CONFIDENTIAL

25-Sep-17

Comprehensive Financial Management System (CFMS),

“Expenditure Management-Treasury”

TCS Confidential 1

The main objective of this presentation are:-

� To provide a visual idea about the Treasury Module.

�ेजर� मॉ�यूल के बारे म� एक ��य �वचार �दान करने के �लए।

� To make understand the process flows of the module.

मॉ�यूल क� ���या �वाह को समझने के �लए।

� To make understand the sub-processes and functionalities of the modules.

मॉ�यूल क� उप-���याएं और काय&�णाल� समझने के �लए ।

� To make understand the roles and process of the stakeholders.

(हतधारक+ क� भू�मकाओ ंऔर ���याओ ंको समझने के �लए ।

Objective

www.e-nidhi.bihar.gov.in

TCS Confidential 2

� Comprehensive bi-lingual (Unicode based) web-based solution.

� One time data capture/entry at source only.

� Dashboards with real time updates about Revenue and Expenditure

� Automated Validation and Reconciliation

� Workflow based automation.[FOA->DA->HA-TO]

� Digital sign facility .

� Various user friendly reports.

Benefits

TCS Confidential 3

� Real Time Information Availability – For Treasury Module, CFMS will provide

the stakeholders with real time information regarding Expenditure, Budget,

Cheque, PL payment and Pension to facilitate government-wide and agency

specific policy decisions.

� Single Source of Truth – This module will enable for capturing the data at the

source of origin and eliminate data redundancy & duplication.

� Stakeholder Convenience – This module will enhance the convenience of

stakeholders, including citizens, employees & pensioners, vendors by providing

better facilities and online data/ information sharing.

Benefits-Contd.

TCS Confidential 4

� Minimal Reconciliations - This module will enable automatic reconciliation of

receipt and expenditure at treasuries and the respective departments. It will

also facilitate automated reconciliation of daily scrolls; date-wise monthly scrolls

and clearance memorandum.

� Financial Discipline - This module will bring out effective financial discipline in

terms of accuracy and effective expenditure control, better management of

pension and cheque along with effective payment processing of PL.

� Speed and Certainty in Service Delivery – This module will be capable of

speedy and transparent delivery of services such as faster payment of invoices/

claims of vendors/ employees, speedy refund, computerized acknowledgement

etc.

Benefits – Contd.

TCS Confidential

Expenditure Management

5

TCS Confidential

Expenditure Management-Treasury

6

Bill Processing and e-Payment

Treasury Masters

Pension Management

PL/PD Payment Processing

Cheque Management

Pension Grievance

Integration

TCS Confidential 7

TCS Confidential

Treasury Masters & Household Maintenance

8

Household Maintenance: It is a type of functionality which will be used by the treasury

officer as per the requirement from time to time.

Bill Distribution Logic : Before processing of the bill in a treasury, the bills need to be mapped to a particular Dealing Assistant/Head Accountant with DDO[s].This mapping would be

done by Bill distribution process.

Monthly Closing Master: Using this functionality, the various processes like account

verification and submission, and closing of account are done before actually sending the

accounts to the authorities.

Bank- Branch Master: Using this functionality, the bank branches can be added/modified in

the Treasury. It will be treated as module specific masters.

TCS Confidential 9

TCS Confidential 10

Overview of Bill Processing

� Bills are of different types depending upon Treasury forms[Like Pay Bill, Works

& Forest Bill, AC bill, etc] with specific validations as per the specific Treasury

Forms/ Head of Accounts.

� Front Office Assistant (FOA) will inward the bill after receiving the physical bill

from Drawing and Disbursing Officer (DDO). Simultaneously, the system will

generate a unique Token number, which will be unique throughout the current

financial year.

� Proposed system automatically distributes the bill to Dealing Assistant (DA)/

Head Accountant (HA) according to pre-defined mapping with the DDOs.

� Dealing Assistant, Accountant and Treasury Officer (TO)/Assistant Treasury

Officer (ATO) check the bills thoroughly as a part of Back Office activity.

TCS Confidential 11

� Bills can be objected from lower to higher level based on the workflow

hierarchy.

� During bill processing, allotment against Head of Accounts are always available

for crosschecking with the bill’s amount and objection is raised if the sanctioned

fund is not available.

� If Treasury Officer (TO)/Assistant Treasury Officer (ATO) finds the bill according

to the rules and validations, then the TO/ATO will approve the bill, and pay

order and will generate the pay mandate.

� If any objection were raised then Drawing and Disbursing Officer (DDO) would

be intimated with reasons of objection for rectification by sending the bill back

from treasury.

Overview of Bill Processing- Contd.

TCS Confidential 12

� Payment for the bill starts after the bill have been processed at the treasury

end. After generating the Advice the amount will be credited in 8670(Major

Head)(Cheques and Bills). The RBI will pay the bill amount to the respective

beneficiary by following the IFSC and Account No. basically.

� The RBI will send the e-scroll with the successful and failed payment details to

the treasury. Amount not credited to the recipient bank account is called Failed

transaction. The amount will be credited in 8658 Major Head (Suspense

Account) until the DDO rectifies the bill.

� It can be failed due to the mismatch of the given account details. Amount paid

will be shown credited in the payment side of the govt account i.e. 8675 Major

Head.

Overview of Bill Processing- Contd.

TCS Confidential 13

� After getting the failed transactions report from treasury, the DDO will rectify the

account number and IFSC code. The treasury will then generates the

repayment bill for failed transaction and sends e-advice to RBI for payment.

� For cheque payment, cheque is prepared by the cheque writer and signed by

the Treasury/Assistant Treasury Officer.

� DDO through its messenger will receive the cheque and present it to the DDO,

who makes payment to the beneficiaries.

� System will generate e-mail/SMS alert (as applicable) and send it beneficiaries

wherever applicable and needed.

Overview of Bill Processing- Contd.

TCS Confidential 14

Functionality Comparison of Bill Processing

# CFMS Process CFMS Process CFMS Role CTMIS Role

1. Front Office

Bill Receive/Token

Print

Front Office

Assistant

Pay Clerk

Cheque Delivery Dealing Assistant

Nil Bill Delivery(

Adjustment, BT,PL-

Transfer)

Accountant

Objection Memo

Delivery

Treasury Office

2. Bill Processing

and Pay Order

Approval

Bill Processing and

Pay Order Approval

Dealing Assistant,

Accountant, TO

Dealing Assistant,

Accountant, TO

3. Bill Query with

Including Facility

for Pay Mandate

Bill Query with

Including Facility for

Pay Mandate

Dealing Assistant,

Accountant, TO

Dealing Assistant,

Accountant, TO

4. Approval for

Overruling FIFO

Approval for

Overruling FIFO

Treasury Officer NA

TCS Confidential 15

# CFMS Process CFMS Sub

Process

CFMS Role CTMIS Role

5. Bill Deliverables

Generation Of Nil Bill

Statement(Adjustment

, BT, PL transfer)

Treasury

Officer

Dealing Assistant,

Accountant, TO

Cheque

Generation(Printing)

Cheque

Writer

NA

Cheque Reject/Cancel Treasury

Officer

Treasury Officer

6. Generation of

Objection Memo

Generation of

Objection Memo

Treasury

Officer

Treasury Officer

7. Failed Transaction DDO rectifies the

transaction and then

TO generates the

consolidated bill.

Treasury

Officer will

generate the

Bill

Treasury Officer collects the

changes from DDO offline

and generates the bill.

Functionality Comparison of Bill Processing-Contd.

TCS Confidential 16

Key Features - Bill Processing

� Bill Receiving

� Bill Redistribution

� Bill Processing and Pay order Approval

� Payment Processing

� Bill Deliverables

� Bill Status Search

� Bill Preparation against Failed Transaction

� Cancellation of E-PAYMENT or Cheque cancellation after delivery.

TCS Confidential 17

Front Office Process Flow

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� Bill Receiving(Inward) :

1. Bill is received by Front Office Assistant and sent to mapped

Dealing Assistant.

2. FOA will only inward the bill when he will get the physical copy of the

bill from DDO Messenger.

� Token Generation:

1. Token is generated after successful bill receiving.

2. A printed token is provided to DDO for further reference

� Cheque Delivery:

1. Using this functionality, Cheque can be delivered to the DDO.

2. Voucher No will be generated after delivery of the cheque.

Detailed will be covered in Cheque Management Module.

Front Office Activity

TCS Confidential 19

� Nil Bill Delivery:

1. This functionality is used by front office assistant for delivery of the Nil Bill.

A. Adjustment Nil Bill

B. Book Transfer Nil Bill/Zero

C. PL-Transfer Nil Bill

� Objection Memo Delivery:

1. This functionality is used for the delivery of an objection memo which is already

generated by the TO against an objected bill.

Front Office Activity- Contd.

TCS Confidential 20

Pro

cess

F

low

of

Bil

l P

roce

ssin

g

TCS Confidential 21

� Bill Redistribution: Bills can be redistributed again after prior distribution if the TO feels

that some Dealing Assistant/Head Assistant is overloaded or any DA/HA is absent or for any

other valid reasons. It can be redistributed by DA wise and HA wise.

� Bill Processing and Pay Order Generation : Role based bill is processed in

workflow hierarchy. The Dealing Assistant (DA)/Accountant (Acct.) and finally the Treasury

Officer/Assistant Treasury officer will verify, process and approve the bill. If all the

validations, rules and regulations of bill are correct, the Treasury Officer/Assistant Treasury

Officer will generate the pay order in CFMS for payment processing.

� Payment Processing: This functionality enables auto consolidation of all the bills and

bifurcate the bills based on selection of mode of payment, that is, e-payment mode and

cheque payment mode. Treasury generates pay mandate for one DDO or for all DDO.

Bill Processing and e-Payment

TCS Confidential 22

Each pay mandate has a payment mandate (advice) ID. Treasury Officer will send it to RBI/SBI

through Secure-FTP Server.

� Bill Deliverables: Through this process, where there is no payment is involved, all Nil Bill

Statement, Cheque Generation(Printing), Cheque Reject/Cancel and Objection memo will

be generated.

� Bill Status Search: This is screen by which the status of a particular bill can be checked

by any of the Treasury users.

� Bill Query with Including Facility for Pay Mandate: This functionality is used for

adding a bill if it is not showing in the Pay Mandate Generation.

Bill Processing and e-Payment – Contd.

TCS Confidential 23

� Approval for Overruling FIFO : The approval of overruling FIFO process will be used,

when the DDO has to pass a bill quickly due to some valid reasons. The Treasury officer will

approve/reject it with proper comments. The overruled token no. will be in the top of order

[Priority based] to the user on which the token no was lying.

� Failed Transactions

� Bill against Failed Transaction:

Treasury will receive e-scroll regarding successful payment and failed payment. DDO

will rectify and send it to treasury, after that Treasury Officer will generate the

repayment bill against the failed transaction.

� Cancellation of Failed Transaction:

On request from the DDO, the treasury officer can also cancel the bill as

reduction in expenditure and challan will be generated. In this case the amount will

be refunded in the Debit Head.

Bill Processing and e-Payment – Contd.

TCS Confidential 24

Business process Re-engineering

These are the main business process re-engineering

� Online Direct payment to the beneficiary

� TO will have the Digital Sign facility.

TCS Confidential 25

TCS Confidential 26

Overview of Cheque Management

� The Cheque management module deals with process flow from cheque

requisition to delivery of cheque to the DDO messenger. Below mentioned

flowchart shows all the steps involved in the cheque management process.

The process steps involved in Cheque Management are mentioned below:

� TO will raise a request for cheque indent and send it to Nodal/Cyber treasury.

� Nodal /Cyber Treasury will send cheque indent to Govt. of India press if no

cheque is available for a given treasury.

� On invoice of cheque, the Nodal /Cyber Treasury will distribute the cheque to

respective treasury office.

� The treasury officer will distribute the cheque to cheque writer.

TCS Confidential 27

Key Features – Cheque management

� Cheque Indent Capture

� Cheque Invoice Capture

� Cheque Issue from Strong Room

� Cheque Distribution

� Cheque Status Query

� Cheque Generation(Printing)

� Cheque Reject/Cancel

TCS Confidential 28

Functionality Comparison of Cheque Management

# CFMS Process CFMS Sub Process CFMS Role CTMIS Role

1. Cheque Indent

Capture

Cheque Indent Capture TO/ATO NA

2. Cheque Invoice

Capture

Cheque Invoice Capture TO/ATO NA

3. Cheque Issue

from Strong

Room

Cheque Issue from

Strong Room

TO/ATO NA

4.Cheque

Distribution

Blank Cheque Issue TO/ATO NA

Cheque Redistribution NA

Mutilate Cheque NA

TCS Confidential 29

# CFMS Process CFMS Sub

Process

CFMS Role CTMIS

5. Cheque Status Query Cheque Status Query DA/HA/TO/ATO/C

heque Writer

NA

7. Cheque

Generation(Printing)

Cheque

Generation(Printing)

Cheque Writer NA

8. Cheque

Reject/Cancel

Cheque Reject/Cancel Treasury Officer NA

Functionality Comparison of Cheque Management- Contd.

TCS Confidential 30

Cheque Management Process Flow

CHEQUE MANAGEMENT

GO

I P

ress

Tre

asu

ryN

od

al

Tre

as

ury

NO

Cheque Book

Request “Cheque

Indent”

DA Will raise

Cheque Indent

En

d

FoA Will deliver

the cheque to

DDO Messenger

Issuing blank

Cheque to

cheque writers

TO

Approves?

Cheque writers

print the Cheque

after approval of bill

Sta

rt

Do the Nodal

Treasury has

cheque?

Cheque Book

Request

“Cheque Indent”

NO

Provides Cheque

Book with Invoice

to Nodal Treasury

Cheque Invoice

Received along

with Cheque

Books

Cheque Issued

to respective

Treasury

YES

TCS Confidential 31

Cheque Management

� Cheque Indent Capture: The cheque indent requests raised by the treasury is

maintained using this functionality.

� Cheque Invoice Capture: Based on the indents received from the treasuries, the

Government of India (GoI) press/Nodal treasury sends cheque to the requesting treasury.

Cheques are sent to the treasury as per the indent placed based on the stock available with

the GoI press/Nodal Treasury.

� Cheque Distribution

Blank Cheque Issue: This functionality is used to issue blank cheques by TO/ATO to

cheque writers.

Cheque Redistribution: Using cheque re-distribution functionality cheques are

redistributed from the lot that has been allocated to some cheque writer but remaining unused

with allocated cheque writer. This enables the flexibility to re-assign cheques to a cheque

writer who needs it from another cheque writer who has surplus number of cheques.

TCS Confidential 32

Mutilate Cheque : This functionality is used to destroy/cancel cheques, which has been mutilated and cannot be printed and used.

� Cheque Status Query: This functionality is used at the Treasury for checking the status of a cheque.

� Cheque Generating(Printing)-Through Bill Deliverables : Using this functionality,

Cheque can be printed or re-printed by the cheque writer.

� Cheque Delivery-Through Front Office : Using this functionality, Cheque can be

delivered to the DDO. Voucher No will be generated after delivery of the cheque.

� Cheque Reject/Cancel : In case of any discrepancy in the generated cheque or

because of time lapse after delivery of cheque or loss of the cheque, the cheque can be

rejected or cancelled through this functionality. Cheque rejection is available before the

delivery of the cheque whereas cancellation is applicable after the delivery.

Cheque Management- Contd.

TCS Confidential 33

TCS Confidential 34

Functionality Comparison of PL Payment Processing# CFMS Process CFMS Sub

Process

CFMS Role CTMIS

1. Processing of

PL/PD Cheques

Processing of PL/PD

Cheques

Dealing Assistant Pay Clerk / Dealing

Assistant

2. Approval/Objectio

n of PL/PD

Cheque

Approval/Objection

of PL/PD Cheques

TO TO

3.Cheque Transfer

To Administrator

Administrator to

Administrator

Dealing Assistant Dealing Assistant

Administrator To

Administrator

Transfer Approval

Treasury Officer Treasury Officer

Transfer to BT Head Dealing Assistant Dealing Assistant

Transfer to BT Head

Approval

Dealing Assistant Dealing Assistant

PL Cheque

Cancellation

Treasury Officer Treasury Officer

TCS Confidential 35

Functionality Comparison of PL Payment Processing# CFMS Process CFMS Sub Process CFMS Role CTMIS

4. Online PL/PD

Payment Processing

Online PL/PD Payment

Processing

Dealing Assistant NA

5. Treasury Receipt

Advice Approval (e-

Payment List for

PL/PD)

Treasury Receipt

Advice Approval (e-

Payment List for

PL/PD)

Treasury Officer NA

6. Final Payment Final Payment Treasury Officer NA

TCS Confidential 36

PL/PD Payment Processing

Processing of PL/PD Cheques

� Cheque Receiving: Cheques issued by PL/PD administrator to the treasury are

capture in the system using this functionality. This is a temporary provision to capture

the details of PL/PD cheques at the treasury. Once the PL/PD module gets online this

functionality will be retired.

� Approval/Objection of PL/PD Cheques : This functionality is used by TO/ATO

to Approve/Object the PL/PD cheque received at the treasury.

� Cheque Transfer To Administrator : This functionality is used to transfer and

approve the cheque amount issued by particular PL/PD administrator to other

administrators within the treasury for a particular scheme.

� Administrator to Administrator : This functionality is used to transfer the cheque

amount issued by particular PL/PD administrator to other administrators within the

treasury for a particular scheme.

TCS Confidential 37

� Administrator to Administrator Approval : This functionality is used to approve the

‘administrator-to-administrator’ transfer request raised in the system for the cheque transfer

to administrator process.

� Transfer to BT Head : This functionality is used to raise a request to transfer the

amount under PL/PD cheque to BT head as requested by PL/PD administrator.

� Transfer to BT Head Approval : This functionality is used to raise a request to transfer

the amount under PL/PD cheque to BT head as requested by PL/PD administrator.

� PL Cheque Cancellation: This functionality is used to raise a request to transfer the

amount under PL/PD cheque to BT head as requested by PL/PD administrator.

PL/PD Payment Processing- Contd.

TCS Confidential 38

TCS Confidential 39

Key Features – Pension Management

� Pension Database and Processing

� Bill Generation and Approval

� Pensioner’s Detail

� Pension Transfer and Approval

� Revision of Components

� Pension Grievance

� Bill Print

TCS Confidential 40

Functionality Comparison of Pension Management

# CFMS Process CFMS Sub Process CFMS Role CTMIS

1.

Pension

Database and

Processing

PPO Entry/Approval Treasury Users DA and TO

Pensioner Status Treasury Users DA and TO

Life Certificate Capture Treasury Officer DA and TO

Conversion of Service

Pension to Family Pension

Treasury Users DA and TO

Conversion of Family

Pension to Family Pension

Treasury Users DA and TO

Conversion of Family

Pension to Family Pension

Treasury Users DA and TO

2.Bill Generation

and Approval

First Pension Treasury Users Treasury Users

Monthly Pension Treasury Users Treasury Users

Arrear Pension Treasury Users Treasury Users

Life Time Arrear Pension Treasury Users Treasury Users

TCS Confidential 41

Functionality Comparison of Pension Management- Contd.

# CFMS Process CFMS Sub Process CFMS Role CTMIS

3.Pensioner’s

Detail

Book Transfer Entry Treasury Users Treasury Users

Additional Beneficiary

Payment

Treasury Officer NA

EFP to Normal Pension Treasury Officer NA

CVP Restoration Treasury Officer Treasury Users

Age Calculation Treasury Officer Treasury Users

4. Pension

Transfer and

Approval

Pension Transfer and

Approval

Treasury Users Treasury Officer

5. Revision of

Components

Revision of Components Treasury Officer DA and TO

TCS Confidential 42

Functionality Comparison of Pension Management- Contd.

# CFMS Process CFMS Sub Process CFMS Role CTMIS

6. Pension

Grievance

Pension Grievance Treasury Users/Help

Desk/Concern Authority

Treasury

Users/Help

Desk/Concern

Authority

7. Bill Print Bill Print Treasury Users/Draft Treasury Users

TCS Confidential 43

Pe

nsi

on

Pro

cess

Flo

w

TCS Confidential 44

Pe

nsi

on

P

roce

ss

Flo

w

TCS Confidential 45

Pension Database and Processing

� Pension Database

� PPO Entry and Approval- Will enter the PPO Details sent by the AG. TO

will approve it. In case of any discrepancy ‘Sent for Revision’ facility is

available.

� Sanction- Enters the sanction related information.

� Classification- Fills the one time payment option.

� Family Nominee- Enters the family details along with the account details.

� Pensioner Status- Facility to check the status like running, suspended or closed.

� Life Certificate Capture- A process to capture the life certificate.

� Conversion of Service Pension to Family Pension- Provides the facility to

convert the service pension into family pension in case of death of the main

pensioner.

TCS Confidential 46

Pensioner’s Detail

� Conversion of Family to Family Pension- Provides the facility to convert the

family pension into family pension in case of death of the family pensioner.

� Book Transfer Entry - Book Transfers (BT) to be deducted from pensioners can

be captured using this functionality. These BT amounts are required primarily for

deduction of Income tax from pension amount or any other reasons such as in

cases of recovery of loans or other dues from the pensioner, which could not be

settled during his/her service period.

� Additional Beneficiary Payment- Pensioner’s pension amount can be

transferred to the other beneficiary. Like for some penalty to a pensioner to

provide some amount to a third party. This can be one time or for some duration.

TCS Confidential 47

� Age Calculation – An additional pension (as percentage of basic pension) is given

to pensioner/family pensioner on attainment of 80 years of age. The calculation in

such additional pension is done through Age Calculation in Pension module.

� Restoration of Commuted Value of Pension [CVP] : A pensioner may commute a

certain portion of his/ her basic pension at the time of retirement to get a lump sum

amount called commuted value of pension. The amount commuted is deducted

from basic pension to calculate the monthly pension amount. After 15 years, such

commuted amount is restored and deduction of commuted amount from basic

pension is discontinued. This restoration of CVP amount is done through this

functionality.

� EFP to NFP: If a Pensioner deceases within 7 years (within the EFP up to date as

capture) from the commencement of the Pension, the family is entitled for

Enhanced Family Pension only up to 7 years (up to the EFP up to date as capture).

After the EFP up to date the basic pension is reduced to NFP amount such

conversion of EFP to NFP amount is done through this functionality. To perform

each task the user needs to click on the appropriate radio button.

Pensioner’s Detail- Contd.

TCS Confidential 48

� Pension Transfer and Approval

• Bank Transfer- PPO can be transferred to the same bank branch or the other

bank.

• Treasury Transfer- PPO can be transferred from one treasury to other

treasury.

• State Transfer- PPO can be transferred from the current state to other state.

For this a transfer certificate will be provided to the AG.

� Revision of Components - Using this functionality the user can revise the rates

of various components payable to a pensioner. Thus, user may capture a new

component, which is applicable for a particular pensioner or, a new rate for a

particular component from a specific date like Basic Pension, Dearness Allowance,

Recovery etc.

� Bill Print- Using this functionality the office can take the print of the various bills.

i) First Pension Bill, ii) Arrear Bill, iii) Monthly Bill, iv) Life Time Arrear Bill

Pensioner’s Detail-Contd.

TCS Confidential 49

Pension Bill Generation and Approval

� First Pension: In this form three different bills will be generated with respective

heads. Category Bill, CVP Bill and Gratuity Bill.

� Monthly Pension : In this bill will be generated upon the selection of the category

type

of a month. In the same month the bill can not be generated of the same category.

� Arrear Pension: Any type of amount that is not given can be paid with this bill.

� Life Time Arrear: One time amount to any pensioner can be provided with this

type of bill.

TCS Confidential 50

Pension Grievance

Pension Grievance

Ex: www.biharpensiongriev.gov.in

The Pensioner may have a grievance related to his/her pension. Pension

Grievance facility for a pensioner will help him to submit his complain.

Following are the main features in respect to Pension Grievance:

1. Pensioner will register in the portal against the complain.

2. Pensioner will get a grievance id against the complain.

3. The Grievance will be accepted by the Grievance cell.

4. The Grievance will resolved by the respective person.

5. The pensioner will be able to see the status of his/her grievance.

6. Finally the grievance will be resolved and disposed.

TCS Confidential 51

Integration

� Internal Integration: There will be no internal integration as the CFMS will work as

a single database.

� External Integration: There will be following external integral with Treasury regarding various uses.

CFMS

Expenditure

Management

- Treasury NSDL

Agency Bank

SMS Service

RBI

SBI

Digital Sign

IT Department

PFMS-Centrally

Aided Project

AG

TCS Confidential

109

207

246

Dark 1

255

255

255

Light 1

131

56

155

Dark 2

0

99

190

Light 2

85

165

28

Accent 1

214

73

42

Accent 2

185

175

164

Accent 3

151

75

7

Accent 4

193

187

0

Accent 5

255

221

62

Accent 6

255

255

255

Hyperlink

236

137

29

Followed Hyperlink

127

175

221

Tata Blue 50%

203

215

238

Tata Blue 25%

179

149

197

Purple 50 %

212

195

223

Purple 25 %

255

242

171

Yellow 50 %

255

249

213

Yellow 25 %

229

205

186

Brown 50 %

248

241

235

Brown 25 %

180

213

154

Green 50 %

214

231

200

Green 25 %

241

240

202

Light Green 50%

251

251

241

Light Green 25%

Title and Content

Thank You