HEALTH INSURANCE

WORKERS WITH HEALTHCARE PROVIDED

By: Michael Ydoate

INTRO Everyone deserves proper health

treatment

But what happens when government intervenes?

MY STAKEHOLDER

IF GOVERNMENT PROVIDES A PUBLIC HEALTHCARE ALONG WITH PRIVATE

“Healthcare reform, if it passes, will cost about $1 trillion over the next 10 years” (Health Care Reform: What It Will Cost You, Andrews)

Extending Medicare and Medicaid when the US is having trouble funding it now

This means higher taxes for families with a combined income of just over $100,000

NEGATIVE EFFECT OF BAUCUS BILL (REQUIRED BY LAW TO HAVE INSURANCE AND

EXTENDS MEDICARE AND MEDICAID)

Just like with car insurance, law breakers will make insured pay a surcharge to cover them. Insurance costs are already seeing large increases

The Flexible Spending Account does not cover over the counter drugs anymore and have been limited dramatically (money for medical that will not be taxed).

Those who do not think it is feasible to be insured will now be forced to buy it

WHAT SHOULD BE DONE? Competition is healthy for any business to provide

the best quality service at a reasonable price.

The possibility of healthy life-style deductions in order to give incentives to people to keep themselves healthy.

Base clinics for people without insurance to get proper care. Small entrance fees around $50 or so.

Tort reform- doctors have to charge a lot in order to pay for malpractice insurance. Fewer ridiculous lawsuits against doctors so they can decrease charges.

CONCLUSION

Healthcare should not drive the US into an inescapable debt and be more affordable for all

WORKS CITED Andrews, Michelle. "Health Care Reform: What It Will Cost You." CBS

News. 10 Aug 2009. Web. 13 Feb 2012. <http://www.cbsnews.com/8301-505123_162-51330206/health-care-reform-what-it-will-cost-you/>.

"Health Care Reform." New York Times [New York City] 08 Feb 2012. Web. 13 Feb. 2012. <http://topics.nytimes.com/top/news/health/diseasesconditionsandhealthtopics/health_insurance_and_managed_care/health_care_reform/index.html?scp=1-spot&sq=federal health care law&st=cse>.

U.S. Department of Health & Human Services. Health Care Law & You. Washington D.C.: 2012. Web. <http://www.healthcare.gov/law/index.html>.

Ydoate, Edward. Personal E-mail Interview. 2/11/12.