The First Four

Do you require a completely original design? Or is 1. there an existing application that you can use? (For the latter, please visit CardLogix Smart Partners at http://www.cardlogix.com/smartpartners/)Is there a clear business case? Does it include financial 2. and consumer behavior factors?Will the smart card handle data, value, or both? Adding 3. a value function increases system design security and complexity.What are the card’s essential features? With multiple 4. functionalities, prioritize, starting with the most important one and phase in additional features incrementally.

Basic Setup

Will the system be single-application or multi-application?1. Are there industry standards (e.g. ISO, EAL, or ETTSI) to 2. conform to for specific encryption or chip requirements?What information do you want to store in the cards?3. How much memory is required for the applications?4. If the system is multi-application, how will you separate 5. different types of data?Will data be obtained from a database or loaded each 6. time?Will this data concurrently reside on a database?7. How many smart cards will be needed?8. Have card or infrastructure vendors been identified? What 9. are their lead times?What are the required readers, handsets, terminals, and 10. software?Is a Card Management System (CMS) necessary?11. How many types of artwork will be included in the 12. issuance?Who will design the artwork?13. What is needed on the card (e.g. signature panels, 14. magnetic stripes, embossing, etc.)?

Value Applications

Is value in your cards reloadable or one-time use?1. How will you distribute the cards?2. How will cards be activated and loaded with value?3. Will there be a refund policy?4. What is the minimum and maximum value to store on 5. each card?

Security

What are the security requirements?1. Does all of the data need to be secure? Or only some?2. Who will have access to this information?3. Who will be allowed to change this information?4. In what manner will you secure this data? (e.g. encryption, 5. host passwords, card passwords, PINs, etc.)Should keys/PINs be customer or system activated?6. How will you identify the card issuance and versions?7. Will the system utilize PKI and Digital Certificates? If so, how 8. will they be managed?What about security printing options? (e.g. guilloches, 9. microprinting, holograms, hidden images, etc.)

Deployment Recommendations

Establish clear and achievable program objectives1. Analyze the application and IT environment2. Make sure the organization has a stake in the project’s 3. success and that management buys into the programSet a budget4. Name a project manager5. Assemble a project team and create a team vision6. Graphically create a dataflow diagram7. Assess the card and reader options8. Write a detailed specification for the cards and system9. Set a realistic schedule with inchstones and milestones10. Establish security parameters for people and the system11. Build your on-card and host file structures12. Phase in each system element and test as you deploy13. Reassess your system for security leaks14. Deploy the first phase of cards and test the system15. Train the key employees responsible for each area16. Set up a system user manual17. Check the reporting structures18. Create contingency plans, should problems arise19. Deploy and announce your system20. Advertise and market your system21.

Smart cards can improve any transaction involving data and value. When you design your smart card system, comprehensive planning means optimal results. This guide is meant for general reference only, and does not cover every possible design step and contingency.

1

Smart Toolz®

Smart Toolz is a comprehensive suite of software and hardware components that includes everything you need to develop contact and contactless memory smart card applications. The

toolkit features the CardAppz® software, enabling marketing professionals to fully demonstrate a card’s capabilities within a fully configurable card database and system. Also included is the Card Configuration Utility software, allowing designers to configure a card’s parameters, load data to the card, and

then communicate to the card through the supplied Winplex® middleware.

M.O.S.T. Toolz®

Designed specifically for multi-application and high security microprocessor-based smart card systems, the M.O.S.T. Toolz™ Microprocessor Card Development Kit features robust software and hardware components for rapid system development. M.O.S.T. Toolz gives you the power to deliver multiple applications and services on a single card, allowing for fast system design and easy updating without the need for card re-issuance.

Embedded Toolz™

The Embedded Toolz™ SDK includes all the components, firmware, and software you need to prototype your product’s smart cards and embedded readers. The kit comes complete with a full schematic, driver software, and source code to allow easy interfacing with your host processor and system hardware. The supplied reader chip is compatible with the widest range of smart cards and protocols available. When combined with Smart Toolz or M.O.S.T. Toolz, reading and configuring your cards is a snap.

The Embedded Toolz kit contains ten smart cards, a prototyping reader board with card sockets and USB input cable, plus a CD with sample code, schematics, manual, FAQ, and design tips.

CardLogix’ Smart Toolz®, M.O.S.T. Toolz™, and Java-based open source software enable low-cost, high-performance system development for identity and stored value. Geode™, S@t Manager, and VirtuoSimo™ speed handset and operator solutions for mobile applications. For expert system integration, these tools, plus other hardware, mesh together for a best of breed smart card-based system.

Telecom Tools

CardLogix has you covered from SIM ToolKit configuration tools to complete Java SIM and handset emulation solutions. Our goal is to make tools easy to use so your design is done right the first time and gets to market faster. We offer the best of breed tools for your development project. Some of them are even free, based on production commitments. Contact your CardLogix representative to get started today.

2

Card Configuration

APIs / Classes / Libraries

Application Development

Middleware Support

PCSC industry standard API•

All standardized PIV II Middleware meeting•

SP800-73-1 requirements•

ImageWare Systems Card Management Systems (CMS’s)•

Intercede CMS•

MovieGold• ® API for Ticketing, Stored Value, and POS systems

Printplex• ® API for Card Encoding and Issuance

RSA PIV II Middleware and CMS•

SafeSign Middleware Cryptographic Service Provider (CSP)•

SafeSign Token Manager•

Worldwide Trust CMS’s•

Winplex• ®, a general purpose API

Trakplex• ® API for Gaming and Hospitality

Charismathics CSP and PKI Middleware•

Additional Card Options

Lithographic card printing•

Guilloches and rosettes•

Microprinting•

Laser engraving•

Magnetic stripes (HiCo, LoCo, and colored)•

Card punching•

Optically Variable Devices (OVD’s)•

Holograms and holomags•

Barcode printing•

Serialization and variable image printing•

Tamper-evident signature panels•

Ultraviolet inks•

Hidden images (Card Validator• ® graphics)

Color shifting inks•

Colored interlayers•

Encoding Options

CardLogix can program your card orders, including magnetic stripe encoding and software loading. Fulfillment services are available for all orders (e.g. affixing cards to special carriers, such as promotional collateral). You can also order cards serialized and inserted into envelopes that can be stamped and mailed. Card lots can also be individually sleeved or shrink-wrapped for non-secure delivery.

Our Magnetic Stripe Cards can be encoded to the industry specifications set by leading manufacturers of automated banking equipment for tracks 1, 2, and 3.

CardLogix can load Java applets and all standard types of data, such as identification records, health histories, etc. For security applications, CardLogix can also load the card with digital certificates, transport keys, and encrypted keys.

Applet Support

PIV II for Identity systems•

SafeSign SSO•

ICAO passport applets•

Match on-card biometric applets•

One-time password and digital signatures for GSM phones•

SMS applets•

Emergency medical record system applet•

Navy Cash applet•

Fulfillment & Packaging Options

Letter and Z-fold mailing insertions•

Card wallets•

Tyvek card sleeves•

Card wallet books•

CD Connect cards•

Retail card hangers and blister packaging•

Customized shrink-wrap bundles•

Cards with peel-off coupons•

Tamper-evident packaging•

3

0.71 in.

0.34 in.

0.118 in.

Ø 0.125 in.

Ø 0.188 in.

2.419 in. wide

0.25 in.

2.87 in.

2.95 in.

0.39 in.

0.24 in.

0.85 in.

3.37 in.

1.17 in.

2.125 in.

0.62 in.

0.47 in.

0.22 in.

0.188 in.

0.125 in. 0.562 in.

0.562 in.

0.188 in.

0.125 in.

2.37 in.

1 in.

0.984 in.

0.59 in.

Additional smart card form factors include:USB jump drives•E-passports•SD cards•miniSD cards•Laundry tags•

Note: Drawings are 2:3 scale.

CardLogix offers cards in the following substrates:Commercial grade•Biodegradable grade•Precision identity grade•Government certified grade•Molded ABS (for SIM cards)•

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