calgary new home guide - sept 12, 2014

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Excel_Cover_Banner_Sept0314_Rev1_Bleed_Final.pdf 1 2014-09-03 1:22 PM

INSIDE THIS ISSUE

CALGARY: THE 5TH MOSTLIVABLE CITY IN THE WORLD

OPTIONS AND UPGRADESTHAT MAKE SENSE

SHOULD YOU USE AMORTGAGE BROKER?

Sept 12 - Oct 10, 2014 Volume 17 Issue 10

Kal Macdonald

Interior Design Supervisor

with Shane Homes for 9 years

EXPERIENCE!We get involved ... we listen carefully ... communicate effectively ... realize your vision.

The real of a Shane home is in thedistinction

Currently Building in these Fine Communities

(nw calgary) ...

(se calgary) ...

(airdrie) ..........

nolan hill ..........................................

nolan hill select lots ..........................

sherwood .........................................

cranston ...........................................

new brighton ....................................

legacy ..............................................

hillcrest ..............................................

king’s heights .....................................

403-536-2302

403-536-2305

403-536-2311

403-536-2318

403-536-2307

403-536-2308

403-536-2316

403-536-2303

LET OUR DESIGN STUDIO BECOME YOUR DESIGN STUDIO

It’s not just building a quality house that’s

important to us. It’s making sure your house

is transformed into your perfect home.

Our 5,000 sq. ft. Expressions Design Studio

provides the perfect space for you to select

your interior and exterior finishes from

standard to customized options.

We have highly specialized interior designers

that will walk you through every step of the

process while accessing your needs,

realizing your vision and helping you create

an environment that compliments your

lifestyle.

This passion for great design along with our

first class studio provides our customers with

creative and insightful design solutions with

the end result being the creation of a home

that is award winning to you.

WHAT YOUNEED IN AHOMEBUILDER

Showhome Hours:

Mon - Thurs: 2 - 8 PM

Sat, Sun & Hol: 12 - 5 PM

shanehomes.com

#shaneinvolvement

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NEWHOMEGUIDE.CAPublished by

garage 20´0˝ x 22´0˝/25´0˝

master retreat13´6˝ x 14´1˝

third bedroom10´6˝ x 11´0˝

second bedroom12´0˝ x 9´3˝

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garage 20´0˝ x 22´0˝/25´0˝

master retreat13´6˝ x 14´1˝

third bedroom10´6˝ x 11´0˝

second bedroom12´0˝ x 9´3˝

lifestyle room 13´1˝ x 13´0˝

dining area 11´0˝ x 11´0˝

covered deck

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IN EVERY ISSUE

8 Editor’s note

COLUMNISTS

18 Fundamentally Speaking How honest are you on your applications? by Wayne Karl

28 Quick Tips A dose of reality by Hellen Buttigieg

34 Home Sweet Home Buyer’s remorse: how to avoid ‘What if’ and ‘I wish I never’ by Lydia McNutt

42 Make Your Move To pack or not to pack... by Chuck Resnick

54 Insight New home landscaping by Brad Jackman

64 Calgaryism Calgary the fifth most livable city in the world – five years running by Cody Battershill

70 The Mortgage Mogul Should you use a mortgage broker? by Jason Eldridge

74 The Homebuying Process New homes raise the bar with great features and finishes by Donna Moore

IN THE NEWS

14 Sabal Homes celebrates 20th anniversary by awarding $20,000 Grand Prize

36 Homebuying Homebuyers worry about protecting their personal data

44 Environment TD Friends of the Environment invites Canadians to plant trees

46 Morrison Homes raises more than $8,000 in ALS Ice Bucket Challenge

HOMEBUYERS’ HELP

16 Showhome Review Shane Homes’ Tofino II popular with buyers in Hillcrest by Heather Ryan

20 Community Profile Qualico Communities’ Ravenswood offers prime location in Airdrie by Heather Ryan

26 Showhome Review Calbridge launching new townhome project in Fireside in Cocharane by Heather Ryan

40 Showhome Review Cardel Homes presents incredible line-up of home styles in Walden by Heather Ryan

52 Style Inspiration Copper or gold by Sara Duck

60 The Scoop Decor and reno news, inspiration, style and more by Sara Duck

71 Homebuyers’ Resource Section Mortgage calculator and rate table

contentsSEPTEMBER 12 - OCTOBER 10, 2014 || VOLUME 17 ISSUE 10

ON THE COVER

p. 12EXCEL HOMES

Leighton showhome wowing buyers in Hillcrest

PRESIDENT, WALL2WALL MEDIA

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Josh Heppner SENIOR SALES MANAGER, WESTERN CANADA

Edwin RizarriART DIRECTOR

Tammy Leung

EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck Elisa Krovblit Lydia McNutt

Melanie Gowans Senior Media Consultant

403.200.8462Follow me on twitter @melgowansLike us on facebook; facebook/CalgaryNHG

PRODUCTION CO-ORDINATOR

Greg Van SluytmanGRAPHIC DESIGNERS

Mihail Terentiev, Hannah YarkonyMANAGER OF PRODUCTION

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Paul Slizys FOR ADVERTISING INQUIRIES PLEASE CONTACT:

403.200.8462FOR NATIONAL ADVERTISING INQUIRIES CALL:

416.263.6783

Calgary’s New Home Guide is published 13 times per year. We are located at 2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313. The magazine is free to the public.

COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].

district maps

Published By

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40

20

11 Airdrie

23 Calgary East

25 Cochrane

31 Northwest

39 Southeast

57 Okotoks

63 Calgary South

67 Southwest

69 Northeast

Buying your first home is an exciting experience. Years of saving, months of planning,

weeks of searching and days of executing a purchase usually lead to countless hours of anticipation for newcomers to the process. For many, however, it can also mean trepidation.

Relax, though, you’re not alone.Indeed, more and more first-time buyers realize the importance of preparing for their initial home purchase. According to the BMO 2014 First-Time Home Buyers Report, they’re taking not only additional time but also more thorough steps to better prepare:

Options, options, optionsThere’s more than one way to buy your first home, and it’s important to take your time to plan your purchase well

Think you can’t afford a home? It’s more affordable than you first thought

Much like that bank commercial that says, “You’re richer than you think,” a new home may

be more affordable than you originally thought. Perhaps you need only to change your definition of “home” to get into the market.

While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home.

Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you

//EDITOR’S NOTE

SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

WAYNE KARL EDITOR Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/WayneKarl

can often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools.

Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. Many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity.

Have a look through this issue and see what you think. The home of your dreams is waiting.

» 30 per cent of first-timers expect parents or family to assist in their purchase» 61 per cent are making cutbacks to their lifestyle to facilitate better saving» 60 per cent say their homebuying timeline has been delayed

While homeownership affordability is holding its own and interest rates remain low, increasing government-imposed fees and other factors are contributing to rising prices in the new home category. With mortgage rates expected to slowly increase later this year, additional preparation to make smart, wise homebuying choices is essential for first-timers.

08 NEW HOME GUIDE | SEP 12 - OCT 10, 2014

SEP 12 - OCT 10, 2014 | NEW HOME GUIDE 09

›› AIRDRIECOMMUNITIES01 BAYSIDE ESTATES

DEVELOPER: Genesis Land Development Corp. BUILDER: Genesis Builders Group, McKee Homes, ReidBuilt Homes www.genesisland.com

02 WINDSONG DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

03 REUNION DEVELOPER: Hopewell Residential BUILDERS: Excel Homes, Sabal Homes, McKee Homes

04 KING’S HEIGHTS DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

05 RAVENSWOOD DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

06 COOPER’S CROSSING DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Artigiano, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

07 WILLIAMSTOWN DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

08 HILLCREST Developer: Apex Developments Builders: Excel Homes, Shane Homes,Trico Homes hillcrestairdrie.com

09 SOUTHWINDS Developer: Mattamy Homes Builders: Mattamy Homes

10 CANALS LANDING Developer: Genesis Land Development Corp. Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, Westview Homes

VETERANS BLVD

1ST AVE

YANKEE VALLEY BLVD

NOSE CREEK

EASTLAKE

VETERANS BLVD

YANKEE VALLEY BLVD

2

1

3

10

4

5

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

6

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//COVER STORY

separate entrance, it can be used for a home office or home-based business.

“The home is being very well received because it has just about anything anyone would need, and everyone likes the functionality and having the fourth bedroom as standard,” Nixon says. “It also has a modern feel to it.”

The Leighton opens to a spacious entry with cool tile underfoot, room for a hall table and bench if you desire, and a charming niche that adds a decorative touch. Away from the entry, the tile transitions to richly-toned hardwood floor that spans much of the main floor, and just off the entry is a convenient half-bath.

Down from the entry is a huge central kitchen featuring an expansive island with breakfast bar seating as its focal point. The kitchen also serves up creamy quartz countertops, and an eye-catching 3D mosaic glass tile

New-home buyers who desire extra space for their growing family and their toys are loving the new model by Excel Homes, in Hillcrest in Airdrie.

The Leighton, a 2,394-sq.-ft., two-storey showhome, is wowing buyers with an impressive three-bay tandem garage, a fourth-bedroom with its own ensuite and fabulous features throughout.

“This is a new model for Excel and it’s very popular with buyers; they like that it’s designed for a large family,” says area manager Cody Nixon. “The tandem garage adds a huge wow factor; it’s great for two cars and the bay can be used for a man cave, workshop and to park your toys. With its

» by HEATHER RYAN

EXCEL’S

Leighton showhome wowing buyers

in Hillcrest


EXCEL HOMES | The Leighton

backsplash providing a cool contrast to the tall dark cabinets and stainless steel appliances. There is a built-in microwave and a drop down hood fan over the range. Excel has also made great use of space by adding a built-in IT centre and a walk-in pantry just off the kitchen.

Adjacent to the kitchen is a large dining nook with a built-in bar, complete with wine fridge and cabinets. The inviting great room is warmed by a wall-centred fireplace surrounded by floor-to-ceiling tile. A plush carpet in the great room adds to the warmth and helps define the space.

Upstairs, a huge central bonus room is perfect for relaxing with the family, and beside it is a large laundry room with practical built-in space.

Down the hall are two good sized secondary bedrooms and a main bathroom with a convenient pocket door – “it’s a simple element, but adds

so much functionality because it allows two people to share the space,” Nixon says.

At the front of the home is the fourth bedroom, with its own ensuite making is perfect for extended family members, mature kids or guests who need their own private space.

The master retreat offers plenty of room to relax, a large walk-in closet and luxurious ensuite with dual sinks. There is built-in shelving, over-sized walk-in shower and soaker tub.

Meanwhile, the entry from the garage has a mud room with a built-in bench and lockers.

“Excel has really created some innovative ideas in the Leighton, such as the built-in shelves in the ensuite, laundry and bonus room, the IT centre and serving bar, and the second ensuite,” Nixon says.

He adds that as a Built Green builder, Excel Homes provides a “HRV (heat recovery ventilator), high-efficiency furnace, low-E windows and more to improve the efficiency, longevity and health of the home.”

For more information on the Leighton, and Excel’s other showhome in Hillcrest, Ambleside, visit the showhomes at 101 and 105 Hillcrest Dr. S.W., Airdrie, open Monday to Thursday, 2 to 8 p.m., weekends and holidays, noon to 5 p.m., call 403.948.9359 or visit excelhomes.ca

The master retreat offers plenty of room to relax, a large walk-in closet and luxurious ensuite with dual sinks.


//IN THE NEWS

SABAL HOMES BY HOPEWELL CELEBRATES 20-YEAR ANNIVERSARY BY AWARDING

$20,000 Grand Prize to homebuyerSabal Homes by Hopewell, celebrating 20 years of home building in Alberta, is thrilled to announce the grand prize winner of its 20-week, $20,000 stylebration contest – an exciting promotion to mark this milestone anniversary.

“We are thrilled to be celebrating 20 years of uncommonly stylish home building and are excited to mark this momentous occasion by awarding the winner of our $20,000 contest,” says Shelly Osten, rsegional sales manager, Riversong Laned.

“Every single Sabal homebuyer between March 1, 2014 and July 19, 2014, was automatically entered into this grand prize draw for $20,000 – and we are pleased to award our winners Trio and Jessica Mulli!”

The lucky contest winners, the Mullis, recently purchased their Sabal home in the naturally beautiful community of Riversong in Cochrane.

Twenty years of building innovative, high-quality and uncommonly stylish homes has seen Sabal Homes by Hopewell grow from a three-person enterprise in 1994, to a company of more than 200 today. Sabal has built thousands of homes since its inception, always priding itself on its attainable price points, wide range of features and lasting value.

In addition to the $20,000 grand prize contest, Sabal’s 20-Year stylebration awards everyone who purchases a Sabal home between March 1, 2014 and Feb. 28, 2015, with a $2,020 gift card to be used towards upgrades for their new home, as well as a custom Sabal front door lockset. Ongoing perks and bonuses will continue over Sabal’s anniversary year.

“We are so proud of all that we have accomplished over the past 20 years, and we are excited to share the celebration with our

Sabal homebuyers. Our congratulations goes out to Trio and Jessica as they embark upon their uncommonly stylish new home adventure.”

For more information on Sabal’s anniversary, contest, innovation or more, visit sabalhomes.com/20years or contact Amanda Henderson at [email protected] or 403.298.8128. Pictured in the photo are Trio and Jessica Mulli; Shelly Osten, regional sales manager, Riversong Laned; and James Sharp, regional manager, sales, Calgary and Region.


//SHOWHOME REVIEW

» by HEATHER RYAN

SHANE’S TOFINO IIpopular in Hillcrest

Presenting a bright and open plan with great standard features and the ability to customize has made Shane Homes’ Tofino II showhome popular with buyers in Hillcrest in Airdrie.

“The Tofino is our top seller – it’s a home that fits on every single lot we have in Hillcrest, which people love, and the decorators did such a good job we have buyers who want to duplicate everything,” says Jeff Brodowski, co-area manager with Karen Kotchar.

“We’re getting a great response from buyers who love the main-floor pocket office, the massive pantry, the built-in hutch and the walk-in closet in the mud room, because they all add the extra space that they want,” Brodowski says. “The also love that our plans can be fully customized so they can get the home they desire.”

The 2,370-sq.-ft. Tofino II presents a wide open entry with loads of space for a

hall table and bench. The rustic looking hardwood floor and soft grey colours set a comfortable tone for the home, while the towering ceiling open to the second floor above gives you a sense of grandeur.

Off the entry is a convenient half-bath, and down the hall sliding French doors open to an IT centre with a huge built-in dual work station.

The living room ups the wow factor with a fabulous wall-centred fireplace, topped with a TV niche that is


A lot of people comment about the two secondary bedrooms because they are so big and have the walk-in closets

SHANE HOMES | Tofino II

surrounded floor-to-ceiling in a stunning 3D wave tile that looks like flames flickering up the wall.

“People love the Cosmo fireplace – the style is very contemporary with clean lines – and the tile is very artistic,” says Kotchar. “Everyone sees something different in the pattern... flames, waves, leaves… it’s very cool.”

Across from the great room, the kitchen is highlighted by a large island with breakfast bar seating, granite countertops, drop down stainless steel hood fan over a cook top, tall cabinets to the ceiling, built-in wall oven and microwave and a mosaic tile backsplash.

The bumped-out dining nook offers plenty of room and features an elegant built-in hutch in the niche.

Back in the kitchen, a door opens to an expansive walk-through pantry that

provides substantial storage space, and it leads to a mud room off the garage with a built-in bench and walk-in closet.

Upstairs, going around either side of a partial wall, you’ll discover a spacious central bonus room with an eye-catching built-in entertainment unit.

The owners’ suite is a great retreat, with a hardwood floor, lavish ensuite with corner soaker tub, vanity with dual sinks separated by a make-up counter, large walk-in closet and oversized shower highlighted by floor-to-ceiling tile with decorative vertical mosaic tile inlay.

A good-sized laundry room, two generous bedrooms with walk-in closets, a full bathroom and a handy built-in computer station adjacent to the secondary bedrooms complete the second floor.

“A lot of people comment about the two secondary bedrooms because they are so big and have the walk-in closets,” Brodowski says.

Kotchar adds, “people like the second floor bonus room and loft with vaulted ceiling and the fact that it separates the owners’ suite from the kids’ bedrooms.”

Shane Homes will celebrate the grand opening of the Tofino II and the 1,923-sq.-ft. Fiesta II showhomes on Sept. 13. The showhomes, at 109 and 113 Hillcrest Dr. S.W. in Airdrie, are open Monday to Thursday, 2 to 8 p.m., weekends and holidays, noon to 5 p.m. Call Jeff or Karen at 403.536.2316 for more information or visit shanehomes.com


A recent survey by Equifax Canada revealed some rather startling facts – chief among them that many Canadians have no problem falsifying financial information when applying for a mortgage.

By “many,” we mean 10 per cent of respondents. That may not sound like a lot, but considering the implications of these actions, it’s a surprisingly high number.

Indeed, one in 10 Canadians mistakenly believes it’s okay to inflate their annual income when applying for a mortgage, according to Equifax. Nine per cent admitted they hadn’t been entirely truthful on a credit or loan application.

“Make no mistake, lying on your loan application is a type of mortgage fraud,” warns Tim Ashby, vice-president, personal solutions, Equifax Canada.

This is what’s known as first-party mortgage fraud, a growing problem in which applicants misrepresent their financial circumstances by fudging earnings, pay stubs or worse, lying about their employment situation altogether.

Lenders, regulators or police to date haven’t taken this sort of “soft fraud” seriously. Lenders care that the mortgage is serviced and in good standing, and as long as that’s the case, no red flags will be raised.

But if there was a meltdown in the housing market, where, hypothetically, values dropped materially, or mortgage rates increased significantly, and either situation resulted in a spike in homeowners who could no longer afford their homes… These are the potential scenarios, experts warn, that could lead Canada Mortgage and Housing Corp. to further tighten mortgage qualification rules.

Another situation that could have an impact on the mortgage landscape is the investor component. CMHC

How honest are you on your applications?

//FUNDAMENTALLY SPEAKING

WAYNE KARL is an award-winning

writer and editor with experience in real

estate and business. In Fundamentally

Speaking, Wayne explores the basics – such as

economic fundamentals – you need to examine

when buying property. He can be reached at

[email protected] or follow him on Twitter

at Twitter.com/WayneKarl

» by WAYNE KARL

recently released its 2013 Condomini-um Owners Survey, which revealed 17.1 per cent of the condominium owning households in Toronto and Vancouver are investors.

While welcome insight into this otherwise not well known sector of the market, the survey raises two key issues: many observers believe the investor component is actually much higher

– something in the neighbourhood of 30 to 40 per cent; and the percentage of foreign investors versus Canadians.

Why does this matter? Purely in a market sense, the fear is that condo investors could be susceptible to a massive sell-off should the market experience a downturn. Secondly, the concern is that some of these investors, at least those taking out mortgages from Canadian lenders, are buying these units without disclosing that they actually plan to rent them out. This, technically, is another type of mortgage fraud.

The bottom line in all of this? Equifax and other experts stress that consumers should always be honest with their personal data on applications, and most importantly, borrow only what you can repay.


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H omebuyers who desire a more relaxing pace yet want to be within easy reach of a

wide range of amenities, are choosing Ravenswood in southeast Airdrie.

Created by Qualico Communities, south of Yankee Valley Boulevard and east of Kings Heights, Ravenswood offers a family-friendly atmosphere with charming yet stylish architecture and a layout that presents a walkable village lifestyle with inviting parks and quiet streets.

“The homes in Ravenswood offer amazing value with great access to local amenities,” says Qualico’s communications manager Maribeth Janikowski. “If you’re searching for your dream home, it’s definitely worth taking a look.”

Ravenswood’s prime location means a shorter commute for residents when

travelling to Calgary than many other Airdrie homeowners. They’re also just a short drive away from CrossIron Mills and within walking distance to the new Kings View Market commercial development, featuring a plethora of shops, restaurants and services.

“ As close as Ravenswood is to the many amenities that Airdrie has to offer, it is still remarkably quiet – there’s very little traffic. Residents can come home and relax after a hectic day,” Janikowski says.

Ravenswood offers 20.43 acres dedicated to parks, pathways and greenspace, as well as four playgrounds including the newly completed feature park that is comprised of a large art installation, walking paths and a large playground, so residents can get out and enjoy a picnic in the park or a leisurely stroll or bike ride in the community.

Active residents will also appreciate the proximity to Genesis Place, which offers a range of recreational activities and is currently undergoing an expansion to include new hockey arenas.

Families will also love that Ecole francophone d’Airdrie is now open in the community, which accommodates 400 students from kindergarten to Grade 12.

Ravenswood has a variety of housing styles to choose from. The most current phases offer buyers move-up front attached garage homes that start in the $480,000s and semi-estate homes starting from the $500,000s.

As well, Qualico will be introducing Phases 7 and 8 this fall, “which will offer something for everyone and will consist of townhomes, duplexes, laned homes and

//COMMUNITY PROFILE

QUALICO’S RAVENSWOOD offers a prime location in Airdrie» by HEATHER RYAN

QUALICO COMMUNITIES | Ravenswood

a few front attached garage homes,” Janikowski says.

Homebuyers can choose from one of four respected builders: Broadview Homes, McKee Homes, NuVista Homes and Pacesetter Homes. The builders are crafting homes that present a mix of traditional English architectural styles including Craftsman, Colonial, Prairie, Tudor, Alpine and English Cottage that are thoughtfully designed throughout the community.

“All you need to do is drive through Ravenswood to see for yourself what attention to detail means for enhancing

the esthetic of the community,” Janikowski says.

The builders have four showhomes on parade in Ravenswood, which are open to the public Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m.

Qualico is also running a unique sales opportunity in Ravenswood this fall. “It will give potential homebuyers the opportunity to win $10,000 towards ‘toys’ for their new home, such as a home theatre package or kitted out garage,” Janikowski explains. For more information, register with ravenswoodairdrie.ca

Stop waiting - start living at Rainbow Falls.

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CHESTERMERERAINBOW FALLS DEVELOPER: Truman Developments BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

WESTMERE DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes

›› CALGARYREGIONEAST

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1

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2

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1

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04 BUFFALO HILLS (coming soon) BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDONBOULDER CREEK ESTATES DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE DEVELOPER: United BUILDERS: Lifestyle Homes

WILDFLOWER RANCH IN STRATHMORE DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, Westview Homes, Aquilla Homes www.edgefieldstrathmore.com

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01 HERITAGE HILLS DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Trico Homes,

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03 SUNSET RIDGE DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Janssen, Calbridge, Landmark

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04 RIVERSONG DEVELOPER: Tamani Communities BUILDERS: Innovations by Jayman, Sabal Homes,

Jayman MasterBUILT, Trico Homes

05 MONTERRA ON COCHRANE LAKE DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone,

Brooklyn, Astoria Custom Homes

06 WESTPOINTE ESTATES DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith,

Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com

›› COCHRANECOMMUNITIES

COCHRANE

RA

NG

E R

D 40

RANGE RD 43

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W. TERRACE RD.QUIGLEY DR.

QUIGLEY DR.

W. EDGE.RD

W. MCMANUS RD.W. MCDOUGAL RD.

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GLENEAGLES DR.

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8


A new townhome project that offers both a great lifestyle and location is being launched by Calbridge in Fireside, Cochrane.

“Calbridge is dedicated to the community vision for Fireside. We offer single-family homes, side-by-side homes and villas, so we’re pleased to add another product to the mix with townhomes in Vantage Fireside,” says David MacKenzie, vice-president and general manager.

“Our team is very excited about the grand opening of our presentation centre on Sept. 20, which will showcase the both the project, community and included features,” he says. Sales

will also launch that day; people can register up until then on the website (vantagefireside.com).

Vantage Fireside presents buyers with 147 townhomes with attached double garages in both two and three-bedroom layouts with 2.5 bathrooms.

The townhomes offer three different floorplans ranging from approximately 1,100 to 1,400 sq. ft. The typical plan is a three-bedroom design with master bedroom and ensuite, two secondary bedrooms, a full bathroom and laundry on the upper floor. A great room, kitchen with island, dining area, and half-bath are on the main floor, with a den (optional),

//COMMUNITY PROFILE

CALBRIDGE launching new townhome project

in Fireside in Cochrane» by HEATHER RYAN


SEPT22nd OCT6THto

you can never have enough toysEvent.

The

At THE COMMUNITY OF RAVENSWOOD in AIRDRIE.

Event.

The

WE CREATE WHAT WE BELIEVE IN QUALICOCOMMUNITIES.COM

With the purchase of your new home at Ravenswood between Setptember 22nd and October 6th you have the opportunity to win your choice of; a custom garage

package to be the envy of the neighbourhood, or endless movie nights in your very own home theatre, or a jaw dropping walk-in closet - a home for every pair of shoes.

Rush to RavenswoodAirdrie.ca for all of the details.

*NO PURCHASE NECESSARY. Closes October 6 at 11:59:59 pm MT. Full rules (including details of qualifying transactions/no purchase entry and complete prize description) at qualicocommunities.com/calgary. Open to legal residents of Canada (age of majority). One (1) grand prize available, consisting of a $10,000 CND value in products/services towards the prize of choice. Odds of winning depend on number of eligible entries. Skill-testing question required.

oror oror1 CUSTOM GARAGE CUSTOM GARAGE

YOUR VERY OWN

Sorry - car not included!Sorry - car not included!

YOUR VERY OWN

2CUSTOM HOME THEATRE CUSTOM HOME THEATRE

YOUR VERY OWN

Popcorn - included!

YOUR VERY OWN

Popcorn - included!3

CUSTOM CLOSET CUSTOM CLOSET

YOUR VERY OWN

Sorry - shoes not included!

YOUR VERY OWN

Sorry - shoes not included!

CALBRIDGE HOMES | Vantage Fireside

garage and storage area at ground level.These townhomes offer spacious bright open plans with

impressive features such as wide plank hard surface floors, stainless steel appliances and a covered deck off the kitchen for year-round barbecuing.

Starting at $279,900 including GST, the townhomes “offer a great value and opportunity for first-time buyers who may have been priced out of the market in Calgary, and for downsizers or empty-nesters who desire the features of a single-family home without the maintenance,” MacKenzie says.

Vantage Fireside sits on 8.5 acres and will back onto wetlands and pathways. A new retail plaza is located just

Vantage Fireside presents buyers with 147 townhomes with attached double garages in both two- and three-bedroom layouts with 2.5 bathrooms.

across the street and will include a Tim Hortons.For more information, visit the presentation centre at 3

Fireside Gate, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call 587.362.4036 or visit vantagefireside.com

Buyers can also take advantage of the pre-construction pricing by simply putting $1,000 down to secure their Vantage home!


» by HELLEN BUTTIGIEG

You want everything to fit away neatly, display perfectly and know exactly where everything is when you need it. That’s what being organized is all about. But is that realistic? Being organized doesn’t happen overnight and it doesn’t have a finish line. Getting organized is a process, learn what works for you.

Keep it real. You’ll never get organized. Read that again. Yes, that’s what I said. You’ll never get organized because being perfectly organized is not a realistic expectation. Just to be clear, organization is not a destination. You don’t just wake up one day and find that you’ve arrived. It’s a process – a work in progress. So, if you are judging yourself against unrealistic expectations, or holding back on pursuing a goal because you are waiting until you “get organized, once and for all,” perhaps it’s time to look at things differently. Instead of trying to get organized, strive to become more and more organized every day. Doesn’t that feel more attainable? Instead of feeling stuck, you’ll be able to take a step forward.

Use your instincts. Are you surrounded by piles of papers on your desk, your floor and any other flat surface in your office? Don’t fight your instincts, work with them. Rather than trying to adapt to traditional ways of filing, like using a lateral filing cabinet, use horizontal methods instead. Use stacking trays or literature sorters, which can be placed on your desk or installed on the wall. Now label them with the categories you use most. It will be easier to adapt to filing papers when you don’t have to change your piling habit.

Out with the old, in with the new. Are you holding on to things that you’ll never use again? Very often people unconsciously jam their homes full of stuff because the sheer volume gives them a feeling of comfort and security. If you are operating from a need for abundance, remember that your success as a person has nothing to do with all the outdated or rarely used stuff overflowing from your closets. In fact, it’s probably blocking your prosperity. Let go of what you don’t need to make room for new things to come into your life.

//QUICK TIPS

Plan before de-cluttering. Before beginning any de-cluttering project, determine in advance how you will dispose of the items you no longer want. If you have valuable pieces and would like to sell them, decide whether you will do this yourself or hire someone to do it for you. If you would like them to go to charity, which one and where are they located? Some charities will pick up, so call them to find out when they will be in your area. It’s not until those boxes and bags leave your home that you will reap the full rewards of de-cluttering. Planning in advance will curb procrastination and ensure full completion of the task.

Feeling stuck? If you find yourself backsliding when it comes to maintaining your organizing systems, don’t berate yourself, as this will sap your energy and prevent you from doing anything about it. Rather than dwelling on what went wrong, focus instead on what needs to be done. Just say “oops” and move on to taking action.

HELLEN BUTTIGIEG is a certified professional

organizer, life coach, TV host, owner of We

Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit weorganizeu.com and sign up for the free newsletter.

Organization is not a destination. You don’t just wake up one day and find that you’ve arrived. It’s a process – a work in progress.

A dose of reality


certainty comes standard

Just like us

AUBURN BAY | AUBURN SOUND | EVANSTON | MAHOGANY | RIVIERA | SUNSET RIDGE

You believe the best place for date Night should be your home

At Jayman MasterBUILT, we’ve spent thirty years mastering the balance

of elegance and comfort. We know your home should be the perfect setting

for any occasion; that’s why the highest-quality finishings come standard

in every home we build.

Jayman.com/JustLikeUs

Visit your nearest Jayman MasterBUILT Showhome

to see how the best finishings, stainless steel

appliances and exceptional craftsmanship set

the stage for your ideal lifestyle.

Just like us

You believe the best place for date Night should be your home


Find your place in Calgary’s Northwest. Take Sarcee Trail 1 km north from Stoney Trail and follow the signs. Visit NOLANHILLSHOWHOMES.COM for builder information, lot maps and directions.

HOMES BY AVI | MORRISON HOMES | SHANE HOMES | STERLING HOMES | TRICO HOMES

OLD WORLD TRADITIONS. MODERN LIVING. Set amid the rolling hills of Calgary’s northwest, Nolan Hill recalls British Isles character of days gone by – right down to the castle-ruin entry features. Yet with abundant park space and nearby shopping, schools and recreation, Nolan Hill offers a modern, family-friendly lifestyle that combines the best of both worlds – old and new.

townhome laned home front garage estate stylec o l l e c t i o n c o l l e c t i o n c o l l e c t i o n c o l l e c t i o nfrom the $350s from the $400s from the $450s from the $600s

New Showhomes

NOW OPEN

30

10 SAGE MEADOWS DEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Group, Passion Homes, ReidBuilt Homes, Today’s Homes www.genesisbuildersgroup.com

11 VALLEY POINTE ESTATES DEVELOPER: Melcor BUILDERS: Landmark Homes, Albi Homes

12 BEARSPAW WILLOW CREEK BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

13 WATERMARK AT BEARSPAW #1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homes www.watermarkatbearspaw.com

14 EVANSRIDGE DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, Innovations by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes, Excel Homes

15 ROCK LAKE ESTATES DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes

17 SHERWOOD DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

18 MOUNT PLEASANT BUILDER: Landmark Homes www.landmarkgroup.ca

01 PANORAMA HILLS DEVELOPER: Genstar BUILDERS: Homes by Avi, Cardel Homes, Landmark, Excel Homes, Arcuri Homes

02 ROYAL OAK DEVELOPER: Birchwood Properties BUILDERS: Birchwood Properties

03 EVANSTON DEVELOPER: Qualico Communities BUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT

04 SAGE HILL DEVELOPER: United Communities BUILDERS: Excel Homes, Pacesetter Homes

05 NOLAN HILL DEVELOPER: United Communities BUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Trico Homes, Jager Homes, Pacesetter Homes www.nolanhillunited.com

06 BEACON HEIGHTS DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex

08 KINCORA DEVELOPER: Melcor BUILDER: Excel Homes

09 EVANSVIEW DEVELOPER: Genstar BUILDERS: Cardel Homes, Acuri Homes

›› NORTHWESTCOMMUNITIES

NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.

BOW TRAIL

PAN

OR

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COUNTRY HILLS BLVD.

CROWCHILD TRAIL

16 AVENUE

16 AVENUE

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17 AVENUE

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ONS VALLEY ROAD

SHAGANAPPI TRAIL

128 AVE.

144 AVE. NW

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northwest

Showhomes: 1228 Sherwood Blvd.

Tuscany Hillside Estates

Developer: Carma

7

Builders: Landmark Homes | Albi Homes

CityLife

Developer: Birchwood Properties

Milano9 11

Builders: Birchwood PropertiesBuilders: Trico Homes

Sherwood

Developer: Genesis Development Corp.

5

Builders: Majestic Homes

Showhomes: Sherwood Crescent NW

Showhomes: Tuscany Estates Rise NW Showhomes: 2003 20th Ave. Showhomes: 99 Panatella Hill NW

Beacon Heights

Developer: Intergulf Cidex

6

Builders: Trico Homes/Intergulf Cidex

Kincora

Developer: Genesis Land Development Corp. | Apex Developments

Hanson Ranch

Developer: Cedarglen Homes | Cardel Homes

8 10

Builders: Evolution Homes | Majestic Homes | Excel Homes | Centrex Homes

Builders: Genstar

Showhomes: 115 Kinkora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW

1

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910

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*2012 and 2013 National SAM award winner for Best Community DevelopmentSEP 12 - OCT 10, 2014 | NEW HOME GUIDE 31

ASK AN EXPERT: by HEATHER RYAN

Q & A

PREPARING YOUR HOME FOR FALL/WINTER

ASK AN EXPERT by HEATHER RYAN

Q: I just moved into a new home – what should I do to prepare my home for fall/winter?A: Whether you’re in a new home or existing one, there are things you can do inside and out to prepare it for the colder weather,” says Ron Heggs, director of special projects for Shane Homes.

“First, if it hasn’t been done lately, clean your furnace system, including the ducts, and change the furnace filter,” he says. “If you’ve placed items around the furnace during the summer months, make sure the space is clear as the furnace is going to be running.”

While downstairs also check to make sure there’s water in your floor drain, and clean your humidifier, make sure the water is on and set the humidistat to the proper setting.

“Change the batteries in your programmable thermostat, and your smoke and carbon monoxide detectors may use batteries, so you need to check them and make sure they’re working properly,” Heggs says, adding you should also test fire extinguishers.

Make sure the bath fans are clean and running properly

and ensure the dryer vent is clear of lint, so that it will close completely preventing cold air from getting in. And, inspect your exterior doors to make sure they’re closing tight and the weather stripping is in good condition.

Outside, shut off exterior water taps, drain hoses and your underground sprinkler system and clear eave troughs of leaves so they don’t block the down spouts. Any eavestrough down pipes that drain underground should be pulled up to ground level, so they don’t freeze and back up.

Once winter arrives, it’s a good idea to keep blinds open during the day to help prevent ice build up on the windows, Heggs says. Ice forms because of poor air circulation and high humidity, so by opening the blinds the warmer air in the home circulates to the windows. “We also recommend people turn on vent fans for a longer period of time to get rid of excess moisture.”

Shane Homes new home purchasers can find additional winterizing information at www.shanehomes.com in the My Home section.

Q&A//ASK AN EXPERT

Custom or quick possession homes beginning at $1.2 Million. More info at WatermarkAtBearspaw.com

phase one, sold out. phase two, over 80% sold.With 46 acres of parkland, connected by 5 kilometres of paved pathways, Watermark at Bearspaw is a community built for savouring the moments that really matter. Named Community of the Year two years in a row, Watermark features estate lots from one quarter to one acre and unparalleled amenities for your family. New Tuscany LRT station now open. Visit our website or call us today at 403 239 9735.in a row, Watermark features estate lots from one quarter to one acre and unparalleled amenities for your

PHASE 3NOW

SELLING


There are many questions that will run through your head in the weeks leading up to closing on your new home. Did I choose the right location? Did I pay too much? Should I have waited out this hot market?

We’ve all heard of buyer’s remorse. Maybe it’s that canary yellow convertible that caught your eye at the dealership when you were there only to get an oil change. Maybe it’s that Florida timeshare that tempted you in the dead of winter. Maybe it’s, dare I say, the home you just purchased.

When it comes to buying a home, feeling a little anxious and questioning whether you’ve made the right decision is normal.

Having just bought a new house – our second – my husband and I have been swept up in a whirlwind of excitement, anxiety and stress bordering on distress. First of all, our new home is more expensive. Second, it’s further away. Third, it’s a new community. (Well, not new new, but new to us.) While we were well aware of these factors when we bought the house –

and we still consider it worth the trade-off – we can’t help but feel pangs of fear as we prepare for the big move.

My husband is the worrier between the two of us, but admittedly, I am very reactive. When the world around me panics, I’m not far behind. So, I too have suffered some sleepless nights.

How can you curb those “I wish I never...” and “What if...” thoughts? Here are three ways to stop buyer’s remorse dead in its tracks:

STOP LOOKING You’ve had your eyes glued to the real estate listings for months. Now that you’ve purchased a home, it’s tough to go cold turkey. Trust me – if you keep looking, you’ll find something in a more convenient location, or at a cheaper price, or better in some way. Why are you torturing yourself? If you were happy with your decision to buy when you made it, then stop shopping for the bigger, better deal.

STOP LISTENING You’ve made your buying decision based on your needs and wants. You were confident with your purchase... until Uncle Joe tsk-tsked and dug up that newspaper article he’s been saving for you about a drop in house prices in the coming months. But does anyone really know for certain what will happen in the future? By sitting on the fence and waiting for “perfect market conditions,” you could miss out on some really great opportunities. Don’t be overcome by analysis paralysis. If the timing is right for you, go for it.

STOP WORRYING You’ve done your homework, haven’t you? You’ve scoped out a variety of locations with a close look at the amenities, home types and their prices. You’ve set a budget. You’ve been pre-approved at a great mortgage interest rate and terms. You’ve saved a down payment and closing costs are covered. You’ve got your team of professionals: realtor, home inspector, lawyer. What more could you have done? Buying a new home – especially for the first time – is certainly stressful, but ask yourself if your fears are founded on facts, or just a common case of cold feet? If you’ve done your research, then it’s most likely the latter and you’ll get over it.

Nothing will ruin your homebuying happiness like having it engulfed in a wave of irrational fear. In your home purchase, as in life, regret nothing and enjoy every moment.

Buyer’s remorse: How to avoid “What if” and “I wish I never”

//HOME SWEET HOME

» by LYDIA MCNUTT

LYDIA MCNUTT is an award-winning writer and editor of New Condo

Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where

real estate rules. Email Lydia.McNutt@

wall2wallmedia.com, and follow her on Twitter

@LydiasTweets


Homebuyers worry about protecting personal data

//IN THE NEWS

Homebuyers are increasingly worried about protecting their personal data, according to a recent survey by Equifax Canada. A majority of Canadians (79 per cent) are more concerned today about safeguarding their personal information than a year ago.

“Consumers and lenders are certainly becoming more wary of the potential threats related to fraud and identity theft,” says Tim Ashby, vice-president, personal solutions, Equifax Canada.

“In the home-buying process, a lot of personal data is on the table when dealing with mortgage brokers, real estate agents, and lawyers among others.”

Most consumers (81 per cent) believe that lenders should be doing more to protect them from fraud and identity theft. The survey, however, also examined how truthful Canadians are when looking to secure a home loan. One in 10 Canadians agreed it is okay to inflate their annual income when applying for a mortgage and nine per cent agreed that they had not been entirely truthful on a credit or loan application.

Make no mistake, lying on your loan application is a type of mortgage fraud,” says Ashby. “Whether you’re a lender or a consumer, data protection and the integrity of the data should be priorities at all times. For the consumer, it’s not just a matter of protecting your information, it’s critical to know what’s on your credit file – especially when looking to buy a new home.”

Canadians embarking on the mortgage brokering process are not any more informed about their credit score than the general population. Only 23 per cent of Canadians know their current credit score versus 26 per cent who knew it at the time they applied for a mortgage.

“Tens of thousands of extra dollars are being spent to service a mortgage simply because people don’t know their credit score,” says Ashby. “Maintaining a healthy credit report by paying bills on time will go a long way in securing a loan at a lower interest rate.”

An Equifax credit score ranges from 300 to 900. Higher scores are viewed more favourably. Most Canadians (71 per cent) have a credit score of 725 or higher, which is considered to be Very Good or Excellent.

For more information, visit equifax.ca


talk

OUR SHOW HOME IS IN YOUR POCKET.JAGERNOLANHILL.COM

QUICK POSSESSIONS AVAILABLE

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03 CRANSTON DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Shane Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Homes RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes www.livecranston.ca

04 WALDEN DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban

05 MAHOGANY DEVELOPER: Hopewell Residential BUILDERS: Jayman MasterBUILT, Sabal Homes, Stepper Custom Homes, Trico Homes, Homes by Avi ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

06 McKENZIE TOWNE DEVELOPER: Mosaic Townhomes: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential

07 NEW BRIGHTON DEVELOPER: Brookfield Residential BUILDERS: Shane Homes, Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 CHAPARRAL VALLEY DEVELOPER: Genstar BUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes

09 QUARRY PARK DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties, Albi Homes

10 LEGACY DEVELOPER: Westcreek Developments BUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Excel Homes, Sterling Homes, Creations by Shane Homes, Innovations by Jayman, Calbridge Homes, Morrison Homes www.legacylife.com

›› SOUTHEASTCOMMUNITIES

01 AUBURN BAY DEVELOPER: Brookfield Residential BUILDERS: Brookfield Homes, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Innovations by Jayman www.liveauburnbay.ca

02 COPPERFIELD DEVELOPER: Hopewell Residential BUILDERS: Excel Homes, Sabal Homes, Stepper Custom Homes


MCLVOR

BLV

D.

16 AVENUE 16 AVENUE

32 AVENUECENT

RE S

TR

14 S

TREE

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MCKNIGHT BLVD.

86S

ERTET

17 AVENUE17 AVENUE

GLENMORE TRAIL

52 S

TREE

T52

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BARL

OW TR

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Mac

LEOA

D TR

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MacLEOAD TRAIL

DERSON ROAD

SHER

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KING

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SPRU

CE M

EADO

WS

HWAY

24 S

TREE

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2 AVENUE

MARQUIS OF LORNE TRAIL

MEMORIAL DRIVE

BLAC

KFOO

T TR A IL

BOW BOT

TOM

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ITT

DEERFOOT TRAIL

HLAND DRIVE

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130 AVENUE

McKEN

ZIE LAKE

MORE VOIR

EEK PARK

FISH CREEK PARK

CRANSTONAVE. SE SETON BLVD SE

CopperfieldDeveloper: Hopewell Residential Communities

Mahogany

Developer: HopewellBuilders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

Auburn Bay

Developer: Carma

Showhomes: Auburn Bay Blvd. SE Auburn Sound Manor SE Auburn Bay Gardens

Showhomes: Corner of Cranston Ave.& Cranarch Rd.

Showhomes: Walden Rise SE

Showhomes: Mahogany Heath SE.

Showhomes: New Brighton Dr. SE.

Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

1

McKenzie TowneDeveloper: Carma

ELGIN VILLAGEShowhomes: Elgin Meadows Green SE. Elgin Estates Park SE.Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes

VILLAGE OF PRESTWICKShowhomes: Prestwick Blvd SE.Builders: Cedarglen Homes | Jayman MasterBUILT

Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

New Brighton

Developer: Carma

7

Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

9

CranstonDeveloper: CarmaBuilders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates

Developer: Carma

Builders: Albi Homes | Landmark Homes | Baywest Homes

WALDEN

Developer: GenstarBuilders: Shane Homes | Cardel Homes | Innovations by Jayman | Excel Homes

southeast

2

5

6

3

4

4

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C ardel Homes is wowing new-home buyers in Walden with its incredible line-up of

move-up home styles that offer a variety fabulous features, finishes and savvy designs.

Located in southeast Calgary, Walden offers buyers a stellar location, with already established amenities, and they’re embracing Cardel’s wide selection of lots and models.

“Our homes are being well-received by buyers,” says Tracie Sartori, community sales associate for Cardel Homes, noting buyers appreciate that

they have more than 15 different models to choose from, ranging from 1,900 to 2,700 sq. ft.

“We currently have 20 lots in Phases 12 and 13 (the majority are in Phase 13), which include walk-out lots that back onto greenspace and level lots,” she says. “And, we have three spec homes available for quick possession, priced from $559,000.”

Cardel has three showhomes in Walden, including the highly popular Tandem Bay, a 2,229-sq.-ft., two-storey with a three-car tandem garage – large enough to fit vehicles and toys or even

//SHOWHOME REVIEW

CARDEL HOMES presents incredible line-up of home styles in Walden

» by HEATHER RYAN


CARDEL HOMES | Walden

provide work and storage space.Tandem Bay opens to a spacious

foyer, and you’ll feel right at home with the warm neutral tones and rustic coloured hardwood floor that spans the main.

Just off the entry is a convenient half-bath, and beyond it double French doors open to a flex room that is elegantly appointed as a home office, but it could easily be used as a formal dining room, especially since it’s close to the kitchen.

The eye-catching kitchen features a large island with plenty of breakfast bar seating, upgraded quartz countertops, stainless steel appliances, cabinets that rise to the ceiling, corner pantry and a stainless steel hood fan over the range.

A large dining nook is adjacent to the kitchen, while the spacious great room features a wall-centred fireplace with a wood surround.

Nine-ft. ceilings and hardwood floors on the main floor are standard, and buyers will appreciate having nine-ft. ceilings on the second floor as well.

Cardel has three showhomes in Walden, including the highly popular Tandem Bay, a 2,229-sq.-ft., two-storey with a three-car tandem garage – large enough to fit vehicles and toys or even provide work and storage space.

Upstairs, there are two generous sized secondary bedrooms, a full bathroom, a large bonus room, laundry room and a spacious master bedroom with ensuite that includes a soaker tub, walk-in shower and huge walk-in closet.

“People love the Tandem Bay design so much that we’ve had to create three different elevations,” Sartori says, noting the other two showhomes – the 2,434-sq.-ft. Arriva 2 and 2,198-sq.-ft. Harmony – are also a hit with buyers.

“Our customers are professional couples and families who want the space to grow and love the quietness of the area, the parks and pathways,” says

community sales manager Paul King.“They also love the walkability, they can

stroll to the Save-on-Foods grocery store, Starbucks, Shoppers Drug Mart, restaurants and services at the Gates of Walden,” King says. “It’s also a great location close to Macleod Trail and all the amenities and the LRT at Somerset.”

For more information on Cardel in Walden, visit the showhomes at 24 and 28 Walden Way S.E. and 14 Walden Close S.E., open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m.. Call 403.984.9107 or visit cardelhomes.com


» by CHUCK RESNICK

CHUCK RESNICK is vice-president of

marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

//MAKE YOUR MOVE

TO PACK OR not to pack . . .

Moving is a very personal thing and people who hire moving companies ask for varying levels of service.

Take packing, for example. Some people want to pack their own items, while others prefer a turnkey solution where the mover does it all. There are, of course, advantages to each approach, so it is important to choose what’s best for you.

THE PROFESSIONAL PACKER

Most who choose to pack themselves do so because it saves money on the move. That is true only if the items make it from Point A to Point B in one piece. Moving companies will not be responsible for items damaged because of poor packing.

The most critical element in packing is taking into consideration how far and long the items will remain in the boxes and containers during transit. Consumers often underestimate just how much jostling their items will endure on the various highways and other roadways on their trip to their new home or business. Accessories such as lamps may seem to be packed well, but may shift inside the carton and break or chip as a result.

Professional packers have the experience to know exactly what is best for various categories of items, depending on the size and distance of the move, and they pack accordingly. They can also provide excellent advice on how to mark your boxes for ease of unpacking, and on the items to pack last and unpack first.

Having your mover do the packing offers you the peace of mind in knowing that if the unexpected happens, your possessions will be repaired or replaced.

THE DIY PACKER

Trained packing professionals help clients with as much or as little of the packing and unpacking as required. Those who are willing and capable of packing themselves need to consider the proper materials and containers that will help to ensure a successful move. There are also significant considerations to keep in mind, such as not packing explosive or flammable items in the general boxes. Although you can obtain boxes from places like grocery stores, check with your mover, who may sell proper packing materials that will save you work and worry.

Some of the items you will need are tape dispensers, newsprint, markers, pads and bubble wrap – and there are many sizes and strengths of boxes available. There is a 1.5 cu. ft. box that is often referred to as a book or record box. It’s fairly small and is designed to hold small, heavy items like food jars or cans, flatware or CDs. The next size up is a lamp or lampshade box, which is three cubic feet in size. The sizes go up from there, to 4.5 and six cu. ft. for lighter objects such as pillows and stuffed animals.

These are just some of the moving materials that are available today. Whether you choose to pack your own items or have your mover do it, be sure you choose a company with a solid track record for providing top-notch service.

Having your mover do the packing offers you the peace of mind in knowing that if the unexpected happens, your possessions

will be repaired or replaced.


*Price of home, lot and GST subject to change.

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43

More trees, please TD Friends of the Environment Foundation invites Canadians to help plant 50,000 trees as part of TD Tree Days

//IN THE NEWS

There’s no question Canadians value trees. According to recent research from TD Friends of the Environment Foundation, 96 per cent of Canadians feel that it is important to plant trees today in order to sustain a healthy environment and improve the quality of life of future generations, and the majority want more trees planted in their communities. And, while only two in 10 Canadians currently donate their time once a year to plant trees or participate in greening projects, two-thirds say they would be likely to volunteer a few hours if they felt it would benefit their community for years to come. That’s where TD Tree Days comes in.

Now in its fifth year, TD Tree Days is a grassroots community tree-planting program, where a small investment of time pays off in life-long environmental returns. As the TD flagship volunteer program, TD Tree Days provides TD employees and their families, customers and community partners the opportunity to demonstrate leadership in environmental stewardship in their local communities. This year, throughout September and October, volunteers will plant 50,000 trees at more than 140 events from coast to coast.

“There’s no question that Canadians want to see more trees in their neighbourhoods, and the good news is that it’s easy to make that happen,” says Mary Desjardins, executive director, TD Friends of the Environment Foundation. “TD Tree Days is a fun, social way to green a neighbourhood. All it takes is a couple of hours on one day to plant some trees with friends and neighbours, and the community and environmental benefits are instantaneous and long-lasting.”

An overwhelming majority of Canadians (95 per cent) agree that planting trees is a great way for people to get involved in enhancing the environment in their communities, and 65 per cent also believe that local volunteers should play a role in helping to maintain local green spaces.

“It’s important to me that I contribute to making my community more livable, and planting trees as part of TD Tree Days is such an easy way to make a difference,” says Joseph Kurian, veteran TD Tree Days volunteer. “Not only am I helping to make the future a little Greener, but it’s a lot of fun and I’ve had the opportunity to meet some great people.”

Each TD Tree Days planting event is led by a local TD employee volunteer site leader and is supported by a team of volunteer planting coordinators. More than 50 organizations, including conservation authorities, municipalities and Aboriginal communities support TD Tree Days with technical expertise to ensure that the right trees are properly planted in the right place. In the last four years, thousands of TD Tree Days volunteers – from Brownies to bankers – have planted over 135,000 trees through TD Tree Days. To sign up for TD Tree Days or for more information, visit online at tdtreedays.com


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Sales centre hours: Mon-Thur: 2 pm-8 pm

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Prices subject to change without notice. E&OE.

Stylish urban architecture lives at Walden.

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CGY-CMP-1178 Walden_NHG_June2014_7.5x10.5.indd 1 2014-05-08 2:13 PM

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//IN THE NEWS

MORRISON HOMESraises over $8,000 in ALS Ice Bucket ChallengeOn Friday, Aug. 22, Morrison Homes joined in the cause to fight ALS by participating in the Ice Bucket Challenge. With an already icy temperature of 13C, 24 Morrison staff members, including Chairman Al Morrison, huddled under the company’s helicopter pad to get doused with 20 buckets full of ice cold water. The company was organizing its ALS Ice Bucket Challenge when it received a challenge from nearby competitor Albi Homes, so it was go time. ALS, also known as Lou Gehrig’s Disease, affected the spouse of a former employee as well as an extended family relative of a current staff member, says Marketing Director, Sam Hudson. The challenge, which was captured on video and posted to youtube.com, was supported by a $8,000 donation from Morrison Homes, plus $100 for each participating staff member.

ALS is a tragic, debilitating disease that has been receiving a lot of attention recently. The team at Morrison was proud to participate in our own way to help raise awareness of a disease that has hit close to home for many, including our own.”

SAM HUDSON, MARKETING DIRECTOR:

Morrison Homes Chairman Al Morrison is first to be doused by ice cold water in support of ALS research


Explore a gallery, floorplans, showhome maps and more at MorrisonEstateHomes.com

ALSO BUILDING IN AUBURN BAY, CRANSTON, EVANSRIDGE, MAHOGANY, NEW BRIGHTON AND NOLAN HILL

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//STYLE INSPIRATION

1. Penelope Table. $229. VISIT CRATEANDBARREL.COM 2. Flatware. $30. VISIT CB2.COM 3. Copper Moscow Mule Mug. $20/ for two. VISIT HOMESENSE.CA 4. Perforated Metal Industrial Pendant Shade. $39. VISIT WESTELM.COM 5. Faux Fur Pillow Cover. $147. VISIT WILLIAMS-SONOMA.COM 6. Jeffan Dorset Round Mirror. $175. VISIT WAYFAIR.COM

1. Atelier - Eclectic Metal Side Table. $200. VISIT BOUCLAIR.COM 2. Gold Flatware Set. $39/ five-piece set. VISIT WESTELM.COM 3. Gold Dust Can Cup by Donna Karan. $40. VISIT THEBAY.COM 4. Atelier - Ceiling Lamp. $200. VISIT BOUCLAIR.COM 5. Gold Fleur Pillow. $80. VISIT CHAPTERS.INDIGO.CA 6. Kichler Nogaro Mirror. $278. VISIT WAYFAIR.COM

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by SARA DUCK

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Decorating is all about choices! We show you how to instantly update your space with key pieces that suit your preferred style

4

2


It is important to understand that quality landscaping requires substantial investments of time and money. Thus having a budget and planning well are crucial.

Landscaping your new home will require breaking your project into categories and allocating your budget accordingly. The first category should be your home’s hardscape. This includes major focal points of your yard, such as decks, retaining walls, patios, walkways and task specific areas such as fire pits and barbecue stations. Your hardscape will determine your yard’s function, boundaries and overall flow. This is done first in the project and will have a large influence on what is left in your budget to finish the yard. This is by far the most expensive part of your project, but it defines your home’s exterior.

Your next category to consider is your landscape amenities. This will include irrigation, lighting and other nonessential options that make living in your home more comfortable and luxurious. Landscape amenities are typically installed

mid-project and can add great value and function. This category can get costly, and because it is somewhat nonessential, many people pass on investing into these options.

Many homeowners describe these aspects of their yard as some of the most important additions they made. Landscape 360 has had good feedback regarding lighting and irrigation, and we feel it is important to consider if this fits into your new home landscaping budget.

Your last category to consider is your softscape. This includes trees, shrubs, perennials, garden beds and turf. These horticultural elements bring everything together, create life, color, personality and create the overall vibe of your home. These options are essential and are done in the final stages of your project. There is a lot of variance in cost among your softscaping options. The cost of trees and shrubs vary depending on size and number. Garden beds can include decorative rock, mulch or be finished with fresh garden mix or

NEW HOME LANDSCAPING

//INSIGHT

» by BRAD JACKMAN

Landscape 360. Professional Landscape Construction.


403.452.0360 | landscape360.ca | like us on facebook

“�Professionally�landscaping�your�property�provides�a�sanctuary�for�your�family,�friends�and�pets.”

to enjoyment and the longevity of your yard is quality craftsmanship. A locally owned and operated Calgary based company, Landscape 360 specializes in residential, estate and acreage landscape construction. Our philosophy is based upon professionalism, quality, trust and respect. Brad Jackman and Brian Smith lead a team of friendly, knowledgeable and hardworking staff.

loam; therefore the budget can usually be accommodated. Turf is typically the most budget friendly part of your

project and is usually a basic need for every new home. Addressing these categories separately will help you and your landscaper work within the budget. A strong plan and open communication will provide the foundation for a successful landscape project.

A consultation with a reputable landscaper is the best place to start when planning your outdoor project. Here, you can essentially interview your landscape contractor and become familiar with their ideas, company procedures and overall vibe. Hiring the right professional landscaper is the most important step of your project. Do your research. Ask to see their portfolio, view their website, talk with previous clients and look into some of the products yourself. Most importantly, ask lots of questions. Landscape construction can be done very differently. Hire a company which uses quality equipment, utilizes the best products available and installs everything professionally. It is important to hire a company with extensive experience in the industry, and is a full service landscape company.

Once you have selected a landscape professional, a conceptual landscape design can be established. This will allow the homeowner to help visualize their yard before construction begins. Professionally landscaping your property provides a sanctuary for your family, friends and pets. Landscaping improves your quality of life, increases the value of your home and adds a little personal flare to your home’s exterior. The key


›› OKOTOKSCOMMUNITIES

01 OKOTOKS AIR RANCH & RANCHERS’ RISE DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

02 CIMARRON DEVELOPER: Tristar Communities BUILDERS: Excel Homes, Trico Homes, Coco Homes, Timbercreek Homes, Westview Homes, Kunz Homes

03 DRAKE LANDING DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

04 WESTMOUNT DEVELOPER: Prominence Development Corp. BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

08 MOUNTAINVIEW (NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex Developments BUILDERS: Excel Homes, Sterling Homes www.mountainviewokotoks.com

2A

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DATE:26 Aug 2013

Produced by

1005 - 11 Ave SWCalgary, AB T2R 0G1Phone: 403.287.9300

Fax: 403.287.9915

F I L E N A M E S A R E F O R I N T E R N A L U S E O N L Y

T H I S F I L E I S P R I N T E D I N 4 C O L O R

File Name TC-12219 NHG FP Sept12 v1.inddPublication New Home Guide Insertion Sept 12, 2013Client Trico Homes Size 10.33” x 1.6429” w/bleedsFonts used Helvetica Neue LTPicture infoProducer GS Revision # Reference # Page #1 of fi le DO NOT ALTER THIS ARTWORK WITHOUT CONTACTING TRICO HOMES

FRONT GARAGE & LANED HOMES • DUPLEXES • TOWNHOMES & CONDOS | BUILDING IN 15 COMMUNITIES IN CALGARY & SURROUNDING AREAS

Homes that fi t… you | Find out more at TricoGetsMe.com

You’ve ChangedBUT YOUR HOME HASN’T

Change is what keeps life exciting. Families transform, fi nancial situations ebb and fl ow; needs

evolve. And you…well you’ve grown and that’s a big change. And the house you once loved so

dearly, no longer feels the same. | Trico understands that. So we’ll do whatever it takes to help

you fall in love again — whether it’s a spacious kitchen, versatile family space or being close to

schools and parks — we’ll help guide you through the decisions that will match the perfect home

to your changing needs. | We’re not just building homes…we’re building comfort.

TC-12219 NHG FP Sept12 v1.indd 1 2014-08-26 2:19 PM


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CATCH UP ON DECOR & RENO NEWS, INSPIRATION, STYLE AND MORE

» by SARA DUCK

the SCOOP

//THE SCOOP


Kohler has released its most advanced toilet yet, the Numi. This compact and streamlined toilet combines unmatched design, technology and engineering to bring customers the finest in personal comfort and cleansing.

VISIT ATLANTISBATHCENTRE.CA

This distinctive eight-light chandelier creates a bold statement. The rich, auburn stained finish and clear seedy glass will beautifully accent any space in your home or cottage.

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HOUSEHOLDmust- have!

Enjoy sweet slumber with the beautiful designs of Bella Notte Fine Linens, now available at

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Keep your home clean and free of harmful carcinogens with Attitude, an affordable collection of cleaning products that promote eco-responsibility and health-conscious living.

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Electrolux, a global leader in household appliances has created a dynamic duo for your laundry room! The 5.1-Cu.-Ft. Wave-Touch Steam Front-Load Washer and 8.0-Cu.-Ft. Steam Electric Dryer, uses innovative technology to protect fabric and gently tumble your clothes, remove wrinkles and refresh clothes. Plus, this super quiet set is controlled by an LCD panel and boasts touch-to-open doors.

$2,399. VISIT ELECTROLUX APPLIANCES.CA

...continued on pg 62

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We just adore the vintage look of this bedroom set by Gautier Furniture. The beautiful curves and decorative details on the furniture will really add an element of elegance to your boudoir.

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Add a touch of Parisian chic to your space with this beautiful chaise from Arrow Furniture. Featuring a button tufted linen-look fabric, rollover back, nailhead sides, a French printed accent cushion and detailed bun feet.

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Canadian textile designer Virginia Johnson has launched a lovely little line of garden furnishings, planters and accessories. The collection features an airy bench and table, blue and yellow planters (in different shapes and sizes), hand painted ceramic garden stools as well as scented candles and shaped cushions.

VISIT VIRGINIAJOHNSON.COM

Resource Furniture offers a complete line of Italian-made tables that transform from coffee to dining in a flash. Pictured is the Goliath that goes from a 17-in. console to a 9.5-in. dining table that seats 12 — now that’s innovative design!

VISIT RESOURCEFURNITURE.COM

//THE SCOOP...continued


HIGH RIVERHIGHWOOD LAKE DEVELOPER: WestView Builders BUILDER: WestView Builders

HAMPTON HILLS BUILDERS: WestView Builders

MONTROSE DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDISHAWKS LANDING DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

BLACK DIAMONDRIVERWOOD DEVELOPER: Riverwood Estates Inc. BUILDERS: Sheep River Homes, Woodmaster Homes

RIVERWOOD ESTATES BUILDERS: Compass Rose Homes, Sheep River Homes

HERITAGE POINTEARTESIA AT HERITAGE POINTE DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

›› CALGARYREGIONSOUTHNOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

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OKOTOKS

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» by CODY BATTERSHILL

//CALGARYISM

CODY BATTERSHILL is the founder of

Calgaryism and a top producing realtor at

ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their

real estate goals and loves to show off the best

Calgary has to offer! He can be reached at 403.370.4180,

@Calgaryism on Twitter and calgaryism.ca

Calgary 5th most livable city in the world – 5 years running

The Economist Intelligence Unit (EIU) has once again found Calgary to be the fifth most livable city in the world!

For five consecutive years, our city has managed to hold the fifth spot on the EIU’s Livability Survey, one of the most prestigious rankings of its kind.

Australia and Canada dominated this year’s edition with seven out of the top 10 cities being located in either of the two countries. New Zealand, Austria and Finland also had one city each on the top 10 list.

Here are the top 10 most livable world cities in 2014:1. Melbourne, Australia2. Vienna, Austria3. Vancouver, Canada4. Toronto, Canada5. Calgary, Canada6. Adelaide, Australia7. Sydney, Australia8. Helsinki, Finland9. Perth, Australia10. Auckland, New Zealand

ACCEPTABLEAfter each sub-factor is evaluated, a total score out of 100 points is assigned to each city. Here are Calgary’s scores for each main category:» Overall rating – 96.6» Infrastructure – 96.4» Stability – 100» Culture & Environment – 89.1» Healthcare – 100» Education – 100

Calgary was awarded its lowest score in culture and environment partly due to long, cold winters and sometimes unpredictable weather, both of which fall under the categories “humidity/temperature” and “discomfort of climate to travellers” sub-factors.

It’s no surprise to see this kind of weather viewed as a drawback. But then and again, many of us Calgarians have become used to it, staying busy and getting involved in activities and events in and around the city no matter what Mother Nature brings us!

Vancouver and Toronto managed to pull in higher scores in culture and environment, but scored lower in infrastructure. Way to go Calgary!

JOIN USAre you planning on moving to Calgary sometime soon?

Maybe you already live here and want to stay updated with local activities, events and learn more about the city you live in?

If either of these describes you, we invite you to join us and tens of thousands of other people online at Calgaryism on Facebook, Twitter and Instagram today! We hope to see you there!

RANKING FACTORSInterestingly enough, the EIU’s Global Livability Survey had the same top 10 cities in the exact same order in 2013.

But there is nothing static about this in-depth report that takes into account more than 30 factors across five different categories which give a good measure of just how “livable” any city would be. They include:

Infrastructure: water, public transportation, housing, energy, roads and moreStability: military/civil conflict or unrest, crime rates and terrorismCulture & Environment: freedom of information, availability of culture, sporting and food/drinkHealthcare: Quality and accessibility to public/private health careEducation: Quality and accessibility to public/private education

Each of these categories has many sub-factors, which are evaluated on the scale below (from worst to best):» Intolerable» Undesirable» Uncomfortable» Tolerable

For five consecutive years our city has managed to hold the fifth spot on the EIU’s Livability Survey, one of the most prestigious rankings of its kind.


Visit the new real estate section on canpages.caand start looking for that special place.

Search yourfavorite neighbourhood

Find out about nearbyservices and amenities

View new construction projectsand register to get the latest info

We think fi nding a home is a lot more than simply fi nding the right property.That’s why we put you right in the middle of the search process.

IN THE MARKET FOR A

NEW HOUSE OR A CONDO?

Powered by

canpages_filler_VF.indd 1 13-02-26 4:50 PM

01 MYSTICAL RIDGE DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticalbridge.com

02 CURRIE BARRACKS BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

05 SPRING VALLEY DEVELOPER: Legend Developments

06 CRESTMONT DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

10 ELMONT BAY BUILDERS: Westview Builders, Winwood Homes www.elmontbay.com

12 DRESSAGE IN SILVERADO DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

13 WESTLAND ESTATES BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

15 WEST GROVE ESTATES BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates

›› SOUTHWESTCOMMUNITIES

BOW TRAIL

16 AVENUE

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Calgary & AreaNEW COMMUNITIESThe only magazine of it’s kind in Calgary!

A comprehensive look at Calgary

and Area’s new communities to help

you find the best neighbourhood and

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Brought to you by Wall2Wall Media

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Brought to you by the publishers of

Calgary & Area FALL 2014 | VOLUME 5 ISSUE 02 FREE

INSIDE THIS ISSUE

LOREM 10 REASONS TO LOVEYOUR NEW HOME

LOEWM TIPS TO SELECT ANEW HOME BUILDER

LOEWM CALGARY REAL ESTATE:FUNDAMENTALLY SOLID IN ’14

COUNTRYMEETS CITY

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Calgary & Area FALL 2014 | VOLUME 5 ISSUE 02 FREE

INSIDE THIS ISSUE

LOREM 10 REASONS TO LOVEYOUR NEW HOME

LOEWM TIPS TO SELECT ANEW HOME BUILDER

LOEWM CALGARY REAL ESTATE:FUNDAMENTALLY SOLID IN ’14

COUNTRYMEETS CITY

The Best of Both WorldsPier11Airdrie.com

Airdrie

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04 REDSTONE DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes

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JASON ELDRIDGE P.F.P, B. Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage)

Cell 403.630.1718, Fax 866.708.5807 Email [email protected] Web/apply online jason.axiommortgage.ca

» by JASON ELDRIDGE

For years, people wishing to purchase or refinance a home have always gone to the same place… their bank. Is this the best option for everyone? Not necessarily, but it is the one option that most people have been aware of, or felt obligated to use... perhaps, until now.

In the past, mortgage brokers were often called upon in cases where the client(s) did not qualify under traditional criteria, or they needed money quickly, and hence had to borrow from a “loan shark.” While mortgage brokers still assist clients with bruised credit or other qualifying challenges, the vast majority of our clientele is made up of clients just like yourself, with good job stability, and excellent credit.

SO WHY EXACTLY SHOULD YOU CONTACT A MORTGAGE BROKER?

Firstly (and probably the biggest reason for most clients), rate… rate… rate! When you go to your bank, more times than not, you will be put into the common situation of having to negotiate with your banker for a better rate. When you work with a broker, if you qualify for the best rates (based on your credit history), you automatically get the best rates. And the best part… it doesn’t cost you a thing. There is no charge for our service and no negotiation is required. Just remember, even a quarter percentage point lower rate can save you thousands of dollars over the course of your term in interest.

Secondly, you have more lenders and options to choose from. When you go to your bank, you only have access to their suite of mortgage products to choose from. Mortgage brokers have access to more than 30 lenders, including many of the chartered banks, so we have access to a vast array of mortgage options to suit your particular needs and goals. While there can be subtle differences, something such as better prepayment privileges may be a reason for choosing one institution over another.

Thirdly, mortgage brokers cater to your schedule, not the other way around. Don’t you enjoy the process of calling your bank and then you are told that they can’t see you for a week or so because they are already “booked up” with

Should you use a mortgage broker?

//MORTGAGE MOGUL

appointments? Mortgage brokers will meet with you where and when you prefer, or at the very least offer you the convenience of arranging your financing via phone, fax and/or email. Generally speaking, you can be pre-approved for mortgage financing the same day you apply.

Finally, mortgage specialists are able to offer their clients a more relaxed qualifying process. If you don’t happen to meet all of your banks’ criteria, they will often turn you away, whereas a broker will continue to source your application to as many lenders as required to find you the financing you require based on your personal situation.

If you are looking for a change, and would like to experience the convenience and value of working with a dedicated mortgage professional, please ensure that they have their proper accreditation. As a mortgage planner working with Axiom Mortgage Solutions, I am governed by the Alberta Mortgage Brokers Association (AMBA), and the Real Estate Council of Alberta (RECA). As always, I welcome any questions or comments you may have regarding the information contained in my articles. Until next month…


Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//


5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

MORTGAGE PAYMENT CALCULATION CHART

AMORTIZATION PERIODSINTEREST RATES

% 5 YRS 10 YRS 15 YRS 20 YRS 25 YRS

CALCULATE YOUR MORTGAGE PAYMENTS

TOTAL PRE-TAX INCOME

MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAX INCOME

AMOUNT OF MORTGAGE

(PRICE – DOWN PAYMENT)

DIVIDE BY 3AFFORDABLE

MONTHLY PAYMENTS

AMORTIZATION AMOUNTCHART FIGURE

AMOUNT OF MORTGAGE

DIVIDED BY 1,000

MONTHLY PAYMENTS

AMORTIZATION AMOUNT

ESTIMATED MONTHLY

TAXES & HEAT

01 Calculate the combined monthly before-tax income

of you and your spouse.

02 Divide by three. This figure is the monthly payment you

can afford to make on your home.

03 Take the total price of the home and subtract the

amount of money you expect to make as a down payment. This is the money you will have to borrow.

04 Refer to the chart on the opposite page. Look down

the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 Add to this your estimated monthly heating costs and

monthly property taxes.

07 If this figure is equal to or less than one-third of your

gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Follow these steps to see if you’ll qualify for a mortgage on your dream home

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

//HOMEBUYERS’ HELP

Calculate your mortgage payments


MORTGAGE TYPESALL MORTGAGES ARE OF TWO BASIC TYPES:

CONVENTIONALThe buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-R ATIO:A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

OPEN MORTGAGE:Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of f lexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE:Usually has the lowest interest rate available but lacks the f lexible features of other mortgage options.A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE:Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

VARIABLE 6 month 1 year 2 years 3 years 4 years 5 years

PREPARED BY CANNEX ON AUGUST 18, 2014. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2014 CANNEX Financial Exchanges Limited. All rights reserved.

ATB Financial 2.700 4.000 2.940 2.890 2.990 3.040 3.290

Bank of Montreal (BMO) 3.000 4.000 3.140 3.040 3.850 4.390 4.990

Bank of Nova Scotia 3.100 4.550 3.290 3.140 3.440 3.940 4.790

Bridgewater Bank - - 4.800 4.700 5.250 - 5.250

CIBC Mortgages 3.000 4.450 2.990 2.940 3.650 4.240 4.990

Canadian Western Bank 3.200 4.000 3.140 3.040 3.750 4.390 4.990

Canadian Western Trust 3.200 4.000 3.140 3.040 3.750 4.390 4.990

Comtech Credit Union - 6.200 2.990 3.250 3.290 2.990 3.090

DUCA Financial Services 2.550 - 3.090 3.000 2.990 3.090 3.040

Effort Trust - 4.450 3.450 3.600 3.700 4.600 4.950

Equitable Bank - - 3.140 3.040 3.750 4.540 4.940

First Calgary Financial - 4.000 2.890 2.890 3.190 3.390 3.290

First National Financial 2.450 3.950 2.990 2.590 2.690 2.770 3.090

FirstOntario Credit Un. 2.600 4.240 3.090 3.140 3.290 2.840 3.190

HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.340

Home Trust Company 2.500 3.950 2.890 2.890 2.790 2.940 2.990

ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.890

Investors Group Trust 3.000 4.200 3.140 3.140 3.750 4.640 4.990

London Life 3.000 4.200 3.140 3.140 3.750 4.640 4.990

Manulife Bank 2.700 4.450 3.000 3.050 3.100 3.140 3.190

Manulife Trust - 4.450 3.000 3.050 3.100 3.140 3.190

Meridian Credit Union 2.750 4.000 3.090 3.140 3.650 2.950 3.190

National Bank 3.000 4.400 3.140 3.040 3.750 4.390 4.790

Ontario Civil Service CU 3.000 6.000 3.090 3.090 3.070 3.240 3.240

PACE Savings & Credit Un - 5.000 2.990 3.040 2.790 2.940 3.090

Parama Credit Union 2.850 - 2.850 3.050 3.150 3.250 3.400

Peace Hills Trust - 4.500 3.150 3.500 3.950 3.950 3.490

President’s Choice Fin’l 3.000 6.190 3.190 2.940 3.590 4.040 4.440

Royal Bank of Canada 3.000 3.140 3.140 3.040 3.750 4.540 4.940

Servus Credit Union - 4.000 3.140 3.040 3.750 4.240 4.790

T-D Mortgage 3.000 4.000 3.090 3.040 3.440 3.940 4.790

Tangerine 3.000 - 3.190 3.240 3.490 3.690 3.790

Mortgage interest rates


DONNA MOORE Executive Officer,

Calgary Region Home Builders’ Association

403.235.1911crhba.com

» by DONNA MOORE

When touring showhomes, today’s new homebuyers will discover many builders have raised the bar by offering a full range of quality features and finishes and are setting new standards for value, character and individuality.

Calgary and area new home builders also offer buyers a wide range of options and upgrades, making it easier for them to personalize their home and get exactly what they want, right from the very beginning.

The variety of features and finishings outlined here are just a few of the many homebuyers will discover during their search in the Calgary region.

What you’ll likely find first when it comes to features is underfoot. When visiting showhomes, you’ll notice that floor coverings are an integral part of the character of the home; they make a statement and set the tone for style.

Builders are being creative, with flooring often combining different types such as hardwood, tile and carpet, matching them to the style and intended use of each room or area, or using them to transition or define spaces in open concept designs.

When entering a showhome, look up as builders have also become more creative with what’s overhead as ceilings are being designed to draw attention. Showhomes often display many eye-catching styles from coffered and tray ceilings with lots of detailed work, to bulkheads, sloped and vaulted ceilings.

One of the most distinguishing features of a new home is the windows. Large windows bathe your

New homes raise the bar with great features and finishings

//THE HOMEBUYING PROCESS

home in natural light and bold or intricate designs add character, while finishing details complement your decor inside and out. Plus with advances in window technology, the beauty of today’s windows goes hand-in-hand with energy efficiency, low maintenance and homeowner comfort.

Builders also continue to pay careful attention to the details in the kitchen. The recent trend is toward massive islands with breakfast bars for casual meals or socializing – and they offer plenty of food prep space. Cabinets often set the tone, from wood to sleek steel and glass, which are complemented by countertops – granite is popular – that create looks from traditional to contemporary. Sinks come in a variety of materials and colours, while faucets range from contemporary to Victorian ornate to match the kitchen’s style. You’ll also find lots of storage ideas from innovative shelving and pullouts, to walk-in or walk-through pantries.

Bathrooms run the gamut, from functional four- piece designs to luxurious spa-like ensuites with dual vanities, soaker tubs and oversized walk-in showers. The selection of fixtures is amazing and can be styled to suit any buyer’s tastes.

One often overlooked finishing touch is moulding, which some say ties it all together. Showhomes are a great place to see the various styles, sizes and profiles available and the impact they have on the overall look of a home.

Another key feature is lighting because it creates different atmospheres. Styles range from pot, to drop lights, chandeliers, indirect and rope lighting, all designed to create a certain ambience for each room.

Along with these, there are many other features and options to consider when buying a new home, which is why builders and their sales staff work closely with customers to explore what’s available and help them make choices that suit not only their tastes and needs, but also their budget.

It’s also why people should visit the various showhomes to see the wide range of choices available and get a better feel for what they like when it comes time to buy their new home. Many builders, too, have their own design showrooms where the variety of products are on display and specialized designers can help the customer pick the right assortment of products to truly make their homes a reflection of their lifestyles.


All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

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New Affordable Village Homes, Laned Homesand Urban Townhomes In North Calgary.

The Madison End1,342 Sq.Ft., Urban Townhome

The Bravo 1,086 Sq.Ft., Village Home

The Iris 1,658 Sq.Ft., Laned Home

calgary new home guide - sept 12, 2014

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