Avenue at the October Business Connections networking event of the Morris County Chamber of Commerce.

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Page 4: Business Edge - 12-15 - FINAL

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Calendar of EventsDate Event/Location/Time

Dec 4 Women in Business Luncheon 11:45 a.m. - 1:45 p.m. The Westin Hotel, Morristown $60 Members / $80 Non-Members

Dec 9 Annual Member Holiday Party 5:30 p.m. - 7:30 p.m. Morris Museum, Morristown $35 Members / $55 Non-Members

Dec 11 Open House for Prospective Members 8:00 a.m. - 9:30 a.m. Morris County Chamber of Commerce, Florham Park Free - registration required

Dec 16 New Member Orientation 8:00 a.m. - 9:00 a.m. Morris County Chamber of Commerce, Florham Park Free - registration required

Dec 16 Advanced LinkedIn for Power Users 1:45 p.m. - 5:00 p.m. Morris County Chamber of Commerce, Florham Park $25 Members / $45 Non-Members

Dec 18 Luncheon with Bob Martin 11:40 a.m. - 1:15 p.m. Hanover Marriott Hotel, Whippany $55 Members / $75 Non Members

Friday December 18, 2015

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Morris County Chamber of Commerce 325 Columbia Tpk, Ste 101, Florham Park, NJ 07932 973-539-3882 www.morrischamber.org

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Page 5: Business Edge - 12-15 - FINAL

M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E

5

Attending the November Good Morning Morris networking breakfast of the Morris County Chamber of Commerce were (left to right) Greg Stock and Richard Peluso of Euroimmun US, Brian Gragnolati of Atlantic Health System and Ed Ahart of Schenck, Price, Smith & King, LLP.

Photo: Kramerimages

Annual Economic Outlook Luncheon predicts slow, steady growth (Continued from page 1)

Boomer retirement wave – there also is a mismatch between the number of workers and the availability of full-time jobs, which impacts economic productivity and wage growth.

“When there is no wage growth, there is no economic growth,” he said.

The luncheon also featured the presentation of the Alex DeCroce Public Leadership Award and the awarding of the annual Leaders in Business Awards.

The Alex DeCroce Public Leadership Award was presented to New Jersey Sen. Joseph Pennacchio. The award is given in honor of the late state Assemblyman Alex DeCroce, who served in office from 1989 until 2012.

Morris County Chamber of Commerce President Paul Boudreau said DeCroce worked to make New Jersey a competitive place for businesses.

Pennacchio has served as a Morris County Freeholder and represented the 26th District as an assemblyman from 2001 to 2008 and since then as a senator. He is the Assistant Republican Leader and a member of the

Senate Transportation Committee.

Known for seeking limits on government power, Pennacchio told the audience, “Government is not the creator of our rights but the protector of those rights.”

Four businesses were presented with 2015 Leaders in Business Awards.

Bill Graham, president of Graham Corporate Communications Inc., was the Sole Entrepreneur winner. His company focuses on helping leaders, sales teams and other professionals become more successful communicators.

Pam Aungst, president of Pam Ann Marketing LLC, was named the Small Business winner. She is recognized as an expert in search engine optimization.

The Mid-sized Business winner was Cathy Coloff, owner of Radix IT, which provides information technology services for businesses in North Jersey.

The Large Business winner was Philip Sellinger, managing shareholder of the New Jersey office of the law firm Greenberg Traurig, LLP.

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Page 6: Business Edge - 12-15 - FINAL

M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E

Publisher: Paul BoudreauEditor: Chris Reardon

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The Cutting Edge ...

Looking at 2016All of us think about the health of our organizations as we look to the future. Are we serving our customers in the best way we can? Do we have the right people and skill sets to be successful? How can we grow our business in a sustainable way? What are the external/competitive threats to our organizations?

The Morris County Chamber of Commerce is taking a deep dive into a few areas we believe can make a difference in our future success. They are communications, data management/member relations and middle market membership growth.

In communications, we have been publishing our monthly newspaper, The Business Edge, for about seven years. We mail it to our key member contacts and work with the Star Ledger to insert 22,000 copies into their Morris County edition. This publication gets our brand in front of the community and provides our members with opportunities to advertise and be expert sources for news stories.

We’re doing a short survey to understand how many people read the paper and the readers’ views of its value. A considerable amount of staff effort is dedicated to this publication and after seven years we want to make sure we know who is reading it and how we might improve content to attract additional readers. We also want to know if an “online only” paper would deliver acceptable value to our members.

Our chamber also sends a good amount of email to members and we are sensitive to this volume. We are looking for ways to reduce email but our initial attempts at this in 2015 were not successful. We found there was a positive correlation between the number of emails sent and increased attendance at our events. More work needs to be done here.

Understanding the status of our members in terms of their contact information and level of involvement has been a challenge. People go to work for new employers, companies sometime change their addresses, merge or unfortunately go out of business. We know that members who are not active resign in much greater percentages than others.

Our data system is not as robust at it should be and we want to devote staff time to increased outreach to members next year. That means getting on the phone and making sure we have the right information on members and speaking to those who are paying their dues but not participating. A better data system will also allow us to target our marketing to certain members we believe would get value from a specific seminar or event.

Finally, our Morris Members Council has worked this year to help us better understand how we might offer programs and services that would attract companies in the 10-200 employee segment. We recognize there are huge differences between the needs of a 10-person company and one of 200. Our goal is to understand what these needs are and what we could offer to make membership in our chamber compelling for these organizations. We are fortunate to have the largest companies in our county as members and 50 percent of current chamber members are companies with 1-10 employees. We would like to be the “go-to” chamber for a diversity of companies who are growing their revenues and employment in Morris County and our region.

Paul Boudreau - President Morris County Chamber of Commerce

Inside Edge...

Honeywell recently held a ribbon-cutting ceremony at what will be its new headquarters in Morris Plains. At the event Gov. Chris Christie and Honeywell CEO Dave Cote both spoke about the importance of the company staying in New Jersey. Pictured, Cote (center right) and Christie (center left) are joined by local and state dignitaries and office holders,

including Paul Boudreau (far left), president of the Morris County Chamber of Commerce.

...........................................................

Audio/video custom-design and installation firm PAC – Professional Audio Consultants – has announced that it will be taking over for the service, design and installation needs of the clients of CSA Audio Design, which is closing its doors.

...........................................................

Stewardship Financial Corporation, parent company of Atlantic Stewardship Bank, has reported net income for the three and nine months ended September 30, 2015, of $1.0 million and $3.1 million, respectively, compared to net income of $552,000 and $1.8 million for the equivalent three and nine month periods in 2014.

In addition, during the month of November, Atlantic Stewardship Bank once again hosted its Annual Thanksgiving Food Drive to help replenish the local food pantry reserves that are diminished by the Thanksgiving holiday. The bank accepted donations from customers and the public at all 12 of their branches and distributed the collection to local food pantries and other nonprofits during the week of November 23.

...........................................................

Sussex Bancorp, the holding company for Sussex Bank, recently announced reported net income of $951,000, or $0.21 per basic and diluted share, for the quarter ended September 30, 2015, as compared to net income of $592,000, or $0.13 per basic and diluted share, for the same period last year. This equates to a 61.5 percent increase in net income per diluted common share for the quarter ended September 30, 2015, as compared to the same period last year. The improvement for the third quarter of 2015 was driven by loan and deposit growth, an increase in pre-tax income generated from its insurance subsidiary and a decline in credit quality costs (provision for loan losses, loan collection costs and expenses and write-downs related to foreclosed real estate). For the first nine months ended September 30, 2015, the company reported net income of $2.8 million, or $0.61 per basic and diluted share, an increase of more than 48 percent as compared to the same period last year.

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7

In the TrenchesWomen helping women

By Christopher Reardon

This was a classic case of paying it forward.

The Community Outreach Subcommittee of the Women in Business Committee of the Morris County Chamber of Commerce recently partnered with the Women’s Center at the County College of Morris to provide women transitioning into or back into the workforce with interview training.

Thirteen successful business women who are members of the chamber volunteered to perform mock interviews with attendees, providing them with pointers on issues such as interview skills, resume writing, using LinkedIn and necessary work skills in today’s workplace. The attendees were women ranging from CCM students to older women seeking to either re-enter the workforce or develop new skills.

The event was promoted as a Mock Interview Workshop but became more than that.

“When we started talking to them we started connecting with the women we were interviewing,” said Mairead Togneri, business development manager at Garden Savings Federal Credit Union and chair of the Community Outreach Subcommittee. “It turned into more of a personal coaching session as they sat one-on-one with our volunteers for nearly two hours.”

The results were impressive, according to Michele Coneys, job placement counselor for the Women’s Center at CCM. Participants were very appreciative of the advice they received and reported the event exceeded their expectations, she said.

Comments from participants included:

“What a great opportunity to have our resumes reviewed, get interviewing tips as well as talk about ourselves and our professional experience.” – Participant.

“It was a very informative process as I had not been on an interview in over three years and the expectations of hiring have changed with technology.” – Participant.

In addition, several of the chamber volunteers went even further by expressing an interest in helping some of the participants find work, according to Togneri.

“We got just as much out of it as the participants because you really felt you

were helping,” she said.

The mock interview workshop is just one of the efforts the subcommittee has planned. The group’s mission is “To empower women transitioning in the workplace to achieve success and gain independence.” Toward that end they have identified three nonprofits to work with: CCM, Jersey Battered Women’s Services and Dress for Success-Morris County. Other efforts will follow.

The Community Outreach Subcommittee was born from the Women in Business (WIB) Committee at the chamber. The committee’s mission is “Supporting women to unlock greater potential.”

The Women in Business Committee holds five luncheons per year that typically draw upward of 200 people in part because the speakers and topics are so compelling. The committee also runs the Women in Golf Program, a popular program that enables women to learn golf and how the sport can be used as a business development tool.

“We put it out to the committee to come up with ideas as to how we could collectively make an impact on women, not just within the chamber, but also women throughout Morris County,” said Karen Uricoli, development director at the Rutgers Business School and chair of the Women in Business Program. “We wanted to really make a difference, so the group came up with the idea of a Community Outreach Subcommittee.“

“They really were able to get to know the participants and provide advice and support,” Uricoli said. “It really was successful.”

In addition to Togneri, the 13 chamber women who volunteered were: Alyssa Markey, Lisa Carver and Lisa Morano of Execu Search; Beth Weber of Assisting Hands Home Care; Casey Carpenter, The Sales Call Breakthrough Coach; Dianne Hartshorn of The Hartshorn Group; Dianne Rudolph of Paymedia; Jaime DeChellis of Hays Companies of New Jersey; Kathleen D’Agati of Back to Basic Wellness; Lorie Gardner of Healthlink Advocates Inc.; Rachel Durkan of Paradigm Marketing and Design; and Wendy Long of Always Best Care.

In addition, Sussex Bank’s SB Foundation Inc. recently provided Kittatinny Regional High School with a $1,000 a year grant for the next five years to benefit Kittatinny student athletes and to enhance their athletic facilities. Pictured (left to right) are Linda Kuipers, Sussex Bank corporate secretary and SB Foundation Inc. trustee; Mark Hontz, Sussex Bank board director; Dawn Machacek, Sussex Bank assistant vice president and marketing coordinator; Robin Tomlinson, Sussex Bank vice president/branch sales manager; Christopher Carroll, director of athletics at Kittatinny Regional High School; and Brian Bosworth, principal at Kittatinny Regional High School.

...........................................................

Garden Savings Federal Credit Union recently provided Children’s Specialized Hospital with a donation of $5,000. This is in addition to the $7,000 the credit union raised for the hospital at its annual golf outing this past July, bringing the total of funds raised in 2015 to $12,000. The credit union raises money all year long by encouraging staff to wear jeans on Fridays in exchange for a $5 monthly contribution that goes to the hospital. Garden Savings’ executive team also participates and provides a $20 monthly

contribution.

Nicole Fulmino of Children’s Specialized Hospital is presented with a check for $12,000 from Lou Vetere, president and CEO of Garden Savings Federal Credit Union.

Angela Margolit, president of Bluebird Auto Rental Systems, LP, and Theodora Sergiou, vice president at Nicholas Pools, recently made a joint presentation to the participants of the WILD – Women in Leadership Development – at Georgian Court University in Lakewood. More than 50 women attended to learn about being successful businesswomen. Pictured is Angela (center) with some of the attendees.

(Continued on page 9)

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M O R R I S C O U N T Y C H A M B E R O F C O M M E R C E

Accounting and Consulting

Friedman LLP 100 Eagle Rock Ave., East Hanover, NJ 07936 Phone: Sari Gluckman, 973-929-3500 Fax: 973-929-3501 www.friedmanllp.comFriedman LLP has been serving the accounting, tax and business consulting needs of public and private companies for over 90 years. Our clients benefit from hands-on partner contact and cutting-edge technical and industry expertise.

Giordano Cohen Fastiggi Luciano, Sweeny and Company, PA 147 Columbia Turnpike, Suite 100 Florham Park, NJ 07932 Phone: Fred Bachmann CPA, 973-377-2009 Fax: 973-377-5335Focused, personal attention to meeting the tax and accounting needs of small businesses and their owners.

Hunter Group CPA LLC 17-17 Route 208, Fair Lawn, NJ 07410 Phone: Larry Feld, 201-261-4030 Fax: 201-261-8588 www.TheHunterGroup.comHunter Group CPA LLC helps businesses fulfill their lifelong business and personal financial goals. From tax planning and auditing to consulting, closely held businesses trust Hunter’s advice.

KPMG LLP 51 John F. Kennedy Parkway, Short Hills, NJ 07078 Phone: Kelly Watson, 973-912-6582, [email protected] Tom Serluco, 973-912-6388, [email protected] KPMG LLP’s (KPMG) New Jersey practice includes approximately 2,800 employees in three offices. KPMG professionals offer full-service Audit, Tax, and Advisory services and are active in the local business community and knowledgeable about the unique needs of New Jersey companies. KPMG is committed to providing the highest-quality service available to clients of all sizes—from small businesses to global corporations.

PricewaterhouseCoopers LLP P.O. Box 988, 400 Campus Drive, Florham Park, NJ 07932 Phone: B.J. Agugliaro, 973-236-4000 www.pwc.com Through PwC’s global network of firms, including 1,300 employees in New Jersey, we provide assurance, tax and advisory services to many of the world’s most successful companies.

Ross, Rosenthal & Company, LLP 87 Washington Street, Morristown, NJ 07960 Phone: Joseph C. Graff, 973-538-7071 www.rossrosenthal.com CPA firm serving the region from Morristown for 60 years. Trusted advisors to business entrepreneurs, professionals and executives. Audit, tax and estate planning services.

WithumSmith+Brown, PC 465 South Street, Suite 200, Morristown, NJ 07960 Phone: Kirk Holderbaum, 973-898-9494 Fax: 973-898-0686 www.withum.com WithumSmith+Brown, PC serves some of the best companies across the Mid-Atlantic region and worldwide for 40 years, offering a variety of services and specialized support to more than 12 major industry sectors.

Architects/Engineers

H2M Architects + Engineers 119 Cherry Hill Road, Suite 200, Parsippany, NJ 07054 Phone: Sui Y. Leong, 862-207-5900 Fax: 973-334-0507 www.h2m.com H2M provides architectural, engineering and environmental testing laboratory services for both the private and public sectors in New Jersey, Long Island and the Tri-State Areas.

Assisted LivingSunrise Senior Living209 Littleton Road, Morris Plains, NJ Phone: Denise Falco, 862-485-9122 www.SunriseSeniorLiving.com Sunrise Senior Living provides high quality Assisted Living and Memory Care services in 4 locations in Morris County including, Morris Plains, Randolph Madison and Florham Park.

Attorneys Resnick Law Group, P.C. 5 Becker Farm Road, 4th Floor, Roseland, NJ 07068 Phone: Gerald Jay Resnick, 973-781-1204 Fax: 973-781-1205 www.thenjemploymentlawfirm.com Employment law firm serving NJ and NY employees in workplace disputes against their employers, including matters involving wrongful termination, harassment, discrimination, retaliation, wage and hour, employment contracts, non-compete agreements, and more.

Riker Danzig Scherer Hyland & Perretti LLP One Speedwell Avenue P.O. Box 1981, Morristown, New Jersey 07962 Phone: Glenn A. Clark, 973-538-0800 www.riker.com Strong practices in litigation, insurance law, corporate law, bankruptcy, employment law, public utilities, environmental law, real estate, tax and trusts & estates and governmental affairs.

Schenck, Price, Smith & King, LLP 220 Park Avenue, PO Box 991, Florham Park, NJ 07932 Phone: Edward W. Ahart, 973-539-1000 Fax: 973-540-7300 www.spsk.com Schenck, Price, Smith & King, LLP is a full-service law firm located in northern New Jersey, whose attorneys serve businesses and individual clients throughout the state and region.

Banks/Credit UnionsAtlantic Stewardship Bank (See our ad on page 5) 2 Changebridge Road, Montville, NJ 07045 Phone: John M. Willis, 201-493-6421 or Harry Yazidjian, 201-493-2941 Fax: 973-541-4806 www.asbnow.com Atlantic Stewardship Bank is a full service commercial bank offering a comprehensive line of products and services for individuals and businesses of all sizes located in northern New Jersey. Commercial services include business online banking, cash management, remote deposit capture and a variety of commercial lending options.

Fulton Bank of New Jersey 425 Main Street, Chester, NJ 07930 Phone: Steve Miller, 908-955-8101 Fax: 908-879-5535 www.fultonbanknj.com Fulton Bank of New Jersey, with its regional headquarters in Chester, NJ, provides an array of financial services to customers throughout the state of NJ with 71 conveniently located branches and ATM’s.

Garden Savings Federal Credit Union 129 Littleton Road, Parsippany NJ 07054 Phone: Michael Powers, Chief Sales Officer 973-576-2000 Fax: 973-316-0317 www.GardenSavings.org Garden Savings is a full-service financial institution headquartered in Parsippany, NJ. Enhance your employee benefits by providing credit union services from Garden Savings.

Lakeland Bank 151 South Street, Morristown, NJ 07960 Phone: Kimberly Ryan, 973-889-1000 Fax: 973-889-1018 Website: LakelandBank.com Offering products and services to simplify banking in Bergen, Essex, Middlesex, Morris, Passaic, Somerset, Sussex, Union and Warren counties and the Hudson Valley region of N.Y.

Sussex Bank 100 Enterprise Drive, Suite 700, Rockaway, NJ 07866 Phone: 844-CLOSE-2-U: (844-256-7328) Fax: 973-989-4192 www.sussexbank.com Established in 1975 by several local businessmen, Sussex Bank serves a wide range of commercial and residential customers across the Northern New Jersey & NY Metro Market. Our mission is to be the premier Business Bank in the communities we serve!

XCEL Federal Credit Union 1460 Broad Street, Bloomfield, NJ 07003 Phone: Tom Quigley, 800-284-8663 x3041 Fax: 201-714-5741 www.XCELfcu.org XCEL Federal Credit Union was founded in 1964 by the employees of the NY/NJ Port Authority. Today, ANY local company can join—and it’s FREE. Call today 201-499-1656.

Business Process Outsourcing

Solix, Inc. 30 Lanidex Plaza West P.O. Box 685, Parsippany, NJ 07054 Phone: 800-200-0818 [email protected] www.solixinc.com Smart, cost-effective and compliant outsourcing solutions including eligibility determination, qualification program management and customer care services for government, telecommunications, broadband, utility and healthcare organizations..

Computer and IT ServicesComputer Sharp (See our ad on page 10)95 West Main Street, Suite 5-117 Chester, NJ 07930 Phone: Ryan McCloskey, 908-333-4948 www.computersharp.com Computer Sharp provides IT, Web, Social Media and Audio-Video services throughout New Jersey. Receive a free 30 minute consultation to review your company’s IT infrastructure today!

OWASP Foundation 759 Bloomfield Ave., Suite 172, West Caldwell, NJ 07006 Phone: Tom Brennan, 973-506-9304 Email: [email protected] www.owasp.org FREE software security best practices and guidance for your business. Career development, hands on training and assistance.

Health and Wellness

Barnabas Health Medical Group (See our ads on page 5 and back cover) 248 Columbia Turnpike Florham Park, NJ 07932 Phone: 973 514- 1767 www.barnabashealthmedicalgroup.orgWe embrace the physician to patient relationship .We pride ourselves in our ability to communicate with our patients to convey the personal care they desire.

M O r r I s C O u n T y “ B u s I n E s s C O n n E C T I O n ” D I r E C T O r y

Now you can advertise in 13 issues of Business Edge for only $550.00!Add your company’s listing to our Business Connection Directory and reach a readership of over 66,000.

For more information, call 732-303-9377

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Executive Health Program (EHP) at Atlantic Health System 111 Madison Avenue, Suite 400 Morristown, NJ 07960 Phone: Katherine M. Ungar, 973-971-6848 www.atlantichealth.org/executivehealth At EHP, clients have access to top level specialists, the most advanced diagnostic tools and the latest in evidence-based treatment and preventive medicine – all in one day.

Higher Education/University

Berkeley College – Dover Campus 1 West Blackwell Street, Dover NJ 07801 Phone: Maureen DiFonzo, 973-366-6700 Email: [email protected] www.BerkeleyCollege.eduBerkeley College is a leader in providing career-focused education since 1931. Students prepare for careers in Fashion Merchandising, Marketing, Healthcare, Management, Justice Studies, and Legal Studies.

Caldwell University 120 Bloomfield Avenue Caldwell NJ Phone: Laura Ziegert, 973-618-3381 Fax: 973-618-3640 www.caldwell.edu Caldwell University is recognized for its exceptional value and quality education. Choose from nationally accredited programs with online options in Business, Nursing, Psychology, and Education. Fairleigh Dickinson University (See our ad on page 2) 285 Madison Ave., M-R10-01, Madison, NJ 07940 Phone: Susan Brooman, 973-443-8905 [email protected] www.fdu.edu/grad Advance or change your career with an MBA or MS in Accounting, Tax or Supply Chain Management (NEW in Fall’14) from one of the best B-schools; or earn a degree in one of 60 programs in Clinical Mental Health Counseling, Industrial/Organizational Psychology, Leadership, Corporate Communication, Education, Homeland Security, Hospitality (ranked 4th nationally). In class, online & blended degree and certificate programs. Scholarships & fellowships available. Attend an Information Session.

The College of Saint Elizabeth 2 Convent Road, Morristown, NJ 07960-6989 Phone: 800-210-7900 Fax: 973-290-4710 www.cse.edu Established in 1899, the College of Saint Elizabeth enrolls more than 1,500 full- and part-time students, both men and women, in more than 18 undergraduate plus graduate and doctoral programs.

Hospital Kindred Hospital – Morris County 400 West Blackwell St., Dover, NJ, 07801 Phone: Michael Pizzano, 973-537-3818 Fax: 973-537-3895 www.khmorriscounty.com Kindred Hospital of Morris County provides aggressive, specialized interdisciplinary care to medically complex patients who require extended recovery time.

M O r r I s C O u n T y “ B u s I n E s s C O n n E C T I O n ” D I r E C T O r y

Insurance

Gerrity, Baker, Williams Inc. (See our ad on page 11) 3 Gold Mine Road, Flanders, NJ 07836 Phone: Glenn K. Tippy, 973-426-1500 Fax: 973-426-9545 www.GBWinsurance.com At GBW Insurance, we work with businesses and their owners to help them find the right protection.

Plymouth Rock 1 Madison Avenue, Suite W-105 Morristown, NJ 07960 Phone: John E. Hickey, 973-267-4970 Fax: 973-267-4876 www.prudential.com/us/j.hickeyAs a financial professional with 21 years of experience, I am licensed to offer life, health, long-term care, auto and home insurance....

Moving and StorageThe Padded Wagon281 Route 206 South Branchville, NJ 07826 Billy Lockwood: 973 335 5055 www.paddedwagon.com The Padded Wagon Moving is a full service moving and storage company providing packing, crating and shipping of residential and commercial goods locally, interstate and internationally.

Office Equipment ProviderPremium Digital Office Solutions LLC 25 Riverside Drive Suite 3 PO Box 838, Pine Brook, NJ 07058 Van Seretis: 973-439-1570 Fax: 973-439-1576 www.premium-digital.com Premium Digital provides office equipment including multifunctional copiers, printers, document management and IT solutions. We pride ourselves on our commitment to customer service which has built trust in our relationships over the years.

Painting and CarpentryCertaPro Painters of Morristown45 S. Park Place, #352, Morristown, NJ 07960 Richard Webber: 862 222 4055 Fax: 973 255 1002 www.morristown.certapro.com/ Residential and commercial painting contractor specializing in both interior and exterior surfaces. CertaPro also provides carpentry services. Our trademark Certainty Service System guarantees extraordinary customer experiences.

Real Estate Mack-Cali Realty Corporation 343 Thornall Street, 8th Floor, Edison, NJ 08837 Diane Chayes, 732-590-1000 Fax: 732-205-8237 www.mack-cali.com Mack-Cali Realty Corporation is among the country’s largest real estate investment trusts (REITs). Mack-Cali owns and manages premier office buildings and luxury multi-family communities throughout the Northeast.

Schools; Special Montgomery Academy 188 Mount Airy Road, Basking Ridge, NJ 07920 Phone: Anthony Gebbia, Executive Director, 908-766-0362 Fax: 908-766-0936 www.montgomeryacademyonline.org For over 40 years, Montgomery Academy has served students ages 5 - 21 with special needs not met in conventional public school settings. Montgomery Academy - Where You Can Be Yourself!

Staffing and RecruitingNormann Staffing Services 676 Winters Avenue, Paramus, NJ 07652 Stacie Dembia, 201-261-1576 Fax: 201-261-0685 www.normannstaff.com Normann Staffing Services offers temporary staffing, permanent placement, temp to hire and payrolling services. We specialize in general office, customer service and light industrial placement.

Systems Engineering

RDM Engineering (See our ad on page 10)66 Pond Hollow Drive in Oak Ridge, NJ 07438 David J. Rychalsky, 973-874-0251 www.rdm-engineering.com RDM Engineering is a New Jersey small business engineering firm, supporting all aspects of the Mortar & Common Fire Control division of the US Army.

Utility New Jersey Natural Gas P.O. Box 1464, 1415 Wyckoff Road, Wall, NJ 07719 Phone: 732-938-1000 www.njng.com New Jersey Natural Gas serves over half-a-million customers in Monmouth, Ocean and Morris counties, meeting customers’ expectations for value and reliability every day.

Wellness and Business Consulting

Quantum Floats1 Robertson Drive, Bedminster, NJ 07921 Phone: Ken Kaplan, 973-782-3227 [email protected] www.quantumfloats.com Offers float sessions for deep relaxation and workshops that show successful people how to improve their communication and optimize performance by streamlining their thinking machinery.

Wireless Communications

Communications Service Integrators45 Perry Street, Chester, NJ 07930 Phone: Sandy Drysdale, 908-879-2525 Fax: 908-879-2322 www.csiradio.com Communications Service Integrators provides an integration of the most pro-gressive communications technology available in the industry— two-way radio, wireless network, system design, system consultation, FCC assistance for on-site facilities communications as well as wide area communications coverage.Inside Edge

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WithumSmith+Brown, PC recently hosted a Young Professionals Oktoberfest Celebration at the firm’s Morristown office. The event was attended by more than

70 young professionals representing business sectors including law, banking, retail, engineering and accounting. In addition to authentic German delicacies and a specially made WithumSmith+Brown pretzel, the celebration included networking and a presentation on “Social Media Tips and Trends to Supercharge Your Marketing.”

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The New Jersey Taxpayers’ Association recently honored its 2015 NJTA Taxpayer Advocate Award recipients at a general membership meeting. Morris County Sheriff Ed Rochford was honored with a Special Achievement Award. Assemblyman Anthony Bucco received the School Choice Award. Gina Genovese, executive director of Courage to Connect New Jersey and former mayor of Long Hill Township, received the Shared Services/Consolidation Award. State Sens. Loretta Weinberg and Joe Pennacchio were honored with the Open Government Awards.

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S p ec ia l i z in g in S m a l l B u s in es s a n d I n d iv id u a l T a x a t io n – G et th e B ig F i rm E x p e r i en ce a t a F r a c t i o n o f t h e C o s t

D F Ta x & A c c o u n t in g S e r v i c es

A Professional Tax and

Accounting Service Firm

P.O. Box 436

Mt. Tabor, NJ 07878 Phone: 973-615-0273

Parsippany-Montville Area E-mail: dftaxandaccounting [email protected]

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DFDFDfDDFDd

Edge into Small Business...

Edge into small Business...to place your business card in the “Edge into Small Business” section, call 732-303-9377

BE SURE, INSURE!Guidance – Trust – Passion

Inside Edge (Continued from page 9)

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Nisivoccia LLP recently was among the 90 global accounting firms participating in BKR International’s Annual Worldwide Meeting in Paris. Nisivoccia is a member of BKR International, one of the top five global associations of independent accounting and business advisory firms. BKR chose the theme of “Lighting Up a World of Opportunity.”

Keynote speakers discussed how radical innovation will change traditional patterns of production and consumption in the west and what business advisors must do to stay ahead of the curve. Members travelled around the world virtually via interactive panels highlighting current events in each of BKR’s regions and prestigious media representatives from the International Accounting Bulletin, The Economist and the Ordre des Experts-Comptables participated.

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Berkeley College recently opened its inaugural MBA program with a ribbon cutting ceremony. Pictured, Berkeley president Michael J. Smith, surrounded by students enrolled in the program, business and civic leaders and state lawmakers, cuts the ribbon opening of the School of Graduate Studies in Woodland Park.

The college recently hosted the 14th Annual Post-Election event, giving students, business leaders and the college community the opportunity to hear the views of experienced political and business experts, including Kevin L. Luing, Berkeley College board chairman; John Galandak, president, Commerce and Industry Association of New Jersey; Roger Bodman, Esq., senior partner, Public Strategies Impact; and Bill Maer, Esq., partner, Public Strategies Impact.

In addition, Berkeley recently celebrated National Distance Learning Week by partnering with the United States Distance Learning Association and Georama to broadcast the world’s first live, interactive virtual field trip in Barcelona, Spain, as part of National Distance Learning Week activities.

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888.724.7123 barnabashealthmedicalgroup.org

Barnabas Health Medical Group Physicians and Staff

Wish You and Your Family a

Happy and Healthy Holiday Season!