click to invest

MONTHLY UPDATEDECEMBER 2014

SFIN CODE : ULIF03901/09/10BalancedFd101

Date of Inception : 01 Sep 2010

Fund V/s Benchmark Performance

Period Returns (%) Benchmark Returns (%)#

Inception (01-Sep-10) 10.10 08.95

5 Years N/A N/A

3 Years 18.13 16.89

2 Years 16.19 14.57

1 Years 34.06 25.09

3 Mths 07.19 04.61

# 60% BSE- 100 40% Crisil Composite Index

PORTFOLIO

Equity % to Fund

ICICI Bank Ltd 4.80%

ITC Ltd 3.54%

Infosys Ltd. 3.45%

HDFC Bank Ltd 3.14%

Larsen & Toubro Limited 2.82%

Reliance Industries Ltd 2.79%

State Bank of India 2.41%

AXIS Bank Limited. 2.15%

Tata Motors Limited 1.85%

Tata Consultancy Services Ltd 1.78%

IndusInd Bank Ltd 1.58%

Shree Cement Limited 1.31%

Oil & Natural Gas Corporation Ltd 1.28%

Maruti Suzuki India Ltd 1.20%

Bharti Airtel Ltd 1.08%

Divis Laboratories Ltd 1.05%

Kotak Mahindra Bank Limited 1.02%

Bharat Petroleum Corporation Ltd 1.02%

Dr Reddys Laboratories Limited 0.97%

Sun Pharmaceuticals Industries Ltd 0.92%

Cummins India Ltd. 0.87%

Cadila Healthcare Ltd. 0.82%

UltraTech Cement Ltd 0.81%

Tech Mahindra Limited 0.81%

Adani Port & Special Economic Zone Ltd 0.79%

Nestle India Limited 0.79%

Bharat Electronics Ltd 0.79%

Sesa Sterlite Ltd. 0.79%

Lupin Limited 0.78%

Wipro Ltd 0.73%

LIC Housing Finance Limited 0.72%

Hindustan Zinc Ltd. 0.66%

Power Finance Corporation Ltd 0.65%

Eicher Motors Ltd 0.65%

Power Grid Corporation of India Ltd 0.65%

JK Lakshmi Cement Ltd 0.60%

Yes Bank Ltd 0.58%

Godrej Industries Ltd 0.56%

Mahindra & Mahindra Ltd 0.56%

Federal Bank 0.53%

Gujarat State Petronet Ltd 0.51%

Infrastructure Development Finance Company Limited 0.51%

Others 15.15%

Total 70.47%

Debentures / Bonds % to Fund

Rural Electrification Corporation Ltd 2.43%

Housing Development Finance Corporation Ltd 1.37%

Tata Sons Ltd 1.22%

L&T Shipbuilding Ltd 1.08%

LIC Housing Finance Ltd 1.03%

Others 5.09%

Total 12.20%

Government Securities % to Fund

9.20% GOI Mat 30-Sep-2030 4.34%

8.30% GOI Mat 31-Dec-2042 2.75%

8.28% GOI Mat 21-Sep-2027 2.64%

8.32% GOI Mat 02-Aug-2032 2.61%

9.23% GOI Mat 23-Dec-2043 1.34%

Others 2.58%

Total 16.26%

Deposits, Money Mkt Securities and Net Current Assets. 1.06%

Grand Total 100.00%

Debt Parameters

Portfolio Yield (%) 8.16%

Avg Maturity (In Months) 150.48

Modified Duration (In Years) 6.57

*Please refer Annexure A for Approved File & Use Limits

Balance Fund Life Super-II as on 31st December 2014

Fund Objective : To invest in Debt and Equity securities so as to combine the stability of Debt instruments with the long term capital appreciation potential of Equities.

Assets Under Management ( ` In Lakhs)

176,745.90

Dep, MMI &

Others 1.06% Debentures /

Bonds 12.20%

Government

Securities

16.26%Equity 70.47%

Asset Allocation

28.53%

26.37%

9.97%

8.19%

5.37%

5.02%

4.00%

3.97%

3.11%

2.96%

2.50%

Others

Banks

IT Consulting & Software

Pharmaceuticals

Cement & Cement Products

Cigarettes-Tobacco Products

Construction & Engineering

Integrated Oil & Gas

Commercial Vehicles

Electric Utilities

Cars & Utility Vehicles

Allocation By Sector - Equity

9.46%15.18%

22.39%

52.97%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Debt Maturity Profile

AA+ 4.32%

AAA 37.77%

AA 0.80%

Sovereign

57.12%

Debt Rating Profile

SFIN CODE : ULIF03401/01/10IncomeFund101

Date of Inception : 04 Jan 2010



Inception (04-Jan-10) 08.71 07.80

5 Years N/A N/A

3 Years 09.84 09.07

2 Years 09.00 08.92

1 Years 14.33 14.31

3 Mths 05.85 04.90

# CRISIL Composite Bond Fund Index

PORTFOLIO

Debentures / Bonds % to Fund



Housing Development Finance Corporation Ltd 4.72%

National Thermal Power Corporation Ltd 4.71%

LIC Housing Finance Ltd 4.09%


AXIS Bank Ltd 2.12%


HDFC Bank Ltd 1.73%

Export and Import Bank of India 1.64%

Bajaj Finance Ltd 1.55%

Others 7.04%

Total 43.37%

Government Securities % to Fund

8.60% GOI Mat 02-Jun-2028 12.84%

9.20% GOI Mat 30-Sep-2030 10.03%

8.28% GOI Mat 21-Sep-2027 8.12%

8.30% GOI Mat 31-Dec-2042 6.68%

9.23% GOI Mat 23-Dec-2043 5.15%

8.32% GOI Mat 02-Aug-2032 4.23%

8.83% GOI Mat 12-Dec-2041 2.86%

1.44 Inflation Index Bond Mat 05-Jun-2023 1.92%

8.17% GOI Mat 01-Dec-2044 1.14%

8.33% GOI Mat 09-Jul-2026 1.09%

Others 0.04%

Total 54.10%


Grand Total 100.00%

Debt Parameters

Portfolio Yield (%) 8.17%

Avg Maturity (In Months) 152.28

Modified Duration (In Years) 6.73


Income Wealth Builder Fund as on 31st December 2014

Fund Objective : The fund aims to provide superior returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk. The fund may also invest upto 20%

in money market instruments/cash.


82,222.42

Dep, MMI &

Others 2.53%

Debentures /

Bonds 43.37%

Government

Securities

54.10%

Asset Allocation

2.91%

14.55%

26.26%

56.27%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs


AA+ 4.23%

AAA 39.73%

AA 0.54%

Sovereign

55.50%

Debt Rating Profile

SFIN CODE : ULIF03501/01/10BlueChipFd101




Inception (04-Jan-10) 09.28 09.20

5 Years N/A N/A

3 Years 22.36 22.10

2 Years 18.55 18.34

1 Years 40.80 32.28

3 Mths 05.53 04.41

# BSE 100

PORTFOLIO

Equity % to Fund

ICICI Bank Ltd 5.68%

Infosys Ltd. 4.76%

HDFC Bank Ltd 4.23%

Larsen & Toubro Limited 4.21%

ITC Ltd 4.16%


Tata Consultancy Services Ltd 3.43%

AXIS Bank Limited. 3.03%

State Bank of India 2.93%

Kotak Mahindra Bank Limited 2.37%

Tata Motors DVR 2.34%

Maruti Suzuki India Ltd 2.23%

Sun Pharmaceuticals Industries Ltd 2.22%

Oil & Natural Gas Corporation Ltd 2.20%


Dr Reddys Laboratories Limited 1.53%

Lupin Limited 1.53%

UltraTech Cement Ltd 1.51%

Bharti Airtel Ltd 1.42%

Nestle India Limited 1.39%

Bharat Petroleum Corporation Ltd 1.30%


IndusInd Bank Ltd 1.29%


Adani Port & Special Economic Zone Ltd 1.07%

Tech Mahindra Limited 1.04%

Yes Bank Ltd 1.04%

Infrastructure Development Finance Company Limited 1.01%

Mahindra & Mahindra Ltd 0.99%

Sesa Sterlite Ltd. 0.98%


Crompton Greaves Ltd. 0.96%

Hindustan Petroleum Corporation Ltd. 0.95%


Exide Industries Ltd 0.91%

Wipro Ltd 0.89%

Hero Motocorp Limited. 0.83%

UPL Limited 0.82%

P & G Hygiene & Health Care Ltd 0.78%


Bank of Baroda 0.73%

Colgate Palmolive (India) Ltd 0.72%

Hindustan Unilever Limited 0.71%

Tata Steel Ltd. 0.70%

Idea Cellular Limited 0.66%


Union Bank Of India 0.64%

National Mineral Development Corporation Ltd. 0.62%

Indraprastha Gas Ltd 0.61%

Punjab National Bank. 0.59%


FAG Bearings India Ltd. 0.58%

Oracle Financial Services Software Ltd 0.55%

Capital First Ltd 0.51%

Others 8.87%

Total 94.55%


Grand Total 100.00%


BlueChip Wealth Builder Fund as on 31st December 2014

Fund Objective : The fund aims to provide medium to long term capital appreciation by investing in a portfolio of pre-dominantly large cap companies which can perform through economic and market cycles.

The fund will invest at least 80% of the AUM in companies which have a market capitalization greater than the company with the least weight in BSE100 index. The fund may also invest upto 20% in money

market instruments/cash.


186,334.21

Dep, MMI &

Others 5.45%

Equity 94.55%

Asset Allocation

28.15%

24.46%

11.30%

8.15%

4.97%

4.64%

4.39%

3.79%

3.77%

3.41%

2.95%

Others

Banks


Pharmaceuticals

Construction & Engineering


Cigarettes-Tobacco Products

Integrated Oil & Gas

Finance (including NBFCs)

Cars & Utility Vehicles

Personal Products


100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


SFIN CODE : ULIF03601/01/10OpprtntyFd101




Inception (04-Jan-10) 13.14 10.84

5 Years N/A N/A

3 Years 26.74 27.22

2 Years 22.10 21.64

1 Years 64.03 55.91

3 Mths 09.43 10.21

# CNX MID CAP INDEX

PORTFOLIO

Equity % to Fund


Hindustan Petroleum Corporation Ltd. 2.74%




Eicher Motors Ltd 2.03%


ING Vysya Bank Ltd. 1.97%

Ranbaxy Laboratories Ltd 1.96%

Bajaj Finance Ltd 1.91%

UPL Limited 1.91%

Britannia Industries Ltd 1.80%

Crompton Greaves Ltd. 1.76%

Voltas Ltd 1.74%

Oil India Limited. 1.67%

MRF Ltd. 1.66%

Tata Chemicals Ltd 1.63%

IPCA Laboratories Ltd 1.60%

Federal Bank 1.56%

Karur Vyasa Bank Ltd 1.52%

Oracle Financial Services Software Ltd 1.51%

Union Bank Of India 1.50%

P & G Hygiene & Health Care Ltd 1.45%

Sanofi India Ltd. 1.40%

Indraprastha Gas Ltd 1.35%

Hindustan Zinc Ltd. 1.33%

Aditya Birla Nuvo Ltd 1.32%

Emami Ltd 1.29%

Container Corporation of India Ltd 1.27%

Indian Oil Corporation Ltd. 1.25%

Siemens Ltd 1.21%

Ashok Leyland Ltd 1.12%

Coromandel International Ltd 1.07%

The Ramco Cements Ltd 1.05%

Apollo Tyres Ltd 1.05%

Gillette India Ltd 1.03%

Glaxo Smithkline Cons. 1.00%

JK Cement Ltd 1.00%


Syndicate Bank 0.95%

Motherson Sumi Systems Ltd. 0.93%

Godrej Industries Ltd 0.92%

Thermax Ltd 0.92%

Torrent Power Ltd 0.89%

Exide Industries Ltd 0.89%

Power Trading Corporation of India Ltd 0.89%

Oriental Bank of Commerce 0.85%

Pidilite Industries Ltd 0.85%

FAG Bearings India Ltd. 0.84%

Alstom T&D India Ltd 0.84%

Mahindra & Mahindra Finacial Services Limited 0.82%

MindTree Limited 0.80%

Tata Global Beverages Ltd 0.80%

Torrent Pharmaceuticals Limited 0.79%

EID Parry India Ltd 0.76%

Sundaram Finance Ltd 0.75%

Gujarat State Petronet Ltd 0.75%

Century Textiles & Industries Ltd 0.70%

South Indian Bank Ltd 0.62%

Indian Bank 0.61%

Bata India Ltd 0.61%

CMC Ltd 0.61%

Bharat Forge Ltd 0.59%

Mangalore Ref And Petrochem Ltd 0.56%

Berger Paints India Ltd 0.53%

City Union Bank Ltd 0.53%

HT Media Limited 0.53%

Capital First Ltd 0.53%

Andhra Bank 0.52%

Havells India Ltd 0.52%

Steel Authority of India Ltd. 0.52%

Others 9.47%

Total 94.65%


Grand Total 100.00%


Opportunities Wealth Builder Fund as on 31st December 2014

Fund Objective : The fund aims to generate long term capital appreciation by investing pre-dominantly in mid cap stocks which are likely to be the blue chips of tomorrow. The fund will invest in stocks which

have a market capitalization equal to or lower than the market capitalization of the highest weighted stock in the NSE CNX Midcap Index. The fund may also invest upto 20% in money market instruments/cash.


319,984.42

Dep, MMI &

Others 5.35%

Equity 94.65%

Asset Allocation

41.16%

12.75%

11.78%

6.63%

5.96%

4.43%

4.27%

3.53%

3.48%

3.04%

2.96%

Others

Banks

Pharmaceuticals


Finance (including NBFCs)

Heavy Electrical Equipment

Personal Products


Refineries/ Petro-Products

Electric Utilities

Packaged Foods


100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


Money Market

Instruments &

Public Deposits

Govt. Securities

& Corp BondsEquity

Balance Fund Life Super-II ULIF03901/09/10BalancedFd101 0% to 20% 0% to 60% 40% to 80%

Income Wealth Builder Fund ULIF03401/01/10IncomeFund101 0% to 20% 80% to100% -

BlueChip Wealth Builder Fund ULIF03501/01/10BlueChipFd101 0% to 20% - 80% to 100%

Opportunities Wealth Builder Fund ULIF03601/01/10OpprtntyFd101 0% to 20% - 80% to 100%

Annexure A : Approved File & Use Limits

Fund SFIN

Asset Class

click to invest

Documents