WHAT’S NEW? For all 2011 Departures, VPP will include a new “Cancel for Any Reason” feature!The VPP will still include all of the Plan’s current benefits and services, including:• 100% cash reimbursement of applicable penalties forcancellationsduetospecifiedeligiblereasons

Plus, VPP now also offers:• Future cruise credits equal to 75% of applicable penalties for all other cancellations for ANY other reason!

Note: Guests must purchase VPP no later than with their final cruise payment to be eligible for the Cancel for Any Reason Credits.Guests who are no shows will not be eligible for Cancel For Any Reason credits.

What is VPP?Carnival’s Cruise Vacation Protection (VPP) is a comprehensive package of benefits, provided through the following programs:

• CarnivalCancellationPenaltyWaiverProgram Provided by Carnival Cruise Lines and administered by Berkely

• CarnivalTravelInsuranceProgram Underwritten by Stonebridge Casualty Insurance Company and administered by Berkely

• Carnival WorldwideEmergencyAssistanceProgram Services provided by On Call International

What are the VPP rates?Cruise Fare Paid VPP Rate Per Guest Cruise Fare Paid VPP Rate Per Guest$0-$400 $49 $1,001-$1,200 $119$401-$500 $65 $1,201-$1,400 $129$501-$600 $79 $1,401-$1,600 $149$601-$800 $95 $1,601-$1,800 $159 $801-$1,000 $109 $1,801+ $189

HowmayaguestenrollinVPP?• A guest may enroll by simply paying the VPP cost in addition to their deposit or final payment. A guest is enrolled when the VPP

cost (in addition to cruise monies due) is received by Carnival.

• Guests may review the detailed terms and conditions of VPP prior to purchase by logging onto Carnival’s website. This document is available for fax or e-mail via MKM fax.

When may VPP be refunded? • If the trip is canceled outside the penalty period, VPP is refundable.

Who handles refunds for cancellations?• Carnival will issue client refunds, if any, of amount received less applicable penalty - same as if no VPP was purchased.

• After Carnival processes the normal refund, the guest should file a claim with Berkely for the cancellation penalty imposed by Carnival. If the claim is for an eligible reason, Berkely will pay the claim. If the claim is not payable by Berkely, Berkely will advise Carnival and Carnival will issue the Cancel For Any Reason cruise credit.

• Travel agents or guests should call Berkely at 1-800-331-2796 to file for reimbursement. Refunds will be mailed directly to the enrolled guest.

Carnival Cruise Lines Cruise Vacation Protection (VPP)

Carnival’s VPP: 1.800.331.2796

Quick Reference - March 2011

SummaryofCarnival’sCruiseVacationProtectionPackageofBenefitsThe following is a brief description. Please refer to VPP wording for specific terms, conditions and exclusions. Carnival’s Cruise Vacation Protection is a comprehensive package of benefits, provided through the following programs:

CarnivalCancellationPenaltyWaiverProgram Provided by Carnival Cruise Lines and administered by Berkely Cruise VPP Per Guest

Trip Cancellation/ Trip Interruption protection for the non-refundable cancellation charges, including airfare, and unused/prepaid expenses, if guests cancel or interrupt their cruise due to one of the following specified reasons:

• Injury, sickness or death of a guest, a Traveling Companion or an Immediate Family Member• Job termination/layoff• Severe weather warning/watch en route to, or at, your port of embarkation that is issued within 48

hours of scheduled departure • Common carrier delays due to bad weather which cause you to miss more than 50% of your vacation• Jury duty, subpoena, hijacking• Having a home made uninhabitable by natural disaster• Direct involvement in a traffic accident on the way to the airport• Military service for a national disaster other than war

Up to total cruise vacation cost

(cash reimbursement)a

a

a

a

a

a

a

a

Cancel For Any Other Reason protection; Carnival will issue guests a cruise credit for 75% of the applicable penalty if guest must cancel for any other reason not reimbursed under the plan. To be eligible for the Cancel For Any Reason Protection, a guest must purchase VPP by final cruise vacation payment.

75% Cruise Credit

CarnivalTravelInsuranceProgram Underwritten by Stonebridge Casualty Insurance Company and administered by Berkely

Cruise VPP Per Guest

Trip Delay protection for prepaid, unused portion of a guest’s trip, additional accommodations, meals and traveling expenses to catch up if a guest is delayed en route to or from their trip due to inclement weather, strike, or equipment failure of a common carrier; a traffic accident en route to a departure in which the guest or the guest’s Traveling Companion is not directly involved; lost or stolen passports, travel documents or money; quarantine; hijacking; natural disaster; civil commotion or riot.

Up to $500

EmergencyEvacuationcoverage provides for immediate transportation from the place where a guest is injured or sick to the nearest medical facility where appropriate treatment may be obtained and transportation home if necessary, including medical escort and supplies.

Up to $30,000

Repatriation of Remains coverage provides for shipment of a guest’s remains in the event of death during the trip. Up to $30,000

Accident/Sickness Medical coverage for necessary medical services or supplies if a guest suffers an illness or injury while on the trip. Up to $10,000 each

Baggage/PersonalEffects coverage for the loss, theft or damage to baggage and personal effects. Up to $1,500

BaggageDelay coverage for the purchase of necessary personal effects if bags are delayed for 24+ hours Up to $500

CarnivalWorldwideEmergencyAssistanceProgram Services provided by On Call International

Within the U.S. and Canada: 1-866-509-7712 Outside the U.S. and Canada, call collect 1-603-894-9368 24/7

Haveaquestionorneedtofileaclaim?Clients may also file for reimbursement at: www.travelclaim.comPlease direct all detailed inquiries to Berkely, the plan administrator, at: 1-800-331-2796 or 1-516-342-2720Office Hours: Monday – Friday: 8 AM – 10 PM (EST), Saturday: 9 AM – 5 PM (EST)