(compiled by jiga jvk with inputs from e-sbh 2012 batch pos) · 47 2 cic score required for sme...

(Compiled By JIGA JVK with inputs from e-SBH 2012 Batch POs)MMGS-II to III Written Exam - Memory Based Questions and Answers

1 Car loan rate on all New Car loans- (Floating rate)

2 Cotton Ginning Plus scoring model used up to _and Min Score_( 50 Lacs and Score 50)

3 Chairman of District Consultative Committee(Lead District Manager)

4 Initial Minimum Deposit in Sukanaya Samrudhdhi Yojana(RS 250)

5 Minimum Personal Loan Against Property (5 Lacs)

6 Guarantor who is capable but not paying dues of the borrower (Willful Defaulter)

7 A DD can be revalidated( Can't be revalidated)

8 Difference between Bid and Ask rate (spread)

9 A party agrees with another party or bank to exchange at future data( forward contract)

10 Demand draft up to RS 150000 can be signed by (JMGS I and above)

11 Details about Fire Insurance Policy recorded( Branch Documents Register)

12 PM Narendra Modi launched support and outreach program on 2nd November for (MSME sector)

13 Security Guards should be checked for medical fitness by BM ( once in 2 years)

14 BCP is prepared in the month of ( June )

15 Codes of Customer service and committment framed by (BCSBI)

16 How many members in Monetary Policy Committee (6 Members)

17 which of the following related to Fiscal Policy (Taxation and Govt Spending)

18 OVVR related report is checked by (Branch Manager)

(Compiled By JIGA JVK with inputs from e-SBH 2012 Batch POs)

(Compiled By JIGA JVK with inputs from e-SBH 2012 Batch POs)19 CPI Inflation target set by RBI (4% +-2%)

20 TDS if not deducted ...penal interest at __from deductible date to actual deduction date (1% per month)

21 When company is being closed, court appoints ____for orderly disposal (Official liquidator)

22 __Committee recommended for BC model (Mor Committee)

23Beneficiary Bank has to credit RTGS amount to beneficiary account within ( 30 Minutes)

24 Section 131 gives protection to (Collecting Banker)

25 Penal interest on Wrong entry of agency commission @2% above ___(Bank rate)

26 Bal in Govt Business BGL to be transferred to FSLO LHO __(September 30)

27 Bailment is contract for ___(Safe Custody)

28 Staff HL Turnaround Time after submission of complete docs __(10 Days)

29 Insta Top up is product for __(Existing HL Customers)

30 Minimum Income for Earnest Money Deposit scheme(No Minimum Income)

31 Housing loan LTV Calculation____(LTV 75% 4.5 Cr/6.0 Cr)

32 Ease of Doing Business Index topped by (New Zealand)

33 Global Competitiveness Index topped by (USA)

34 SIMSePAY app launched by (Yes Bank)

35 Pari Pasu Charge means __(Proportionate Charge)

36 Staff HL sanction authority at BPR Centre __(AGM RACPC)

37 Pehla Kadam Account Balance Limit __(RS 10 lacs)


(Compiled By JIGA JVK with inputs from e-SBH 2012 Batch POs)38 BSBD account withdrawal per month cap( Four Withdrawals)

39 Not true about Digital Savings account____(can be opened jointly)

40 Foreign student should be considered__and ____Ac should be opened(Non Resident, NRO)

41 NRO account can be opened with resident as joint holder with mode of operation (Former or Survivor only)

42 ECR is mandatory ___(above RS 50 Cr)

43 Insurance ombusman dispute limit ___(20 lacs)

44 Fully owned subsidiary of SBI ___(SBI Mutual Fund Trustee Company)

45 KCC holder eligible for _subvention and addtional ____subject to fulfilling of other conditions ( 2% , 3%)

46 Express Elite Person Loan ...Gross salary of ___(Rs 100000)

47 2 CIC score required for SME advance in excess of ___(10 lacs)

48 For Simplified Saral Business Loan CIC Score of __(650)

49 Not one of the variant of Mudra Loan ( Youth )

50 Strongroom Fitness certificate to be renewed ( once a year)

51 Under SME Smart Score scheme, working capital limit for trade sector__% of projected turnover (15%)

52 Class of employees not covered under CDS __(DMD)

53 Number of Gems awarded __(7)

54 Bereavement Leave __(1 week)

55 Paternity Leave ___(15 days)


(Compiled By JIGA JVK with inputs from e-SBH 2012 Batch POs)56 Duplicate as well as original DD presented in clearing( Duplicate Paid Original returned)

57 Liberalised KYC initially valid for only ___(12 Months)

58 Stamped receipt for payments above ___(RS 5000)

59 Minimum and Maximum Pension receivable under APY (1000, 5000)

60 APY is administered by ___(PFRDA)

61 Difference between Gross Working Capital and Positive Net Working Capital ___(Current Liabilities)

62 Operating Cycle numerical (Answer 3)

63 Current Ratio Given numerical to find Net working capital (Ans NWC 50 Lacs)

64 Quality of Management can assessed from all except ( Collateral by director)

65 Max Number of Txns in PPF AC in a year (12 instalments)

66 Personal Air Accident Insurance for Platinum Debit Card holders ( RS 10 lacs)

67 Achiever Card Validity (10 years)

68 (State Bank Rewardz) is a Loyalty Program launched for State Bank Group Debit Card customers.

69 Remittance for import should be made after maximum of (180 days after shipment)

70 Gold Bond limit for individuals___(4 KG)

71 SBI Fastag uses (RFI Technology)

72 Office 365 uses ( Cloud Technology)

73 Software that prompts unnecessary ads (Adware)

74 SBI initiave for new business (Project Shikhar)


(Compiled By JIGA JVK with inputs from e-SBH 2012 Batch POs)75 RFC not available in (JPY Currency)

76 Definition of PEP Given (Ans Politically Exposed Person)

77 Medium Risk Category account KYC to be done every (8 years)

78 Where status with respect to Address or ID has not changed for (Low risk category)

79 Work from Home Maximum for __days per month (5 days)

80 A question on device for Multi option payments ___(MOPAD)

81 Minimum TDR/STDR in MOD account (RS 10000)

82 PM Suraksha Bima Yojana age limit (18-70 years)

83 Deferred Payment Guarantee are___(Financial Guarantee s)

84 Person not satisfied with RTI information (Can file appeal with Appellate Authority)

85 Applicant not satisfied with Banking ombudsman aware can approach Ombusman Appellate Authority within (30 days)

86 which of these is not current liability _(Advance Payment Made)

87 P-LAP(Personal Loan Against Property) minimum limit (5 lacs)

88 Asset Backed Loan Max limit (2 Crores)

89 Charges for which are debited from Customers account at the time of documentation (CERSAI)

90 Matured SHG savings to loan ratio limit (beyond 1:4 as per the discretion)

91 What is true about FDI(Lasting Interest in Business )

92 Break Even Point refers to ___(No profit no loss level of production)

93 Which of the following not origination area for Vigilance Enquiry ( Complaint letter signed by the complainant)



94 Vigilance Awareness Week theme (Eradicate Corruption-Build a new India)

95 Limitation period for lien ( No limitation)

96 Passing power of Junior Customer Associate for Cash and Transfer ( Cash 15000 Transfer 20000)

97 Man Booker Prize Winner for the Novel Milkman : Anna Burns

98 Income limit for Central Sector Ineterest Subvention in education loan : (4.5 Lacs)

99 Primarily responsible for purity of Gold in Gold Loan(Cash Officer)

100 BMMC to be submitted (10th of succeeding Month)

101 Ineligible for Causal leave (Branch Manager/AGM ??)

102 HUF COS 38 form to be signed by (all adult co parcners)

103 Color of customer request form at RACPC-(???)

104 SBI No Queue App Max services that can be selected in one ticket __(Max 5 services)

105 Certificate course to be completed by officers in Scale III to V in promotion year___ (2 certifications)

106 Niti Partnered with ___for AI in agriculture and healthcare (Microsoft)

107 Path to update Mobile number INB(Profile_Personal Details_Change Mobile no)

108 Reduction in currency value due to market forces (Depreciation)

109 When borrower undertakes to not create any Charge on assets mortgaged to Bank(Negative Lien)

110 Maximum period including extension acceptable under RERA (48 Months)

111 As per IT act, TDR proceeds in excess of ___ be given in account only(RS 20000)


(Compiled By JIGA JVK with inputs from e-SBH 2012 Batch POs)112 National Rural Livelihood Mission renamed as (Deen Dayal Antyoday Yojana)

113 Operating Cycle includes(Time taken to convert raw material into cash)

114 CCTV footage to be preserved for __(90 days)

115 Family Floater policy doesn't cover (Maternal Uncle)

116 Deposit receipt of Branch Duplicate key entered in BDR and kept in custody of __(BM)

117 Presumption of Dealth of a missing person after passage of __(7 years)
