cell: 417.593 · 2017. 12. 14. · • full-time realtor® • the ultimate relocation guide •...

© 2017 Gerken & Associates, all rights reserved

Cell: 417.593.7834 [email protected]

www.AlexWebsterHomes.com


OUR Company

• Over 40+ Years in Business • Outstanding Reputation • Strong Code of Ethics & Integrity • State & Local Leadership • Realtor® Continued Education • Boutique Firm • Support of the Entire Office • Dedicated Closing Broker • Single Agent Relationship


AGENT PROFILE

Alex Webster

• Full-Time Realtor® • The Ultimate Relocation Guide • Serves on Committees within the Tri-Lakes Board of Realtors® • Hyper Local Entrepreneur • Hospitality & Entertainment Background • Big Fan of England’s Brighton & Hove Albion Soccer Club • Husband and Father of Two

Cell: 417.593.7834 Office: 417.334.1892 ext. 112

[email protected] www.AlexWebsterHomes.com

“I will definitely recommend Alex!

Alex did a fabulous job helping

and getting information to us in a

timely manner. Great personality

and very attentive!” – Judith Robinson


HOME BUYER’S

Timeline

Initial Conversation

Decide on Criteria

Select Neighborhoods

Get Loan Pre-Approval

Sign Up for Agent’s Portal

Emails

Property Search

Select Potential Houses

Tour Homes

1st Offer Earnest Money

Accepted Contract

Negotiations


WHAT’S YOUR

Motivation?

• Why are you wanting to buy? • What’s your desired time frame? • Do you have another house to sell first? • What about ‘location’ is of importance? • Are you pre-approved for a loan or is this purchase cash only? • Who are the decision makers & emergency contacts? • Do you have any general concerns?


PURCHASING POWER Loan Pre-Approval

How You Will Benefit:

• Getting pre-approved is a 15 minute over-the-phone process that will expedite your home search

• You will have completed a credit check and paperwork requirements for a mortgage

• You’ll know the amount approved and your ability to finalize a home purchase

• If there is a credit issue you’ll have time to fix it before making an offer

• Pre-approval will speed up the process once you make an offer

Your Mortgage Lender Should:

• Explain all your available loan options

• Give feedback on how to improve your credit profile

• Generate a mortgage approval based on your debt-to-income ratio and credit score

• Offer recommendations on how to handle your money between application to closing day

• Provide advice on when to lock in your loan rate

Source: http://www.realtor.com/advice/finance/get-a-mortgage-preapproval

What Your Mortgage Lender Expects From You:

• Honesty about your finances

• Responsiveness to all requests for additional information needed

• To be prepared with tax returns, W2s, bank statements, employer names/addresses, & your current landlord’s information

• To NOT open new credit cards, store credit cards, or make any large unnecessary purchases that vary from your day-to-day living expenses; this can affect your debit-to-income ratio and disqualify you for your loan

• To consider your personal budget and your own comfort level with the payment amount

• You do not have to borrow the maximum amount you qualify for

• Careful planning and preservation of your emergency fund are important for responsible, long-term homeownership


Tri-Lakes Board of REALTORS®

Lender Affiliates

Dana Crowell 400 Business Hwy 65 Branson, MO 65616

417.527.2452 [email protected]

Tuesday Blair 2001 State Hwy 248, Ste. 9

Branson, MO 65616 417.213.3444

[email protected]

Kim Senne 1501 State Hwy 248 Branson, MO 65616


Christina Ferrante 202 N. Commercial Street

Branson, MO 65616 417-839-9937

[email protected]

Honar McGuffee 21159 Main Street

Reeds Spring, MO 65737 417.272.1288

Honar.McGuffee@ simmonsfirst.com

Mike Linneman 19014 Business 13

Branson West, MO 65737 417.272.9300

[email protected]

mailto:[email protected]


Tri-Lakes Board of REALTORS® Home Inspector Affiliates

Home-Trust Inspections, LLC Don Grindle


White River Home Inspection Services

John Rulon: 417.337.3285 Amber Rounseville: 417.631.7291

[email protected]

Cornerstone Property Inspections Aaron Driskell 417.209.4321

[email protected]

Our Family Home Inspection Services Jason Bruck



Tri-Lakes Board of REALTORS®

Home Warranty Affiliate

HSA Home Warranty

George Brockman

417.551.2189

[email protected]

A HSA Home Warranty Provides:

• Peace of mind – Any move is going to include its share of new expenses. Take comfort in the fact that repairs of a covered system or appliance won't be part of that.

• Reliable service – You don't have to worry about calling around town for service recommendations and estimates. Just contact HSA! We'll arrange for a diagnosis by one of our qualified, prescreened service contractors. The convenience of the service is matched only by the quality of repairs.

• Protection for years to come – You'll have excellent protection, service and convenience from HSA the year you purchase your new home, but it doesn't have to end there – you can renew your home warranty year after year. With a monthly payment plan option, you can continue to affordably protect against normal wear and tear that will eventually take a toll on your home's mechanical systems and appliances.

Source: More information can be found at http://www.onlinehsa.com/Homeowners/Buyer-benefits.aspx


Relationship


PERSONALIZED

Portal

• Alerted Before the Public • Full Details & Pictures • Access to Documents & Maps • Easy Property Sorting System • Share Listings via Social Media & Email

• Personal Priority Access to Flex Multi-List • Everyone’s Listings (not just ours) • Personalized for your Specific Desires • Our Program Runs 24/7 Continually

Looking for Anything that Matches Your Criteria


HOME VIEWING

Etiquette

Be courteous and mindful when attending scheduled showings:

• Arrive on time or call your agent if you are running early or late • Wear comfortable shoes & be prepared to take them off • Eat and use the restroom prior to viewing • Respect the seller’s personal property • Stay together when viewing; tour the home as a group • Children are welcomed, but keep watch over them • Leave it exactly the way you found it • Stay on track • Be mindful of surveillance • If you love the house share that detail once you exit • Be politely frank and move on if the house is not for you • Take notes of what you like and don’t like • Only take interior photos of the home if given permission


CONTRACT

To Close!

Loan Application

Title Work Loan

Documents Closing

Appraisal Home Inspection

Loan Approval

Keys!


HOW WE MAKE

the Difference

• Over 40+ Years in Business • Outstanding Reputation • Personalized Portal • Professional Affiliates • Personalized Home Tours • Support of the Entire Office • Dedicated Closing Broker • Single Agent Relationship