Covenant - Why, What, and How

Why we were founded and live each day.

What we do for our clients.

How we provide wealth management services.

We exist to enable our clients to live fuller, more meaningful lives. The vision of Creating a

Richer Life may seem simple, but it goes well beyond growing your net worth. Our team sets

out each day to unburden clients from the daily cares of financial management and to

empower them to pursue their passions and interests.

We provide impactful advice and solutions, using our Lifestyle. Legacy. Philanthropy.® process

in collaboration with people who need help managing their future.

We begin each relationship with a comprehensive Discovery Session. We believe strongly that

we must extract client goals and objectives well before we can begin a strategy session.

However, once goals and objectives are unlocked and clarified, we apply our knowledge and

insight in the design of a financial plan and investment portfolio that starts the client on a

fulfilling journey to a Richer Life.

CREATING RICHER LIVES

LIFESTYLE. LEGACY. PHILANTHROPY.®

GOALS-DIRECTED PLANNING, THOUGHTFUL INVESTING, AND COMMUNITY ENGAGEMENT

©2020 COVENANT

CREATING RICHER LIVES

WEALTH PLANNING ROADMAP

SERVICES DELIVERABLES

GETTING STARTED • Complete Covenant Questionnaire

•

•

Advisory Agreement

ADV

• Income Tax Analysis

• Prioritized Action Item List

• Financial outlook in a “no planning world”

• Covenant Wealth Central login and manual

• Initial portfolio recommendations

MEETING ONE – DISCOVERY AND GOAL SETTING

• Meet the team

• Clarity Interview

• Initial goal setting

PHASE TWO:PLANNING FOCUS

MEETING THREE – AGREEMENT & IMPLEMENTATION

• Action Items list

• Initiate Action Items

• Account opening paperwork

• Investment Objectives and Restriction statement

•

Objective and Unbiased Manager Analysis

• Introduction to Covenant Wealth Central

MEETING TWO – LIFESTYLE. LEGACY. PHILANTHROPY.®

• Lifestyle. Legacy. Philanthropy.® Report

•

Lifestyle. Legacy. Philanthropy.® agreement

• Portfolio implementation strategy

MEETING ONE – GOALS-DIRECTED PLANNING SESSION

MEETINGS – LIFESTYLE. LEGACY. PHILANTHROPY.® UPDATE / PORTFOLIO REVIEW

•

Planning ideation – deep dive

• Other advisor engagement (attorney, insurance)

• Estate plan analysis and flowchart

• Insurance findings and recommendations

PHASE THREE:ONGOINGMONITORING

• Financial plan document

• Calendar of annual services

• Compliance requirements

• Investment performance summary

• Action item review and update• Focused planning reviews

• Rediscovery session

• Fact changes or updates

• Comprehensive Covenant Wealth Centralreview

PHASE ONE:

COVENANTMFO.COM

Covenant is an SEC registered investment advisor. Please remember to contact Covenant Multi-Family Offices, LLC, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, to modify any reasonable restrictions to our investment advisory services, or if you wish to direct that Covenant Multi-Family Offices, LLC to effect any specific transactions for your account. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available upon request.