Choose the best Pet insurance policy

to help protect your cat

Many families and single people adore having a cat and love the brand of pet ownership that cat ownership

provides. Although by nature the cat is an animal that gets themselves in difficult and dangerous situations

frequently. Fortunately for kitty’s worldwide, with good vet care and cat pet insurance, they can find a way to

get the most out of all of their nine lives. So how can you choose the best Pet insurance policy to help protect

your cat?

Firstly it’s important that you read the policy wording carefully and find out what each policy involves. There is

no point in having cat pet insurance if you don’t use it when you are initialled to and if you can’t use it when you

need to! So what should you look out for when comparing cat pet insurance policies and cat pet insurance

companies?

Veterinary Fees – Routine vs. Illness & Injury

Many cat pet insurance policies entice policy holders with promises of

covering routine care. This may look like a promising option for your cat

pet insurance. However it is a bait than may not pay off. Sure the routine

care will see you receiving benefits more often, however if you have

prepared for owing a cat, you have already prepared for spending $100-

$200 per year in routine care. What you need to insure against is the

unexpected. You should opt for cover that includes high benefits for illness

& injury – as this can run into the tens of thousands of dollars, and this is

what you probably won’t be prepared for.

Cover for death: accident/injury

As much as we wish it wasn’t so, losing a pet is part of having a pet. Cat pet insurance

often has a benefit for a refund of the purchase price, that you originally paid for the

cat, when it does unfortunately pass away. This can seem like an upsetting point to

consider when you are comparing cat pet insurance policies, however after receiving

a refund of the purchase price, you will be able to immediately (or when you feel

ready) go out and purchase a new pet. And that’s just what your kitty would want you

to do!

Boarding Fees & Holiday Cancellation

Having a pet, even an elusive cat, means that you are responsible for it - no matter

what. Sometimes you are not available to do so. Some of the higher end cat pet

insurance will even pay a certain amount for your cat to board if you are unexpectedly

in hospital. Some other policies include a certain benefit towards cancelling your own

holiday if your pet needs to have live saving surgery. There are other important factors when it comes to

choosing cat pet insurance, but the most important thing is to weigh up what you need insurance for. You need

insurance for what you cannot plan for.

This blog was written by the furry family at Petplan Best Pet Insurance & Petplan Equine Australia. We

love pets and people who love pets! We offer pet Insurance for Cats, Dogs, Horses & Ponies (including third

party liability; horse floats, saddlery & tack). We specialise in ‘covered for life’ dog insurance, cat

insurance and equine insurance. Please visit us on Facebook or on our website.