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A Quarterly Publication of:
President’s Message
THE
W: www.JaxMetroCAI.com
M: 9802 Baymeadows Rd #12 PMB201
Jacksonville, FL 32256
2015 Chapter Sponsors PLATINUM
Angius & Terry, LLP
Lake, Brown, Williams CPAs
and Consultants, Inc.
GOLD
CNLBank
Kings III Emergency Communications
SILVER
Aquatic Systems
BB&T
First Coast Association Management
Mosquito Joe
Union Bank
If you are interested in becoming a
chapter sponsor, please visit
www.JaxMetroCAI.com for details.
Dear Northeast Florida CAI Members, Happy summer to you! It is my hope that this newsletter finds you vacationing on a sandy beach somewhere sipping the fruity beverage of your choice. How nice to address the Northeast Florida CAI members! Please help us get the word out to our neighboring counties that we are now the Northeast Florida Chapter of CAI and we are here as an educational resource for them. Feel free to forward chapter emails about events to invite your contacts to the next luncheon or upcoming events. Inviting guests to our socials is a great way to get folks involved and see the lighter side of our
members. Be on the look-out for upcoming socials at Jax Beach and St. Augustine. Thank you and well wishes to our Chapter Executive Director (CED), Brittany Lamoureux, who made the decision to resign as CED to focus on her full-time position and her two little ones. We wish you nothing but the best Brittany. It is my pleasure to welcome Stephanie Peluyera back as our Chapter Executive Director. Stephanie served as our CED in 2012 and 2013 prior to having her daughter, Isabella, and we are excited she has decided to join us once again. Stephanie has many great ideas and her bubbly personality is contagious! Please contact Stephanie at [email protected] with questions, to refer a new member, share ideas, volunteer for a committee, or to learn more about event sponsorship and advertising opportunities. Save the date! You won’t want to miss our upcoming Education Event and Expo “Back to School” on September 10
th which will be held at the Schultz
Center. Keynote speaker Betsy Barbieux from the Florida CAM School will share her wisdom regarding “Dealing with Difficult People”, which is sure to provide valuable tips for every member category with the bonus of receiving credit for a 2-hour continuing education (CEU) course for our managers.
CONTINUED ON PAGE 2 PRESIDENT CONT.
Cindy Craft Dunlop
IN THIS ISSUE President’s Message | 1 New & Renewed Members | 2
Second Quarter Recap | 4 Stripping Liens | 6
Hurricane Prep | 9 Second Hand Smoke | 10
2015 Conference Recap | 12 Insurer Stability | 14
Dealing with Angry Customers | 17
VOLUME 2 | ISSUE 3
2
Amy Layne is chairing the committee with detailed information to come very soon. Amy and her committee are dedicated to making the event affordable (just a $5 entry fee) and focused on education with several CEU classes included. There are many opportunities for all our members at the event, so please reach out to Stephanie at [email protected] if you are interested in sponsorship opportunities or teaching a CEU course. Best Regards, Cindy Craft Dunlop CAI NE Florida Chapter President
“If you change the way you look at things, the things you look at change” Dr. Wayne Dyer
First Coast Management
Management Company
Marilyn Clayton
Universal Protection Services
James Dycus
Vesta Property Services
Management Company
Robert Stevens
John Tancredi
CAVL
Florida Paints
Gene Ponder
Bullard, Herndon & Brown, P.A.
Randy Herndon
Bernard Vargas Vila
Community Manager
WELCOME NEW MEMBERS
2015 Top Recruiters
Second Quarter
Cindy Craft Dunlop
CNLBank
First Quarter Leslie Pragasam
Aquatic Systems
Third Quarter
YOU?
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WELCOME BACK REJOINED MEMBERS Driveway Maintenance
Kerry Barnes
Jerre Breitbart
Community Manager
Kings III Emergency Communications
Candace Harrison
VanDyke Norman Insurance
Andy Norman
THANK YOU TO THE MEMBERS WHO
HAVE CHOSEN TO RENEW THEIR
CHAPTER MEMBERSHIP William Tech, CMCA, AMS,
PCAM
Community Manager
Kerri Van Pelt, CMCA, AMS,
PCAM
Community Manager
BCM Services, Inc.
Management Company
Denise Wallace
Lynn Salcedo, CMCA
Community Manager
Patty Stewart
Community Manager
Sherry McNees
Community Manager
Envera
Kevin Flanagan
Fletcher | Stein Insurance
Carie Whitcomb
Ian H Graham Insurance
Sylvia Tagle
Daniel Brazzano
Community Manager
May Management Services
Management Company
Ginger Matlock
Theresa Graeser, CMCA, AMS
Community Manager
Mitchell Mattocks, CMCA, AMS
Community Manager
Reserve Study Group
Stuart Wilkinson
Richard Janusz
CAVL
Dewey Walker
CAVL
We are so proud of our members and are thrilled that you are finding value in your membership. We hope that
you continue to be a loyal and involved member for a very long time!
4
Many thanks to those who attended our May luncheon & to our
Chapter sponsors. We heard from the legislative action
committee (LAC) members of our chapter on the most recent
Florida Legislative Session.
What an informative session on the many changes to look for affecting our industry and our communities. Thank you to Ed Ronsman, Esq., Amy Layne, LCAM CMCA, AMS and Pilar Willis Dixon for serving on this important committee and reporting to our members.
You will not want to miss our upcoming luncheon on July 9th where Mike Buresh, Chief Meteorologist on Action News at WJAX-TV/WFOX-TV, will provide hurricane preparedness tips.
On May 28
th, we hosted our first golf outing at
the Golf Club at South Hampton. Special thanks to Kevin Flanagan for coordinating this event on such short notice. A good time was had by all & a few of the attendees discovered a new found love for golf! We look forward to making this event an annual event.
On June 3rd
, we hosted our first social of the summer & there was a great turn out! Special thanks go to David Robinson & his Social Committee for planning a great event. Attendees
enjoyed appetizers, drinks, and a special candy making class & were able to take home lollipops made during the event. Thank you to everyone who made this event a success!
We have lots planned for the third quarter—you won’t want to miss these fun events!
Second Quarter Events Recap May 2015 Meeting
CAI 9 Hole Golf Outing
Sweet Summer Social
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6
The Supreme Court of the United States
ruled in Bank of America, N.A. v. Caulkett on June
1, 2015 that debtors in a Chapter 7 bankruptcy
proceeding cannot void a
junior lien even if the first
mortgage exceeds the current
value of the property.
This decision is
significant because it resolves
a split among federal circuits
in favor of junior lien holders,
which would include
condominium and
homeowners associations.
Previous decisions from the Eleventh Circuit Court
of Appeals provided that debtors could use lien
striping in a Chapter 7 bankruptcy to eliminate
wholly unsecured junior liens. The Supreme
Court's ruling in Caulkett fundamentally changes
the analysis upon which the earlier decisions relied.
Specifically, the Eleventh Circuit decisions focused
on the term "secured claim" finding
that a determination of whether any
equity existed beyond the first
mortgage controlled whether a
junior interest was secured. These
decisions opened the door to lien
stripping in Chapter 7 cases where
the property was underwater to the
detriment of condominium and
homeowner associations.
The new decision changes
the focus from the value of the
property in question to whether a
claim is supported by an
underlying security interest.
Relying upon the analysis in
Dewsnup v. Timm, 502, U.S. 410
(1992), the Court found that "a
'secured claim' is a claim
supported by a security interest in property,
regardless of whether the value of that property
would be sufficient to cover the claim."
Therefore, the Court held that a
junior lien cannot be voided
under 11 U.S.C. §506(d) if the
claim is secured by a lien and
allowed under §502 of the
Bankruptcy Code.
Dicta in the decision
suggests that the ruling may be
ripe for reconsideration. Until
then, an association lien cannot
be eliminated in a Chapter 7 case
solely on the theory that the value
of the property is less than the first mortgage.
This decision does not address whether a similar
lien in a Chapter 13 proceeding can be avoided.
By Cynthia Trimmer | Attorney - Ansbacher Law | [email protected] | 904.737.4600
Supreme Court Rules that Liens Cannot be
Stripped in Chapter 7 Bankruptcy Proceedings
7
CHAPTER
STAFF SPOTLIGHT
Educational background, where you grew up, info about family (spouse, kids), employer & job title, length of employment at current job I grew up in Orlando, FL where I resided until moving to Jacksonville for college in 2007. I graduated from Trinity Baptist College with a Bachelors in Elementary Education in 2010 and married my husband that same year. We were blessed with our little girl, Isabella (busy Izzy to us) in October of 2013. I currently work at Associa | Community Management Concepts of Jacksonville, Inc. as an Administrative Assistant and Education Coordinator. I have been with CMC for four years in August.
Personal stuff, such as hobbies & other organizations you are involved & other things that make
you super cool
I enjoy all things artistic and colorful and messy! I enjoy most spending time with my husband and daughter, my husband serves in the United States Air Force and any time spent together is special. We enjoy trying new restaurants, going to the zoo and visiting new parks and historical sites. What do you hope to accomplish by working for the NE Florida Chapter?
My goal for the chapter is for it to become known as the ‘go-to’ resource for Community Association Education and Information. To build up a solid and far-reaching reputation that surpasses even the loftiest of goals set by board members! Where would you like to see the chapter in 5 years?
I’d like to see the chapter grow in classification from a small to a medium chapter and to continue winning awards for innovation and growth at the National Conventions.
Stephanie Peluyera
Chapter Execut ive Director
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2015 Hurricane Preparedness Guide Hurricanes are a type of tropical
cyclone or low pressure system that is
accompanied by thunderstorms. They can
create violent waves, winds, rains and
floods, and often lead to major damage and
loss of life. Hurricanes are categorized by
their wind strength and are given names
when their winds reach 39 mph. Category 1
storms have the lowest wind speeds, while
Category 5 hurricanes have the strongest.
However, lower category storms can
sometimes cause greater damage than
higher category storms due to flooding and
location.
Before a hurricane
□ Determine if you live in a hurricane–
prone area and prepare a written plan
for your home or business. Know where
you and your family or employees will go
if required to evacuate.
□ At the beginning of hurricane season in
June, check your emergency kit supplies,
rotate your food and water stocks and
replace all batteries.
□ Monitor the National Weather Service broadcasts (www.nws.noaa.gov/nwr) throughout the season (June 1 through Nov. 30).
□ Know the difference between a “watch” and a “warning.” A hurricane watch means that the possibility exists for a hurricane within the next 48 hours and you should initiate protective measures, while a hurricane warning means that winds of at least 74 mph are expected within 36 hours or less and you should consider your safest location for shelter.
Emergency training
□ Learn what you can do before, during and after any disaster. Visit www.fema.gov for tips and info.
□ Community Emergency Response Team (C.E.R.T.) classes are usually available through your local fire department. C.E.R.T. classes equip average citizens to deal with most types of disasters based on your area.
Emergency kits for your office, home and vehicle
Include the following items: jumper cables, battery-powered radio, road flares, oil, antifreeze, first aid kit, blanket, fuses, flashlight and batteries, gloves, screwdrivers, pliers, wrench, tire inflator, rags, paper towels, duct tape, pocketknife, pen/paper, any personal medications, matches, energy bars and bottled water.
Secure your home or business
□ Contact your local building code official
to find out what you will need to do to
initiate improvement projects.
□ Use hurricane straps to secure the roof
to its structure frame.
□ Consider adding permanent storm
shutters to your windows or board them
using pre-cut ½” thick plywood and screws
with anchors.
□ Trim trees and shrubbery around your
property and clear out clogged gutters and
downspouts.
□ Tie down or secure any loose items
outside and ask your neighbors to do the
same.
□ Take an inventory of everything you
own and keep the list in a safe place away
from the property.
□ If your own insurance does not cover flood damage, call the National Flood Insurance Program at (888) 379-9531 for information regarding how to qualify for pre-disaster insurance.
During a hurricane
□ Pre-select an
evacuation destination
that is near your home or
business. If you decide to
leave the region, be
prepared to encounter
traffic.
□ If you plan to stay at a hotel, call ahead
to reserve a room. If you are unable to stay
at a hotel or with family/friends, then take
your emergency supply kit with you and
head for a shelter.
□ If you are ordered to evacuate, fill your vehicle with gas and leave immediately, as even a slight delay can result in longer travel times due to traffic congestion.
After a hurricane
□ Check yourself and others for injuries
and seek medical attention immediately, if
necessary. Apply pressure to any bleeding
wounds.
□ If you or others are trapped, do not try
to move them unless there is immediate
danger. Instead, call for medical assistance.
□ Be aware of possible structural,
electrical or gas-leak hazards in your home
or business. Also be on the lookout for and
stay clear of contaminated water, downed
power lines and broken glass.
□ If you smell gas in your home, turn off the main gas valve, open all windows and leave immediately. Notify the gas company, police or fire department and do not return until you are told it is safe to do so.
James M. Dycus, Sr. | Business Development Manager—Universal Protection Service | (407) 758-3130
10
"Secondhand smoke," means smoke emitted from lighted,
smoldering, or burning tobacco when the smoker is not inhaling; smoke emitted at the mouthpiece during puff drawing; and smoke exhaled by the smoker. The U.S.
Environmental Protection Agency has reported that second
hand smoke is known to cause cancer in humans, even healthy nonsmokers. Second hand smoke is the third leading cause of preventable deaths in the United States and may cause, or be a contributing cause, of Sudden Infant Death Syndrome, miscarriages, nasal sinus cancer, lung cancer, heart disease, and chronic respiratory problems. Due to the many negative health impacts of second hand smoke, states have taken action to eliminate smoking in public places.
It may also be prudent for community associations to regulate or ban smoking. Recently, a jury in a California case, Chauncey v. Bella Palermo Homeowners' Association, Inc., Orange County Superior Court Case No. 30-2011-00461681, found a condominium association partially liable for failing to prevent a resident from smoking on his patio and sidewalks in front of the units. While the association's covenants and rules did not restrict smoking, it had a nuisance provision and the jury found that the association should have prevented the incessant smoking based upon the nuisance provision. On the other hand, in Maine, the Supreme Judicial Court, in America v. Sunspray Condominium Association, Inc., 61 A.3d 1249 (2013), found that a unit owner could not proceed forward with his case because he failed to show that the association had not enforced its ban on smoking or that he had been injured by any second hand smoke. Instead, the unit owner had only shown that the association did not enforce the smoking ban how the unit owner had requested it be enforced.
Based upon these cases, an association may want to consider the following restrictions for its community:
1. A ban on smoking on the common areas or common elements, and/or on limited common element balconies, lanais, and patios;
2. Require smokers to use smokeless ashtrays, or to install air purifiers or fans to reduce the transmission of second-hand smoke from their immediate vicinity; and/or
3. A ban on smoking in the entire community.
Even if an association's board has authority to adopt a rule as to smoking, it may be better to adopt an amendment to the Declaration. Covenants and restrictions found in
Declarations are "clothed with a very strong presumption of validity", which arises from the fact that each owner purchases their property knowing of and accepting the restrictions to be imposed. Such restrictions will usually not be invalidated, unless they are entirely subjective in their application, are in violation of public policy, or negate some fundamental constitutional right. Furthermore, an amendment would express the will of the community and is likely to withstand judicial scrutiny. Since second hand smoke is so controversial, an amendment would be the better avenue to pursue.
Robyn M. Severs, Senior Attorney 100 Whetstone Place, Suite 101 St. Augustine, FL 32086 | Tel: 904.423.5372 | Fax: 904.239.5938 E-Mail | Website
Options for the Regulation of Second Hand Smoke in Community Associations When the Smoke Clears...
CONNECT WITH US!
www.JaxMetroCAI.com Check us out online at
11
YOUR COMPANY AD
COULD BE HERE! We have one more quarterly
newsletter this year, don’t miss your
last opportunity to advertise in the
2015 Chapter Newsletters.
If you are interested in advertising or
writing an informative article for the
upcoming newsletter please contact the
Newsletter Committee Chairperson, Leslie
Pragasam at
12
Each year chapters from across the country compete for Chapter Achievement and Excellence Awards in various categories. We are so proud to announce that our chapter was recognized and awarded at this years conference.
We were named as the winner in the Member Services category for our Chapter E-Newsletter!
President Elect, Ed Ronsman, Esq. accepted the award on behalf of the chapter.
Thank you to our Newsletter Committee Members and all of the hard work they put into ensuring that we have an award-winning e-newsletter each quarter!
Rosen Shingle Creek—9939 Universal Blvd, Orlando, FL 32819
CLICK HERE FOR HOTEL RESERVATIONS AT THE CAI REDUCED RATE
Register Online at www.caionline.org Full Conference Registration Includes:
- All education sessions - All general sessions - Wednesday welcome reception
- Thursday expo luncheon - Friday expo luncheon - Friday awards event
WHO SHOULD ATTEND? Community Manager | Management Company Executives
Product and Service Providers | Association Board Members
Through shared perspectives, experience and knowledge, a strong peer network is one of the best resources for creating community legacies. Shape your future success and strengthen your personal and professional
connections by meeting colleagues from around the world and building on their collective wisdom.
The Annual Conference features plenty of opportunities to develop connections and expand your network with small-group interactions and large social events. Receptions, meetings, exchanges and ShopTalks offer a variety
of venues for advancing ideas and cultivating the professional contacts that can be as critical to success as education and experience.
2015 National Conference
13
14
Understanding insurance companies’
financials can be very difficult and a tough task
for associations. Associations often rely on an
A.M. Best rating or a Demotech rating solely
when choosing the appropriate insurer for our
associations. There are multiple items to
consider when choosing the insurer that is the
best fit for your association when it comes to
financial stability and protecting your association.
What is a Financial Strength Rating? An
FSR is an indicator on the financial stability of an
insurance insurer. There are six rating agencies,
but we see most often A.M. Best or Demotech
rated insurers in Florida.
A.M. Best is the best known of the
financial rating companies in the industry. The
company was founded in 1899 so it has well over
one hundred years of history. A.M. Best utilizes
an insurer’s balance sheet strength, operating
performance, and business profile when
assigning the appropriate rating for the insurer.
Demotech, founded in 1985 assigns
financial stability ratings to a lot of the domestic
and regional insurers throughout the country as
well as larger nation wide companies. They go
through an extensive financial analysis of the
insurance company to determine a rating. Like
A.M. Best, Demotech looks over balance sheets
as well as other factors such as pro forma
financial statements, key personnel bios, a
review of the initial state department of insurance
licensing examination, catastrophe model
reports, reinsurance placement, and base
insurance rates prior to assigning the rating. The
company had its rating process examined and
approved by Fannie Mae in 1989, Freddie Mac in
1990, and HUD in 1994. Demotech reports that
they have assigned an FSR to seventy percent of
the insurers they have reviewed for a rating while
other rating insurers accept approximately ninety
percent of their applicants.
You may ask yourself, how does an insurance
company insure our association if our property
values exceed their surplus? This is where
reinsurance comes into play. It is important to
understand that property insurers rely on
reinsurance to protect their surplus. Reinsurance
is insurance for the insurance company.
Transferring the risk of large losses to reinsurers
allows Florida insurers to have access to
additional capital and build up reserves to pay
claims. In 2012, it was reported that ninety eight
percent of Florida insurers purchased
reinsurance to manage at least a 1 in 80 year
storm. Putting that into perspective, this is much
larger than Hurricane Andrew.
It is important to understand what your
insurer has gone through to operate in Florida.
Florida’s insurers go through meticulous
evaluations by the Florida Office of Insurance
Regulation (OIR) and it is considered one of the
toughest states to get approval in. The OIR has
to approve insurance companies to do business
in our state, whether admitted or non admitted.
The state reviews the financials of a company
along with other aspects prior to providing them
with a license to do business. An admitted
insurer has to have all property forms and rates
approved by the state prior to doing business
and they are monitored thereafter.
All admitted insurers in Florida are
members of the Florida Insurance Guaranty
Association (FIGA). FIGA is a non-profit, state
based, and statutorily created system to protect
policyholders in the event an insurance company
CONTINUED ON PAGE 15
It’s More Than Just a Rating Navigating Insurer Stability:
Sim Bridges, CPCU, CPL | Vice President—Underwriting, Coastal Insurance Underwriters
(904) 395-5912 | [email protected]
15
becomes insolvent and
immediately take responsibility of
all outstanding claims when it
happens. FIGA is similar to the
FDIC for banks. Condominium
and homeowners associations are
protected with a limit of the lesser
of the policy limits or $100,000 per
unit. For example, a 100 unit
condominium associated is
covered for up to $10 million of
limit by FIGA.
It is important when choosing the insurer that fits your association’s needs the best, to review all of these aspects when reviewing the different insurers’ stability. By all means, insurance agents can help you to obtain financial information about Florida insurers. Don’t be fooled into making a decision on the insurer based solely on the FSR and
which rating agency they have an assignment by. A deceptive insurance agent may convince you otherwise by telling you AM Best is the only credible rating firm or that a certain insurer does not have the capital to pay your claim. Florida Statute 626.9541 prohibits insurance agents from using these types of deceptive and unfair sales practices as a sales ploy. It is recommended to report these violations to the Florida Department of Financial Services Division of Consumer Services.
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PARTNERSHIP OPPORTUNITIES
Expo Booth - $400 (Non-Members: $550)
- Expo table with tablecloth and 2 chairs (Can be upgraded to a double booth for An additional $300) - Customized Digital Marketing Packet - 2 Lunch/General Session Tickets - Logo/Name on Chapter Expo Event Web Page - Logo/Name in Event Program
Course Provider/Sponsor - $250 per hour (Max. 2 hours)
Non-member: $300 per hour - One-on-One with course attendees - Logo/Name permitted on all course material handed out (as laws permit) - Customized Digital Marketing Packet - Logo/Name Outside Classroom during entire event - Logo/Name on Chapter Event Web Page - Logo/Name in Event Program - Logo/Name on Stage During General Session/Expo
Course Provider/Sponsor Bundle Deal - $800
(Available ONLY to Members) - 2 Hours of course time with all benefits listed above - One Expo Booth (Can be upgraded to a double booth for $300)
Registration Sponsor—$1,000 (2 Available)
- Display table at entrance to event - Logo on all bags and lanyards provided to attendees - Logo on stage during general session - Logo on all marketing for event - Logo on Chapter Expo Event Web Page - 5 minutes to address attendees at general session
Teacher’s Lounge (Happy Hour) Sponsor—$500
(2 Available) - Logo displayed near bar - Logo on all marketing for event - Logo on stage during general session - Logo on napkins during Happy Hour
CLICK HERE TO RESERVE
YOUR BOOTH AND COURSE
SPACE NOW! WWW.NEFLCAI2015EXPO.EVENTZILLA.NET
9am Morning Session 1
10am Morning Session 2
11am Lunch
General Session
"Dealing with Difficult People" 2HR or ELE Credits
Noon
1pm
Chapter Expo & Raffles 2pm
3pm Afternoon Session 1
4pm Afternoon Session 2
5pm
17
Customers get rude or angry for a variety of
reasons—some justified, some not. But since we’re in
business to serve customers, you’ll likely encounter rude or
angry individuals at one time or another. How you respond
can make the difference between a customer who feels
satisfied with the resolution and one who vows never to
patronize your business again.
Here are tips for coping with a tense situation and
hopefully resolving it to everyone’s satisfaction:
1. Remain calm. When a customer starts yelling or
being otherwise rude, there is nothing to be gained by
responding in a similar manner. In fact, that will probably
escalate hostilities. Maintain control of yourself, even if the
customer’s tirade makes you feel like yelling yourself.
2. Don’t take it personally. Remember, the customer is
not angry with you, they are displeased with the
performance of your product or the quality of the service
you provide. Your personal feelings are beside the
point.
3. Use your best listening skills. The first thing
an angry customer wants is to vent. To do so,
they need someone to listen—and, for better or
worse, you are that person. Listening patiently can
defuse a situation, as long as the customer feels
acknowledged in his or her complaint. Hear them
out. When they are done talking, summarize what
you’ve heard and ask any questions to further
clarify their complaint. Body language can be
critically important here. Keep eye contact. Stand
or sit up straight. Keep your arms uncrossed. Show
how closely you’re paying attention to their
problem.
4. Actively sympathize. After the customer
vents, he wants to know you understand
where he’s coming from and how he or she feels.
Express sympathy for their unpleasant customer
experience. Respect and understanding go a long
way toward smoothing things over.
5. Apologize gracefully. Whether the
customer’s complaint is legitimate or not is
really irrelevant. If you want her to stay a
customer, you need to express an apology for the
problem they are having (or perceive to be having).
A simple, straightforward statement is often all
that’s needed: “I’m sorry you’re not happy with our
service. Let’s see what we can do to make things
right.”
6. Find a solution. Once you understand why the
customer is unhappy, it is time to offer a solution. Put
forward your own fair and realistic answer to the problem.
In most cases, that’s all the customer is looking for—and
may result in providing some degree of satisfaction.
7. Take a few minutes on your own. After the situation has been resolved and the customer is on her way, it’s
helpful for you to take your own “time-out.” Even if you’ve handled the situation in the most professional way possible, it’s still a stressful experience. Rather than let that stress linger inside you, take a short walk, treat yourself to a snack or find someone to talk to who makes you laugh. Then you’ll be ready to once again engage with your customers.
Seven Steps for Dealing with Angry Customers Daniel Cobreiro, District Manager | KW Property Management | 904-371-1912 | [email protected]
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NE FL Chapter 2015
Board of Directors
Cindy Craft Dunlop
President
Edward Ronsman, Esq.
President-Elect
Donna Clawson
Treasurer
Leslie Pragasam
Secretary
Mitchell Mattocks, LCAM, CMCA®,
AMS®
Director
Stephanie Peluyera
Executive Director
If you would like to be involved in one
of our various committees contact our
Executive Director at
[email protected] to be
put in contact with the committee
chairperson.
19
UPCOMING CHAPTER EVENTS CHAPTER MEETINGS
11:30am | Maggiano’s Little Italy | 10367 Mid Town Parkway
July 9th—Severe Weather and Flooding
Presented by Mike Buresh from Action First News
October 8th—Topic to Be Determined
More Details to Follow
SOCIAL EVENTS
9 Hole Golf Outing
July 23rd
The Golf Club at South
Hampton | 5:30pm
Summer Send-off Mixer
August 21st | 5pm
Casa Marina Hotel
summersendoff.eventzilla.net
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