consumer tips for the holiday season
TRANSCRIPT
![Page 1: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/1.jpg)
Consumer tips for the holiday season
Image shared under CC0
![Page 2: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/2.jpg)
Our Agenda1. Agenda
2. Objectives
3. Introductions
4. Activity 1: Class discussion
5. Activity 2: Review vocabulary
6. Activity 3: fill-in-the-blank
7. Activity 4: read a dialogue
8. Activity 5: discuss ways to save money during the holiday season
9. Activity 6: case studies10. Activity 7: dictation
![Page 3: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/3.jpg)
Workshop Objectives
1. To learn 10 new words related to saving money during the holiday season
2. To learn 13 ways you can money during the holiday season
![Page 4: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/4.jpg)
• What is your name?
• Where are you from?
Introductions
![Page 5: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/5.jpg)
Join us in a group discussion
Activity 1
![Page 6: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/6.jpg)
What do you like about the holiday season?
Group discussion
![Page 7: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/7.jpg)
Tell us about your most popular holiday in your birth country.
Group discussion
![Page 8: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/8.jpg)
Do you have any tips about how to save money during the holiday season?
Group discussion
![Page 9: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/9.jpg)
Let’s review the vocabulary
Activity 2
![Page 10: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/10.jpg)
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient Over spend
strategy Get a head start scroogeindulge
![Page 11: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/11.jpg)
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally plannedTo make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient Over spend
strategy
Get a head start scroogeindulge
![Page 12: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/12.jpg)
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient Over spend
strategy
Get a head start
scroogeindulge
![Page 13: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/13.jpg)
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient
Over spend
strategy
Get a head start
scroogeindulge
![Page 14: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/14.jpg)
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget
exceed your budget convenient
Over spend
strategy
Get a head start
scroogeindulge
![Page 15: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/15.jpg)
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget
exceed your budget
convenient
Over spend
strategy
Get a head start
scroogeindulge
![Page 16: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/16.jpg)
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty Track your spending
exceed your budget
scroogeindulge
![Page 17: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/17.jpg)
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty Track your spending
exceed your budget
scrooge
indulge
![Page 18: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/18.jpg)
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
![Page 19: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/19.jpg)
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
![Page 20: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/20.jpg)
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
![Page 21: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/21.jpg)
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
![Page 22: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/22.jpg)
Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
convenientMake a budgetwarranty scrooge Over spend
Track your spending strategyGet a head start
Exceed your budget
indulge
![Page 23: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/23.jpg)
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenientMake a budgetwarranty scrooge Over spend
Track your spending strategyGet a head start
Exceed your budget
indulge
![Page 24: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/24.jpg)
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending strategyGet a head start
Exceed your budget
indulge
![Page 25: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/25.jpg)
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending
strategy
Get a head startExceed your budget
indulge
![Page 26: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/26.jpg)
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending
strategy
get a head start
Exceed your budget
indulge
![Page 27: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/27.jpg)
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending
strategy
get a head start
Exceed your budget
indulge
![Page 28: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/28.jpg)
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty
scrooge
Over spend
Track your spending
strategy
get a head start
Exceed your budget
indulge
![Page 29: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/29.jpg)
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
Make a budgetwarrantyOver spend Exceed your budget
indulge
![Page 30: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/30.jpg)
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
Make a budget
warranty
Over spend Exceed your budget
indulge
![Page 31: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/31.jpg)
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
Over spend Exceed your budget
indulge
![Page 32: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/32.jpg)
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
Over spend Exceed your budget
indulge
![Page 33: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/33.jpg)
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
over spend
Exceed your budget
indulge
![Page 34: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/34.jpg)
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
over spend
exceed your budget
indulge
![Page 35: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/35.jpg)
Let’s read a dialogue
Activity 4
![Page 36: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/36.jpg)
Listen to a dialogue: Johanna
Margarita
Johanna
MargaritaJohanna
Margarita
Johanna
MargaritaJohanna
Margarita
What a day!Why? What happened?
I just got back from my first day of shopping, and it was so hectic. I still have a lot more to do.
Do you have a strategy to make the job easier?What do you mean?
Well, for one thing, you should make a budget. That means you must decide how much money you have to spend. Making a budget will prevent over spending.
I know, I know. I think I may have already exceeded my budget.
Well, you know sometimes it’s ok to indulge a little.
I suppose, but I think next year I am going to track my spending a little better.
That sounds like a good idea.
![Page 37: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/37.jpg)
Listen to a dialogue: Johanna
Margarita
JohannaMargarita
Johanna
Margarita
Johanna
I do have one question. What do you think of warranties? I bought a computer and the salesman talked me into buying a warranty that seemed a little expensive.Hmmmmmm ….. I think they can be convenient at times. One year I bought a stereo with a warranty. It broke down and I was able to replace it the very next day. On the other hand there are times when people buy warranties for products that break down after the warranty has ended. This can be a difficult decision.
Yes. I feel like I’ve got lots of time to look for nice gifts for my family and friends, without feeling stressed.
Exactly. One thing that you really did right, Johanna, was that you got a head start with your shopping this year.
Sounds like there are pros and cons when buying warranties.
Fantastic! Shopping while stressed really makes me feel like a scrooge.
No kidding!
![Page 38: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/38.jpg)
Activity 5
Let’s discuss saving money during the holidays
![Page 39: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/39.jpg)
1. Make a budget
Image shared under CC0
1. Make a budget
![Page 40: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/40.jpg)
1. Make a budget
Image shared under CC0
1. Make a budgetDecide how much you can spend and who you need to buy gifts for.
![Page 41: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/41.jpg)
2. Track your spending
Image shared under CC0
![Page 42: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/42.jpg)
Image shared under CC0
3. Get a head start
![Page 43: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/43.jpg)
Image shared under CC0
3. Get a head startThe more time you have to accomplish your task the less stressful will be your shopping task!
![Page 44: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/44.jpg)
Image shared under CC0
4. Study the warranty
![Page 45: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/45.jpg)
Image shared under CC0
4. Study the warrantyYou may not need it!
![Page 46: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/46.jpg)
Image shared under CC0
5. Embrace the potluck!
![Page 47: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/47.jpg)
Image shared under CC0
5. Embrace the potluck!Many hands make lighter work and less stress!
![Page 48: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/48.jpg)
Image shared under CC0
6. Use gift cards
![Page 49: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/49.jpg)
Image shared under CC0
6. Use gift cardsIn many cases this can really reduce stress!
![Page 50: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/50.jpg)
Image shared under CC0
7. Avoid impulse buying
![Page 51: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/51.jpg)
Image shared under CC0
7. Avoid impulse buyingThink before you buy!
![Page 52: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/52.jpg)
Image shared under CC0
8. Stay away from shopping malls
![Page 53: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/53.jpg)
Image shared under CC0
8. Stay away from shopping mallsHanging out at the mall may cause you to spend too much money.
![Page 54: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/54.jpg)
Image shared under CC0
9. Give home made gifts
![Page 55: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/55.jpg)
Image shared under CC0
9. Give home made giftsHome made gifts show how much you care!
![Page 56: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/56.jpg)
Image shared under CC0
10. Have a secret Santa
![Page 57: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/57.jpg)
Image shared under CC0
10. Have a secret SantaThese are so much fun- and save time and money!
![Page 58: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/58.jpg)
Image shared under CC0
11. Give gifts of service
![Page 59: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/59.jpg)
Image shared under CC0
11. Give gifts of serviceYou could give coupons to shovel snow, grocery shop or give a back rub!
![Page 60: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/60.jpg)
1. Make a budget
Image shared under CC0
12. Buy online
![Page 61: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/61.jpg)
Image shared under CC0
12. Buy online
You can often get great deals online!
![Page 62: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/62.jpg)
Image shared under CC0
13. Focus on the celebration
![Page 63: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/63.jpg)
Image shared under CC0
13. Focus on the celebration
Enjoy the season!
![Page 64: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/64.jpg)
Case studies
Activity 6
![Page 65: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/65.jpg)
Case Studies• Read each study and discuss
• what mistake was made (if any)• What can be done now to fix the
problem• What can be done to prevent identity
theft
![Page 66: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/66.jpg)
Case Study One:Miguel is stressed out. It’s December
24 and he doesn’t know what to buy his wife for Christmas.
![Page 67: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/67.jpg)
Case Study Two:Samantha went to the mall and
exceeded her budget by more than $200.00! She still has 3 people to buy for.
![Page 68: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/68.jpg)
Case Study Three:Su Jie finished her shopping and was
very happy until she realized she had forgotten 2 other people she was supposed to buy gifts for.
![Page 69: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/69.jpg)
Dictation
Activity 7
![Page 70: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/70.jpg)
Dictation 1
![Page 71: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/71.jpg)
Dictation 1Getting a head start is a great way to
save money at Christmas.
![Page 72: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/72.jpg)
Dictation 2
![Page 73: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/73.jpg)
Dictation 2Avoid impulse buying. Make a budget
and stick to it.
![Page 74: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/74.jpg)
Dictation 3
![Page 75: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/75.jpg)
Dictation 3Making home made gifts is a great way
to save money at Christmas. The receiver will know that you care because it was made especially for her.
![Page 76: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/76.jpg)
Dictation 4
![Page 77: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/77.jpg)
Dictation 4Gift cards can be the perfect gift if you
don’t know what to buy someone. It gives the receiver the opportunity to choose their own gift.
![Page 78: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/78.jpg)
Dictation 5
![Page 79: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/79.jpg)
Dictation 5Relax and enjoy the season. Christmas
really is all about enjoying your family- and old and new friends
![Page 80: Consumer tips for the holiday season](https://reader035.vdocuments.net/reader035/viewer/2022062522/587d3c001a28ab2a448b7245/html5/thumbnails/80.jpg)
Thanks for Attending!
See you next time!