businesswoman september 2014
DESCRIPTION
Kristie Barney of Hospitality Management Corporation, Financing growth for your business, Bedroom updates with the latest trends, Preimenopause, POWERLUNCH Capital Region guideTRANSCRIPT
September 2014
Event Guide
powerlunch’14powerlunch’14cApITAl reGIon
3
4 LETTER FROM THE EDITOR
7 FINANCING GROWTHTax strategies to generate cash or enhance cash flow.
9 FACE TIME STILL MATTERSThe key to building business relationships.
PL1-PL3POWERLUNCH’14 CAPITAL REGION GuideMap, exhibitor list, keynote speaker, and networking information.
ENTERTAINMENT, SHOPPING, A FASHION SHOW, WINE SAMPLING...and more! See why you should attend the upcoming Lebanon or Cumberland
County women’s expo.
11 CONSIDER LIFE INSURANCE TO PROTECT YOUR LOVED ONESSeptember has been designated Life Insurance Awareness month.
13 PEACEFUL, WELCOMING, AND FUNCTIONALSee the latest trends in custom bedding and decor.
16 PERIMENOPAUSEThe untold story.
22 WOMEN TO WATCHNew hires and promotions.
23 MEET AND GREETRegional networking events and meetings.
WHAT’SInside
5 COVER STORYKristie Barney, director of salesand marketing for HospitalityManagement Corporation, strivesto give excellent customer service,no matter how big or small theaffair might be. Her attention toher clients and to every detail inthe planning and execution of anevent, along with an excellentteam, have helped Barney to besuccessful in her career.
BusinessWomanPA.com | September 2014 ~
Jeannette Archer-Simons, CFREPresident/Consultant
6280 Wither Court • Harrisburg, PA717.635.8354 (office) • 203.671.9773 (cell)
Focused onnonprofits and
small businesses
Services include:
• Strategic BusinessPlanning
• Restructuring andTurnaround
• Fund Raising andRevenue Strategy
• Interim ExecutiveManagement
ummer is just about over. It took quite a whileto warm up, but it never became unbearablyhot for any length of time. I haven’t even hadthe air conditioner on at home since the endof July as nights have been on the cooler side.
I’m sad to see it end. However, those sneaky holidays willsoon be upon us.
It’s also the time of year thatcompanies plan corporate meetings,tradeshows, educational programs, andother types of meetings. Families will becelebrating anniversaries, weddings, andfamily events. Kristie Barney, our coverprofile, has been working with clientsfor more than 13 years to make theirevents successful. She knows theimportance of listening so she canvisualize what her clients are looking for,focusing on details so she exceeds theirexpectations.
It’s also the beginning of our event
season. OLP Events, a division of On-Line Publishers, Inc.,
will be hosting seven expos this fall: two women’s expos– Lebanon and Cumberland counties; PowerLunch –
Capital Region; three 50pplus EXPOs – Cumberland,
Lancaster, and York counties; and new this year, theVETERANS’ EXPO & JOB FAIR – Lancaster County andregion. Information regarding all of these dynamic events
can be found inside. I hope you will join us and pass alongthe word to your family, friends, and neighbors so they cantake advantage of these opportunities.
As women, it seems our hormones are always in flux.And just as we hit midlife, when we’re dealing with otherchanges in our lives, perimenopause hits us. There are a lotof jokes about the hot flashes that accompany
perimenopause and menopause.Laugh along, but find out how youcan handle this stage in your life; itaffects more than just you.
Doing some redecorating thisfall? A local interior designer shareshow choosing the best windowtreatments, bedding, and décor foryour style and budget can make yourbedroom peaceful, welcoming, andfunctional.
Thank you for making us part ofyour day!
Member Of:
BusinessWoman is published monthly by On-Line Publishers, Inc.,3912 Abel Drive, Columbia, PA 17512, 717.285.1350. Copyright On-Line Publishers,Inc. 2014. All rights reserved. Reproduction or use without permission of editorial orgraphic content in any manner is strictly prohibited.
Views expressed in opinion stories, contributions, articles and letters are notnecessarily the views of the Publisher. The appearance of advertisements for productsor services does not constitute an endorsement of the particular product or service.Although every effort is made to ensure factual information, BusinessWoman cannot beheld responsible for errors in contributors’ material, nor does the editorial materialnecessarily reflect the opinions of the publisher. On-Line Publishers, Inc. reserves theright to revise or reject any and all advertising.
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September 2014Vol. 11 - No. 9
omanWcareer ~ lifestyle ~ wellness ~ connections
B U S I N E S S
EDITOR’SNote
For advertising information:717‐285‐1350 or
S
Christianne RuppVice President and Managing Editor
~ September 2014 | BUSINESSWoman4
P R E S I D E N T A N D P U B L I S H E RDONNA K. ANDERSON
E D I T O R I A LVice President and Managing Editor
CHRISTIANNE RUPPEditor MEGAN JOYCEContributing Writers
BARBARA TRAININ BLANKBONNIE HARVEYLYNDA HUDZICK
DEBORAH WAGNERSYLVESTER E. WILLIAMS, IV
ANITA YODER
A R T D E P A R T M E N TProduction Coordinator JANYS CUFFEProduction Artist RENEE MCWILLIAMS
P R I N T / O N L I N E S A L E SAccount Executives
CHRISTINA CARDAMONEANGIE JACOBY
AMY KIEFFERRANEE SHAUB MILLER
A D M I N I S T R A T I O NBusiness Manager ELIZABETH DUVALLEvents Manager KIMBERLY SHAFFERProject Coordinator LOREN GOCHNAUERSales & Event Coordinator EILEEN CULPBusiness Interns MARIAH K. HAMMACHER
MOLLY CARLREBECCA MILLS
A D V E R T I S I N G O F F I C E SCorporate Office: 3912 ABEL DRIVE
COLUMBIA, PA 17512PHONE 717.285.1350
FAX 717.285.1360
Chester County 610.675.6240
Cumberland & Dauphin County717.770.0140
Lancaster, Lebanon & York County717.285.1350
E-mail: [email protected]
“”To be successful, the
first thing to do is fall
in love with your work.
~Sister Mary Lauretta
• Exhibitors • Health Screenings • Seminars • Entertainment • Door Prizes •
www.50plusExpoPA.com(717) 285-1350 • (717) 770-0140 • (610) 675-6240
Limited Sponsorship Opportunities Available
Please join us for these events!
YORK COUNTY
Sept. 17, 20149 a.m. – 2 p.m.
York Expo CenterMemorial Hall East
334 Carlisle Avenue, York
12th Annual
CUMBERLAND COUNTY
Oct. 22, 20149 a.m. – 2 p.m.
Carlisle Expo Center100 K Street
Carlisle
15th Annual
LANCASTER COUNTY
Nov. 5, 20149 a.m. – 2 p.m.
Spooky Nook Sports2913 Spooky Nook Road
Manheim(Just off Rt. 283 at the Salunga exit)
18th Annual
FREEPARKING!
BusinessWomanPA.com | September 2014 ~
CAREER
5
s anyone knows whenyou are in a customerservice-related industry,the customers’ needs
always come first,” Kristie Barney withHospitality Management Corporationsaid. “So even though I may have workpiling up on my desk, if the phonerings, it could be a client in need orbetter yet, a prospective client lookingto book an event.”
And so her first priority rests withher clients, an attribute that has madeher very successful in her field.
Although born and raised inHershey, Barney and her husband,Rick, currently live in York with their7-year-old son. She began her careeras an event planner more than 13 yearsago.
“My job at that time was to planevents for my employer, and so Iworked with many caterers andvenues. I then had the opportunity tochange career paths and work for alarge caterer as an event planner,”Barney said. “I have always beenpassionate about the event-planningindustry; it has always been a naturalfit for me.”
Seven years ago, Barney joined theHospitality Management Corporationteam as the sales manager.
“When I came on board, inaddition to myself, there were twopart-time sales associates, fourexclusive catering venues, and one alacarte restaurant,” she said. “We nowhave five full-time sales associates,nine exclusive venues, four ala carterestaurants, and one quick-servicecafé. My position was elevated todirector of sales and marketing, whichincludes leading and managing thesales force as well as developing andimplementing the marketing plan forthe company.”
Hospitality Management Corpor -ation comprises two divisions:catering services and restaurantmanagement.
“The catering division, AltlandHouse Catering & Events, managesnine exclusive event venues in CentralPennsylvania, focusing on corporateclients as well as weddings. Ourcatering division also provides offsitecatering services, which allows us tocater to locations outside of ourexclusive venues,” Barney explained.
The venues exclusive to AltlandHouse Catering & Events includeLiberty Forge Golf Course inMechanicsburg; the RoundtopMountain Resort in Lewisberry; theValencia Ballroom in York; theGrandview Golf Course in York; theWhite Rose Event Center at theHoliday Inn in York; the CrossgatesGolf Course in Millersville; theAltland House Inn & Suites inAbbottstown; the Majestic Theater inGettysburg; and the Penn NationalGolf Course in Fayettesville.
The restaurant managementdivision consists of five grills and pubrestaurants: The Sandtrap Grill & Pubin Mechanicsburg; the CrossgatesGrill & Pub in Millersville; FenderzGrill and Pub in York; the AltlandHouse Grill & Pub in Abbottstown;and Founders Grill & Pub inFayettesville. Additionally, they alsofeature a quick-service café inGettysburg called FLATS OriginalFlatbread Café.
In the hospitality industry, thephrase “that’s not my job” simplydoesn’t exist.
“If there is a day where we havelarge events or multiple events, it’s ‘allhands on deck,’ so you could veryeasily find yourself plating up in thekitchen, serving, or refilling water,”Barney said. “The thing I love aboutmy job is that there is no such thing asa ‘typical’ day.”
Unfortunately, things happen thatcan’t be controlled.
“Rain on your wedding day or atraffic jam causing the guest speaker tobe late can basically throw the entire
event timeline out the door,” Barneysaid. “If a server drops a whole tray ofmeals, it is not the situation itself thatcan ruin an event; it’s how the situationis handled. It’s turning a negative into apositive, worrying only about thethings we can control and thinking onyour feet. Most of the time, if handledproperly, the guests will never knowabout what we in the back of the housemay think is a big deal.”
Since often she spends months, andsometimes years, planning an eventwith a client, it’s a good thing Barneyconsiders herself a people person.
“You get to know your clients on aprofessional and sometimes personallevel,” she said. “And every client isdifferent, so it’s very important to get
to know them and adapt the planningprocess to their personality.”
Some clients prefer a phoneconversation. Some prefer email.Some simply trust her to handle thesituation and don’t need to beconsulted at all.
“Brides are certainly moreemotional, as this is a once-in-a-lifetime event and they want to be inthe loop and up to date on all details,”Barney said. “On the other hand, acorporate-meeting planner who holdsan annual event may trust you tohandle all of the details and only touchbase when necessary. So you reallyneed to get to know your client andadapt your planning style to theirpersonality.”
It Takes a
Great Teamto Pull Off a Great EventBy LYNDA HUDZICK
Kristie Barney, director of sales and marketing forHospitality Management Corporation.
COVERStoryCOVER
A“
CARE
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6 ~ September 2014 | BUSINESSWoman
Because her sales team is widelyspread throughout CentralPennsylvania, Barney doesn’t alwaysget to touch base with them on aregular basis, but because she knowsshe has the right team members inplace, she is able to trust that they’rehandling things without a lot ofsupervision.
“It’s also important to keep the linesof communication open so you knowwhat challenges they are facing so youcan assist them in working throughthose challenges. It is equally importantto recognize their accomplishments so
you can celebrate with them,” she said. As a professional woman and a
working mom, Barney has, like manyothers in similar situations, had to facethe challenge of successfully handlingboth her personal life and her career.
“I do think women who havechildren and decide to also have acareer face more challenges in findingthe work/home balance,” she said.“Being in the event industry meanshours are not always 9 to 5, Mondaythrough Friday. Technology hascertainly helped by allowing moms tobe more mobile.”
Because Hospitality ManagementCorporation itself is a local family-owned and operated business, and hasbeen for more than 50 years, it has astrong presence and role in supportingthe local community.
“I personally have been involved inmany fundraisers and charitable eventsand find it rewarding to be able toparticipate in and support theseevents,” Barney said.
What has Barney discovered aboutherself over the past 13 years in thisindustry as she’s faced and overcomethe daily challenges and last-minute
surprises that come along with job? “I have learned that it’s important to
know who you are,” she said. “We allhave strengths and weaknesses.Sometimes we feel our weaknesses canhold us back, but I have found byknowing and acknowledging myweaknesses, it has allowed me to havecontinual growth both personally andprofessionally. It’s not important toknow all of the answers, but it is veryimportant to be willing to find theanswers and learn from them. Takeevery situation as a learningexperience.”
The Valencia Ballroom is a beautiful venue for any type of event. The mezzanine offersadditional space for larger gatherings or a more intimate or private setting for smaller events.
VETERANS’ EXPO AND JOB FAIRH H
November 14, 20149 a.m. – 2 p.m.
Eden Resort, 222 Eden Road, Lancaster
This event is FREE for Expo attendees and job seekers!Please, join us!
www.veteransexpo.com
SpecialCollection forKeystoneMilitaryFamiles
(see website fordetails)
Sponsor & Exhibitor Opportunities Available
The
Red Rose
Veterans
Honor Guard
will recognize all
branches of
service
BusinessWomanPA.com | September 2014 ~
CAREER
7
ash flow has always beenthe lifeblood of abusiness and critical toits growth. Limited cash
flow can constrain the financialmobility of small-sized companies;however, experts believe that acomprehensive assessment of businesstax strategies can assist in protectingthe cash required to fund both short-term working capital needs and long-term strategic initiatives.
Taking caution and being proactiveto review your company’s existingtax strategy can be the most cost-effective ways to increase yourcompany’s cash flow. Likewise, expertscontend that no single strategy worksfor every business, so it is essential toalign your company’s tax and businessstrategies to make certain thatboth are working together tomaximize shareholder value of thefirm.
In actuality, strategic taxmanagement is valuable for more thanlong-term operational and investmentplanning. It also can help you manageyour company’s day-to-day revenueand expense streams. Provided hereinare some suggestions that can help youbetter understand more about therelationship between tax strategies andcash flow.
Additionally, you will want to bevery cautious in using any of theseapproaches, as you don’t want toviolate any tax laws. Consult youraccountant or attorney before movingforward with any of these ideas.
First and foremost, the golden rulefor maximizing cash flow from a taxperspective is to have as much revenuecome into your business as soon aspossible, while deferring tax paymentson that revenue for as long as possible.
Under the law now, Section 179depreciation provides immediate taxrelief, increasing cash flow andreducing the after-tax costs ofinvesting in new business property.The Section 179 deduction allows asmall business to write off up to$25,000 with a $200,000 investmentceiling. This amount must be spreadout over the life of the asset.
However, the write-off amount canbe accelerated within the period ofdepreciation. In other words, moredepreciation can be used earlier or
later, depending upon when cash isexpected to be received.
Another way to increase cash flowfor a “new” startup business is to writeoff some of the expense incurred inpreparing to launch the business—forinstance, costs incurred whileinvestigating the creation oracquisition of an active trade orbusiness. Some of the eligible expensesinclude costs incurred for surveyingmarkets, product analysis, laborsupply, visiting potential businesslocations, and similar expenditures.
Equally, the cost of getting abusiness ready to operate before youopen your doors or start generatingincome can be written off and reducetaxable income. For example, some ofthe common expenses include
employee training and wages,consultant fees, advertising, and travelcosts associated with findingsuppliers, distributors, and customers.
In all these illustrations, theseexpenses can only be claimed if yourresearch and preparation ends withthe formation of a successful business.
Sometimes a business does notperform well in a given year andincurs an operating loss. The goodnews is that the loss can be used inother tax periods to offset a tax. Youmay apply a net operating loss (NOL)to past tax years by filing anapplication for refund or amendedreturn for those years. This is calledcarrying a loss back.
As a general rule, it’s advisable tocarry a loss back, so you can get aquick refund from the IRS on yourprior years’ taxes. However, it may notbe a good idea if you paid no incometax in prior years, or if you expect yourincome to rise substantially in futureyears and you want to use your NOLin the future when you’ll be subject toa higher tax rate.
Ordinarily, you may carry back anNOL for the two years before the yearyou incurred the loss. The carry-backperiod is increased to three years,though, if the NOL is due to a casualtyor theft or if you have a qualified smallbusiness and the loss is in apresidentially declared disaster area.
Any part of your NOL left afterusing it for the carry-back years iscarried forward for use for futureyears. You have the option of applying
By DR. SYLVESTER E. WILLIAMS, IV
C
“Strategic tax management is valuable for more than
long-term operational and investment planning.
It also can help you manage your company’s
day-to-day revenue and expense streams.
”
CARE
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8 ~ September 2014 | BUSINESSWoman
your NOL only to future tax years.This is called carrying a loss forward.
You can carry the NOL forward forup to 20 years and use it to reduceyour taxable income in the future.When you do this, you mustattach a statement that includes acomputation showing how youfigured the NOL deduction. If youdeduct more than one NOL in thesame year, your statement must covereach of them.
Furthermore, a business canimprove cash and simultaneouslyprepare for retirement by using aretirement plan. Saving for retirementis a key consideration for many small-business owners. Some of thoseoptions include: IRA-based plans suchas Savings Incentive Match forEmployees (SIMPLE) and SimplifiedEmployee Pension (SEP) plans, inaddition to profit-sharing plans and avariety of 401(k) plans.
The key for the small business inusing these plans is that a tax benefitexists for both the employer and
employee. With traditional plans,employers get a tax deduction forcontributions, and employees may beallowed to make pre-tax contributionsand defer taxes on income until adistribution is requested.
Additionally, you must set up andfund a qualified retirement plan by therequired deadline. There are differentcontribution levels depending on theretirement program that is used, butthis is an area that should bemaximized by the small-businessowner.
Another method to improve cashflow for the small business is toconsider charitable contributions toan eligible organization. Not only canthis serve a wonderful communitypurpose, but the deduction can alsooffset income and reduce tax liability,thereby increasing cash flow.
However, be careful to makecertain that you identify an eligiblecharitable organization, meet the IRSrequirements, and understand thelimitations associated with the
category of giving. Clearly, cash andassets are the best resources to donateto a charitable organization for cash-flow purposes.
Inventory accounting methods canhave a profound impact on acompany’s cash flow. For example, ifyou find your cost of goods is risingdue to inflation, modifying to the last-in, first-out (LIFO) method ofinventory accounting can allow you toaccelerate the deduction of inventorycosts when prices are rising.
This approach may provide apermanent tax deferral becauselowering ending inventory valuesincreases the cost of goods sold, thusdecreasing the company’s overalltaxable income.
If your company plans to build orbuy a new building, you can takeseveral tax initiatives to improve cashflow, including conducting a cost-segregation study to depreciate certainbuilding items more quicklyand identifying research andexperimentation expenditures that
qualify for a current tax deduction. State and local tax incentives also
should be considered during thisprocess. Tax credits, financingincentives, or other opportunities maybe available to help fund this growth.
If you plan to launch a new productthat will require research anddevelopment, it’s a good idea to firstconduct an R&D credit study to see ifyou qualify for a permanent R&Dtax savings associated with thedevelopment of new or improvedproducts, processes, formulas,software, or other technical businesscomponents.
Most of these suggestions requireplanning and working with an expertin the field so that mistakes are notmade. It is highly recommended todevelop a comprehensive strategy touse some of these options to reduceyour tax liability.
The bottom line is that you shouldhave a tax strategy in place for yourbusiness. And it should coincide withyour business strategy and goals.
BusinessWomanPA.com | September 2014 ~
CAREER
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By BONNIE HARVEY
t’s official: Email, texting, andsocial media are no longerjust helpful, supplementalbusiness tools. They’ve just
about taken over the whole game. Yes, technology has made many
aspects of modern living moreconvenient and “connected,” but thependulum has swung too far. Now,people are reluctant to do something assimple as picking up the phone,preferring to shoot off an email instead.And face-to-face meetings—well,they’re almost unheard of.
This “technology takeover” is notwithout consequence. Misunder -standings abound. Relationshipsstagnate. Trust is at an all-time low.And all of these issues are at least
partially due to the fact that genuinehuman connections have been replacedby mouse-clicks and keystrokes.
Your physical presence—or at leastthe sound of your voice—builds trustyou can’t even approach with akeyboard, screen, or profile image.
Michael Houlihan and I foundedBarefoot Cellars in the laundry room ofa rented Sonoma County farmhouse,and we knew almost nothing aboutwinemaking or the wine business. Ican’t tell you how many retailers,suppliers, and potential customers wevisited in person during those earlyyears.
What I can tell you is that I wouldhave never gotten satisfactory results ifI had tried to build those relationships
via email and social media. TheBarefoot brand would never havebecome a national bestseller withoutmeetings, phone calls, and recurringpersonal visits that kept relationshipsall over the country healthy and up todate. People don’t just buy yourproduct; they buy you.
Of course, in a global economy,face-to-face meetings are expensive.When clients, vendors, and evenemployees are on the other side of theworld, it’s not economically feasible tohop on a plane every time a meeting isneeded.
In these cases, Skype is the next bestthing to being there. Live video streamsallow you to do just about everythingshort of shaking hands.
If you make the time necessary forpersonal meetings—if not in person,then via Skype or, at the very least, onthe phone—not only will theyremember you, but they will alsoappreciate the effort you put forth.
Read on for seven specificadvantages of real-time, in-person,face-to-face relationship building:
The time investment shows you reallycare.
It’s a fairly universal truth thathuman beings want to be valued andappreciated. Spending time withsomeone else, whether that’s in person,face to face on a computer screen, or, ifall else fails, via a phone call, is one ofthe best ways to convey these things.
IThe Key to Building Business Relationships
Minutes and hours spent with anotherperson have the power to create a bondthat money can’t buy.
When you spend time with others,you find out what you truly have incommon, and you have an opportunityto share your opinion. Plus, visitingsomeone repeatedly over a period oftime can also provide valuable non-verbal clues to his or her values andconcerns.
You’re better able to givepersonalized attention.
This is perhaps the biggest key tosuccessful sales and the establishmentof any long-term relationship. Thinkabout it: It’s hard to multitask onsomething unrelated when someone isphysically planted in front of you,demanding your attention.
You’re focusing on the other person,responding not only to what they say,but also to their mood, movements,and many other non-verbal signals.You will read these signs and adjustyour behavior accordingly.
The next time they see you, they willbe more relaxed and familiar in your
company. And the more visits youhave, the more your relationship withthat individual strengthens. Trust me:People want to do business with peoplethey know.
You’re more effective in general. When you’re talking to someone
else in real time, you can make progressin real time and solve problems in realtime. Thanks to facial expressions,body language, and tone of voice, you’llusually find out more than just thebasics when you have a verbalconversation.
Facial expressions help get yourmessage across.
Did you know that the human facehas at least 20 muscles that work inconcert to create a myriad of tellingfacial expressions? When you put itthat way, the process sounds complex,but amazingly we don’t have toconsciously think about forming thoseexpressions at all. This is a powerfulargument for face-to-face meetings,whether they’re in person or via Skype.
Observing those expressions during
verbal communication can give youinstant feedback about how yourmessage is being received. You canquickly adjust your message on thespot to make it more meaningful oragreeable and avoid possiblemisunderstandings. Facial expressionsare also an invaluable way throughwhich to express sincerity, interest,curiosity, happiness, and more.
… so does your body language.Unlike looking at a posed profile
shot or any still image sent over email,being face to face with another persongives you the opportunity to see theother person’s dynamic reaction andmake adjustments to your ownmessage. Real-time body languageprovides tons of non-verbal cues thatare impossible to convey in a text oremail.
We’re equipped to share our ownfeelings and attitudes through the waywe stand, sit, gesture, and more. It’s agood idea to spend a little time learningthe basics of body language.
… and so does your tonality. It’s happened to everyone: You send
an email that’s laced with sarcasm orhumor … which the recipient totallyfails to pick up on. Oops! Now you’releft frantically doing damage control.
That’s one major reason whytexting, emailing, and friending can begreat ways to communicate whilefailing to succeed at relationshipbuilding.
When spoken, the same words usedin a text or email can have a verydifferent meaning based on the tone,inflection, and the emphasis that thespeaker gives. It’s much easier to “get”intentions behind the spoken word.
Your vulnerability shows (and that’s agood thing!).
In the virtual world, you can almosttotally control the image you show to
other people. You choose the picturesyou post on your profile. You censorthe information you do and don’t wantto share in your messages, posts, andupdates. And usually, you can thinkabout and edit what you want to saybefore pressing “send.”
But in a real-time, face-to-facerelationship, the other person can seeyou in 3-D and observe your dynamic,spontaneous behavior, including toneof voice, expression, dress, and bodylanguage. The other party sees yourhuman imperfections and is aware thatyou are vulnerable to potentialpersonal rejection.
Imperfections and vulnerabilitymake you appear more believable andsincere. Most people will overlookminor foibles in appearance and speechbecause you are literally there for them.It’s special! This can be a big advantagein the long run. And in the short run,you take precedence over all theirvirtual relationships.
A relationship can start throughtext, email, or social media; in fact, Iencourage entrepreneurs and otherbusinesspeople to utilize thoseresources. But in order to be lastingand dependable, a relationship has togrow in person.
Yes, developing your face-to-facesocial skills will make you feelvulnerable at times. As is the case withlearning to walk, though, feelingvulnerable is why we get sogood at it!
•
Michael Houlihan and Bonnie Harvey areauthors of The Barefoot Spirit: HowHardship, Hustle, and Heart Built America’s#1 Wine Brand, a New York Times Bestseller.They are entrepreneurs who started theBarefoot Wine brand and ultimately soldthe brand to E&J Gallo in 2005. They nowshare their experience and innovativeapproach to business as consultants,authors, speakers, mentors, and workshopleaders.
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“If you make the time necessary for personal meetings, not
only will they remember you, but they will also appreciate
the effort you put forth.
”
~ September 2014 | BUSINESSWoman10
CARE
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September 24, 201410 a.m. to 2 p.m.
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Altland House Catering & Events ..............................................................................1
American Beauty Academy..............................................................................8, 9, 10
Changes Salon & Day Spa ......................................................................................13
Courtyard by Marriott Harrisburg West / Mechanicsburg ......................................4
Dollar Energy Fund/PPL Epower Team ..................................................................15
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Mary Kay Cosmetics ..................................................................................................2
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~ POWERLUNCH Capital Region’14 | BUSINESSWoman
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Get Paid What You’re Worth:Smart Strategies for Successful Women
We have more women leaders and business owners than ever before. In the past several years, women havemade significant strides and great progress in closing the gender gap on income. Even so, women still strugglewhen it comes to increasing salaries and getting paid top dollar. Our guest speaker is a business strategist andpopular author who will share her “Get Paid What You’re Worth” success strategies that are easy toimplement and may have an immediate impact on your income.
About Beth Caldwell ...Beth Caldwell is a popular author, business strategist, and the founder of Leadership Academy for Women.She’s best known as the founder of Pittsburgh Professional Women, a women’s resource organization inWestern Pennsylvania. Beth has been recognized by Pittsburgh Magazine as one of the city’s most inspiringyoung leaders, and she was recently recognized as one of the “Top 20 Most Influential Women onLinkedIn.” Her books include Smart Leadership‐12 Strategies to Help You Shift from Ineffective Boss to BrilliantLeader; I Wish I’d Known THAT: Secrets to Success in Business; EMPOWER; Inspired Entrepreneurs; and GetPaid What You’re WORTH. Her passion is to empower women and help them succeed in life and business.
BusinessWomanPA.com ~ POWERLUNCH Capital Region’14 PL3
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Reservations for Speed Networking will be taken atPPOWERLUNCH’14 on a first-come, first-reserved basis.
For more information, please contact On-Line Publishers, Inc.717.285.1350 • [email protected]
Develop yourbusiness
connections
Session 1: 10:15 a.m. • Session 2: 11:15 a.m.
To reserve booth space, for guest registration,or for more information, go to:a G r e a t Wa yTo S p e n d M y D a y. c o m
717.285.1350
FREE advance guest registration online! ($5 at the door)
The second annual women’s expo for the Lebanon County areawill be held from 9 a.m. to 3 p.m. on Oct. 4, 2014, at the LebanonExpo Center, 80 Rocherty Road, Lebanon, just east off Route 72.
We are thrilled to once again partner with Good SamaritanHospital to bring this event to the Lebanon area.
Since women’s interests vary, so do the demonstrations andentertainment that have been scheduled throughout the day.
You’re sure to enjoy the fashion show featuring styles byEncore Boutique. Women loved their show so much last
year that we’re bringing them back for an “encore”appearance. Different year, different styles, and a must-see atthe expo.
A sweet addition to the expo is Desserts, Inc., which isowned and operated by The Hershey Pantry. Naomi Bechtel,
the Pantry’s talented pastry chef who graduated from theCulinary Institute of America, will be demonstrating how to
make fall-inspired cakes and cupcakes. Sounds delicious!Women are taking on so many more home improvement
projects that they are now often referred to as DIHprojects – Do It Herself! Tiffany Menicheschi, a clinicleader with The Home Depot in Lebanon, will showus how we can take a standard mirror and createsomething remarkable using tile. Change a room’s lookjust by adding a beautiful accent piece!
Every woman should know the art of defendingherself. We are fortunate to have Dom DeSantis, founder ofBe Safe in PA, who will be talking about the importance ofbeing aware of your surroundings. He will demonstrate moves that will enableyou to separate and protect yourself from danger. Become “situationally aware.”
Matt Macis will thrill the audience with his musicalperformance. He has performed with Shirley Jones and others
and fronted Michael Jackson’s This Is It band. He packs hisshows with music, comedy, song and dance, and more.
The Greater Harrisburg Chorus, a diverse group ofwomen with musical talent anddedicated to advancing the
barbershop artform, will besinging in four-part a cappella
harmony. Sponsors of this event include: Domestic Violence
Intervention, Greater Harrisburg Chorus, GriswoldHome Care of Lebanon County, The PennsylvaniaCyber Charter School, WDAC, WINK 104, HOT 93.5,NASH FM 106.7, and FM 90.3 WJTL.
The Cumberland County women’s expo will beheld from 9 a.m. to 3 p.m. at the Carlisle Expo Center,100 K St., Carlisle.
Another great lineup of demonstrationsand entertainment is coming together
for this expo as well.Don’t miss the fashion show featuring
styles by christopher & banks/cj banks. Models will betaking the stage to reveal what women of every size andstature will want to be wearing this fall and into the holidays.
We’re all looking forward to the holidays, but not thepounds that often accompany the wonderful foods that areserved. You can maintain your waistline while enjoying all this time of year hasto offer. Giant’s in-store nutritionist, Holly Dean, will discuss a variety of waysto stay on track this season.
Just in time for visiting relatives and friends, join Barbara Tabak, owner of thelocal Decorating Den Interiors franchise, as she gives tips andideas on how to decorate rooms that inspire. Take the fun stylequiz and find out your personal decorating preference.
Our traditional end to the day is the Hula Hoop Contest.We’ll provide the hula hoops, you provide theentertainment, and the top prize is $100 cash.
Sponsors of this event include: Giant Food Stores,PinnacleHealth, The Pennsylvania Cyber Charter School,TANGER OUTLETS HERSHEY, abc27, Red 102.3,WINK 104, HOT 93.5, NASH FM 106.7, and WIOO.
Call your family and friends and meet us at the women’s expos.You’ll have a great time and go home feeling refreshed.
Please go to aGreatWayToSpendMyDay.com today andregister for your free entry ticket today ($5 at the door)!
Written by CHRISTIANNE RUPP
omen’s xpoCumberland County
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November 8, 20149 a.m. – 3 p.m.Carlisle Expo Center
100 K StreetCarlisle
October 4, 20149 a.m. – 3 p.m.
Lebanon Expo Center80 Rocherty Road
Lebanon
You’ll spend a relaxing day enjoying spa treatments, wine samplings, entertainment, mini manicures, and more atthe upcoming women’s expos. There will be ample opportunity for “retail therapy” at both women’s expos, whichis fortunate with the holidays quickly approaching.
These events, presented by OLP Events and hosted by BUSINESSWoman magazine and b magazine, are designedby women for women of all ages.
hances are, while you’vemeticulously purchasedhealth insurance, dis -ability protection, and
other benefits over the years, youmight have neglected life insurance.
According to the Life Insuranceand Market Research Association, 30percent of U.S. households have nolife insurance at all; only 44 percenthave individual life insurance (asopposed to group insurance through,say, an employer).
Beyond that, while 50 percent ofU.S. households acknowledge thatthey need more life insurance, 86percent of those haven’t bought it yetbecause they assume it’s tooexpensive, LIMRA statistics reveal. Infact, the average amount of coverageis down substantially since 2004.
About two-thirds of consumerschoose “money for a comfortableretirement” as their top financialpriority, but fewer than 40 percent ofthese consider the concerns that lifeinsurance coverage traditionallyaddresses—such as premature death,funeral expenses, and leaving an
inheritance—in the same category. That is the case, even though many
Americans, again according toLIMRA, say they could not last amonth without the (major)breadwinner’s salary.
Aside from the assumption that lifeinsurance would be too expensive forthem, “people are oftenuncomfortable talking about it oreven thinking about it—theassociation is just too unpleasant,”said Diana Caine-Helwig, a self-employed State Farm Insurance agentwith an office on East ChocolateAvenue in Hershey.
Nonetheless, life insurance issomething you should seriouslyconsider. September is an especially
appropriate time, since it has beendesignated Life Insurance AwarenessMonth by LIMRA to raise awarenessamong consumers and producersabout the need for life insurance.
“Life insurance can help providefor the people who depend on youfinancially, if you can’t be there forthem,” said Caine-Helwig.
The benefits from a policy can beused for final expenses, including afuneral; to help replace lost income oremployer benefits; to cover credit cardand other debts; to pay off a mortgageor car loan; to finance a child’seducation; to settle estate taxes; tosupport a charity; to create aninheritance; to care for a special-needs child; to provide money for a
comfortable retirement; and more. If both husband and wife work,
and both salaries were taken intoaccount to qualify for a mortgage, youhave to ask yourself: How will thesurviving person be able to pay off themortgage and remain in the housewith only one salary? Life insurance isa possible answer.
Life insurance isn’t just for the“traditional family” of a marriedcouple with children. It can alsobenefit unmarried individuals with asignificant other, stay-at-homespouses, single parents, singles,retirees, empty nesters, and businessowners.
People often shop for life insurancein response to life events, such as
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BusinessWomanPA.com | September 2014 ~ 11
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marriage, children, buying a house,etc.
“Some people think employerscover them, but they might not have asmuch insurance as they need,” saidCaine-Helwig. “Also, people changejobs more frequently than they used to,and in this still-struggling economy,many have less discretionary income.”
While four in 10 households withchildren under 18 now include amother who is either the sole orprimarily earner of her family, amongwomen who have life insurance, thecoverage they have is only 69 percentof the average coverage on men, shesaid.
Even if you’ve taken time off fromwork to care for children, lifeinsurance is still advisable.
“Moms need life insurance,” advisedCaine-Helwig. “They are oftenfinancially undervalued. I recall thecase of a man whose wife passed away.He had two children and had to hire ananny at $36,000 a year to make up forthe loss and not be forced to give up hiscareer as a pilot.”
In fact, because women generallylive longer than men, they pay less forlife insurance. In general, the youngeryou are when you buy a policy, the lessexpensive it is. Nonsmokers also payless than smokers.
There are two basic types of lifeinsurance. Term is pure protection.People can sign up for 10, 20, or 30years. You pay a premium for coverageand age. Permanent (or whole life) alsoincludes tax-deferred cash value andcontinues throughout your lifetime.Cash value gives you a guaranteedamount of insurance.
Some permanent plans offerdividends and interest; you can buildup money for later in life and forretirement. Some plans have a rider forlong-term care expenses or fordisability (in which case the premiumis waived).
The pro of a term policy is that it’sless expensive. The con is that theperson can outlive it and never get paidbenefits.
“It’s like renting vs. buying aproperty,” explained Caine-Helwig.
“Life insurance is about lovingsomeone and wanting to leavesomething behind to provide for thatperson after you are gone,” said Caine-Helwig.
BusinessWomanPA.com | September 2014 ~ 13
ired of poor-qualitybedding that doesn’t fityour bed? Custombedding is your answer.
Unlike ready-made bedding/bed in abag, custom-made bedding offers somany options—various patterns,colors, and textures along with trimsand accent banding.
Some mattresses are thicker thanothers. The distance between the boxspring and the floor vary, so ready-made bed skirts can be either tooshort or too long. A custom-madeskirt will fit whatever size bed youhave, from California king to twinlong.
With custom-made bedding, youhave your choice of shams, pillows,
Peaceful, Welcoming, and FunctionalBy ANITA YODER
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Above: From the Lancaster Parade of Homes, custom bedding and window treatments/swags.
By ANITA YODER
Above: From the Ware Mansion’s DesignerShowhouse, custom bedding and windowtreatments/decorative rods and panels withroman shades.
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and many other details. Double shamsin two sizes and styles add interest andvolume to your bed.
Instead of the traditional rectangularshams, consider euro shams, which arelarge, square pillows. Accent the bedwith a bolster and accent pillows. Pillowdesigns are endless with shapes, mixesof fabrics, buttons and trims, and accentbanding.
A throw over the end of the bed canbe a less expensive accent. Throws canadd texture and seasonal colors thatcoordinate with the room’s color anddesign.
If you like to change the appearanceof your room from time to time,consider reversible coverlets, shams,and pillows. Coordinate the style andcolors but use light and dark color tonesto vary the feel of the room with thechanging seasons. Mixing plaids,stripes, geometric patterns, and/ortextures adds interest to your room.
If you need to keep the cost low foryour bedding, consider a ready-madecoverlet with a custom bed skirt andaccent pillows that coordinate with your
From the Lime Spring Farm Designer Showhouse, custom bedding with canopy framing the headboard.
We cancoordinateeverything fora complete home look includingroom, walls and windows or justgive you a few ideas.The latest styles, patterns &colors for:
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Art • Floral Designs • Lamps • Mirrors • AccessoriesOne item only. Must be presented at store. Excludes prior purchases. May
not be combined with any other offer. Not valid during warehouse sale.Coupon expires 9/30/14. Heritage Design Interiors, Inc. 717.354.2233
Stop in or call for an appointment:
717-354-2233Mon thru Fri 10-5 • Sat 10-2
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window treatments. It is a greatalternative for a custom look withoutthe cost of the custom coverlet. This isalso an option for a guest room or achild’s bedroom.
If you need a washable coverlet foryour bed, consider a duvet cover in awashable fabric. Remove the duvetinsert and wash the duvet cover.
Duvet clips or ties keep the insertfrom moving and rolling inside thecover. I love to use a heavier orupholstery-weight fabric for thecoverlet. It is excellent for wear andtear while looking luxurious.
There are different weights ofbatting for your coverlet. Some peoplelike to sleep under their coverlet,while others just use it for a beautifulcover, which is removed to sleep.
Upholstered headboards are agreat way to add texture to yourbedroom. Tufted, shirred banding,channeled, and nail heads are a niceaccent for your headboard.
Depending on your style, a canopyover your bed is a classic, traditionallook.
If you have the space, add a benchat the foot of the bed. A chair with anottoman or a chaise is another way toadd color and fabric to your bedroom.It looks great and has a function.
Instead of having all of yourfurniture match, consider adding apainted piece of furniture. If you havea matching dresser mirror, thinkabout switching it out for a decorativemirror.
Night stands do not need to match.Add a round table with a skirt thatcoordinates to your bedding andwindow treatments.
If you thought that bedding hadendless options, window treatmentoptions are also never ending. Do youwant room darkening for yourbedroom? You can have room-darkening blinds and/or lined, drawdraperies that can provide a darkroom, which aids some people inachieving better sleep.
What color for the walls? Warm,rich colors are a restful choice for yourbedroom. The right paint, fauxfinishes, or wallpaper will enhance
your bedding and window treatments.It is amazing how the wrong wallfinish will throw off the room.
Don’t forget the finishing touchesof lamps, artwork, accessories, andfloral designs. Just like the black dress,you need the right jewelry, purse, andshoes to make your outfit perfect. It isthe same for home decorating. Youneed the finishing touches to addcharacter and personality. Familyphotos, heirlooms, artwork, andbooks reflect the person and/or familywho live there.
Interior-design specialists canassist you in choosing the bestwindow treatments, bedding, andhome décor for your style and budget.We can work your existing décor inwith new ideas and tips.
•
Anita Yoder, president of Heritage DesignInteriors, has extensive experience withinterior/exterior color and design,window treatments, product selections,and finishing touches of accessoriesfor your home or workplace.www.heritagedesigninteriors.com
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erimenopause, the two to10 years preceding thecessation of menses,challenges 40- to 50-year-
old women with the most turbulenthormonal changes since puberty. Suchhormonal changes have an enormousimpact, not only on her body and how itfunctions, but also on her emotionalstate.
Far too many women think of eventsrelated to menopause as being a concernonly for those in their middle to late 40sor early 50s. More enlightened womenwho are familiar with “perimenopause”too often think of it only in terms of hotflashes, night sweats, menstrual changes,and some occasional mood swings.
The majority of women, includingthose who are very well informed, arefrequently shocked to learn how globalthe effect hormonal changes can makeon depression, anxiety, and overall lifesatisfaction.
Even more important are theinteractive effects of how life challengesand hormonal events can combine tocreate additional misery, not just forwomen themselves, but also for theirloved ones.
Perimenopause Facts:
• There are currently 59.5 millionwomen in the United States in theperimenopausal period between theages of 39 and 53.
• Typically, perimenopause beginswhen a woman is in her 40s but maybegin as early as the mid-30s.
• The average age for menopauseoccurs at 51.3 years.
The mechanics of perimenopause arechanges in the regular cycling of awoman’s hormones that she has beenaccustomed to since puberty. Anirregular pattern of hormonalfluctuations, beginning with a significantrise in levels of estrogen and ending witha gradual overall decrease in estrogenand progesterone, is activated.
The most troublesome aspect of thischange is that the decrease in hormonesis neither linear nor predictable. It is theerratic rise and fall of the hormonesthroughout perimenopause that createsphysiological and emotional havoc.
A large majority of these women willendure significant emotional andpsychological upheaval during their
PERIMENOPAUSE –The Untold Story
By DEBORAH WAGNER, PH.D.
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changes, such as depression, anxiety,
issues with sexuality and body image,
insomnia, job dissatisfaction, marital
difficulties, and frustration in other
relationships, often leaving women
with a diminished sense of
contentment with life in general.
Not all women experience
perimenopause the same way. For
some women, perimenopause is
relatively uneventful, bringing change
but not to a disruptive level. For other
women, the strength of the
perimenopausal changes can be of an
intensity that brings significant
distress. The good news is that the
instability does stabilize over time.
Most women will pass through
four psychological stages of
perimenopause. I identify and define
these as:
• Stage I – Perimenopausal Initiation
• Stage II – Emotional Disruption
• Stage III – Turbulence
• Stage IV – Quietude
There is an increasing sense of
internal distress and outward
emotional unpredictability in Stages I
through III. Stage IV, Quietude, is
when emotional liability begins to
level out—leaving women as calm or
calmer than before they entered
perimenopause.
Many women in the menopausal
transition also experience changes in
their thyroid functioning, resulting in
a decrease in their thyroid hormone
levels. This adds to the challenging
hormonal effects on mood and energy,
since hypothyroidism (low thyroid
function) creates many of the same
depressive and mood-changing effects
as perimenopause.
The relationship between changingfemale hormone levels and the body’srequirement for thyroid hormone isimportant to understand. Whenwomen’s estrogen levels are high, theirbodies require more thyroid hormone.
Conversely, when women’sestrogen levels are low, their bodiesrequire less thyroid hormone. Inwomen with healthy, well-functioningthyroids, this is not a problem, sincethe thyroid secretes the appropriateamount of thyroid hormone to fit thebody’s requirements. When thethyroid is not adequately functioning,as is common in the 40s and 50s,problems are likely to arise.
As women progress throughperimenopause, their estrogen levelsare changing frequently anddrastically. This places a huge demandon the thyroid to manage theappropriate levels of thyroid hormone.
When the thyroid is ailing, the levelof thyroid hormone will be inadequatefor the needs of the body. A visit to thedoctor, even when blood work is done,may yield misleading results.
If at the hour of the visit, yourestrogen levels dip, the thyroidhormone level may appear adequate,even though the thyroid may begrossly inadequate for those times thatestrogen levels are high. At that time,the thyroid will not be able to keep upwith the demand.
Unless your doctor is familiar withthe changing hormonal levels duringperimenopause and how that interactswith your thyroid, he or she will likelymiss the source of your symptoms.
If this isn’t enough … simultaneousto these vast hormonal changes, thetypical 40- to 50-something-year-oldwoman is coping with some hefty
emotional events. These include: the
loss of her fertility, changing sexuality,
aging parents, and the emptying of her
nest, resulting significant changes in
her perspective on herself, her spouse,
and her self-defined meaningfulness.
She is vulnerable to suffering an
identity crisis equivalent in magnitude
to one experienced in the teenage
years. In addition, she will likely have
stressful and challenging financial
struggles as she manages both college
tuitions and preparation for
retirement. She is in the process of
developing an entire new self as she
evolves and redefines herself both
physiologically and psychologically.
While women struggle through
this difficult transition, their loved
ones are struggling, too. Husbands
and children have even less of an
understanding of what is going on
than the women themselves.
A wonderful example of the
frustrations that so many men
experience is Frank, who was happily
married for 28 years to his 48-year-old
wife. In the throes of hormonal and
emotional changes, his wife wasmiserable, and Frank wasdistraught. In a moment of utterhelplessness, Frank implored, “Helpme to understand, Doc; I am just alaborer. I don’t know what’s happeningto my wife.”
Because of the hardship suffered bythe women and the hardship imposedon the loved ones of the womenmaking this transition, it is importantfor the whole family to speak openly,share informational materials, andfind ways to mutually support oneanother.
With this type of approach, ratherthan becoming a destructive force thatstrains a family’s strength and well-being, a family can discover newstrength and methods of mutualsupport.
•
Deborah Wagner, Ph.D., is a diverselytrained developmental psychologist,women’s mental-health expert, andauthor of the new book, TheFifth Decade: Is It Just My Life or is itPerimenopause? www.DeborahWagnerPhD.com and http://thefifthdecade.com
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WOMEN TOWatchMichelle M. Farren has joined F&MTrust as financial services officer andCamp Hill office manager. Farren bringsnearly 10 years of banking experience toF&M Trust. She has completed a varietyof banking courses offered through theAmerican Institute of Banking (AIB).
Lisa Painter has been hired as vicepresident of collections for Members 1stFederal Credit Union. She brings 29years of banking experience, havingspent the majority of that time incollections.
Erika Nevins recently began as thedirector of life enrichment at LandisHomes. She is responsible for oversightand coordination of the total residentwellness programming includingphysical, social, spiritual, intellectual,and vocational wellness and the generalactivities program at Landis Homes.
Melissa L. Setnar has joined IntegratedBusiness Consultants in Lancaster, Pa.She has more than two dozen years ofexperience helping people achieve theirfinancial goals. Setnar is on the outreachcommittee of her church and is a GirlScout leader.
Dr. Melissa Vayda has been namedVolunteers of America of Pennsylvania’spresident and CEO. Vayda is the founderof the Addiction Foundation, anonprofit that raises funds to improvetreatment affordability throughscholarships to those in need.
Jordan Stephens has been named thenew social media coordinator for TheBrenner Family of Dealerships.Stephens is currently majoring inbusiness management and marketingthrough HACC.
Do you have an announcement?Please email your announcements of career advancements and professional new hires to [email protected].
Electronic photos should be saved as a tiff, jpeg, pdf or eps at 300 dpi.Or mail to: BUSINESSWOMAN, 3912 Abel Drive, Columbia, PA 17512. Photos sent through mail will not be returned.
Please – no duplicate releases.
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American Business Women’s Association(ABWA)
Camelot Chapter6 p.m.3rd Monday of the monthThe Radisson Penn Harris Hotel &Convention Center, Camp HillDebra Yates, [email protected]
Continental Yorktowne Chapter6 p.m.4th Tuesday of the monthThe Roosevelt Tavern400 W. Philadelphia St., York717.891.7808
Lancaster Area Express Network7:15 – 9 a.m.3rd Wednesday of the monthLancaster Country Club1466 New Holland Pike, LancasterJulie [email protected] www.LAEN-ABWA.com
Lebanon Valley Chapter6 p.m.4th Wednesday of the monthMarabelle’s Restaurant1352 Cumberland St., LebanonPenny Donmoyer717.383.6969www.abwalebanonpa.com
Penn Square Chapter11:45 a.m. – 1 p.m.2nd Thursday of the monthHamilton Club106 E. Orange St., LancasterDonna [email protected]
Wheatland - Conestoga Chapter6 p.m.1st Tuesday of the monthHeritage Hotel500 Centerville Road, LancasterKimberly Warner, [email protected]
Women @ Work Express Network11:30 a.m. – 1:15 p.m.2nd Thursday of the monthHeritage Hotel500 Centerville Road, LancasterVirginia [email protected]
Yellow Breeches Chapter6 p.m.4th Wednesday of the monthComfort Suites10. S. Hanover St., CarlisleJofa [email protected]
Central PA Association for FemaleExecutives (CPAFE)1st Wednesday of each monthRefer to the website for the meeting locationCathy Jennings, [email protected]
Executive Women InternationalHarrisburg Chapter5:30 p.m.3rd Thursday of the monthRotating locationCynthia A. [email protected]
Harrisburg Business Women11:30 a.m. – 1:30 p.m.2nd Tuesday of the monthBest Western Premier Central Hotel &Conference Center800 E. Park Drive, HarrisburgLynne Baker717.215.2327info@harrisburgbusinesswomen.orgwww.harrisburgbusinesswomen.org
Insurance Professionals of LancasterCounty (IPLC)5:45 p.m.3rd Tuesday of the monthHeritage Hotel500 Centerville Road, LancasterKrista [email protected]
International Association ofAdministrative Professionals
Harrisburg Chapter5:30 p.m.3rd Monday of the monthHoliday Inn Harrisburg EastLindle Road, HarrisburgHelen E. Wallace, CAP-OM, PresidentJodi Mattern, CAP, [email protected]
Hershey Chapter5:30pm2nd Tuesday of the MonthHershey Lodge325 University Drive, HersheyWendy Snavely, CAP-OM, PresidentMeagan Bair, CAP-OM, President-Elect717.508.1710mbair@hersheypa.comwww.hershey-iaap.org
Red Rose Chapter5:30 p.m.4th Tuesday of the monthWoodcrest Villa2001 Harrisburg Pike, LancasterBarbara [email protected]
White Rose Chapter of York6 p.m.3rd Wednesday of the monthNormandie Ridge1700 Normandie Ridge Drive, YorkDorothy [email protected]
Mechanicsburg Business Women11:30 a.m. – 1:30 p.m.3rd Wednesday of the monthRotating locationAbeer Srouji Alleninfo@mechanicsburgbusinesswomen.orgwww.mechanicsburgbusinesswomen.org
Pennsylvania Public Relations Society5:30 p.m.Last Thursday of the monthJoan Nissley, [email protected]
Professional Women’s Business Network(PWBN)8:30 – 10 a.m.1st Monday of the monthPark City Diner884 Plaza Blvd., LancasterMaria [email protected]
Shippensburg Women’s AreaNetworking (SWAN)Noon1st Wednesday of the monthRotating locationLisa [email protected]
Women’s Business Center Organization(WBCO)11:30 a.m.2nd Tuesday of the monthSeptember through April Alumni Hall, York College of PAMimi [email protected]
Women’s Independent Networking Group(WING)Noon1st and 3rd Wednesday of the monthOut Door Country Club1157 Detwiler Drive, York Lisa [email protected]
Women’s Network of York11:30 a.m.3rd Tuesday of the monthOut Door Country Club1157 Detwiler Drive, YorkTheresa La [email protected]
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FREE advance guest registration online!($5 at the door)
For guest registration,or for more information, go to:a G r e a t Wa yTo S p e n d M y D a y. c o m
Please, Join Us!(see inside for details)
October 4, 20149 a.m. – 3 p.m.
Lebanon Expo Center80 Rocherty Road
Lebanon
Health & Wellness • Finance • HomeTechnology • Beauty • Nutrition
and more!
Fashion ShowHoliday Shopping
Wine Tasting
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($5 at the door)
Spa Tre
atm
ents
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onstra
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Hula HoopContest