cebit spatial@gov 2012 - hugh saalmans, gis development manager, insurance australia group
DESCRIPTION
TRANSCRIPT
GIS Development Manager
IAG Direct Insurance - Geospatial Information
Hugh Saalmans
Linking millions of
people, policies and places
insurance & IAG DI
pricing & location based risk
geocoding & addressing
G-NAF
agenda
insurance & IAG DI
pricing & location based risk
geocoding & addressing
G-NAF
agenda
insurance & IAG DI
“...the business of manufacturing promises”
~ Warren Buffet, 2012
insurance
insurance
$19,689,000,000
1.3% GDP
Source: APRA June 2012 Quarterly GI Performance Statistics
IAG DIRECT INSURANCE
~$4,299 MILLION REVENUE
~$700 BILLION INSURED
insurance & IAG DI
pricing & location based risk
geocoding & addressing
G-NAF
pricing & location based risk
agenda
insurance & IAG DI
pricing
pricing
park
bushland
location based risk
damage curves How severe?
claim frequency How often?
modelling What could happen?
spatial relationships What’s nearby?
geocoding L O C A T I O N
G - N A F
location based risk
insurance & IAG DI
pricing & location based risk
geocoding & addressing
G-NAF
geocoding & addressing
agenda
pricing & location based risk
DI & geocoding
why? the only cost effective method of locating risks, at the property level, on a national scale
1:1 pricing - a foundation of our strategy
what?
geocoding
DI & geocoding
status? geocoding and geo-pricing rolled out nationally
geocoding
100% overall
>95% household
geocoding
3 areas of improvement
1. input addresses
2. address matching
3. reference addresses (G-NAF)
geocoding
UNIT 2 LEVEL 3 10-20 ALFRED STREET NORTH NORTH SYDNEY 2060 NSW
address structure Street 2/3/10-20 Alfred St N
Suburb Nth Sydney NSW 2060
legacy addresses
input addresses
sub-dwelling type sub-dwelling no
level type level no
street number street name
street type street suffix
locality postcode
state
address capture
structured input
predefined pick lists
rapid address lookup
input addresses
localities
local vs gazetted
vanity suburbs
input addresses
Kingswood Heights
geocoding engine
evaluate, reconfigure, test
G-NAF 360o test
add your own logic
talk to your vendor
address matching
insurance & IAG DI
pricing & location based risk
geocoding & addressing
G-NAF
geocoding & addressing
agenda
G-NAF
good?
errors
completeness
timeliness
G-NAF (reference addresses)
errors
transient
amusing > business impact
customer impacts
examples
DIY database rules and QA
G-NAF
?
completeness
postcodes
sub-dwellings
you are a data source...
G-NAF
timeliness
quarterly updates
G-NAF Live
G-NAF
location is fundamental to insurance
geocoding - 3 areas of improvement (>95%)
addresses – clean, structured, well captured
engine – tested, optimised, customised
G-NAF – postcodes, sub-dwellings,
G-NAF Live
summary
location is fundamental to insurance
geocoding - 3 areas of improvement (>95%)
addresses – clean, structured, well captured
engine – tested, optimised, customised
G-NAF – postcodes, sub-dwellings,
G-NAF Live
summary
thank you!