choose the right investment! capital growth bond
TRANSCRIPT
Choose the right investment!
Capital Growth Capital Growth BondBond
CChoosing the Right Investment hoosing the Right Investment
As an investor one of the most important questions you face is:
What do you want your investments to achieve for you?
The ideal solution is
Many investors would like a combination of Capital Growth and in an uncertain world, financial security.
Your contributions to the Plan will buy units in the
HHow your money is invested?ow your money is invested?
EFU Capital Growth EFU Capital Growth Fund Fund
There are two unit prices quoted for this fund
Offer
The “Offer” price at which you buy units
Bid100%
of your investment is used to buy units at the prevailing offer price.
TThe Capital Growth Fund is currently valued daily and the unit prices are published on our website.
The “Bid” price at which units are bought back from you by EFU when you want to encash the whole or part of your Plan
RRetirement Incomeetirement Income
You have the facility of applying the maturity value to purchase a pension from EFU Life, to help you maintain your standard of
living in retirement.
“Don’t simply retire from something; have something to
retire to.”
FFund Acceleration Premiums
EFUEFU Capital Growth Bond Capital Growth Bond gives you the flexibility to top-up your regular contributions by depositing surplus funds.
EEmergency Access
TThe Plan gives the flexibility to make partial withdrawals.
BBenefits of the Capital Growth Bondenefits of the Capital Growth Bond
BBuilt-In Protection Benefituilt-In Protection Benefit
Natural DeathNatural Death
Accidental Accidental DeathDeath
“It is better to be insured than sorry.”
Greater of, 101% of the Single Premium Paid or Basic Cash Value.
The natural death benefit is; Greater of, Single Premium Paid or
Cash Value of the Plan
Plus
Basic Cash Value
The accidental death benefit is;
IInvestment Management nvestment Management ChargeCharge0.125% of the fund value per month.
BBid/Offer Spreadid/Offer Spread
5% of the contribution.
UUnit Allocationnit Allocation
OOther Important Detailsther Important Details
MMinimum Contributioninimum Contribution
Rs. 50,000 per annum.
TThe Planhe Plan
The Plan is a single premium whole-of-life contract.
100% of your contributions will be allocated to the units on the Managed Growth Fund.