CHARTERED FINANCIAL CONSULTANT®

ChFC®

Advanced planning for every person and every need.

That’s the promise of a Chartered Financial Consultant®

(ChFC®) designation from The American College of

Financial Services. We’ve redefined financial planning

for advisors serving the ever-evolving American

demographic with a comprehensive educational program,

comprised of eight college-level courses that address

all aspects of financial planning. The goal of the ChFC®

curriculum is to help you gain a significant advantage and

help your clients meet their goals.

COMPREHENSIVE, APPLIED

Our Personal Pathway™ learning model is designed to give you

total control of your educational experience. Earn your designation

of choice in a flexible, student-focused, interactive learning

environment engineered to help you master more information and

reach your goals even sooner. Personal Pathway™ gives you the

practical, applied knowledge to make a difference in people’s lives

by combining the unique learning elements of self-study and live

webinars at one tuition rate. To learn more about this re-imagined

experience, visit TheAmericanCollege.edu/PersonalPathway.

GOING FAR BEYOND THE BASICS

The education you receive in the ChFC® program will make you

a more capable financial planner, prepared to succeed in serving

a more diverse client base. Not only will you learn the essentials

of financial planning, including insurance, income taxation,

retirement planning, investments, and estate planning, but the

ChFC® program addresses the areas where the rules change a bit.

These include behavioral finance, financial planning for families

with special needs dependents, small business planning, financial

planning for clients in diverse communities, financial planning

for divorce, and more.

YOUR PERSONAL PATHWAY™ EXPERIENCE

Who should have the ChFC® designation?

The ChFC® is for financial planners who want to take their existing

knowledge, and build upon it with practical tactics designed to offer the

best solutions for clients and their families. This rigorous program prepares

advisors with in-depth education on financial planning principles, and the

applications for those principles based on real-life case studies.

Planning to sit for the CFP Board’s exam? Students who successfully

complete the ChFC® curriculum will meet the educational requirements to

take the CFP® Certification Examination.

ADVISORS WITH THEIR ChFC® EARN

more than those without one*

*According to The American College of Financial Services Designation Outcomes Study

REQUIRED COURSES

HS 300 Financial Planning: Process and Environment

An overview of the financial planning process, including

communication techniques, behavioral finance, statement

preparation, and more. Also discusses the roles and

responsibilities of financial advisors.

HS 311 Fundamentals of Insurance Planning

Focuses on the role of planning for risk management needs,

including fundamental principles of risk management, credit

risk and protection, insurance, and more.

HS 321 Fundamentals of Income Taxation

Examines the federal income tax system, with topics including

individual taxation, taxation of income and capital assets,

passive activity loss rules, and more.

HS 326 Planning for Retirement Needs

Focuses on helping businesses and individuals plan for

retirement, including asset accumulation and distribution

planning, qualified pension plans and setup, profit-sharing,

IRAs, and more.

COURSE DETAILS

HS 328 Investments

Covers principles of investments and their application to

financial planning, including securities laws and market

structure, asset classifications, risk and return, and more.

HS 330 Fundamentals of Estate Planning

Covers various aspects of estate and gift tax planning, including

probate process, types of property interests, transfer strategies,

and more.

HS 333 Personal Financial Planning: Comp. Case Analysis

Applies students’ knowledge and skill sets in personal financial

planning techniques to a comprehensive case study. Students

will construct into a prioritized financial plan that addresses the

core financial planning disciplines.

HS 347 Contemporary Applications in Financial Planning

Explores the unique challenges associated with special needs

clients, divorce, business succession, behavioral finance,

financial plan development, and retirement planning. Up-to-

date content and compelling case studies provide students

with a complex yet comprehensive understanding of financial

planning in these important areas.

Ongoing Commitment: Carry The Shield

The American College of Financial Services is the premier

educational institution dedicated to the development of financial

services professionals. The College has worked tirelessly to educate

our nation’s advisors, to help them raise the level of their profession,

and to ensure that society has an industry built on trust. Graduates

and designees of The American College of Financial Services have

studied, passed rigorous exams, and proven that they not only have

the technical knowledge to serve their clients, but have sworn to

practice ethically and in the best interest of the people they serve.

We look to our graduates, designees, students, and future leaders,

to earn the trust of your clients, represent the legacy of this

institution, and proudly, “Carry the Shield.”

“The ChFC® sets you apart as a professional. It lets your clients

know that you are in it for the long run. It tells the world that you are

interested in being the best.”

THOMAS J. O’HAREN, CLU®, ChFC®

The mark of ChFC® is the property of The American College of Financial Services and may be used by individuals who have successfully completed the initial and ongoing certification requirements for this designation. The College can disallow use of the ChFC® if advisors do not adhere to the program’s ethical standards, continuing education, and other requirements.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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Financial education for today

The American College of Financial Services offers driven financial

services professionals one of the most valuable, and highly regarded

educations they can receive. The College provides applied financial

knowledge and education, promotes life-long learning, and advocates

for ethical standards for the benefit of society. As a nonprofit,

accredited education institution, our courses are researched and

written by a faculty of the nation’s top thought leaders in financial

services. Our goal is to ensure that our students are viewed by clients

and peers as the best and brightest in their fields.

CHARTERED FINANCIAL CONSULTANT®

ChFC®

THEAMERICANCOLLEGE.EDU/ChFC

OR CALL 888-795-6306

THE AMERICAN COLLEGE OF FINANCIAL SERVICES 630 ALLENDALE ROAD, KING OF PRUSSIA, PA 19406