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Choose an insurer that specialisesin you

Our policies are written with your needs in mind, and they do what they say on the tin.

ust as all childcare businesses are different, not all insurance providers are the same. When choosing who should provide cover for your setting, you should consider the advantages

of using a specialist provider whose deep understanding of the industry means they can be trusted to meet your needs. In March 2016, Morton Michel won Specialist Broker of the Year at the Commercial Insurance Awards, recognising the level of expertise and commitment that we offer to the childcare industry.

The commercial demands of the childcare sector mean that to be the best, your business has to have the flexibility and agility to respond to your customers’ needs. Naturally, you will expect your insurance policy to be able to keep up. You already know that all registered providers must have public liability insurance, but if your local authority expects indemnities of £5million or even £10million, you need to meet that too. When you are growing your business and taking extra staff, whether full time or casual, you need to have Employer’s Liability cover in place or face a hefty fine. If you take in children with medical needs, their parents will want the peace of mind of knowing that you are insured to administer their medicine or other regular treatment. Policies from Morton Michel cover all of these options and more.

J Childcare is a fast-paced sector whose providers have complex, ever-changing needs and at Morton Michel we pride ourselves on keeping our knowledge and awareness up to the minute. It is important to us that when our customers get in touch, whether they are new to the industry or have been established for decades, they can get the answers they are looking for. We regularly talk to settings to find out what the latest trends in practice are, and we also visit them to ensure we have an on-the-ground understanding. You can frequently find us at industry events, conferences and seminars, developing our knowledge and keeping ourselves and our customers ahead of the game.

Morton Michel has specialised in childcare insurance for more than 50 years and evolved with the industry through half a century of change. Here’s what our experience tells us will benefit you most from using a specialist insurance provider

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The advantage of obtaining your insurance cover from specialists like ourselves is that we do our best to develop the policy initiatives you need. We can arrange cover for fetes, bonfire nights, and outings, or for working together with other childcare settings. We also keep up to date with the latest trends in provision and practice, so when a new movement like Forest Schools takes off, we are ready and able to provide the cover it needs. In addition to this, we have our ear to the ground when it comes to regulatory and enforcement matters. The packages we offer ensure our customers’ interests are protected through access to professional legal advice and representation when needed, whether it is an employment dispute, a public childcare hearing, or a court case.

Insurance is a mark of your credibility as a responsible, professional organisation, and being able to prove that you have appropriate cover is a fundamental element of the trust that parents place in you. All of our customers are provided with proper documentation which includes certificates of Employer’s Liability for display, a formal schedule of insurance, and a complete policy booklet detailing precisely what you are covered for. Furthermore, as a reputable, professional insurance broker, we are authorised and regulated by the Financial Conduct Authority.

Our policies are written with your needs in mind, and they do what they say on the tin. If it’s a policy for childminders then it’s called ChildMinder and tailored to the specific business needs of registered childminders – ditto with our PreSchool, NurseryCare, Out of School, and Nanny policies. In addition, we have been specialists in childcare insurance for over 50 years and our underwriters Covea have a proven track record of dealing with claims and queries. This is the same insurance company that has underwritten our policies since the beginning.

The childcare industry is built on the foundations of years of development. Thousands upon thousands of providers, each doing things their own way, creating a service that is as unique as the children it cares for. We have been there every step of the way, from the earliest developments in the playgroup movement back in the early 1960s, through the emergence of registered childminders, the rise of the private day nursery, and the provision of out of school care – all the way to the current move towards more flexible childcare options. By choosing to work with a specialist insurance broker like Morton Michel, childcare settings are able to benefit from over 50 years of dedication to being the best in the industry. Our customers stay with us because they know the benefit of using a genuine childcare insurance specialist.

Contact uswww.mortonmichel.com/childminder

childminder@mortonmichel.com

020 8603 0942