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7.01 Conforming Fixed-Rate Program 7.0 Fixed-Rate Conforming Conventional Loan Programs Publication Date: June 18, 2010 Effective Date: June 19, 2010 ©2010 Bank of America, N.A., Correspondent Lending, Member FDIC Confidential – Unauthorized Distribution Prohibited Page 1 of 14 Program Descriptions • Eligible Loan Program names and Terms • Footnotes Program Restrictions • Special Requirements • Underwriting Method • Mortgage Credit Certificates • Geographic Restrictions • Spot Relocation • Credit Score Program Guidelines • Minimum Loan amount • Maximum LTV/CLTV • Fixed Rate Interest Only • Fixed-Rate High Balance Mortgage • Secondary Financing • Qualifying Ratios • Mortgage Insurance • Down Payment/Source of Funds • Cash Reserves • Interested Parties’ contributions • Appraisals • Temporary Buydowns • Energy Efficient Mortgages • Documentation Type • Spot Relocation Mortgages • Project Warranty Return to menu

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