WEALTH THROUGH INGENUITY.

AN UNCOMMON PERSPECTIVEAN UNCOMMON PERSPECTIVEAN UNCOMMON PERSPECTIVE

Before companies go into business, they start out as ideas.

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AN UNCOMMON PERSPECTIVEAN UNCOMMON PERSPECTIVEAN UNCOMMON PERSPECTIVE

The beauty of thinking outside the box? It revolutionizes what goes inside the box.Advancements in trading technologies and the creation of ingenious investment instruments are real, dramatic and liberating. They give today’s investor portfolio solutions that were previously available only to institutions and high net worth investors.

Through the years, CMG has brought knowledge-based options to the market. Drawing on over two decades of experi-ence, CMG incorporated the use of liquid, tactical investment solutions. Our experience transcends an array of trading platforms, custodians and third-party investment service providers. Result? We’re able to provide our investment partners with a significant range of uncommon solutions.

A sensible psychology for investing: Take the emotion out of it. Human behavior studies show that the pain investors feel when their investments lose money is two times greater than the satisfaction they feel when they gain money. Emo-tions heavily impact the ability to make rational investment

decisions. Enter CMG, a grounded, experienced investment advisor armed with risk-managed tactical strategies. No chasing. No panicking. No retreat from the discipline that has helped so many portfolios succeed over so many years.

Correlation analysis: Applying a valuable discipline for the long haul. In the past 100 years, the stock market has experienced numerous long-term bull and bear markets — with the average secular bull market lasting 10 years and the average secular bear market lasting 17 years. At CMG, we believe it’s vital not only to take advantage of the uptimes, but also to preserve those gains in downtimes.

One tactic we use to ensure that happens is correlation analysis. Lower correlation between investment instruments is a key characteristic of tactical strategies and their ability to consistently perform as viable risk diversifiers. Applying tactical and innovative strategies have shown the ability to lower correlation in portfolios over time.

“ It takes a touch of genius and a lot of courage to move in the opposite direction.”

INNOVATIVE INVESTMENT SOLUTIONS

Source: Guggenheim Investments

DOW JONES HISTORICAL TRENDS >> 1896–2014

History shows that the market typically moves in cycles. In the past 118 years, there have been five bull markets (shown in green) and four bear markets (shown in gray). Investment strategies

that work in bull markets may not be effective in flat or bear markets.

1896 1906 1924 1928 1954 1981 20001966 2010 2014

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Source: Investment Company Institute, Morningstar Associates and DALBAR

DALBAR STUDY: ANNUALIZED RETURNS >> 1993–2013

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ABSOLUTELY�RIGHT�FOR�THESE�TIMES.�>>

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We know all about traditional buy and hold investment theory. We improve it all the time.Today’s fast-paced global economy— and periods of volatility like 2008 — remind us that knowledge-based investing requires more than a traditional buy and hold model for success. We believe that incorporating tactical strategies into portfolios will create balance by helping reduce risk

and enhance return for long-term investment success. This is the cornerstone of a progressive diversification strategy, and the results we have achieved for our investment partners over the past two decades support that approach.

“ There’s nothing more powerful than an idea whose time has come.”

ABOUT TACTICAL MANAGEMENT

>> FOR CMG THE OPERATIVE WORDS ARE “WEALTH THROUGH INGENUITY.” WE’VE FOUND THAT INCORPORATING

TACTICAL STRATEGIES INTO PORTFOLIOS CREATES DEEPER BALANCE, AN INGENIOUS MODEL THAT WE BELIEVE

HELPS TO REDUCE RISK AND ENHANCE RETURN. OUR IN-DEPTH STUDIES OF MARKET HISTORY, REINFORCED BY

PROPRIETARY RESEARCH AND ANALYSIS LED US TO AN UNCOMMON CONCLUSION: ALLOCATING TO MULTIPLE

STRATEGIES IS MORE LIKELY TO ACHIEVE CAPITAL APPRECIATION THAN EMPLOYING A SINGLE STRATEGY. BY

COMBINING MANAGERS WHO COMPLEMENT EACH OTHER ACROSS AN ARRAY OF MARKET ENVIRONMENTS,

YOU ARE LIKELY TO REDUCE INVESTMENT RISK. >>

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“ We don’t have a crystal ball. What we have is a clear vision built on two decades of steady growth. And a sharp, sure focus on your success.”

THE CMG SOLUTION

While the nature of tactical investing is exceptionally complex, the solutions are extremely simple — once you know where to look. CMG provides our investment partners with access to a broad range of tactical investment solutions, each designed to simplify the complex institutional money management process. So how do we get there from here?

Getting smart before we get going. Anyone can be decisive. But CMG makes its recommenda-tions based on the “intelligence” we gather well before we get to the decision point. That’s the added value we bring to our customers — the benefits that separate our advisory from others. We’re about finding the right recommendations and the right managers for each individual portfolio, then imple-menting them effectively to ensure our culture of excellence.

There’s nothing passive about our investment platform.CMG constantly applies its experience, discipline and due diligence to identify the best tactical solutions for our advisors. The investment research we do is extensive, thorough and ongoing.

> We review hundreds of potential strategies each year. Most don’t meet our high standards. > We look for non-correlation, edge and experienced managers with the discipline to execute their strategy. > We continue to seek to add only the best. > We remain forward thinking. > We are a trusted resource, providing education and

thought leadership.> advisorcentral.cmgwealth.com

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BOTH�BULL�AND�BEAR�MARKETS��—�AND�TO�PROVIDE�INVESTORS�WITH�A�SMOOTHER,��

STEADIER�RIDE.�NO�SMALL�FEAT.�>>

The most important decision you ever make will be the investment partner you choose.

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ManagedAccounts

MAVariable

Annuities

VA

How to access our solutions.

All separately managed account strategies are available on our premier custodial platform, Trust Company of America (TCA). In addition, many of our strategies and CMG’s entire family of Mutual Funds can be accessed on most major custodial and overlay platforms. CMG also offers select strategies on multiple variable annuity platforms including Jefferson National’s flat fee annuity platform.

For additional information please visit www.cmgwealth.com

MutualFunds

MF

CMG ACCESSIBLE STRATEGIES

“ Our goal in every business activity we take part in is to be the best at whatever we do.”

The practical investor’s guide to progressive diversification strategy.

>>�AT�CMG,�WE�ARE�DEDICATED,�CURIOUS�AND�COLLEGIAL.�WE�ARE�UNABASHED�OPTIMISTS,��

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KNOWLEDGE�BANK�OF�RESEARCHERS�THAT�USES�ITS�EXPERTISE�TO�FIND�RIGHT-FIT�MANAGERS��

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WHEN�THEY’RE�SEEKING�STEADY�GROWTH�FOR�THEIR�PRACTICE.�>>�

The explosion of investment products — and all the noise that surrounds them — makes finding right-fit portfolio solutions a major challenge. CMG solves the dilemma for you by applying decades of experience and using what we believe are proven strategies that incorporate these characteristics:

> Flexible approaches with the ability to adapt to changing market conditions.

> Systematic models designed to minimize the emotional aspects of investing.

> Daily liquidity and full transparency.

What’s more, our team of managers focuses on key areas of tactical management.

Tactical Equity. Long only equity strategies designed to capture high-market upside, plus the ability to go to cash in down equity markets.

Tactical Fixed-Income. Long only fixed-income strategies designed to capture high-market upside, plus the ability to go to cash in down fixed-income markets.

Tactical Long/Short. These strategies trade in both equities and fixed income, long and short, helping to lower correlations to equity and bond markets.

Together, they form the cornerstone of a progressive diversification platform.

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“ We believe in the power of collaborative thinking. It’s why advisors who partner with CMG make a bigger impact helping other people — because they work together as a team.”

THE PEOPLE

We believe that for a business relationship to be successful, it should start by being personal. People need to connect, one-to-one. How else can you understand their aspirations, what they hope to achieve and what kind of life they want to build with the investment decisions they make?

We don’t recommend strategies that aren’t right for a client’s particular needs. We don’t play hunches. We don’t let emotion enter the equation either. At CMG, we follow a laser principle: Due diligence for all our investors, one investor at a time.

As complex as the investing world has become, advisors need more than just products. They need the logic behind them, the dis-tinctions between them and the confidence to recommend them.

Our role is as a valued, trusted resource — a knowledge bank of researchers that uses its expertise to find right-fit managers and uncommon solutions on your behalf. We’re the kind of passionate people investors and managers like doing business with.

We bring layers of intelligence to the relationship. Among them, two decades of experienced investing, seamless opera-tions, a willingness to embrace new technologies, social media and emerging trends, a commitment to superior client relations — plus the assurance that we will never walk away from a commitment.

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VALUABLE,�TRUSTED�RESOURCE�—�AND�THAT�WE’RE�THE�KIND�OF�PASSIONATE�PEOPLE�INVESTORS��

AND�MANAGERS�LIKE�DOING�BUSINESS�WITH.�WHEN�WE�FOUNDED�CAPITAL�MANAGEMENT��

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People come first at CMG. We’re here to serve you, exceed your expectations and help you build the strongest all-weather portfolios possible.

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“ We have a certain way of doing things around here. It always starts with listening. It ends with doing things right and the best we know how.”

HOW TO PARTNER WITH CMG

>> CMG LOOKS FORWARD TO BEING THAT PARTNER. TWO DECADES OF STEADY GROWTH SHOWS

CREATING WEALTH THROUGH INGENUITY IS A PROVEN PATH. IT SHOWS DISCIPLINE, DUE DILIGENCE

AND EXPERIENCE MATTER. AND IT SHOWS THAT WHILE TIMES AND MARKETS CHANGE, ONE THING

DOESN’T: OUR SHARP, SURE FOCUS ON YOUR SUCCESS. <<

Flexibility is the key. You can’t solve problems by using the same kind of Wall Street thinking that was used to create them.

CMG never forgets that we’re in this together. So we offer a variety of individual strategies and blended portfolios suitable for every client’s risk tolerance and investment objective.

Since we realize that there is no “one-size-fits-all-portfolio,” our platform is designed to be open architecture. This allows

for interchangeable allocations based on specific portfolio needs or changing market conditions. You can access CMG’s strategies through a separately managed account, variable annuities and mutual funds.

“ I’ve spent the majority of my 30 years in the business helping investors navigate the tactical investment world. The basic concept of modern portfolio theory is to include many risk diversifiers. While large endowments succeeded in the portfolio construction process, most investors failed as they lacked access to and knowledge of the alternative investment space. Fortunately today, a number of tactical strategies are available to all investors via managed accounts, variable annuities and mutual funds. Our specialty is Tactical Investment Solutions.”

— STEPHEN BLUMENTHAL, CEO and Founder – CMG, Contributor

IMPORTANT DISCLOSURE INFORMATION

CMG Capital Management Group, Inc. is a SEC registered investment adviser located in King of Prussia, PA. Please remember that past performance may not be indicative of future results, and that different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by CMG) will be profit-able, equal any historical performance level(s), be suitable for a specific investor, or prove successful. A copy of CMG’s current written disclosure statement discussing advisory services and fees is available upon request.

www.cmgwealth.com | advisorcentral.cmgwealth.com | @askcmg

(800) 891 - 9092

(610) 989 - 9090

1000 Continental Drive, Suite 570

King of Prussia, PA 19406

To be used for one-on-one presentation only in conjunction with a registered investment professional.