Commercial Banking Sector

March 2015

Banking Snapshot | Key Figures

Source: SBP

Pakistan Public Debt Profile

* For Dec13 domestic debt taken as at end-Jan14

Source: SBP - Monetary Policy Information Compendium

Interest Rate

Source: SBP - Monetary Policy Information Compendium & Statistical Bulletin

CY13 CY14

Banks’ Ratings | Transition

Listed Banks (22) | Stock Performance

CY14 CY13

KSE-100 Index Return25.5% 50.4%

Banking Sector Return15.5% 38.3%

Source: KSE

CY13 CY14

Credit Risk | Domestic Commercial Banks (27)

Source: SBP - Monetary Policy Information Compendium & Banking Compendium

Advances Book | Segmental Analysis |

Scheduled Banks*

Source: SBP - Banking Compendium

*This includes commercial bank (34) and 04 specialized banks (1. Zarai Taraqiati Bank Ltd., 2. SME

Bank Ltd., 3. Punjab Provincial Co-operative Bank Ltd., and 4. Industrial Development Bank Ltd.)

Spreads | Scheduled Banks

Source: SBP - Monetary Policy Information Compendium

CY13 CY14

Profitability | Domestic Commercial Banks (27)

Source: SBP - Banking Compendium

Islamic Banking | Contribution

Source: SBP - Banking Compendium

Analysts Rana M. Nadeem

nadeem@pacra.com

Saira Rizwan

saira.rizwan@pacra.com

Rida Zahoor

rida.zahoor@pacra.com

Contact Number: +92 42 3586 9504

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duly acknowledged. The presentation should not be relied upon as professional advice.