case: 1:02-cv-05893 document #: 119 filed: 07/21/03 page 1 ...householdfraud.com/docs/119.pdf ·...
TRANSCRIPT
![Page 1: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/1.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063
![Page 2: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/2.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 2 of 46 PageID #:1064
![Page 3: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/3.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 3 of 46 PageID #:1065
![Page 4: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/4.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 4 of 46 PageID #:1066
![Page 5: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/5.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 5 of 46 PageID #:1067
![Page 6: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/6.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 6 of 46 PageID #:1068
![Page 7: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/7.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 7 of 46 PageID #:1069
![Page 8: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/8.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 8 of 46 PageID #:1070
![Page 9: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/9.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 9 of 46 PageID #:1071
![Page 10: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/10.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 10 of 46 PageID #:1072
![Page 11: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/11.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 11 of 46 PageID #:1073
![Page 12: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/12.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 12 of 46 PageID #:1074
![Page 13: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/13.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 13 of 46 PageID #:1075
![Page 14: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/14.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 14 of 46 PageID #:1076
![Page 15: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/15.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 15 of 46 PageID #:1077
![Page 16: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/16.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 16 of 46 PageID #:1078
![Page 17: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/17.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 17 of 46 PageID #:1079
![Page 18: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/18.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 18 of 46 PageID #:1080
![Page 19: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/19.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 19 of 46 PageID #:1081
![Page 20: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/20.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 20 of 46 PageID #:1082
![Page 21: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/21.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 21 of 46 PageID #:1083
![Page 22: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/22.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 22 of 46 PageID #:1084
![Page 23: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/23.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 23 of 46 PageID #:1085
![Page 24: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/24.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 24 of 46 PageID #:1086
![Page 25: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/25.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 25 of 46 PageID #:1087
![Page 26: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/26.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 26 of 46 PageID #:1088
![Page 27: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/27.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 27 of 46 PageID #:1089
![Page 28: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/28.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 28 of 46 PageID #:1090
![Page 29: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/29.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 29 of 46 PageID #:1091
![Page 30: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/30.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 30 of 46 PageID #:1092
![Page 31: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/31.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 31 of 46 PageID #:1093
![Page 32: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/32.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 32 of 46 PageID #:1094
![Page 33: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/33.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 33 of 46 PageID #:1095
![Page 34: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/34.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 34 of 46 PageID #:1096
![Page 35: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/35.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 35 of 46 PageID #:1097
![Page 36: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/36.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 36 of 46 PageID #:1098
![Page 37: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/37.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 37 of 46 PageID #:1099
![Page 38: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/38.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 38 of 46 PageID #:1100
![Page 39: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/39.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 39 of 46 PageID #:1101
![Page 40: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/40.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 40 of 46 PageID #:1102
![Page 41: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/41.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 41 of 46 PageID #:1103
![Page 42: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/42.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 42 of 46 PageID #:1104
![Page 43: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/43.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 43 of 46 PageID #:1105
![Page 44: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/44.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 44 of 46 PageID #:1106
![Page 45: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/45.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 45 of 46 PageID #:1107
![Page 46: Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 ...householdfraud.com/docs/119.pdf · Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 1 of 46 PageID #:1063. Case:](https://reader036.vdocuments.net/reader036/viewer/2022071215/6045df998390622f8d1fe094/html5/thumbnails/46.jpg)
Case: 1:02-cv-05893 Document #: 119 Filed: 07/21/03 Page 46 of 46 PageID #:1108