CONSULTANTS AND FREELANCERS PROFESSIONAL LIABILITY INSURANCE FOR SMALL ORGANIZATIONS

For more information visit StarStone.com

ELIGIBLE SERVICES • Strategic Planning

• Feasibility Studies

• Project Management

• Education and Training

• Analysis

• Research

• Technical Support

• Process Improvement

ELIGIBLE INDUSTRIES• Agriculture

• Education

• Financial Services

• Food/Hospitality

• Healthcare

• Industrial Manufacturing

• Retail/Wholesale

• Technology

PRODUCT HIGHLIGHTS• Tailored coverage on a claims made basis

• Limit options up to $1 million

• Per claim retention options from $1,000

• Prior acts coverage to match expiring policy

• Defense coverage inside limits of liability

• Personal injury included

LICENSING

We offer ESCAPE 1-2-3 Management & Professional Liability products via our Surplus Lines carrier, StarStone Specialty Insurance Company.

OFFICES

Harborside 5, 185 Hudson Street, Suite 2600, Jersey City, NJ 07311

1125 Sanctuary Parkway, Suite 210, Alpharetta, GA 30009

190 South LaSalle, Suite 1400, Chicago, IL 60603

150 2nd Avenue North, 3rd Floor, St. Petersburg, FL 33701

COMMERCIAL E&O INSURANCE

IT’S AS SIMPLE AS 1-2-31. CONFIRM ELIGIBILITY OF THE RISK FROM

THE CRITERIA

2. SELECT THE LIMIT, RETENTION AND PREMIUM AMOUNT

3. COMPLETE THE CONSULTANTS AND FREELANCERS APPLICATION AND SUBMIT TO AN AUTHORIZED STARSTONE BROKER TO BIND COVERAGE

FOR POLICIES EFFECTIVE IN 2018 ONLY

1. CONFIRM ELIGIBILITY

To be eligible for coverage at the premium and limit options below, the applicant’s response to all of the following statements must be “Yes.” Answer “Yes” if the statement is true, or “no” if the statement is not true.

CONSULTANTS AND FREELANCERS PROFESSIONAL LIABILITY INSURANCE

APPLICATION FORM - IT’S AS SIMPLE AS 1-2-3

3. COMPLETE THE CONSULTANTS AND FREELANCERS APPLICATION AND SUBMIT TO AN AUTHORIZED STARSTONE BROKER TO BIND COVERAGE

Limit Retention To $100K To $175K To $250K To $375K To $500K

$250K/$250K $1,000 567 764 911 1,064 1,238

$2,500 559 754 898 1,049 1,220

$5,000 540 728 867 1,013 1,179

$500K/$500K $1,000 722 973 1,159 1,354 1,576

$2,500 711 959 1,142 1,335 1,553

$5,000 687 927 1,104 1,290 1,501

$1m/$1m $1,000 825 1,112 1,325 1,547 1,801

$2,500 813 1,096 1,306 1,525 1,775

$5,000 785 1,059 1,262 1,474 1,715

2. SELECT THE LIMIT, RETENTION AND PREMIUM AMOUNT

Premiums by Revenue Band (** Additional taxes and fees may apply)

1. Independently owned and operated with 5 or fewer licensed professionals (where required by law).

2. Annual revenue is $500,000 or less in the past year and anticipates no more than $500,000 in the next 12 months.

3. In the business for at least 3 years and licensed (where required).

4. Non-fee based activities do not exceed 10% of work.

5. Operating as an independent contractor and written contract in place on all engagements.

6. Not involved in any of the following:

7. No professional liability insurance claims in the past 3 years.

8. No insurance cancelled, non-renewed or declined in the past 3 years.

9. No license revoked, suspended, investigated or subject to any disciplinary action by any licensing board, association or other regulatory body in the past 5 years.

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

a. Aviation, medical, marine, nuclear, political, marijuana, gambling, firearms, lobbying, environmental, military, mineral, oil and gas operations

b. Financial advice c. Government contracts d. Management, purchase, sale or development of any real estate e. Mergers, acquisitions, capitalizations, divestitures or liquidations f. Prepared, reviewed or approved architectural, engineering or construction maps, plans, opinions,

estimates, surveys, designs, or specifications, or otherwise been involved with the design, construction, demolition or testing of any building or structure

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STARSTONE CONTACTS

BROKER CONTRACTING INFORMATION

Alyssa MockManager, eCommerce Distribution

m. 201-687-7529 e. alyssa.mock@starstone.com

UNDERWRITING

Edward NeubergerVice President, MPL Atlanta Office

t. 770-664-2021m. 404-416-5987e. ed.neuberger@starstone.com

FOR INFORMATION OR TO BIND COVERAGE CONTACT YOUR AUTHORIZED STARSTONE BROKER

LEGAL DISCLAIMERStarStone is the marketing name for StarStone National Insurance Company and StarStone Specialty Insurance Company, members of the Enstar Group. The information contained in this brochure is summary of the terms contained in the insurance policies issued by StarStone and is provided for information only. Please refer to your actual policy for all terms and conditions. If there is a conflict between this brochure and the policy, the policy language will control. Coverage may not be available in all states due to state insurance regulations. Some coverage may be provided by a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and therefore insureds are not protected by those funds.