correspondence from mccalla raymer,llc received feb. 3, 2016collections-february 4, 2016_new

7/25/2019 Correspondence from McCALLA RAYMER,LLC received Feb. 3, 2016Collections-february 4, 2016_new

1/9

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Send Correspondence

lo;

McCalla Raymer, LLC

1544

Old

Alabama

Road

Roswell,

GA

30076

PRESORT

FirsLClass Mail

U.S. Postage and

Fees

Paid

WSO

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'l1,ll1'l,'Il,

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Brenda Bryant

6330 Mozart Drive

Riverdale,

GA 30296


3/9

EXHIBIT

"A"

ALL

THAT TRACT

OR PARCEL OF LAND lying

and

being in

Land

Lot

133

of the

13th District

of

Fulton

County, Ceorgia and being Lot l1

,

Block C, Flat Shoals

Estates Subdivision,

as

per

plat

in

Plat

Book 105.

Page

55, Fulton County, Ge*rgia

records,

to

which reference is hereby made for

the

purpose

of incorporating

of

incorporation the

same

herein.

MR/dw0

3/ll16

Our file no.

5524815

-

FTIT

THIS IS AN ATTEMPT TO COLLECT A DEBT.

A}{Y INFORMATION

OBTAINED WILL BE

USED

FOR THAT PURPOSE.


4/9

2305590500

BORROWER COPY

LAW

OFFIf]ES

MCCALLA

RAYMER, LLC

I5.14

OLD

AL,.IBAMA ROAD

RoSwFLL. cron


5/9

(O"C.G.A.

Section 13- I

-

I 1

)

requires

that

you

he

allorved

ten

(

I

0)

days

tiom

,vour

receipl

of

this letter to

pay

the etttire

atuount

ou,'ed

u,ithout

having to pay

ettLirneys' fees. Atler that time

the

flrll attoureys'

fees

allou,ed

bv

Georgia larv n:ay

be added to the

r1ebt.

Irnclosed

is a

cop,v of

the

Natice

of

Sals

submitted fbr

publication

in

the

[ega[ uervspaper.

Note

that the

sale is scheduled

for the first Tuesdav in

March. 2016, ald

r,vill be

hekl

u.,ithin

the

legat houl's

of

sale

at

the Fitlton

County

Conrthouse

.

Please

be advised that

if tire

delault

is not

crired and

the

property

is

solcl at

foreclosure to

an

outside investor

(other

thari

your

lerder). thcre

may tre excess

proceeds

lrom the sale for

distritrution

to

lienhoiders

andlor tlie

orvner

of recolrl.

Ne

ither lienholders nor

o$rners have to

sign anv contracts or

pa_v

any lbes to

oLttside agencies to recover

these

timds 11'an

outsrcle inl,estor"colltacts.vou

atter fbreclosure

advising they

have purchased your

property at

sale.

please

call our Excess

Proceeds

department betrveen

45

-

60 davs after the

fbreclosure

sale to determine if'any

sr-lch

funds

exist.

For further

intbruatiou regarding

this foreclosure.

yr')u

may

crll

our

oflice

at

{770)

643-2I48. and

ask

tbr Team

FTlT.

'Ihe

lender ma-v

be able

to

allor.v

1,ou

to reinstate the

loan aud stop

the

fbreclosnre.

Yott

ma-v

call

our

oftlce to llnd

out

if

reinstaterlent is allor.r,ed;

and

if

allou,ed, to flnd

out the luorult ot-'

money ivhich you

mllst

pay

in

order

to

cure

the

default.

If

you

reinstate

ycr-r

loan. pa_vment

must be

made tlu'ough

our olflce in the

tbrm of

certitted

funcls

or

casltier's chc-ck.

Wlren telephcrtting

tlris o1fice piease

ictentily

yoursell'as

thebon:orver,

andrefer

to

our llle

nurrher.

Georqia

Housing

and Finance Ar-rthority

holds the

Securit_v

lleed

to

yolrr

propefiy

atd

State

Home

X,{ortgage

services

your

loan.

The entit-v that has

full

authoritv

to negotiate,

aurend, and modi{y all

terms of the mortgage

rvith the

debtor. as servicer ts:

State Home

\,Iortgage

60 Executii,e

Park

Sorith

Atlanta,

GA

30--r33

444-679-49081-3

1

33

Please

note

that this

letter is being sent to

you

in order

to

comply

with

Georgia statutory

foreclosure

Ia'rv requireurents.

Nothing

in

this

letter

should be considered

as

preventing

you

liom

exercising the Borou,er's

Rights

as explained

in

the

Initial

Comnuuications

Letter

dated January 6.

2016.

Sincerelv,

klcCalla Raymer,

LLC

/dw0

311116

Hnclosure

Original

via cetified

mail - retLrm receipt

requested

T'HIS IS

AI{

ATTEVIPT

TO

COLLECT A DEBT.

AtiY I]\FORLATION

OBTAINED

WILL BE

USED

FOR

THAT

PURPOSE.


6/9

Copy

also sent

by first

class

mail

THIS

IS AN ATTEMPT TO COLLECT

A

DEBT.

ANY INFORMATION

OBTAINED WILL

BE

USED

FOR

THAT PURPOSE.


7/9

SE{{V ICE

N{E}.,ItsER S'

CIVIL

Ii.E L{E F ACT N

OTIC E

Active

duty meurbers

of

the

Unitecl

States Ann-y,

Naly,

Air

Force, l\'larine Corps.

Coast Guard,

and

all

oflicers of

the Public

Ilealth

Sen,ice or the National Oceanic and.Atmospireric Administration

detailed

by

proper

author

itv

{'or active

dntv,

as

r.l

ell

as

their

dependents. have certajn rights and

privileges

r-rniler

the

Senvicernenrhers

C'ivil

Relief Act.

50

App.

U.S.C..A. $$ 501 et

seq.

If you r:rur

the

l')ropl:r1y

heing

foreclosed, and

you

are, or have heen within the last trvelve

nronths.

an active dLrty

"person

in

the

rnilitary serl,ice," or

a

protected

persoll

dellned

in

50

App.

Ll.S.C.A.

$sq

5l t through 5i6, the

lcrnder

n:a1,'ile required to

provide

-vou

additional

procedLrral

protectir:ns

belbre rt

cal

take

possession

cif the proper:t.v being fbreclosed.

This notice is to

ensure

that

you

are

fully

advised

of

,vor.rr

riglrts.

In

particular,

the

provisious

coutained in 50 App. U.S.C.A.

$

,533

are

designeri for the

benefrt

o1'

persons

in

the

military

service

'uvhose

abiliq,' to cornply- with the terms of their mortgage obligation

is

n:aterially

affected by reason

of

their

nlilitary setlice.

If

you

are, or have beeu rvithin the last tr.velrre months,

a

"pelson

in tire rnilitarn'service,"

or if

yor"r

believethat

yot"tare

a

protected

person

or entitled torelief under the Serviceuiembers

Civil

Relief Act,

please

contact

this

o1'fice

immediately

by rnail or

b1,

phone

as lollows:

Toll Free

Military Assistanc.e #: I

-800-342-9641

MCCALLA RAYMER. LLC

1544

Old

Alabama Road

Rosrvell. Georgia

30076

Teleplroire:

(770)613-2148

Attention: FT17

s52481

siFTl 7

3t 1i 16

THIS IS AN ATTEMPT TO

COLLECT

A

DEBT.

An.Y

INFORFIATION

OBTAINED WILL

BE USED FOR

THAT

PT]RPOSE.


8/9

BORROWER

COPY

NOTICE

OF

SAI-E

UNDER POWER

NOTTCE OF SALE UNDER POWER

GEORGIA,

FULTON

COUNTY

THIS

IS

AN ATTE&IPT TO COLLECT

A

DEBT.

ANY

INFOR}IATION

OBTAINED 1VILL

BE

USED

FOR THAT

PURPOSE.

Under and by virtue of the

Polver

of Sale contained

iri

a

Security

Deed given

by

Brenda Bryant to

Mofigage Electronic Registration

Systems,

Inc.,

as

nominee

for

Real

Estate

i\4ortgage

Network,

Inc.,

its

successors

and assigns, dated

June

30, 2010, recorded in Deed Book 49173,

Page

269, Fulton County, Georgia

Recofds,

as

last transferred

to Georgia

Housing

and

Finance Authority by assignrnent recolded

in

Deed Book

49113,Page 279, Fulton County, Georgia Records,

conveying

the

atier-described

property to

secure a

Note in

the

originai

principal

amonnt

of FORTY-EIGHT TIIOUSAND

SIX

HLTIIDRED

SEVENTY-ONE

AND

0/100

DOLLAR.S

($48,671.00),

with

interest thereon

as set forth

therein, there

will

be

solcl at

public

outcryJo

the

highest bidder tbr

cash

before

the courthouse

door of

Fulton

County, Georgia, or at

such

place

as

mav

be

lawfully designated

as

an

altemafive,

r.vithin the legal hours

of

sale

on the first Tuesday in March,2016,

the

following

described

properry:

SEE

EXHIBIT

"A''

ATTACHED

FIERETO A}.ID

MADE

A

PART

HEREOF

The debt

secured

by

said

Security

Deed

has

been and

is

hereby declared due

because of,

among other

possible

events

of default, failure to

pay

the indebtedness

as

and rvhen

dtre

and

in

the manner

provided

in the

Note and Security Deecl. The debt remaining in

del-ault.

this

sale

will

be

macle

lbr

the

purpose

of

payin-e

the

same

and all

expenses

of

this

sale, as

provided

in

Security Deed and by

law.

including attomey's

fees

(notice

of

intent to

collect attomey's fees having been

given).

Said

property

will

be sold subject

to

any'outstanding

ad

valorem

taxes

(including

taxes which are a

lien,

bnt

not

yet

due and

payable),

any

matters

which

might

be disclosed by

an

accurate sun,ey and

inspection

ofthe

properfy,

any

assessments,

liens, encumbrances, zoning

ordinances,

restrictions,

covenants, and

matters

of record superior to tire Security Deed first

set

out

above.

Georgia Housing

and Finance

Authority

is the

holder of

the Security Deed

to

the

property

in

accordance

with

OCGA

*

44-14-162.2.

The entity that has

full arithority

to

negotiate, amend, and modify all terms of the morlgage with the

debtor

is:

State

Home

Mortgage,60 Executive

Park South,

Atlanta, GA 30333

404-619-4908/-3133.

To the

best

knowledge and

belief of

the

rurdersigneil,

the

party in possession

of

the

prope rty

is Brenda

Bryant or

a

tenant or tenants and

said

property

is more

commonly known as

6330

MozartDrive, Riverdale,

Georgia

30296.

The saie will

be

conducted subject

(1)

to confirmation

that the

sale is not

prohibited

under

the

U.S.

Bankmptcy

Code and

(2)

to

final

confirmation

an


9/9

correspondence from mccalla raymer,llc received feb. 3, 2016collections-february 4, 2016_new

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