[insert image/logo]COMPANY NAMEADDRESSCITY, STATEZIP CODETel.FaxEmail!"SI#ESS P$A#Con%i&entialit' AgreementT(e)n&ersigne&rea&er a*+no,le&ges t(at t(ein%ormation-ro.i&e&/'CO0PA#Y#A0Eint(is/)siness -lan is *on%i&ential1 t(ere%ore, rea&er agrees not to &is*lose it ,it(o)t t(e ex-ress ,ritten-ermission o% CO0PA#Y #A0E. It is a*+no,le&ge& /' rea&er t(at in%ormation to /e %)rnis(e& in t(is /)siness -lan is in all res-e*ts*on%i&ential in nat)re, ot(er t(an in%ormation ,(i*( is in t(e -)/li* &omain t(ro)g( ot(er means an&t(at an' &is*los)re or )se o% same /' rea&er ma' *a)se serio)s (arm or &amage to CO0PA#Y #A0E. "-on re2)est, t(is &o*)ment is to /e imme&iatel' ret)rne& to CO0PA#Y #A0E. 3333333333333333333 Signat)re 3333333333333333333#ame 4t'-e& or -rinte&5 3333333333333333333Date This is a business plan. It does not imply an offering of securities.Table of Contents6.7 Exe*)ti.e S)mmar'...............................................................................66.6 O/8e*ti.es..........................................................................................66.9 0ission..............................................................................................96.: ;e's to S)**ess..................................................................................99.7 Com-an' S)mmar'................................................................................99.6 Com-an' O,ners(i-............................................................................99.9 Com-an' .: Sales Strateg'....................................................................................B>.:.6 Sales Fore*ast...............................................................................BTa/le Sales Fore*ast...........................................................................B>.= 0ilestones........................................................................................66Ta/le 0ilestones.................................................................................66?.7 0anagement S)mmar'.........................................................................66?.6 Personnel Plan..................................................................................66Ta/le Personnel..................................................................................69@.7 Finan*ial Plan......................................................................................69@.6 Im-ortant Ass)m-tions......................................................................69@.9 !rea+Ce.en Anal'sis...........................................................................69Ta/le !rea+Ce.en Anal'sis....................................................................69@.: Pro8e*te& Pro%it an& $oss....................................................................6=Ta/le Pro%it an& $oss............................................................................6=@.= Pro8e*te& Cas( Flo,...........................................................................6@Ta/le Cas( Flo,..................................................................................6@@.> Pro8e*te& !alan*e S(eet.....................................................................6BTa/le !alan*e S(eet............................................................................6B@.? !)siness Ratios.................................................................................97@.? !)siness Ratios.................................................................................97Ta/le Ratios.......................................................................................97Ta/le Sales Fore*ast...................................................................................6Ta/le Personnel..........................................................................................9Ta/le Personnel..........................................................................................9Page 1COMPANY NAME6.7 Exe*)ti.e S)mmar'CO0PA#Y #A0Eis a longCterm enter-rise t(at ,as esta/lis(e& in [CITY], [STATE] in 6B@? as asoleC-ro-rietors(i- *om-an' *)rrentl' o,ne&/'OD#ERES #A0ET(e*om-an',ill -ro.i&e &r'*leaning, la)n&r', an& garment alterations, o%%ere& ,it( reg)lar &ri.eCt(ro)g( -i*+C)- ser.i*es.T(e *om-an' ,ill (as a -ro&)*tion %a*ilit', /)t ,ill still nee& a retail s(o- /e*a)se o% o)r -i*+C)-an& &eli.er' ser.i*e. 7 Gross Margin % 677.77I677.77I677.77I Operating Expenses GAA,=:9G@B,BB@GA6,>6: Balance Sheet977@ 977A 977BCurrent AssetsCash G6,A77G9,=?@G=>> Other Current Assets G7G7G7 Total Current Assets G6,A77G9,=?@G=>> Long-ter AssetsLong-ter Assets G997,777G:77,777G9=@,777 Accuulate! "epreciation G7G7G7 Total Long-ter Assets G997,777G:77,777G9=@,777 Total Assets G996,A77G:79,=?@G9=@,=>> Current Lia#ilitiesAccounts Pa$a#le G7G7G7 Current Borro%ing G7G7G7 Other Current Lia#ilities &interest 'ree(G7G7G7 Total Current Lia#ilities G7G7G7 Long-ter Lia#ilities G7G7G7 Total Lia#ilities G7G7G7 Pai!-in Capital G7G7G7 )etaine! Earnings G97@,9:9G9A@,A:9G9:6,>6A Earnings G6=,>?AG6=,?:>G6>,B:@ Total Capital G996,A77G:79,=?@G9=@,=>> Total Capital an! Lia#ilities G996,A77G:79,=?@G9=@,=>> Other *nputsPa$ent "a$s 777 OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 4COMPANY NAME:.7 Ser.i*esCO0PA#Y #A0Eis going to -ro.i&e t(e %ollo,ing ser.i*es %or *)stomers ,it( %ree (ome -i*+C)-an& &eli.er' in t(e [CITY] area Dr' *leaning $a)n&r' %or -ersonal *lot(es an& large items s)*( as /lan+ets, &).ets, *)rtains, et*. Alteration ser.i*e Operations plan T(ere are t,o ,a's %or *)stomers to ta+e -art in t(e ser.i*e. C)stomers *an sign *ontra*ts ,it(CO0PA#Y #A0Eto get reg)larl' s*(e&)le& ser.i*e, or, i% it is more *on.enient, t(e' *anor&er o.er t(e tele-(one or .ia eCmail. C)stomers *an *(oose -a'ment eit(erat t(e time o% ea*( &eli.er',or /' mont(l' *re&it *ar&/illing. De ,ill sen& statements to ea*( *ontra*t *)stomer, itemiFing ser.i*e %ees an& t(e *(arge%or t(e ser.i*e to t(eir *re&it *ar&s %or -a'ment, at t(e en& o% ea*( mont(. T(e o-erations %a*ilit' is &i.i&e& into %o)r main se*tions as %ollo,ing 6. 0a*(ine installation an& *leaning a*ti.ities 9. Sorting an& storage o% &irt' garments re*ei.e& :. Storing *leane& garments a%ter %inis(ing -rior to &eli.er' =. Jarment alteration ,or+roomT(e,(oleo-eration-ro*ess is*ontrolle&an&monitore&/'ala)n&r'ex-ert em-lo'ee, an&generall' manage& /' t(e /)siness o,ner. OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 5COMPANY NAME=.7 0ar+et Anal'sis S)mmar'It isne*essar'to esta/lis(t(ereasons%or*(oosingt(e&r'*leaning, la)n&r',an&alterationser.i*e /e%ore &oing t(e mar+et resear*( an& mar+eting -lan. K$a)n&ries an& Dr' Cleaners rate&in t(e to- ten enter-rises ,it( t(e lo,est %ail)re rate.K Pa'ment %or t(e ser.i*e is /' *as(, *(e*+, or *re&it *ar&. #o *a-ital stagnan*', re*ei.e -a'ment e.er' mont(, eas' to get instant -ro%it. Ca-italre2)irement %or -)r*(asing *ommer*ialla)n&r' e2)i-ment is minimal1 t(ere%ore t(eris+ o% t(is /)siness is lo,. T(is ser.i*e onl' re2)ires a %e, sta%%. S)--lies a nee&e& ser.i*e %or *)stomersE %re2)ent &eman& 4la)n&r' C *lean *lot(es5. C)stomers )se t(is ser.i*e as t(ere are %e,or no alternati.es 4&r' *leaning, *ar-et*leaningL5. T(e&eman&%or )singser.i*eisin*reasing&)eto*(angingli%est'les, in*omes, an&t(ein*rease in *lot(ing ex-en&it)re.=.6 0ar+et SegmentationCO0PA#Y #A0E,ill /e -rimaril' targeting *)stomers in t(e [CITY]C[CO"#TY] Co)nt' area. T(e*om-an' ,ill *ontin)e /' o%%ering ser.i*es to t(e [CITY] resi&ents /)t ,ill also aim at exten&ingo)r ser.i*e o%%ering to t(e resi&ents o% near/' to,ns ,est o% [CITY], [STATE].CO0PA#Y #A0E,ill/e targeting /ot( %)llCtime an& -artCtime em-lo'e& *)stomers ,(o ,o)l&.al)e t(e *on.enien*e o% o)r ser.i*e.As o% t(e *ens)s o% 977B, t(ere ,ere 9=,?@> -eo-le, A,A9A(o)se(ol&s, an& :,?76 %amilies resi&ing in t(e *it'. T(e -o-)lation &ensit' ,as 9,@=7.A -eo-le -ers2)are mile 46,7>A.?/+m95.T(e ra*ial ma+e)- o% t(e *it' ,as A:.67I D(ite A.=AI Asian :.=7I %rom t,o or more ra*es 9.=7I A%ri*an Ameri*an 6.>AI %rom ot(er ra*es 7.?@I #ati.e Ameri*an 7.:AI Pa*i%i* Islan&erB.9I ,ere nonC%amilies ::.7I ,ere marrie& *o)-les li.ing toget(er :6.6I o% all (o)se(ol&s ,ere ma&e )- o% in&i.i&)als 97.7I (a& *(il&ren )n&er t(e age o% 6A li.ing ,it( t(em >.AI (a& a %emale (o)se(ol&er ,it( no ()s/an& -resentOWNERS NAME, Owner Tel.[INSERT NUMBER] Page 6COMPANY NAME :.@I (a& someone li.ing alone ,(o ,as ?> 'ears o% age or ol&er 4in*l)&e& in t(e :6.6I o%(o)se(ol&s ma&e )- o% in&i.i&)als5T(e a.erage (o)se(ol& siFe ,as 9.9: an& t(e a.erage %amil' siFe ,as 9.A@.In t(e *it' t(e -o-)lation ,as s-rea& o)t as %ollo,s 6:.6I )n&er t(e age o% 6A =B.=I %rom 6A to 9= 99.AI %rom 9> to == 67.:I %rom => to ?= =.>I ,(o ,ere ?> 'ears o% age or ol&er.T(eme&ianage,as99'ears. Fore.er'677%emalest(ereare67=.?males. Fore.er'677%emales age 6A an& o.er, t(ere ,ere 67=.@ males.T(e me&ian in*ome %or a (o)se(ol& in t(e *it' ,as G97,?>9, an& t(e me&ian in*ome %or a %amil',as G=?,6?>. 0ales (a& a me&ian in*ome o% G:?,@=: .ers)s G9B,6B9 %or %emales. T(e -er *a-itain*ome%ort(e*it',asG6:,==A.A/o)t6>.:Io%%amiliesan&:@.>Io% t(e-o-)lation,ere/elo, t(e -o.ert' line, in*l)&ing 97.7I o% t(ose )n&er age 6A an& :.?I o% age ?> or o.er.Ta/le 0ar+et Anal'sisMarket Analysis9767 9766 9769 976: 976=Potential CustoersJro,t( CAJR+ull-tie eplo$ees>I9=,?@>9>,B7B9@,97=9A,>?=9B,BB:>.77I Part-tie eplo$ees>I67,77767,>7766,79>66,>@?69,6>>>.77I Total >.77I:=,?@>:?,=7B:A,99B=7,6=6=9,6=A>.77I OWNERS NAME, Owner Tel.[INSERT NUMBER] Page COMPANY NAMEOWNERS NAME, Owner Tel.[INSERT NUMBER] Page !COMPANY NAME=.9 Target 0ar+et Segment Strateg'T(e ta/le in t(e -re.io)s to-i* s(o,s estimate& -er*entages o% [CITY]C[CO"#TY] Co)nt' resi&ents,or+ing %)ll time in 977B, ,(i*( is a lot (ig(er t(an t(at o% t(ose ,or+ing -artCtime.Em-lo'ment,in*ome, an&JDPtren&ss(o,anin*rease o.ert(e-astse.eral 'earsas,ell.T(is res)ltsinin*reasing stan&ar& o% li.ing, ,(i*( in t)rn lea.es -eo-le (a.ing less time to &o t(eir (o)se,or+4in*l)&ing la)n&r'5 in [CITY]. T(e' are o%ten tire& a%ter t(e ,(ole &a' o% ,or+ing an& ten& tos-en&mone'to(iresomeoneelseto&o t(e(o)se,or+ %or t(em. 0oreo.er,t(e&eman&on*lot(es o% t(ese ,or+ing -eo-le 4-arti*)larl' -ro%essionals5 )s)all' in*reases -ro-ortionatel' ,it(t(eir in*ome. !)'ing more *lot(es, es-e*iall' ex-ensi.e *lot(es, ma+es t(em -a' more attentiontot(e*arean&*leaning o% t(osegarments. Dit(*are%)l resear*(, t(is /)siness %o*)seson,or+ing an& -ro%essional *lass *)stomers as a target segment mar+et.=.: Ser.i*e !)siness Anal'sisT(e -ersonal ser.i*e in&)str' is .er' %ragmente& o.erall. T(e [CITY], [STATE] area is no ex*e-tiontot(at, ,it(n)mero)ssmall -ro.i&ersser.i*ingt(e*omm)nit'Hsnee&s%or la)n&r'an&&r'*leaning. In t(e *it' o% [CITY] t(ere are %e, &r' *leaners ,(i*( also -ro.i&e la)n&r' an& garmentalteration ser.i*es. =.:.6 Com-etition an& !)'ing PatternsCom-etition in t(e &r' *leaning/la)n&r' /)siness in t(e [CITY] area is not %ier*e.T(e*om-an' /elie.es t(at [CO0PETITOR#A0E] in [CITY], [STATE] is t(e *om-an'Hs ma8or lo*al*om-etitor. T(e *om-an' also /elie.es t(at it ,ill /e a/le to ,in *)stomers %rom t(e reg)lar, &ro-Co%% *om-etitors /' en(an*ing t(e *lientsH -ea*e o% min& t(o)g( a ne, le.el o% *on.enien*e an&sa.ing t(eir time.>.7 Strateg' an& Im-lementation S)mmar'E,aluation T(e %ollo,ing areas ,ill /e monitore& to e.al)ate t(e /)siness -er%orman*e 0ont(l' an& ann)al sales 0ont(l' an& ann)al -ro%it Re-eat /)siness C)stomer satis%a*tion T(e /)siness s)**ess ,ill &e-en& on 2)alit' an& *on.enien*e o% t(e ser.i*e, *)stomer o-inions,an& *om-etitor res-onse. Optiis T(e /)siness ,ill -ro.i&e &ri.eCt(r) ,in&o, -i*+C)- o% &r' *leaning, la)n&r', an& alteration ser.i*ein [CITY] t(at ,ill s)rel' attra*t *)stomer attention. Dor+ing *)stomers ma' %in& t(is ser.i*e is*on.enient %or t(em an& ,ant to tr' it. I% t(e' are satis%ie& ,it( t(e ser.i*e 2)alit' t(e' ,ill li+el'/e*ome re-eat *)stomers. D(en t(e -atronage (a--ens *ontin)o)sl', t(e' /e*ome lo'al*)stomers o% t(e ser.i*e. T(ese *)stomers ,ill re*ommen& CO0PA#Y #A0Eto t(eir %rien&s an&OWNERS NAME, Owner Tel.[INSERT NUMBER] Page "COMPANY NAME*o,or+ers. As more an& more *)stomers )se t(is ser.i*e, CO0PA#Y #A0E image is en(an*e& an&,e ,ill gain more an& more mar+et s(are. -orst Case )is.s T(e ,orst *ase s*enario ,o)l& /e t(at t(e /)siness *annot s)--ort itsel% on an ongoing /asis. T(e*osts o% &oing /)siness ma' /e )n&erCestimate& or sales an& -ro%it ma' /e less t(an ex-e*te&,ma+ing t(e /)siness &i%%i*)lt in %inan*e. 0oreo.er, in *ase o% so*ial e*onomi* re*ession, -oliti*al*(anges, or in%lation, t(e /)siness ma' -er%orm e.en ,orse t(an (as /een %ore*aste&.>.6 Com-etiti.e E&geAs t(e ".S. e*onom' re*o.ers an& 2)alit' o% li%e is in*reases, -eo-le ten& to s-en& more time an&mone' in leis)re a*ti.ities rat(er t(an &oing t(eir (o)se ,or+. T(e' -re%er t(at someone else &oest(e *leaning ,or+ %or t(em. [CITY] (as a -o-)lation o% @7,777 ser.e& /' se.en &r' *leaning an&la)n&r's(o-s. T(eseexistings(o-s,ait %or *)stomersto/ringt(eir garmentsinan&-i*+t(em )- later. C)stomers (a.e to &ri.e *ars to to,n, %in& -ar+ing -la*es, *arr' t(eir *lot(es orlargeitems, s)*(as*)rtains, /lan+ets, et*. tot(es(o-, an&,ait to/eser.e&. T(ent(e'm)st re-eat t(is /oring -ro*ess ,(en t(e' *ome to *olle*t t(eir items. 0oreo.er, t(ese s(o-s areonl' o-en %rom Bam C ?-m, an& *lose on S)n&a', ,(i*( are almost t(e same ,or+ing (o)rs o%o%%i*es1 most in*on.enient %or *)stomers es-e*iall' t(ose ,it( %)llCtime 8o/s. !' )n&erstan&ing an& a&&ressing t(is nee&, o)r ne, &r' *leaning, la)n&r' an& alteration ser.i*e,ill /e esta/lis(e&, -ro.i&ing &oor to &oor ser.i*e %ree o% &eli.er' *(arge. De ma+e o)r *)stomersHli.es sim-ler /' sa.ing t(em time, an& eliminating ,aiting in 2)e)es, -ar+ing -ro/lems, %orgettingto *olle*t *lot(es, missing meals, an& going (ome late. T(e %ollo,ing is t(e SDOT anal'sis %or CO0PA#Y #A0EStrengths/ T(e *om-an' o%%ers a relati.el' ne,, &oorCtoC&oor ser.i*e %or &r' *leaning, an&la)n&r',-ro.i&ing anot(er *(oi*e %or *)stomers. T(e *om-an' -ro.i&es 2)i*+ an& *on.enient ser.i*e in or&er to sa.e *)stomerEs time.-ea.nesses/ Com-etition %rom alrea&' esta/lis(e& *om-etitors in [CITY]. Opportunities/ Ex-en&it)res on *lot(ing are in*reasing, in*l)&ing ex-ensi.e *lot(es1 t(ere%ore t(e &eman& %orta+ing *are o% *lot(es also in*reases. T(ere are more an& more ,omen M ,(o tra&itionall' (a.e &one t(e la)n&r' an& *leaning ,or+in t(e %amil' M going to ,or+ o)tsi&e t(e (ome. T(e target mar+et o% t(is /)siness is ,or+ing*lass an& -ro%essional *lass *)stomers, /ot( men an& ,omen. A.erage in*ome o% [CITY] *itiFens is in*reasing. Peo-le ten& to s-en& more time on leis)re a*ti.ities rat(er t(an &oing t(e (o)se ,or+. Parti*i-ation ,it(in a stea&il' gro,ing ser.i*e. T(e %ore*ast o% t(e &r' *leaning an& la)n&r'ser.i*e goes stea&il' )- t(ro)g( 9766. T(ere is a (ig( li+eli(oo& o% re-eat /)siness. OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 1#COMPANY NAME T(e a/ilit' to &e*rease t(e %ixe& *osts as t(e sales .ol)me in*reases.Threats/ #e, te*(nolog' *(anges ma' /ring o)t ne, %amil' ,as(ing ma*(ines %or &r' *leaning. >.9 0ar+eting Strateg'Place/Dealing &ire*tl' ,it( *)stomers, *on.enientl' in t(e *)stomersH (o)ses in [CITY]. CO0PA#Y#A0E,ill re*ei.e*lot(es %roman&ret)rnt(emto *)stomersH (o)ses. Re2)ests%or)rgent sit)ation -i*+)-s an& &eli.eries ,ill /e a**ommo&ate&, an& a nominal %ee *(arge&. Pro!uct/ Free (ome -i*+)- an& &eli.er' ser.i*e, *oming to *)stomersH (o)ses /et,een ? -m C B-m t(ree times -er ,ee+. De -ro.i&e *on.enien*e an& (ig( 2)alit' &r' *leaning, la)n&r', an&alteration ser.i*es. Price/ #ormall', /)sinesses set t(eir -ri*es lo,er t(an t(eir *om-etitors. In o)r sit)ation (o,e.er,t(e /)siness (as (ig(er *osts %or &eli.er' ser.i*e an& -romotions to in*rease *)stomersHa,areness an& esta/lis( /ran& name. CO0PA#Y #A0E,ill set -ri*es to mat*( t(ose o%*om-etitors. T(e -ri*ing s*(eme is /ase& on a -er ser.i*e -ri*e. 0oreo.er, t(e /)siness targets,or+ing an& -ro%essional*)stomers ,(o o%ten -a' less attention to -ri*e t(an t(e 2)alit' an&*on.enien*e o% ser.i*e.Peo-le ,it( (ig(er in*omes are ,illing to -a' more %or %eat)res, *)stomerser.i*e, 2)alit', an& *on.enien*e. Prootion/ A&.ertise t(e *om-an'Hs ser.i*e in t(e lo*al-ress, t(e Internet, -)/li* areas s)*( as /)sesan& train stations, s(o--ing *enters an& s)-ermar+ets et*., an& &ro- a&.ertising material into%amiliesH mail/oxes. O%%er 67I &is*o)nt as an in*enti.e %or *)stomers ,(o sign oneC'ear *ontra*ts. Iss)e *o)-ons ,it( lo,er -ri*e %or lo'al *)stomers.>.: Sales Strateg'CO0PA#Y #A0E ,ill start o%% m' mat*(ing o)r main *om-etitorHs -ri*es an& t(e *om-an' ,ill /e*losel' monitoring t(e %inan*ials to ma+e s)re t(at t(e *om-an' &e.elo-s a s)staina/le /)siness,it(o)t (ea.il' &is*o)nting ser.i*es to ,in *)stomers. All sales in2)iries ,ill /e initiall' (an&le& /'t(e /)siness o,ner. CO0PA#Y #A0E ,ill also train all o)r em-lo'ees, es-e*iall' t(ose %a*ing t(e*)stomers, in *)stomer ser.i*e to ma+e s)re t(at t(e *om-an'Hs *)stomers are %)ll' satis%ie&, ass)*( *)stomers ,ill not onl' sta' longer ,it( CO0PA#Y #A0E/)t ,ill also re%er ot(er*)stomers. CO0PA#Y #A0E,ill o%%er limite& &is*o)nts to *)stomers ,it( large re*)rring or&ersan& also -ro.i&e in*enti.es %or ne, *)stomer re%errals. >.:.6 Sales Fore*astT(e sales %ore*ast gra&)all' in*reases o.er t(e 'ear 9766 an& *om-rises total sales o% G:9=,@77. /6/9766 G67,777O,nerTotals G9>7,777?.7 0anagement S)mmar'T(e o,ner o% t(e /)siness is &ire*tor an&a**o)ntant, ,or+ing%)ll time. Ala)n&r' ex-ert isem-lo'e& an& ,ill /e in *(arge o% t(e o-eration an& t(e 2)alit' o% garment *leaning. Dor+ers ,illre-ort t(e la)n&r' ex-ert ,(o re-orts to t(e o,ner.?.6 Personnel PlanT(ro)g( *ons)ltations ,it( a &r' *leaning *ons)ltant, t(e term o% re%eren*e o% a la)n&r' ex-ertan& ,or+ers are -re-are&. Em-lo'ment in%ormation ,ill /e a&.ertise& in lo*al ne,s-a-ers. T(ela)n&r' ex-ert an& t,o -artCtime ,or+ers ,(o (a.e ex-erien*e in la)n&r' ,or+ ,ill /e em-lo'e&. T(e la)n&r' ex-ert ,ill /e in *(arge o% t(e o-eration an& t(e 2)alit' o% garment *leaning. Dor+ers,ill/e res-onsi/le %or *leaning an& *lassi%'ing ,or+ an& (a.e &)t' to re-ort &ail' ,or+ to t(ela)n&r' ex-ert. T(e ex-ert (as to re-ort t(eir ,or+ing res)lts an& -ro/lems to t(e &ire*tor. T,o -artCtime &ri.ers %or -i*+ing )- an& &eli.ering *lot(es ,or+ %rom >:7 -m C B:7 -m t(reetimes a ,ee+.T(e sta%% s(o)l& /e a/le to *arr' o)t ,or+ing *on&itions an& re2)irements "n&erstan& an& a--l' &r' *leaning an& ,as(ing -ro*esses 0eet set stan&ar&s /' %ollo,ing instr)*tions Dor+ in (ot, ()mi& s)rro)n&ings Per%orm t(e same ,or+ *ontin)o)sl' OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 14COMPANY NAME O.ertime ma' /e re2)ire& &)ring -ea+ seasons s)*( as s-ring an& a)t)mn. From A-ril 9766, t(e /)siness (as more *)stomers an& /e*omes /)sier, t()s ne, sta%% 4a ,or+eran& a &ri.er5 ,ill /e em-lo'e&. T(e /)siness -re%ers to (ire extra -artCtime ,or+ers an& &ri.erss(aring t(e total nee&e& ,or+ing (o)rs. In *ase one o% t(em /e*omes si*+ or /)s', ot(er sta%% *anre-la*e (im t(ere%ore t(e ,or+ing -ro*ess ,ill not /e a%%e*te&.An a.erage >I in*rease in all salaries is -lanne& %or t(e %ollo,ing t,o 'ears o% o-erations.Ta/le PersonnelPersonnel Plan9767 9766 9769O%ner G7G7G7 Laun!r$ expert G9=,B?7G9?,97AG9@,>6A -or.er-2 G66,9:9G66,@B=G69,:A: -or.er-3 G66,9:9G66,@B=G69,:A: "ri,er-2 G=,:?AG=,>A?G=,A6> "ri,er-3 G=,:?AG=,>A?G=,A6> Total People ? ?? Total Pa$roll G>?,6?7G>A,B?AG?6,B6> @.7 Finan*ial PlanT(e %ollo,ing to-i*s, t(e *as( %lo, statement, -ro%it an& loss a**o)nt, an& /alan*e s(eet (a.e/een/)ilt )sing%ore*aste&in%ormation,(i*(is as a**)ratean&realisti* as -ossi/le. Salesin*rease gra&)all' o.er t(e 69 mont(s s(o,ing t(e -ositi.e tren& o% sales.CO0PA#Y #A0Eisstea&il' gaining mar+et s(are. Jross -ro%it an& net -ro%it rise -ro-ortionatel' to sales re.en)e.T(e %inan*ial statements s(o, t(at t(e /)siness r)ns 2)ite ,ell an& a*(ie.es ex-e*te& res)lts.@.6 Im-ortant Ass)m-tionsT(e %ollo,ing ta/le s(o,s t(e Jeneral Ass)m-tions %or CO0PA#Y #A0E.@.9 !rea+Ce.en Anal'sisT(e mont(l' /rea+Ce.en -oint o% t(e /)siness is *al*)late& /elo,. As re.en)e /e*omes (ig(ert(an /rea+Ce.en -oint, t(e /)siness starts to (ar.est t(e -ro%it. As %ore*aste&, t(e total &eman&on&r'*leaningan&la)n&r'ser.i*e*ontin)estoriseint(e%ollo,ing'ears1t(ere%ore, i% t(eser.i*e satis%ies its *)stomers, in*reases ne, *)stomers an& retains *)stomer lo'alt', t(e -ro%it,ill *ontin)e to go )-.OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 15COMPANY NAMETa/le !rea+Ce.en Anal'sisBreak-even AnalysisMonthl$ )e,enue Brea.-e,en G66,@B9 Assuptions/A,erage Percent 4aria#le Cost 97I Estiate! Monthl$ +ixe! Cost GB,=>> OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 16COMPANY NAME@.: Pro8e*te& Pro%it an& $ossT(e ta/le /elo, o)tlines CO0PA#Y #A0E -ro8e*te& -ro%it an& loss statements %or t(e next t(ree 'ears o% o-eration. Ta/le Pro%it an& $ossPro Forma Profit and Loss9767 9766 9769Sales G:9=,@77G=99,667G>=A,@== "irect Cost o' Sales G?=,:=6G??,9@9G?A,9>B Other Costs o' Sales G7G7G7 Total Cost o' Sales G?=,:=6G??,9@9G?A,9>B Gross Margin G9?7,:>BG:>>,A:AG=A7,=A> Gross Margin % A7.6AIA=.:7IA@.>?I ExpensesPa$roll G>?,6?7G>A,B?AG?6,B6> Mar.eting5Prootion G9,9>7G9,@77G:,777 "epreciation G:,777G=,777G:,777 )ent G6=,=77G6>,777G6?,777 0tilities G66,677G69,777G6:,777 Telecounications G=,A77G>,777G>,>77 *nsurance G67,977G66,777G69,777 Maintenance G6,977G6,>77G9,777 Gas G>,9>7G?,>77G@,>77 O''ice cleaning G:,?77G=,777G>,777 Total Operating Expenses G666,B?7G697,??AG69A,B6> Pro'it Be'ore *nterest an! Taxes G6=A,:BBG9:>,6@7G:>6,>@7 EB*T"A G6>6,:BBG9:B,6@7G:>=,>@7 *nterest Expense G7G7G7 Taxes *ncurre! G==,>97G@7,>>6G67>,=@6 Net Pro'it G67:,A@BG6?=,?6BG9=?,7BB Net Pro'it5Sales :6.BBI:B.77I==.A>I OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 1COMPANY NAMEOWNERS NAME, Owner Tel.[INSERT NUMBER] Page 1!COMPANY NAMEOWNERS NAME, Owner Tel.[INSERT NUMBER] Page 1"COMPANY NAME@.= Pro8e*te& Cas( Flo,Cas(%lo,in*reasesgra&)all'o.ert(e'ear*reatingt(e-ositi.enet ,ort(. T(e%irstse.eralmont(s o% o-eration ,ill /e o% *riti*al im-ortan*e to t(e s)r.i.al o% t(e /)siness, an& CO0PA#Y#A0E ,ill /e -a'ing s-e*ial attentionto t(e *om-an'Hs *as(%lo,s. CO0PA#Y#A0E -lans to-)r*(ase one .an in A-ril 9766 to a**ommo&ate %or t(e gro,ing /)siness .ol)mes.T(e*om-an' anti*i-ates generatingas)%%i*ient *)stomer /aset(at ,ill allo, CO0PA#Y#A0Etomaintain (ealt(' *as( /alan*es starting %rom t(e mi&&le o% t(e %irst 'ear o% o-erations a%ter grant%)n&ing is attaine&, as s)mmariFe& in t(e ta/le /elo,.Ta/le Cas( Flo,Pro Forma Cash Flow9767 9766 9769Cash )ecei,e!Cash 'ro OperationsCash Sales G:9=,@77G=99,667G>=A,@== Su#total Cash 'ro Operations G:9=,@77G=99,667G>=A,@== A!!itional Cash )ecei,e!Sales Tax6 4AT6 7ST5GST )ecei,e! G7G7G7 Ne% Current Borro%ing G7G7G7 Ne% Other Lia#ilities &interest-'ree( G7G7G7 Ne% Long-ter Lia#ilities G7G7G7 Sales o' Other Current Assets G7G7G7 Sales o' Long-ter Assets G7G7G7 Ne% *n,estent )ecei,e! G9>7,777G7G7 Su#total Cash )ecei,e! G>@=,@77G=99,667G>=A,@== Expen!itures 9767 9766 9769Expen!itures 'ro OperationsCash Spen!ing G>?,6?7G>A,B?AG?6,B6> Bill Pa$ents G6==,A@@G6B>,:6BG9:=,6@B Su#total Spent on Operations G976,7:@G9>=,9A?G9B?,7B= A!!itional Cash SpentSales Tax6 4AT6 7ST5GST Pai! Out G7G7G7 Principal )epa$ent o' Current Borro%ingG7G7G7 Other Lia#ilities Principal )epa$ent G7G7G7 Long-ter Lia#ilities Principal )epa$entG7G7G7 Purchase Other Current Assets G7G7G7 Purchase Long-ter Assets G9=7,777G7G7 "i,i!en!s G7G7G7 Su#total Cash Spent G==6,7:@G9>=,9A?G9B?,7B= Net Cash +lo% G6::,??:G6?@,A9=G9>9,?>7 OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 2#COMPANY NAMECash Balance G6:=,66AG:76,B=9G>>=,>B9 OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 21COMPANY NAME@.> Pro8e*te& !alan*e S(eetT(e ta/le /elo, s(o,s t(e /alan*e s(eet ann)al %ig)res %or t(e %irst t(ree 'ears o% o-eration a%tergrant %)n&ing is attaine&. First 'ear mont(l' %ig)res are -resente& in t(e a--en&ix.Ta/le !alan*e S(eetPro Forma Balance Sheet9767 9766 9769AssetsCurrent AssetsCash G6:=,66AG:76,B=9G>>=,>B9 Other Current Assets G7G7G7 Total Current Assets G6:=,66AG:76,B=9G>>=,>B9 Long-ter AssetsLong-ter Assets G=A@,777G=A@,777G=A@,777 Accuulate! "epreciation G:,777G@,777G67,777 Total Long-ter Assets G=A=,777G=A7,777G=@@,777 Total Assets G?6A,66AG@A6,B=9G6,7:6,>B9 Lia#ilities an! Capital 9767 9766 9769Current Lia#ilitiesAccounts Pa$a#le G6?,@A=G6>,BAAG6B,>:B Current Borro%ing G7G7G7 Other Current Lia#ilities G7G7G7 Su#total Current Lia#ilities G6?,@A=G6>,BAAG6B,>:B Long-ter Lia#ilities G7G7G7 Total Lia#ilities G6?,@A=G6>,BAAG6B,>:B Pai!-in Capital G9>7,777G9>7,777G9>7,777 )etaine! Earnings G9=@,=>>G:>6,::=G>6>,B>= Earnings G67:,A@BG6?=,?6BG9=?,7BB Total Capital G?76,::=G@?>,B>=G6,769,7>9 Total Lia#ilities an! Capital G?6A,66AG@A6,B=9G6,7:6,>B9 Net -orth G?76,::=G@?>,B>=G6,769,7>9 OWNERS NAME, Owner Tel.[INSERT NUMBER] Page 22COMPANY NAME@.? !)siness Ratios!)siness ratios %or t(e 'ears o% t(is -lan are s(o,n /elo,. In&)str' -ro%ile ratios %or Commer*ialDr'*leaningan&$a)n&r' Colle*tionan&Distri/)tion Esta/lis(ments, /ase&ont(e Stan&ar&In&)strial Classi%i*ation *o&e @96?.BB7:, are s(o,n %or *om-arison.Ta/le RatiosRatio Analysis9767 9766 9769 In&)str'Pro%ileSales Gro%th 9::.97I :7.77I:7.77IC6.@?I Percent o' Total AssetsOther Current Assets 7.77I7.77I7.77I9:.@>I Total Current Assets 96.@7I:A.?6I>:.@?I?A.6?I Long-ter Assets @A.:7I?6.:BI=?.9=I:6.A=I Total Assets 677.77I 677.77I 677.77I 677.77I Current Lia#ilities 9.@9I9.7=I6.ABI:7.=?I Long-ter Lia#ilities 7.77I7.77I7.77I9=.9=I Total Lia#ilities 9.@9I9.7=I6.ABI>=.@7I Net -orth B@.9AIB@.B?IBA.66I=>.:7I Percent o' SalesSales 677.77I 677.77I 677.77I 677.77I Gross Margin A7.6AIA=.:7IA@.>?I97.@@I Selling6 General 8 A!inistrati,e Expenses=A.6BI=>.:7I=9.@6IB.:?I A!,ertising Expenses 7.77I7.77I7.77I7.>:I Pro'it Be'ore *nterest an! Taxes=>.@7I>>.@6I?=.7@I9.:BI Main )atiosCurrent @.BB6A.AB9A.:A6.A= 9uic. @.BB6A.AB9A.:A6.76 Total "e#t to Total Assets 9.@9I9.7=I6.ABI?6.:?I Pre-tax )eturn on Net -orth9=.?AI:7.@7I:=.@=I?.B@I Pre-tax )eturn on Assets 9=.76I:7.7AI:=.7AI9.?BI A!!itional )atios 9767 9766 9769Net Pro'it Margin :6.BBI:B.77I==.A>In.a)eturn on E1uit$ 6@.9@I96.=BI9=.:9In.aActi,it$ )atiosAccounts Pa$a#le Turno,er B.?:69.6@69.6@n.aPa$ent "a$s 9@:69@n.aTotal Asset Turno,er 7.>:7.>=7.>:n.a"e#t )atios"e#t to Net -orth 7.7:7.797.79n.aOWNERS NAME, Owner Tel.[INSERT NUMBER] Page 23COMPANY NAMECurrent Lia#: to Lia#: 6.776.776.77n.aLi1ui!it$ )atiosNet -or.ing Capital G66@,::= G9A>,B>= G>:>,7>9 n.a*nterest Co,erage 7.777.777.77n.aOWNERS NAME, Owner Tel.[INSERT NUMBER] Page 24COMPANY NAMEA!!itional )atiosAssets to Sales 6.B76.A>6.AAn.aCurrent "e#t5Total Assets :I9I9In.aAci! Test@.BB6A.AB9A.:An.aSales5Net -orth 7.>=7.>>7.>=n.a"i,i!en! Pa$out7.777.777.77n.aOWNERS NAME, Owner Tel.[INSERT NUMBER] Page 25$ppendi%Ta/le Sales Fore*astSales ForecastNan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*Sales"r$ Cleaning 7I G=,6@? G>,:?= G?,6>? GA,9A7 GB,96? GB,@97 G67,@9A G66,>97 G69,=>? G69,B9= G6:,969 G6:,6=7 Laun!r$ 7I G?,?69 GA,=B: GB,@=@ G6:,667 G6=,>B9 G6>,:B7 G6?,BA? G6A,9=7 G6B,@99 G97,=?: G97,B6B G97,A7> Alteration Ser,ices7I GA69G6,7=: G6,6B@ G6,?67 G6,@B9 G6,AB7 G9,7A? G9,9=7 G9,=99 G9,>6: G9,>?B G9,>>> Total Sales G66,?77 G6=,B77 G6@,677 G9:,777 G9>,?77 G9@,777 G9B,A77 G:9,777 G:=,?77 G:>,B77 G:?,@77 G:?,>77 "irect Cost o' SalesNan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*"r$ Cleaning 69IG>76G?==G@:BGBB=G6,67? G6,6?? G6,9A@ G6,:A9 G6,=B> G6,>>6 G6,>A> G6,>@@ Laun!r$ AI G6,977 G6,9?7 G6,:9: G6,:AB G6,=>A G6,>:6 G6,?7A G6,?AA G6,@@9 G6,A?6 G6,B>= G9,7>9 Alteration Ser,ices:7IG9,977 G9,9?? G9,::= G9,=7= G9,=@? G9,>>7 G9,?9? G9,@7> G9,@A? G9,A@7 G9,B>? G:,7=> Su#total "irect Cost o' SalesG:,B76 G=,6@7 G=,:B? G=,@A@ G>,7=7 G>,9=@ G>,>96 G>,@@> G?,7>: G?,9A9 G?,=B> G?,?@= Page 1$ppendi%Ta/le PersonnelPersonnel PlanNan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*O%ner 7I G7G7G7G7G7G7G7G7G7G7G7G7 Laun!r$ expert 7I G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7 G9,7A7-or.er-2 7I GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:? -or.er-3 7I GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:?GB:? "ri,er-2 7I G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?= "ri,er-3 7I G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?=G:?= Total People ???????????? Total Pa$roll G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7 G=,?A7Page 2$ppendi%Ta/le Pro%it an& $ossPro Forma Profit and LossNan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*Sales G66,?77 G6=,B77 G6@,677 G9:,777 G9>,?77 G9@,777 G9B,A77 G:9,777 G:=,?77 G:>,B77 G:?,@77 G:?,>77"irect Cost o' Sales G:,B76G=,6@7G=,:B?G=,@A@G>,7=7G>,9=@G>,>96G>,@@>G?,7>:G?,9A9G?,=B>G?,?@= Other Costs o' Sales G7G7G7G7G7G7G7G7G7G7G7G7 Total Cost o' Sales G:,B76G=,6@7G=,:B?G=,@A@G>,7=7G>,9=@G>,>96G>,@@>G?,7>:G?,9A9G?,=B>G?,?@= Gross Margin G@,?BBG67,@:7 G69,@7= G6A,96: G97,>?7 G96,@>: G9=,9@B G9?,99> G9A,>=@ G9B,?6A G:7,97> G9B,A9?Gross Margin % ??.:@I@9.79I @=.9BI @B.6BI A7.:6I A7.>@I A6.=@I A6.B>I A9.>6I A9.>7I A9.:7I A6.@9IExpensesPa$roll G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7 Mar.eting5Prootion G6>7G6>7G6>7G977G977G977G977G977G977G977G977G977 "epreciation G9>7G9>7G9>7G9>7G9>7G9>7G9>7G9>7G9>7G9>7G9>7G9>7 )ent G6,977G6,977G6,977G6,977G6,977G6,977G6,977G6,977G6,977G6,977G6,977G6,977 0tilities 6>I G@77G@77G@77G6,777G6,777G6,777G6,777G6,777G6,777G6,777G6,777G6,777 Telecounications G=77G=77G=77G=77G=77G=77G=77G=77G=77G=77G=77G=77 *nsurance G@77G@77G@77GB77GB77GB77GB77GB77GB77GB77GB77GB77 Maintenance G677G677G677G677G677G677G677G677G677G677G677G677 Gas 6>I G9>7G9>7G9>7G>77G>77G>77G>77G>77G>77G>77G>77G>77 O''ice cleaning 6>I G:77G:77G:77G:77G:77G:77G:77G:77G:77G:77G:77G:77 Total Operating ExpensesGA,@:7GA,@:7GA,@:7GB,>:7GB,>:7GB,>:7GB,>:7GB,>:7GB,>:7GB,>:7GB,>:7GB,>:7 Pro'it Be'ore *nterestan! Taxes4G6,7:65 G9,777G:,B@=GA,?A:G66,7:7 G69,99: G6=,@=B G6?,?B> G6B,76@ G97,7AA G97,?@> G97,9B?EB*T"A 4G@A65 G9,9>7G=,99=GA,B::G66,9A7 G69,=@: G6=,BBB G6?,B=> G6B,9?@ G97,::A G97,B9> G97,>=?*nterest Expense G7G7G7G7G7G7G7G7G7G7G7G7 Taxes *ncurre! 4G:7B5 G?77G6,6B9G9,?7>G:,:7BG:,??@G=,=9>G>,77AG>,@7>G?,79?G?,979G?,7AB Net Pro'it 4G@995 G6,=77G9,@A9G?,7@AG@,@96GA,>>?G67,:9= G66,?A? G6:,:69 G6=,7?9 G6=,=@9 G6=,97@Net Pro'it5Sales C?.99IB.=7I6?.9@I 9?.=:I :7.6?I :6.?BI :=.?=I :?.>9I :A.=@I :B.6@I :B.=:I :A.B9IPage 3$ppendi%Page 4$ppendi%Ta/le Cas( Flo,Pro Forma Cash FlowNan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*Cash )ecei,e!Cash 'ro OperationsCash Sales G66,?77 G6=,B77 G6@,677 G9:,777 G9>,?77 G9@,777 G9B,A77 G:9,777 G:=,?77 G:>,B77G:?,@77G:?,>77 Su#total Cash 'ro OperationsG66,?77 G6=,B77 G6@,677 G9:,777 G9>,?77 G9@,777 G9B,A77 G:9,777 G:=,?77 G:>,B77G:?,@77G:?,>77 A!!itional Cash )ecei,e!Sales Tax6 4AT6 7ST5GST )ecei,e!7.77I G7G7G7G7G7G7G7G7G7G7G7G7 Ne% Current Borro%ing G7G7G7G7G7G7G7G7G7G7G7G7 Ne% Other Lia#ilities &interest-'ree(G7G7G7G7G7G7G7G7G7G7G7G7 Ne% Long-ter Lia#ilities G7G7G7G7G7G7G7G7G7G7G7G7 Sales o' Other Current AssetsG7G7G7G7G7G7G7G7G7G7G7G7 Sales o' Long-ter Assets G7G7G7G7G7G7G7G7G7G7G7G7 Ne% *n,estent )ecei,e! G7G7G7G7G7G7G7G7G7G9>7,777 G7G7 Su#total Cash )ecei,e! G66,?77 G6=,B77 G6@,677 G9:,777 G9>,?77 G9@,777 G9B,A77 G:9,777 G:=,?77 G9A>,B77 G:?,@77G:?,>77 Expen!itures Nan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*Expen!itures 'ro OperationsCash Spen!ing G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7G=,?A7 Bill Pa$ents G9=?G@,=:6GA,>B@GB,=@>G69,79= G69,B?A G6:,>=B G6=,>@= G6>,=6? G6?,:@?G6?,B96G6@,:77 Su#total Spent on OperationsG=,B9?G69,666 G6:,9@@ G6=,6>> G6?,@7= G6@,?=A G6A,99B G6B,9>= G97,7B? G96,7>?G96,?76G96,BA7 A!!itional Cash SpentSales Tax6 4AT6 7ST5GST Pai! OutG7G7G7G7G7G7G7G7G7G7G7G7 Principal )epa$ent o' Current Borro%ingG7G7G7G7G7G7G7G7G7G7G7G7 Other Lia#ilities Principal )epa$entG7G7G7G7G7G7G7G7G7G7G7G7 Long-ter Lia#ilities Principal )epa$entG7G7G7G7G7G7G7G7G7G7G7G7 Purchase Other Current AssetsG7G7G7G7G7G7G7G7G7G7G7G7 Purchase Long-ter Assets G7G7G7G7G7G7G7G7G7G7G9=7,777G7 "i,i!en!s G7G7G7G7G7G7G7G7G7G7G7G7 Su#total Cash Spent G=,B9?G69,666 G6:,9@@ G6=,6>> G6?,@7= G6@,?=A G6A,99B G6B,9>= G97,7B? G96,7>?G9?6,?76G96,BA7 Net Cash +lo% G?,?@=G9,@ABG:,A9:GA,A=>GA,AB?GB,:>9G66,>@6 G69,@=? G6=,>7= G9?=,A== 4G99=,B765 G6=,>97 Cash Balance G@,69BGB,B6AG6:,@=6 G99,>A? G:6,=A9 G=7,A:= G>9,=7? G?>,6>9 G@B,?>? G:==,=BB G66B,>BAG6:=,66APage 5$ppendi%Page 6$ppendi%Ta/le !alan*e S(eetPro Forma Balance SheetNan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*Assets Starting !alan*esCurrent AssetsCash G=>>G@,69BGB,B6AG6:,@=6G99,>A?G:6,=A9G=7,A:=G>9,=7?G?>,6>9G@B,?>?G:==,=BB G66B,>BA G6:=,66AOther Current AssetsG7G7G7G7G7G7G7G7G7G7G7G7G7 Total Current AssetsG=>>G@,69BGB,B6AG6:,@=6G99,>A?G:6,=A9G=7,A:=G>9,=7?G?>,6>9G@B,?>?G:==,=BB G66B,>BA G6:=,66ALong-ter AssetsLong-ter AssetsG9=@,777G9=@,777 G9=@,777 G9=@,777 G9=@,777 G9=@,777 G9=@,777 G9=@,777 G9=@,777 G9=@,777 G9=@,777 G=A@,777 G=A@,777Accuulate! "epreciationG7G9>7G>77G@>7G6,777G6,9>7G6,>77G6,@>7G9,777G9,9>7G9,>77G9,@>7G:,777 Total Long-ter AssetsG9=@,777G9=?,@>7 G9=?,>77 G9=?,9>7 G9=?,777 G9=>,@>7 G9=>,>77 G9=>,9>7 G9=>,777 G9==,@>7 G9==,>77 G=A=,9>7 G=A=,777Total Assets G9=@,=>>G9>:,A@B G9>?,=6A G9>B,BB6 G9?A,>A? G9@@,9:9 G9A?,::= G9B@,?>? G:67,6>9 G:9=,=7? G>AA,BBB G?7:,A=A G?6A,66ALia#ilities an! CapitalNan Fe/ 0ar A-r 0a' N)n N)l A)g Se- O*t #o. De*Current Lia#ilitiesAccounts Pa$a#leG7G@,6=>GA,9A=GB,7@>G66,>B9G69,>6@G6:,7?=G6=,7?6G6=,A@6G6>,A6:G6?,:=>G6?,@96G6?,@A= Current Borro%ingG7G7G7G7G7G7G7G7G7G7G7G7G7 Other Current Lia#ilitiesG7G7G7G7G7G7G7G7G7G7G7G7G7 Su#total Current Lia#ilitiesG7G@,6=>GA,9A=GB,7@>G66,>B9G69,>6@G6:,7?=G6=,7?6G6=,A@6G6>,A6:G6?,:=>G6?,@96G6?,@A= Long-ter Lia#ilitiesG7G7G7G7G7G7G7G7G7G7G7G7G7 Total Lia#ilities G7G@,6=>GA,9A=GB,7@>G66,>B9G69,>6@G6:,7?=G6=,7?6G6=,A@6G6>,A6:G6?,:=>G6?,@96G6?,@A= Pai!-in Capital G7G7G7G7G7G7G7G7G7G7G9>7,777 G9>7,777 G9>7,777)etaine! EarningsG9:6,>6AG9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>> G9=@,=>>Earnings G6>,B:@4G@995 G?@AG:,=?7GB,>:BG6@,9?7G9>,A6?G:?,6=7G=@,A9?G?6,6:AG@>,977GAB,?@9G67:,A@BTotal Capital G9=@,=>>G9=?,@:: G9=A,6:: G9>7,B6> G9>?,BB= G9?=,@6> G9@:,9@6 G9A:,>B> G9B>,9A6 G:7A,>B: G>@9,?>> G>A@,69@ G?76,::=Total Lia#ilitiesG9=@,=>>G9>:,A@B G9>?,=6A G9>B,BB6 G9?A,>A? G9@@,9:9 G9A?,::= G9B@,?>? G:67,6>9 G:9=,=7? G>AA,BBB G?7:,A=A G?6A,66ANet -orth G9=@,=>>G9=?,@:: G9=A,6:: G9>7,B6> G9>?,BB= G9?=,@6> G9@:,9@6 G9A:,>B> G9B>,9A6 G:7A,>B: G>@9,?>> G>A@,69@ G?76,::=Page