Campus Visits 2005

Negotiated Benefits

• Health Care Spending Account Program • Dependent Care Account• Health Insurance (Empire Plan)• UUP Benefit Trust Fund• Discounted Services

Health Care Spending Account Open Enrollment Sept 26 – Nov 10

Minimum - $150

Maximum - $3000• Remember use it or

lose it• July 1, 2004 Over the

counter Medications are an eligible expense

www.flexspend.state.ny.us

1-800-342-8017

Dependent Care Advantage Account Open Enrollment Sept 26 – Nov 10

Dependent Care Account Employer Contributions Effective January 1, 2006

Up to $30,000 $700$30,001 - $40,000 $600$40,001 - $50,000 $500$50,001 - $60,000 $400$60,001- $70,000 $300 Over $70,000 $200

www.flexspend.state.ny.us1-800-358-7202

Eligibility Enhancement

Domestic Partner eligibility improved

• Must be in partnership for 6 months

• One year waiting period for adding a new partner

Empire Plan Changes

Hospital Network Development

• 1/1/05 Paid-in-full benefits for anesthesiology, radiology, and pathology.

Meningitis Vaccine Offered effective 5/25/05

• Covered for ages 11, 12, 17 (vaccines limited)

• High school and college students living in dorms

• Over the age of 19 vaccine is covered only by a participating provider.

Empire Plan Enhancements

Hearing Aid Coverage• 2004 - $1200 total

• 1/1/05 - $1200 per ear

• 1/1/07 - $1500 per ear

Coverage once every 4 years

Children under 12 once every 2 years

Infertility Coverage• 2004 - $25,000 lifetime maximum

• 1/1/05 - $50,000 lifetime maximum

Empire Plan Enhancements

• Mastectomy Prosthetics

• Not subject to deductible and co-pay

• Prosthetics and Orthotics

• Paid in full when obtained through a network provider

• Substance Abuse Annual Maximum

• 2004 - $100,000

• 1/1/05 - Increased to $250,000

Empire Plan Changes

• Disease Management Programs – Cardiovascular, Asthma, and Diabetes

• Urgent Care Facilities - The Joint Committee on Health will work with the State to develop a network of participating Urgent Care Centers

Centers of Excellence Program • Now coverage for transplants and infertility. • As of 1/1/05 Cancer Resource Service includes paid-in-full

coverage. Travel Allowance up to $10,000

Empire Plan Changes

• Discount Provider Network - MultiPlan• Pilot Program 10/04 - 12/06

• Members will have access to a discounted network of participating providers. If a provider does not participate with the Empire Plan, but does partipcate with the discount network the charge will be subject to deductible and coinsurance but will be capped at the discounted allowance. Balance billing will not be allowed.

Empire Plan Changes

Out-of-Pocket Maximum• 1/1/04 - $1901 annually• 1/1/05 - $1486• 1/1/06 - $1548

Emergency Room Co- payment ($35)• 1/1/05 Increase to $50• 1/1/07 Increase to $60

Hospital Outpatient Services ($25) Co-pay• 1/1/05 Increase to $35

Office Visit, Lab, Radiology Co-pay ($12)• 1/1/05 Increase to $15• 1/1/07 Increase to $18

Empire Plan Changes

Prescription Drug • 1/1/05 Three Tier Plan

• Generic

• Preferred Brand Name

• Non-Preferred Brand Name

Empire Plan Changes

30 Day Supply (Retail or Mail-Order)

• Generic - $5 Preferred - $15 Non-Preferred - $30

31 to 90 Day Supply Retail

• Generic - $10 Preferred - $30 Non-Preferred - $60

31 to 90 Day Supply Mail-Order Pharmacy

• Generic - $5 Preferred - $20 Non-Preferred - $55

877-769-7447

Prescription Drug Benefits for 2006Effective January 1, 2006, there will be a new insurance carrier and pharmacy benefits manager Empire Blue Cross Blue Shield and Caremark Rx Inc.

This change will impact the mail order and the Preferred Drug List for 2006.

Empire Plan Changes

Benefit Trust Fund

•Dental•Vision•Scholarship•Life Insurance

Dental

CIGNA DHMO Must use Primary-Care Dentist No Annual Maximum Reasonable Co-payments on major services Most preventive and restorative services are ‘No Charge”

CIGNA PPO All members are automatically enrolled in the PPO Par Provider - you pay your percentage up to the network allowance Non-Par Provider - you pay your percentage and any amount that exceeds the network

allowance You may change from DHMO to PPO each month (by the 14th of the month for a 1st

effective date) Contact CIGNA at 800-481-1213 to enroll. Dental Maximum raised to $2500Effective 4/1/05

• Designated Customer Services Associates• Designated Claims Representatives • Designated Network Managers (Nominate your Dentist)• UUP Website will list all newly contracted providers each quarter

Vision Benefits

Vision Enhancement Effective October 1, 2005

• Exam and glasses every 12 months

• Contact Lenses $25-$45 co-payment

• Enhancements: No Charge to the members• Premier Frames• Blended Segment Bifocal Lenses• Progressive Lenses• UV Coating • Scratch Resistant Treatment • Polycarbonate Lenses

• Lasik Eye Surgery, $200 per eye• Paperless Voucher System• Medically Necessary Program• Coverage for disposable contact lenses

Scholarship Program

• Dependent children who are enrolled in the fund and are eligible for coverage.

• Earn at least 12 undergraduate credit hours toward degree requirements for the semester

• Grade-point average of 2.0 or higher for the semester (as shown on the official transcript)

• Credits earned at a state-operated SUNY school (e.g., does not include SUNY community colleges)

• Apply with in 60 days after the ending date of the semester

• $500 per semester up to a maximum of 8

Life Insurance

$6000 Provided by UUP for Active Members

$1000 Provided by UUP for Retiree Members

Beneficiary Card Survivor Support

Program

Last Will and Testament

Opportunity Plus

UUP’s endorsed 403(b) program

Enhancements:• Financial Counseling• Legal Service Plan• Term Life Insurance• Survivor Support

UUP’s Discounted Services

• Verizon Wireless• Sprint • BJ’s Wholesale Club• Bally Total Fitness• Enterprise Rent – A- Car• Carlson Wagonlit Travel

Exclusive for SUNY Employees

This exclusive offer is for new and existing Verizon Wireless Accounts.

19% discount off Verizon Wireless rate plans of $35 or higher No activation fee on a two year agreement 25% discount off regular priced accessories Free phone requires a 2 year agreement• Offer not available in stores• Contact Jim Spring at 518-469-7007 or

james.spring@verizonwireless.com

UUP

Members & Retirees

This exclusive offer is for new and existing Sprint Customers

15% off your monthly service fee

Offer only available through Sprint Representative: Jeanne Pinckney (518) 221-5434 or jpinckney@iwocorp.com

WELCOMES ALL “UUP” MEMBERS WITH A WELCOMES ALL “UUP” MEMBERS WITH A SPECIAL MEMBERSHIP OFFER JUST FOR SPECIAL MEMBERSHIP OFFER JUST FOR YOUYOU

4 Great Reasons to Join or Renew4 Great Reasons to Join or Renew

Get $15 off BJ’s $40 Annual Get $15 off BJ’s $40 Annual Membership Fee Membership Fee

Get $15 off BJ’s $75 Rewards Get $15 off BJ’s $75 Rewards Membership FeeMembership Fee

An additional 3 FREE Months of An additional 3 FREE Months of Membership Membership

FREE Second Membership CardFREE Second Membership Card

BALLY TOTAL FITNESSExclusive offer for UUP Members

Pay as you go options• $50 down / $28 a month for local area clubs

• $50 down / $33 a month for all club access

• $50 down / $50 a month Sports Club Membership

Paid in full options • $299 all club access

• $499 Sports Club nationwide access

Contact Esther Mermelstein at 212-563-2907

• UUP Members now have discounted rates with Enterprise Rent- A- Car

• Business or Personal Use• Pick – up from your home or office • Rates include unlimited miles with in New York State• Tool free number • 24 hour Road Assistance• Corporate ID 24H8222

Please visit the UUP website at www.uupinfo.org for your discounted rates.

UUP Members & Retirees

Exclusive TravelDiscounts for UUP Members

January 7, 2006

7 Night Caribbean Cruise on “Voyager of the Seas”

Amenities: One backpack per state room and Bon Voyage Gift Basket

UUP Members Price - $ 664

General Public - $914

January 21, 2006

7 Night Caribbean Cruise on “Navigator of the Seas”

Amenities: One backpack per state room and Bon Voyage Gift Basket

UUP Members Price - $714

General Public - $814

January 22, 2006

7 Night Caribbean Cruise on “Millennium”

Amenities: One garment bag and Bon Voyage Gift Basket

UUP Members Price - $750

General Public - $900

Here at UUP it’s all about our Members

Questions???

Please contact the

UUP Benefit Trust Fund at800-887-3863 or 800-UUP-FUND.

Regina Kane

Tamara Cooper

Karen Dombrowski

Sue Tocco – Member Benefits Specialist

Lynn Gaseidnes

Joyce Montgomery