buy homes. we help educators · (townhome, condo, single family home, etc.) how to get started...

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Page 1: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

We help educators buy homes.

landed.com

Page 2: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

For educators in expensive communities, buying a home near work can be challenging.

Sonya, Landed homebuyer, Oakland, CA

Page 3: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

That’s whereLanded comes in

Landed helps educators

buy homes

(Photos of real Landed homebuyers)

Page 4: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Where Landed Serves

Plans for Expansion

Austin, Portland (Oregon), Boston, and Washington, D.C.

Bay Area, CA

Fall 2016

Southern CA

Spring 2018

Seattle, WA

Fall 2018

Denver, CO

Spring 2018

Hawaii

Spring 2019

Page 5: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

How we help

What We Do

We support educators on their path to homeownership – no matter where they are right now.

Up to 10%. Max. $120k in CA & WA, $70k in CO.

Free help on your homebuying journey

Free resources, content, and events

Including our Landed Agent Network

Page 6: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Here’s how down payment support works.

Page 7: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

$50,000

10% Educator Down Payment

$50,000 $400,000

Example: Your dream home costs:

$500,000

How it works

You need a $100,000 down payment. But that seems nearly impossible!

10% LandedDown Payment

80%

Mortgage

Page 8: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Smaller Mortgage

Don’t Have to Pay Mortgage Insurance

Competitive Offer

How it works

The Power of a 20%+ Down Payment

With a 20% down payment, your dream home is now within reach, with added benefits:

Page 9: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Not a loan.

Page 10: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

No monthly payments.

Not a loan.

Page 11: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

No monthly payments.

Not a loan.

This is a shared investment.

Page 12: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Original Investment + 25% Appreciation

Sale Price $600,000

Gain + $100,000

Landed’s 25% Share of gain $25,000(plus original investment) $50,000

Landed Keeps $75,000

How it works

Page 13: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Sale Price $400,000

Loss + $100,000

Landed’s 25% Share of loss $25,000(plus original investment) $50,000

Landed Keeps $25,000

How it works

Original Investment + 25% Depreciation

Page 14: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

How it works

Homebuyers choose when to exit the partnership and

pay the Landed Fund

Any time before the end of the 30-year term.

Page 15: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

LaTanya & Ron, Denver, CO Erin & Rick, Redwood City, CA

Our family of Landed homebuyers is

quickly growing!

Sara & Isaac, San Mateo, CA

Page 16: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

(maximum of $120k in CA & WA, $70k in CO)

(townhome, condo, single family home, etc.)

How to get started

Eligibility

You DO NOT need to be a first-time homebuyer.

You need to live in the home for at least one year.

2 years of experience to qualify, 2 years commitment to stay

Page 17: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

*Landed is able to not charge an origination fee because Landed is paid by Landed Partner Agents. If a buyer chooses not to use a Landed Partner Agent, the buyer would be required to pay an origination fee.

Other Benefits to Landed

How it works

Page 18: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

How it works

Landed Agent Network

We introduce each educator to an experienced agent from our Landed Agent Network.

Referral Fee

Landed charges a 30% referral fee on the broker commission at the time

that an offer closes; this allows homebuyers to access Landed’s

support for free.

Joining the Network

Agents join our Network by invitation or by bringing Landed

an eligible customer.

(Currently have waitlists in all regions.)

Page 19: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Process

How it works

STEP 1ApplyComplete a Landed Application

Schedule a 30-min meeting to discuss your application and interest

Get pre-approved with Landed

STEP 2Get Set UpApply for mortgage pre-approval with a participating lender

Start working with a partner real estate agent

STEP 3Find a HomeStart looking at homes with your real estate agent

Make offers on homes with Landed’s support and approval

Get your offer accepted!

Timing: 1 weekTiming: 1 week Timing: varies

Page 20: buy homes. We help educators · (townhome, condo, single family home, etc.) How to get started Eligibility You DO NOT need to be a first-time homebuyer. You need to live in the home

Landed provided a ton of support and made the process feel

less intimidating.

“Fernando Xavier, San Francisco, CA