cecabank: banknotes services
DESCRIPTION
Cecabank: Banknotes services Cecabank is a bank that provides financial services and process support for the banking business. Its main distinguishing features include a healthy balance sheet, strong technological infrastructure, extensive professional expertise and a long track record in providing services. Cecabank is the leader in Spanish wholesale banknotes market with more than 90% of total volume We deal with all Spanish financial entities (more than 100) Map of services *Treasury: • Treasury Desk • Banknotes • Capital Markets • Treasury and Risk Support *Securities Services • Funds Depository • Securities Safekeeping & Settlement • Asset Management Support Services *Banking Services • Payment Systems and Services • Processes, Channels and Business Intelligence • Consulting, Training and ReportingTRANSCRIPT
BANKNOTES
SERVICES
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BANKNOTES
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CECA is the National Association of Spanish Savings Banks
CECA has finalized its transformation process to transfer its business to a
newly created bank (CECABANK) owned by CECA and the different
groups of the Cajas as shareholders
Lines of business,
products and
services
Associative
role
Groups of
member
Savings Banks
Groups of
member BanksAssociative role
Groups of
member Banks
89 % 11 %
Lines of business, products and
services
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CECABANK is a stand alone financial institution, providing services to
Savings Banks, associated organisations and other customers in the
financial sector as well as other service areas. As such, CECABANK offers
a set of financial, technological and consultancy services and products
supported by a lengthy track record and a solid set of structures.
CECABANK is founded with 16.45
billion euros in assets, 725 million
euros in equity capital and a core
capital ratio of 13.5 per cent (as of
Nov 2012)
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CECABANK consolidated balance sheet
Assets 16,451 Liabilities 15,726
Equity 725
Of which minority interest 81
Total assets 16,451 Total liabilities and Equity 16,451
CECABANK consolidated balance sheet
Assets 16,451 Liabilities 15,726
Equity 725
Of which minority interest 81
Total assets 16,451 Total liabilities and Equity 16,451
BALANCE SHEET
CECABANK LIQUIDITY RATIO 2.2
CECABANK LIQUIDITY RATIO 2.2CECABANK LIQUIDITY RATIO 2.2
CECABANK has a comfortable liquidity position with
no wholesale debt issue in its books.
Nov 2012 -Million €
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CAPITAL AND SOLVENCY
9,0
10,0 10,0 10,3
12,5
14,9
Sabadell Santander Popular BBVA CaixaBank CECA
CECABANK’s own funds are formed
only by Tier 1 high quality capital
(exclusively capital plus reserves)
without the existence of hybrid
elements.
Unlike the rest of the financial
system, CECABANK has no
exposure to the Real Estate sector
nor other problematic assets that
could provoke a solvency
deterioration.
Solvency ratio comparison of the
Spanish financial system
(Dec. 11, Core Tier I ratio)
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Long Term Short Term Date
BBB- F3 21/11/2012
Ba1 NP 16/11/2012
BB+ B 23/11/2012
RATINGS
RECENT MOVEMENTS INFLUENCED BY
THE KINGDOM OF SPAIN DOWNGRADES
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CECABANK focuses on wholesale banking activities, excluding retail
customers from its portfolio. Its products and services for other financial
institutions are organized into four business segments:
Global securities services (security safe-keeping and
settlement, and fund depositary)
Global payment services
Treasury and banknotes
Consultancy and support services
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TOTAL CUSTODY
€ 105 BN
GLOBAL SECURITIES SERVICES
CUSTODY, CLEARING & SETTLEMENT
TOTAL SETTLED
€ 2,000 BN
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PAYMENT SYSTEMS
• 40 indirect participants represented by CECA
• 761 million exchanged transactions
• 19 % SNCE market share (National Electronic Clearing System)
DEBIT & CREDIT CARDS
• EURO 6000 System 13.4 million credit & debit cards
746 million transactions per year
• TRIONIS Network 300,000 ATM Europe
600 Associated financial entities
GLOBAL PAYMENT SERVICES
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TREASURY – FX MARKET
We deal with more than 1,000
counterparties in 30 countries.
Our FX desk deals more than
€ 230 billion per year
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BANKNOTES MARKET
CECABANK is the leader in Spanish
wholesale banknotes market with
more than 90% of total volume.
We deal with all Spanish financial
entities (more than 100)
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SPANISH BANKNOTES MARKET
We manage more than
300,000 shipments per year
We provide direct service up
to 16,000 bank branches
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We can assume all costs for transportation,
handling and insurance from/to any destination
BANKNOTES FLEXIBILITY
We deal all amounts and all denominations
Whole counting process is recorded
We inform all shipments in less than
24 hours upon arrival.
We pay in any currency (EUR, USD...)
We take on collection any currency
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ANDORRA
COOPERATIVE
BANKS
COMMERCIAL
BANKS
CLIENTS
SAVINGS
BANKS
EXCHANGE
BUREAUX
BANKNOTES – NATIONAL CIRCUIT
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BANKNOTES FROM 40 COUNTRIES
AED UNITED ARAB EMIRATES DOLLAR ISK ICELANDER KRONA
ARS ARGENTINIAN PESO JPY JAPANESE YEN
AUD AUSTRALIAN DOLLAR LTL LITHUANIAN LITA
BGN BULGARIAN LEV LVL LATVIAN LAT
BRL BRAZILIAN REAL MAD MOROCCAN DIRHAM
CAD CANADIAN DOLLAR MXN MEXICAN PESO
CHF SWISS FRANC NOK NORWAY KRONE
CLP CHILEAN PESO NZD NEW ZEALAND DOLLAR
CNY CHINESE YUAN PLN POLISH ZLOTY
CZK CZECH CROWN QAR QATARI RIAL
DKK DANISH CROWN RON ROMANIAN RON
DOP DOMINICAN PESO RUB RUSSIAN RUBLE
EGP EGYPTIAN POUND SAR SAUDI RIYAL
EUR EUROPEAN EURO SEK SWEDISH KRONA
GBP BRITISH POUND SGD SINGAPUR DOLLAR
HKD HONG KONG DOLLAR THB THAI BAHT
HRK CROATIAN KUNA TND TUNISIAN DOLLAR
HUF HUNGARIAN FORINT TRY TURKISH LIRA
ILS ISRAELI SHEKEL USD AMERICAN DOLLAR
INR INDIAN RUPIA ZAR SOUTHAFRICAN RAND
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Telephone number: +34 91 532 07 62
Reuters Dealing Code: CECE
Swift Code: CECAESMM
www.cecabank.es
BANKNOTES DEPARTMENT
CONTACT DETAILS
