catt a log april 2016

Mixer Donors: Aegis Insurance Markets BMD, Inc.Bobby Jones Concrete Construction California Cascade IndustriesHampton Inn & Suites Tahoe Truckee Meridian Concrete, Inc. Reno Truss, Inc.

Raffle Donors:American Standard Bain UltraCalifornia Cascade Industries FrankeGallery Keoki Lombardi Insurance SolutionsMountain Plumbing Products RohlSimpson Strong-Tie Waddell & ReedWestern Nevada Supply

Photos courtesy of Jeff Freeman Photography

This Mixer was organized by the CATT Mixer Committee: Chairman Michael Ellis (Reno Truss); Vice Chair Ryan Swenson (Simpson Strong-Tie); Committee Members: Kim English (Ferguson Enterprises), Scott Ruzich and Amy Trumbull (Epic AV Automation), Julie Johnson-Holland (Interior Design by Julie Johnson-Holland), Stephanie Navarra (BMD, Inc.), Audrey Smith (True Green Roofing), John Manocchio (Waddell & Reed), Jeff Freeman (Jeff Freeman Photography) Cheryl Lombardi (Lombardi Insurance Solutions), Michelle Erskine (Erskine Photography), Rick Manning (TAMKO Building Solutions), and Guylene Dwinell (Western Nevada Supply)

CONTINUED ON PAGE 6

APRIL 2016 CATT-A-LOG | THE MONTHLY NEWSLETTER FOR MEMBERS OF CATT

Contractors Association of Truckee Tahoe

IN THIS ISSUE...March 17 Mixer CoverMembership News 3A Note from the President 3CATT Calendar 3Executive Director Column 3Local Government Affairs Committee 4 Classified Ads 4Training/Education 5

Member News 5Let’s Play Golf 5Truckee Building & Safety Division News 6Q&A for Contractors 7Welcome New Members 8CATT Stats 8CATT Jobs to Bid & Permit #s 8

• May 21 Softball Tournament

• June 15 Golf Tournament

SEE INSIDE

March 17, 2016

Thank you to our Raffle Donors!

Thank you to our Mixer Donors!

This Mixer is brought to you by:

The Blue Team Goes Green for March 17 Mixer

Dozens of CATT members took over the parking lot of Western Nevada Supply (aka The Blue Team) for the first CATT mixer of 2016. Held on March 17, St. Patrick’s Day, the bluebird skies contrasted brightly with all the pops of

green sprinkled around the property. A chocolate fountain pulled people inside and outside entertainment included a bean bag toss and TP toss. Numerous raffle prizes meant there were numerous winners and lots of smiling faces!

Thanks to our host Western Nevada Supply and to these generous CATT members:

(Top photo): BBQ Master Steve Colburn (Western Nevada Supply)(Bottom photo): Mixer Vice Chairman Ryan Swenson with Simpson-Strong Tie (R) talks with (L) Brandon Thomas and Nicole Stiers (Center) from Hall’s Window Center

March 17, 2016




March 17, 2016




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A noTe fRom ThePresident

CATT is very busy on your behalf doing and creating all kinds of projects, events and watching all the agencies and governments that watch over us. The following is an alphabetical list of committees along with the contact info for the chair of each committee. Please

feel free to get in touch with any chair of any committee that might be of interest to you. Or contact the CATT office 530-550-9999, [email protected], for more information:

April CATT CalendarAll activities are at the CATT office unless otherwise noted.

April 1 – Deadline to renew/join for the CATT Guide April 4 – CATT Board MeetingApril 6 – Membership Committee MeetingApril 13 – Golf Tournament Committee MeetingApril 18 – Local Government Affairs Committee Meeting

executive Director CoLumn

Welcome to our new Office Manager, Valerie Vilbig. Valerie comes to us from The Office Boss where she worked with CATT members on a regular basis.

Valerie has a background in office administration, graphic arts, and customer service. After nearly two decades managing the offices of a popular Asian sauce company,

Valerie moved to Truckee in 2012. Valerie is responsible for maintaining all membership records, implementing the jobs to bid program, and scheduling classes. Additionally, Val serves as the Mixer Manager and Website Manager, assisting these committees with various events and projects. Valerie’s responsibilities also include administrative support of CATT’s two sponsored organizations—C.A.T.T. Community Project and CATTPAC. You can reach Valerie direct at [email protected] or 530-550-9999.

Please do not hesitate to contact me if you have any questions about CATT programs or activities.

Pat Davison

Awards: Chairman Greg Haupert775-853-4800; [email protected]

Budget: Chairman Paul Griggs (Treasurer)530-546-9200; [email protected]

Building: Co-Chairman Paul Griggs 530-546-9200; [email protected] and Co-Chairman Mitch Clarin 530-308-9124; [email protected]

Bylaws: Chairman Paul Griggs 530-546-9200; [email protected]

Local Govt. Affairs: Chairman Michael Forshee 530-412-0866; [email protected]

Marketing: Chairman Greg Haupert 775-853-4800; [email protected]

Membership: Chairman Michael Ellis 775-690-4943; [email protected]

Mixers: Chairman Michael Ellis 775-690-4943; [email protected]

Nominations: Chairman Mitch Clarin 530-308-9124; [email protected]

Safety: Chairman Larry Markham 775-843-8318; [email protected]

Seniors Breakfast: Chairman Dirk Foster775-298-2358; [email protected]

Truckee Home Show: Looking for a new chair

Website: Chairman John Manocchio 530-412-3757; [email protected]

Christmas Holiday Party: Chairman Scott Eckard 530-228-2906; [email protected]

Golf Tournament: Co-Chairman Andrew Cross530-587-9211 and Co-Chairman Aaron Griggs530-546-9200; [email protected]

Sporting Clays Tournament: Chairman Ryan Swenson 775-745-9300; [email protected]

Sponsored Organizations (Not CATT Committees)—these are separate organizations with close ties to CATT:

C.A.T.T. Community Project: Chairman Dave Rhoden 530-273-3883; [email protected]

CATTPAC (Political Action Committee): Chairman Mitch Clarin530-308-9124; [email protected]

As you can see there is plenty to do here at CATT, please find the time to pitch in once in a while. Many hands make light work. Give us a call now!

Mitch Clarin

membership newsLucky Winners of the “Early Bird” 2016 Membership Renewal ContestThe winners of the “Early Bird” Renewal Contest were announced at the March 17th Mixer. CATT Members Truckee North Tahoe Materials and Sierra Pacific Windows were the lucky winners of a Flat Screen TV or cash refund of their 2016 Membership. Over 250 CATT members who renewed their membership by January 31 were entered into the drawing. Congratulations to TNT Materials and Sierra Pacific Windows!

Thanks to the Membership Committee for Bringing You this Contest IncentiveChairman Michael Ellis (Reno Truss), Vice-Chairman Ryan Swenson (Simpson Strong-Tie), John Manocchio (Waddell & Reed), Elise Fett (Elise Fett & Associates), Audrey Smith (True Green Roofing Solutions), Brian Watkins (Reno Truckee Paint Mart), Hillary Talbot (Architect Mason Kirby, Inc.), Jeff Freeman (Jeff Freeman Photography), Susan Driscoll (Aegis Insurance Markets), Dale Hall (GACO Western)


CLASSIFIED ADSfoR SALe Brand new dryer, LG DLGX8001V, graphite steel, 9.0 c.f.

mega capacity with steam technology (gas). Was special order, never been used. Asking $1,300. Contact: Emily at 530-587.-4000; [email protected].

foR SALe 2002 GMC Yukon XL 1500 Denali, pewter color, automatic transmission, Vortec engine, 4X4. Excellent condition, mileage 152,735. Title Status is clean. $6,800. Contact: Nelly McCann at 775-223-4790.

foR SALe 1,320 l.f. of brand new, never been used Trex Select planks in Saddle. There are 66 planks, each plank measures 2”x6”x20’. Planks are on two pallets in shrink wrap. Retail price is $5,148 for the lot before tax. Asking $4,000. Contact: John at 775-624-6333; [email protected].

foR SALe 58 sheets of 12x12 mesh Ann Sacks Santos Mosaic TILE 1” x 1” straight stacked brown onyx. Asking $30/s.f. or $1600 for the lot—originally paid $43.97/s.f. Contact: Emily 530-587-4000; [email protected].

foR SALe #1 5/8” x 24” all heart Redwood taper-sawn shakes. Random width. 5 BND = SQ@10” exp. 239 BND available. $43.34 cost per BND + tax. Contact: Maurio with Washoe Building Supply at 775-691-9633; [email protected].

foR RenT Gradall. 45 FT reach with truss boom and 1 yard bucket. Great for backfill. Contact: Jude at 530-567-5150.

foR SALe Reclaimed Barnwood in stock. White Oak and Douglas Fir all shapes and sizes. Circular sawn and hand hewn. Full service millwork shop can transform to cabinetry, doors, flooring, wall paneling. Starting @ $5 b.f. Located in Tahoe City. Contact: Alex with Finishing Touch Carpentry at 530-362-6700.

foR RenT Storage Yard, ideal for landscapers and excavators, near Tahoe Donner. $600 /month. Contact: Eric at 530-412-2100; [email protected].

foR SALe Three section brand new Jeld-Wen sliding glass door. Door opens from right to left from the outside. Installed but never used. $1,800 OBO (retails for $5,000). Contact: Julie at 775-833-3388; [email protected].

foR SALe Full 1”, VG, D/F, clear, reclaimed bleacher seating, beautiful stock. Approximately 6,000 sq ft., 14’ to 16’ lengths. Contact: 530-587-3700.

foR SALe Land in Verdi (CA). Five buildable lots ranging from 1.49 to 4.8 acres. All with utilities including water. Level building pads at entrance to Toiyabe National Forest. From $79,900 to $210,000. Owner financing available OAC. Contact: Mitch at 530-308-9124 (call or text); [email protected].

foR SALe Rough Sawn Doug Fir Arched Glu-lams: 3 @ 5-1/8”x12”x10’ RS (10’4” radius), retail value $1,236 each; 4 @ 5-1/8”x12”x12’ RS (7’ radius), retail value $1,436 each; 1 @ 5-1/8”x 9”x12’ RS (10’9” radius), retail value $755. Contact: Jim at 530-587-4000; [email protected].

$ moneY To LenD Great rates, small amounts available for your clients’ remodels or additions, bridge loans, your autos, tools, etc. Contact: Mitch 530-308-9124; [email protected].

Meeting Dates and Speakers:

April 18 Placer County Chief Building Official Tim Wegner and Truckee Fire Mitigation Fee Consultant

may 16 Truckee Sanitary District Engineer Raymond Brown

The next LGAC meeting is Monday, April 18, 4:00 p.m., here at the CATT office. The first guest speaker is Tim Wegner, Chief Building Official for Placer County. Following Tim will be Blair Aus, consultant with Truckee Fire Protection District (TFPD). Blair will provide an update on the TFPD’s Mitigation Fee Study.

The May 16 LGAC meeting will feature Raymond Brown, District Engineer for the Truckee Sanitary District (TSD). Raymond will explain TSD’s proposed changes to the TSD Codebook and provide feedback on the CATT proposed change concerning two-way cleanouts. Any CATT member is welcome to attend LGAC meetings. Please contact CATT Executive Director Pat Davison 530-550-9999 or [email protected] for more information about LGAC issues or activities.

Growing the Grassroots in CATTAt their February 8 meeting, LGAC members discussed the potential of getting more members involved with issues. This February focus on grassroots activity was followed by a presentation March 7 made by CATT founder and member Ted Owens (Owens Consulting Group) to the full CATT Board. Ted echoed the same “get members involved” theme and reminded Board members of the issues that served as a catalyst for CATT’s establishment back in the late 1990’s. The construction industry faced numerous threats and the founding members knew that they needed to be well organized to protect their future. Ted recounted how members attended government meetings, prepared talking points and statements, and generally “showed up” when critical issues were on the agenda.

One main difference between the early days and now is that CATT has a professional lobbyist to assist members who want to get involved. CATT Executive Director Pat Davison has a long history of working with the grassroots in various organizations—it is the best of both worlds—paid staff helping volunteers deliver an impactful message and changing the future. CATT has significant issues coming up across multiple jurisdictions. Many CATT members will need to get involved in order to achieve desired changes. Ted closed his presentation by repeating a slogan Pat has said many times, “The world is run by those who show up.”

Thank You Ted for Sharing your Wisdom with the Board!The current membership of CATT’s Local Government

Affairs Committee includes Chairman Michael Forshee (Forshee Construction), Vice Chairman Mitch Clarin (Mitchell T. Clarin), Tony Commendatore (Aegis Insurance Markets), Eric Bacon (Bacon Collaborative Design & Engineering, Inc.), Scott Chaplin (Dianda Construction), John Pruyn (High West Landscape Architects), John Wood (Loverde Builders, Inc.), Jim Smith (Mark Tanner Construction, Inc.), Rich Molsby (Molsby & Bordner, LLP), Kristi Thompson (MWA, Inc.), and Ryan Swenson (Simpson Strong-Tie).

The Committee is always looking for more members. If fees, regulations, codes, and policy interest you, contact LGAC Chair Michael Forshee at 530-412-0866 or [email protected].

CATT Local Government Affairs Committee (LGAC)


TRAInInG/eDuCATIon

Contracting Seminar Tuesday, April 5, 3:30–5:30 p.m. Light snacks will be provided.MOBO Law: 10280 Donner Pass Road, TruckeeThis seminar is presented by CATT member Molsby & Bordner, LLP (MOBO Law). Attorney Rich Molsby will lead a two hour discussion for general building contractors and subcontractors that focuses on the contracting documents required by California law. Rich will explain how to use contracts to clarify the obligations of contractors, subcontractors, and owners. Clarity helps prevent the misunderstandings and ambiguities that lead to costly law suits. Each seminar is limited to 12 persons to allow for adequate time for questions. Free to CATT members.RSVP: MOBO Law 530-214-8700 or [email protected].

QuickBooks Job CostingThursday, April 28, 1:00–2:00 p.m., Q & A afterwards.CATT Office: 12313 Soaring Way, Suite 1G, TruckeeThis class is presented by CATT Member Mann, Urrutia, Nelson CPAs & Associates LLP. Class will cover: Unlocking the Power of QuickBooks; Profit & Loss by Job report; Ability to tie Income, Cost of Goods Sold, and Expense items to customer jobs; Estimating and Invoicing; Change Orders; Tricks, and Workarounds; and What’s New. Free to CATT members/$10 charge for non-members.RSVP: CATT 530-550-9999 or [email protected].

Reading your Financial StatementsThursday, May 19, 1:00–2:00 p.m. Q & A afterwards.CATT Office: 12313 Soaring Way, Suite 1G, TruckeeThis class is presented by CATT member Mann, Urrutia, Nelson, CPAs & Associates, LLP. This class is designed to show you how to read your financial statement, what the banks want to see for loans, cash flow, material expenses, and much more. Free to CATT members/$10 charge for non-members.RSVP: CATT 530-550-9999 or [email protected].

Top Seven Business MistakesThursday, June 16, 1:00–2:00 p.m., Q & A afterwards.CATT Office: 12313 Soaring Way, Suite 1G, TruckeeThis class is presented by CATT member Mann, Urrutia, Nelson, CPAs & Associates, LLP. Here is the list: Software recommendations – Expensify; Accelerate Deductions and Defer Income; Don’t Squander Your Gift Tax Exclusion; Maximize “Above-the-Line” Deductions; Perform an Overall Financial Checkup; Get Your Quickbooks Running; Charitable Contributions. Free to CATT members/$10 charge for non-members. RSVP: CATT 530-550-9999 or [email protected].

Let’s Play Golf!

The 19th Annual CATT/BMD & Johns Manville Golf Tournament is Wednesday, June 15, 2016 at Schaffer’s Mill Golf Club in Martis Valley south of Truckee. Team registration is now open. You can download the registration form from the CATT

website (www.CA-TT.com) or contact CATT Membership & Event Manager Peg Friesen at the CATT office at 530-550-9999. But don’t delay! The tournament will sell out fast!

Sponsorships are available for companies who want name recognition in front of CATT members. Sponsorship benefits include afternoon appetizers and your company name shown in several ways: on a sponsor sign, in the Tournament Program, and in the July CATT-A-Log newsletter. Your company name will also be announced at the Tournament during the Awards ceremony. Download the sponsorship forms from the CATT website (www.CA-TT.com) or contact Peg Friesen at the CATT office at 530-550-9999.

The Golf Tournament is brought to you by the following committee members: Co-Chair Andrew Cross (Truckee-Tahoe Lumber), and Co-Chair Aaron Griggs (Griggs Custom Homes), Ryan Swenson (Simpson Strong-Tie), Mike Rasmussen (TrusJoist Engineered Wood Products), Peter Gerdin (Peter Gerdin Architect), Paul Douglass (PADJR, LLC), John Manocchio (Waddell & Reed), Bob Brown (Hills Flat Lumber Co.), Andy Gonzalez (Insulation Solutions), Josh Munns (nVision Glass), Keith Kelly (KSA/Kelly & Stone Architects), Nick Koch (Koch Elevator), Peter Knight (Accent Window), Amber Costos (Greenwood Homes), Colleen Laurent (Mt. Lincoln Construction), Rick Manning (TAMKO Building Products) and Nick Ratto.

Contact Peg Friesen at CATT for information about joining the committee or volunteering the day of the event. Peg’s phone number is 530-550-9999 or email: [email protected].

mARk YouR CALenDARThursday, may 26, 20165:00–8:00 p.m.10242 Church St, Truckee

That’s the day Truckee-Tahoe

Lumber Company will hold a special

celebration commemorating their

85th anniversary and unveiling a new

TTL logo.


Truckee Building & Safety Division news

As we head into spring and the beginning of what is lining up to be another busy construction season, I am going to do something a bit different from the usual reminders this month.

As many of you know, we are losing a longtime employee to retirement who has been instrumental to the construction industry here in Truckee: Kim Dalbol. Kim has been with the Town for over 23 years and has held a variety of roles within the organization. She first began as an Office Assistant, was promoted to a Permit Technician, was promoted again to Plans Examiner I, and was ultimately promoted to Plans Examiner II. Kim’s work has assisted so many folks throughout the community, not just the construction industry. Kim’s thoroughness with plan review, calm demeanor, attention to detail, and customer service prioritization are all things we should thank her for; I certainly do. Kim has been an integral part of the Building Division—whether creating checklists, creating internal documents, or applying news and forms to our website, her work was always done with the best intentions in mind for the customer.

Over the last several years, we have made some small changes, some medium changes, and some large changes within the

Building Division. Though not all changes are noticed by everyone, one large change would never have come to fruition without Kim’s ability to learn on the fly: ELECTRONIC PLAN REVIEW! Kim took this undertaking head on, and changed how we review the construction documents submitted to the Town. She worked tirelessly with internal staff, architects and engineers to find best efficiencies with the process. I cannot thank her enough for the effort that it took; her work leaves us in a better place than we were just a few years back. I have said many times before that plan review is not easy, as you are critiquing someone else’s work, but Kim did it very well. She took great pride in her work, and that was easy to see. Kim will be able to spend more time with family, enjoy vacations, hit the beach (literally in Maui), and take on new hobbies and ventures. We wish her all the best.

As always, should you have any questions or just want to stop by, my door is always open. Feel free to stop in anytime to discuss.

Let’s have another GREAT constructions season as we head into spring and then summer.

Johnny Goetz, CHIEF BUILDING OFFICIAL

MARCH 17 MIXER CONTINUED FROM FRONT PAGE

PHOTOS CLOCKWISE: Kathy Hess (Just Imagine Marketing & Design) tries her hand at the TP toss

CATT Membership & Event Manager Peg Friesen talking with mixer visitors

Happy Raffle Winner Jay Graham (Signature Landscapes)

Mixer Chairman Michael Ellis (Reno Truss, Inc.) starting the raffle


C A P I T O L C O N N E C T I O N

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At CSLB rules are rules and deadlines serious, so it’s up to contractors to plan ahead. We suggest a ‘detour’ but you have to follow through to make it work.

Ironically, a specialty contractor in Nevada learns that he can do other trade work, but the idea of ‘subbing’ it out has gone down the drain…

Q: Our Responsible Managing Officer (RMO) left our company at the end of last year and our license is due to suspend at the beginning of next month. We have hired a new employee with a license and he is aware he will need to Inactivate his license in order to be added to ours, however according to the CSLB processing times it will take several weeks for them to process the application. The law says that the qualifier should be replaced within 90 days, so if we get our application in before the 90 days will the CSLB keep our license active since we are technically complying with the law and the Suspension would be due to their processing delay?

A: The CSLB will not automatically keep your license active. The CSLB has to abide by what the law states and it’s up to the contractor to prepare for processing times to make changes to their license in a timely manner. However, the good news is once you have an application in process, assuming you get it submitted before the 90-day deadline, you can request (in writing) a 90-day extension which should buy you enough time to not go Suspended.

Q: We recently applied for a Contractor’s License for our Limited Liability Company (LLC) and the CSLB rejected the application for not having a California Secretary of State registration number in Section 2 of the application form. We are a Delaware LLC company. Can you confirm if we need to have a California registration number?

A: Yes, all corporations and LLC’s are required to be registered with the California Secretary of State. As a Delaware entity, you would register as “foreign” Limited Liability Company. Once registered, you are issued an entity number, which is your California Secretary of State registration number as

reflected in Section 2 of the CSLB’s application form.Q: We have had a Nevada “C-3” (Carpentry) license for a little over a

year. Sometimes our bathroom projects require some plumbing work, which we subcontract out to licensed plumbing contractors. We recently received a complaint against our license for sub-contracting this work out. It was my understanding that we could sub-contract the work out as long as it was incidental and supplemental to the project we are licensed to perform. Am I not understanding this correctly?

A: “C” contractors, such as yourself, are considered “specialty” contractors and therefore, you cannot subcontract work out. I believe what you are referring to is NRS 624.220 which states that specialty contractors can perform trades other than which they are licensed for, if the work is incidental and supplemental to the performance of the work in the craft for which the specialty contractor is licensed.

In other words, you can perform work that is incidental and supplemental to your “C-3” projects, but only licensed “General” Contractors are permitted to hire sub-contractors directly.

______________________________________________________________________________________________

While knowledge is power, knowing where to go for the answers is half the battle. Get expert assistance immediately when you call 866-443-0657, email [email protected], or write us at Capitol Services, Inc., 1225 8th St. Ste. 500, Sacramento, CA 95814. Research past columns at www.cutredtape.com.

CATT Jobs to Bid &

Permit #s

STANDARD US POSTAGE

PAIDPERMIT# 15 TRUCKEE, CA

CATT’s MISSION: To promote a positive business environment for the building and housing industry and enhance opportunities for its members and the community

12313 Soaring Way, Suite 1G, Truckee, CA 96161 (Located across the street from Truckee Town Hall)

Ph: 530-550-9999 | Fx: [email protected] | www.ca-tt.com

2016 BoARD of DIReCToRSEXECUTIVE OFFICERSMitch Clarin, President

Mitchell T. ClarinMike Nethersole, Vice-President

M.D. Construction & ConsultingRyan Swenson, Secretary

Simpson Strong-TiePaul Griggs, Treasurer

Griggs Custom HomesJoshua Root, Past President

Root of Design Electric

DIRECTORSAndrew Cross, Truckee-Tahoe Lumber Co.

Scott Eckard, Eckard RoofingMichael Ellis, Reno Truss, Inc.

Michael Forshee, Forshee ConstructionKen Foster, K.B Foster Civil Engineering

Greg Haupert, Sierra Integrated Systems, Inc. Rich Loverde, Loverde Builders, Inc.

Ted Reviglio, Western Nevada SupplyChris Tennant, Mt. Lincoln Construction, Inc.

STAffPat Davison, Executive Director

Peg Friesen, Membership & Event Manager

Valerie Vilbig, Office Manager Julie Skorheim, Bookkeeper

Newsletter design: justimaginemktg.com

CATT Jobs to Bid Sent out in february/YTD Total:Private 0/4

Public Works 1/1

Building Permits Issued in february/YTD Total:Truckee New Single Family Residential 1/4

Eastern Placer County New Single Family Residential 0/1

CATT StatsGeneral Contractors 75

Sub-Contractors 88

Associates/Suppliers 65

Professionals 99

Organizations 7

Retired 1

Total 335

Address Correction Requested

WeLCome neW memBeRSDaniel Fraiman Construction – Daniel FraimanZippy Home Solutions – Sam OrlandoRuppert, Inc. – Tim RuppertAAA Northern California, Nevada & Utah – Della RomanoEast River Public Relations – Katie SchafferRAYTEC Electric – Tyler CopelandRockwood Tree Services & Defensible Space – Beth MoxleySierra Blue Steel, Inc. – Angela CordovaExteriors Landscaping – Scott OwenSummit Ice Melt Systems, Inc. – Brian CaseyOlsonWorks, INC. – Taylor GreeneEPIC Insurance Brokers & Consultants – Bradford BacklundDowney Brand LLP – Brian Schusterman

catt a log april 2016

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