Risk Based Pricing Rule – Telecom Industry Scores TEC Risk Model bar graph TEC Risk Model table Tele-Risk Model bar graph Tele-Risk Model table

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10%

15%

24%

20%19%

12%

1 - 100 101 - 194 195 - 441 442 - 608 609 - 752 753 - 999

30%

25%

20%

15%

10%

5%

0%

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© 2013 Experian Information Solutions, Inc. All rights reserved. April 2013

Telecommunications, Energy, and Cable Risk Model – Score Range

8%

16%

25%

21%

18%

12%

1 - 129 130 - 244 245 - 568 569 - 714 715 - 775 776 - 999

30%

25%

20%

15%

10%

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© 2013 Experian Information Solutions, Inc. All rights reserved. April 2013

Tele-Risk Model – Score RangeSM

Telecommunications, Energy and Cable Risk ModelSM

National Score Distribution

Minimum Maximum Interval“Ranks higher

than X%”Cumulative

1 1 3% 3%2 19 1% 4%20 27 1% 5%28 44 1% 6%45 58 1% 7%59 73 1% 8%74 88 1% 9%89 101 1% 10%102 114 1% 11%115 122 1% 12%123 126 1% 13%127 138 1% 14%139 142 1% 15%143 147 1% 16%148 155 1% 17%156 160 1% 18%161 165 1% 19%166 169 1% 20%170 174 1% 21%175 178 1% 22%179 183 1% 23%184 188 1% 24%189 194 1% 25%195 200 1% 26%201 208 1% 27%209 220 1% 28%221 232 1% 29%233 243 1% 30%244 255 1% 31%256 265 1% 32%266 275 1% 33%276 287 1% 34%288 297 1% 35%298 308 1% 36%309 320 1% 37%321 333 1% 38%334 346 1% 39%347 359 1% 40%360 372 1% 41%373 384 1% 42%385 396 1% 43%

397 407 1% 44%408 418 1% 45%419 428 1% 46%429 437 1% 47%438 438 1% 48%439 442 1% 49%443 448 1% 50%449 454 1% 51%455 457 1% 52%458 463 1% 53%464 468 1% 54%469 475 1% 55%476 481 1% 56%482 488 1% 57%489 496 1% 58%497 504 1% 59%505 514 1% 60%515 524 1% 61%525 534 1% 62%535 545 1% 63%546 556 1% 64%557 566 1% 65%567 577 1% 66%578 587 1% 67%588 597 1% 68%598 606 1% 69%607 616 1% 70%617 625 1% 71%626 632 1% 72%633 641 1% 73%642 649 1% 74%650 656 1% 75%657 664 1% 76%665 672 1% 77%673 679 1% 78%680 686 1% 79%687 693 1% 80%694 700 1% 81%701 707 1% 82%708 714 1% 83%715 721 1% 84%722 728 1% 85%729 735 1% 86%736 742 1% 87%743 749 1% 88%750 757 1% 89%758 765 1% 90%766 773 1% 91%774 781 1% 92%

© 2013 Experian Information Solutions. All rights reserved.

MinimumMaximum

TEC ScoreTEC Score

File date: April 2013

1999

782 790 1% 93%791 800 1% 94%801 811 1% 95%812 823 1% 96%824 838 1% 97%839 858 1% 98%859 999 2% 99%

Instruction: “Your credit score ranks higher than [X] percent of U.S. consumers” where [X] corresponds to the fourth column labeled “Ranks higher than X%”.

Tele-Risk ModelSM

Score RangeMinimum

Score RangeMaximum Interval % Cumulative %

1 60 1% 1%61 82 1% 2%83 93 1% 3%94 101 1% 4%102 109 1% 5%110 116 1% 6%117 122 1% 7%123 131 1% 8%132 136 1% 9%137 142 1% 10%143 147 1% 11%148 148 1% 12%149 157 1% 13%158 168 1% 14%169 177 1% 15%178 186 1% 16%187 194 1% 17%195 201 1% 18%202 206 1% 19%207 211 1% 20%212 223 1% 21%224 233 1% 22%234 242 1% 23%243 245 1% 24%246 257 1% 25%258 269 1% 26%270 282 1% 27%283 295 1% 28%296 308 1% 29%309 323 1% 30%324 337 1% 31%338 351 1% 32%352 365 1% 33%366 379 1% 34%380 392 1% 35%393 403 1% 36%404 418 1% 37%419 434 1% 38%435 449 1% 39%450 464 1% 40%465 478 1% 41%479 492 1% 42%

493 505 1% 43%506 518 1% 44%519 529 1% 45%530 540 1% 46%541 551 1% 47%552 561 1% 48%562 570 1% 49%571 580 1% 50%581 589 1% 51%590 598 1% 52%599 607 1% 53%608 615 1% 54%616 623 1% 55%624 631 1% 56%632 638 1% 57%639 645 1% 58%646 652 1% 59%653 659 1% 60%660 665 1% 61%666 671 1% 62%672 677 1% 63%678 682 1% 64%683 688 1% 65%689 693 1% 66%694 698 1% 67%699 703 1% 68%704 708 1% 69%709 713 1% 70%714 717 1% 71%718 722 1% 72%723 725 1% 73%726 729 1% 74%730 733 1% 75%734 737 1% 76%738 741 1% 77%742 744 1% 78%745 747 1% 79%748 751 1% 80%752 754 1% 81%755 757 1% 82%758 760 1% 83%761 763 1% 84%764 766 1% 85%767 769 1% 86%770 772 1% 87%773 775 1% 88%776 778 1% 89%779 782 1% 90%783 785 1% 91%

© 2013 Experian Information Solutions. All rights reserved.

MinimumMaximum

Tele-Risk ModelSM

Tele-Risk ModelSM

File date: April 2013

1999

786 788 1% 92%789 792 1% 93%793 796 1% 94%797 800 1% 95%801 804 1% 96%805 809 1% 97%810 816 1% 98%817 999 2% 100%

Instruction: “Your credit score ranks higher than [X] percent of U.S. consumers” where [X] corresponds to the fourth column labeled “Ranks higher than X%”.